ðA single person spends $852 per month in Chiang Mai vs $404 in Kayl, rent included.
ðA couple spends around $1,354 per month in Chiang Mai vs $405 in Kayl, rent included.
ðA family of three spends $1,857 per month in Chiang Mai vs $406 in Kayl, rent included.
ðChiang Mai costs about 111% more than Kayl, driven mainly by Groceries & Markets.
ðBoth Chiang Mai and Kayl are more affordable than the global median â Chiang Mai36% lower, Kayl70% lower.
Currency
ð― Eating Out
Chiang Mai
Kayl
Difference
Meal at Budget Restaurant
$1.96āļŋ64.0
-
-
Three-Course Dinner for Two, Mid-Range
$18.81āļŋ615
-
-
Fast Food Meal(McDonalds, etc)
$7.92āļŋ259
-
-
Cappuccino
$1.91āļŋ62.6
-
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.84āļŋ27.41
-
-
Water(0.33 liter bottle)
$0.35āļŋ11.51
-
-
Local Beer(0.5 liter draught)
$2.21āļŋ72.1
-
-
Imported Beer(0.33 liter bottle)
$3.80āļŋ124
-
-
ð Groceries & Markets
Chiang Mai
Kayl
Difference
Milk(1 liter)
$1.64āļŋ53.5
-
-
White Bread(500g)
$1.62āļŋ53.1
-
-
Rice(white)(1kg)
$1.18āļŋ38.62
-
-
Eggs
$2.01āļŋ65.8
-
-
Local Cheese(1kg)
$15.89āļŋ520
-
-
Chicken Fillets(1kg)
$3.01āļŋ98.5
-
-
Beef Round Steak(1kg)
$10.77āļŋ352
-
-
Apples(1kg)
$2.61āļŋ85.5
-
-
Banana(1kg)
$1.22āļŋ39.88
-
-
Oranges(1kg)
$1.70āļŋ55.7
-
-
Tomato(1kg)
$1.58āļŋ51.5
-
-
Potato(1kg)
$1.32āļŋ43.14
-
-
Onion(1kg)
$1.17āļŋ38.23
-
-
Lettuce(1 head)
$0.67āļŋ21.98
-
-
Water(1.5 liter bottle)
$0.56āļŋ18.32
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$4.53āļŋ148
-
-
Wine(Bottle)
$18.20āļŋ595
-
-
Local Beer(0.5 liter bottle)
$1.83āļŋ60.0
-
-
Imported Beer(0.33 liter bottle)
$3.23āļŋ106
-
-
ð Getting Around
Chiang Mai
Kayl
Difference
One-way Ticket(Public Transport)
$0.89āļŋ29.00
-
-
Public Transport Monthly Pass(Regular Price)
$19.38āļŋ634
-
-
Taxi Start(Normal Tariff)
$1.35āļŋ44.20
-
-
Taxi(Normal Tariff)(1km)
$1.35āļŋ44.05
-
-
Taxi 1hour Waiting(Normal Tariff)
$8.25āļŋ270
-
-
Gasoline(1 liter)
$1.27āļŋ41.64
-
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2Kāļŋ691.8K
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5Kāļŋ735.3K
-
-
ð§ū Monthly Utilities & Internet
Chiang Mai
Kayl
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.2āļŋ2,294
$346âŽ296
-79.72%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.77āļŋ450
-
-
Internet(50+ Mbps, Unlimited Data)
$17.60āļŋ575
$57.7âŽ49.34
-69.47%
ð Sport & Entertainment
Chiang Mai
Kayl
Difference
Gym Membership(Monthly)
$41.57āļŋ1,360
-
-
Tennis Court(1 Hour on Weekend)
$6.60āļŋ216
-
-
Cinema Ticket
$5.78āļŋ189
-
-
ð§ļ Childcare & Education
Chiang Mai
Kayl
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$306āļŋ10.0K
-
-
International Primary School, 1 Child(Yearly)
$14.8Kāļŋ484.8K
-
-
ðð Clothing & Footwear
Chiang Mai
Kayl
Difference
Jeans(Levis 501 Or Similar)
$54.4āļŋ1,778
-
-
Summer Dress(H&M, Zara, etc)
$26.14āļŋ855
-
-
Sport Shoes(Adidas, Nike)
$84.5āļŋ2,764
-
-
Men's Leather Business Shoes
$69.4āļŋ2,270
-
-
ð Accommodation & Living
Chiang Mai
Kayl
Difference
1-bedroom Apartment, City Center(Monthly)
$424āļŋ13.9K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$238āļŋ7,788
-
-
3-bedroom Apartment, City Center(Monthly)
$825āļŋ27.0K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$515āļŋ16.8K
-
-
Buy Apartment in City Center(m2)
$2,049āļŋ67.0K
-
-
Buy Apartment Outside City Center(m2)
$1,523āļŋ49.8K
-
-
ðĩ Salaries & Financials
Chiang Mai
Kayl
Difference
Average Monthly Net Salary(After Tax)
$635āļŋ20.8K
$9,979âŽ8,542
-93.63%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
0
-
CityCost data is based on AI and user input â minor inaccuracies may occur.
Last update for Chiang Mai: April 27, 2026
Last update for Kayl: April 26, 2026
Cost Breakdown
ð°Salaries run about 1471% higher in Kayl, which reinforces the cost advantage â you earn more and spend less. Purchasing power leans clearly in its favor.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Kayl: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Kayl?
Chiang Mai costs about 111% more than Kayl, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Kayl?
For a comfortable life, plan on about $1,278 per month in Chiang Mai and $606 in Kayl. That covers rent, food, utilities, transport, and enough left over to feel settled â not just surviving.
Can you live on $1,000/month in Chiang Mai or Kayl?
$1,000 covers both cities comfortably â all-in costs are $852 in Chiang Mai and $404 in Kayl, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Kayl?
For digital nomads, it depends on budget. Kayl costs $404 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Kayl?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison â central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Kayl?
If budget matters most, go with Kayl. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared