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Cost of Living Comparison Between Chiang Mai and Karwar Cost of Living Comparison Between Chiang Mai and Karwar

😐 Solo nomad: Chiang Mai is 117.4% more expensive than Karwar without rent, and 123.7% more expensive with rent.
😐 Family of 3: Chiang Mai is 99.8% more expensive than Karwar without rent, and 112.3% more expensive with rent.
Currency
🍽 Eating Out
Chiang Mai
Karwar
Difference
Meal at Budget Restaurant
$1.97 ฿62.0
$2.68 ₹243
-26.49%
Three-Course Dinner for Two, Mid-Range
$18.68 ฿587
$12.84 ₹1,165
45.48%
Fast Food Meal (McDonalds, etc)
$7.92 ฿249
$3.97 ₹361
99.50%
Cappuccino
$2.02 ฿63.6
$2.00 ₹181
1.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 ฿26.44
$0.45 ₹40.60
86.67%
Water (0.33 liter bottle)
$0.35 ฿11.06
$0.22 ₹19.85
59.09%
Local Beer (0.5 liter draught)
$2.22 ฿69.9
$2.39 ₹217
-7.11%
Imported Beer (0.33 liter bottle)
$3.59 ฿113
$2.89 ₹263
24.22%
🛒 Groceries & Markets
Chiang Mai
Karwar
Difference
Milk (1 liter)
$1.67 ฿52.3
$0.57 ₹51.6
192.98%
White Bread (500g)
$1.62 ฿51.1
$0.49 ₹44.87
230.61%
Rice (white) (1kg)
$1.20 ฿37.82
$0.63 ₹57.0
90.48%
Eggs
$1.93 ฿60.8
$0.95 ₹86.1
103.16%
Local Cheese (1kg)
$16.00 ฿503
$4.04 ₹367
296.04%
Chicken Fillets (1kg)
$3.16 ฿99.2
$2.99 ₹271
5.69%
Beef Round Steak (1kg)
$10.93 ฿343
-
-
Apples (1kg)
$2.67 ฿83.8
$1.84 ₹167
45.11%
Banana (1kg)
$1.18 ฿36.98
$0.69 ₹62.6
71.01%
Oranges (1kg)
$1.64 ฿51.5
$0.91 ₹82.3
80.22%
Tomato (1kg)
$1.59 ฿49.82
$0.45 ₹40.91
253.33%
Potato (1kg)
$1.32 ฿41.63
$0.46 ₹41.72
186.96%
Onion (1kg)
$1.19 ฿37.48
$0.45 ₹41.02
164.44%
Lettuce (1 head)
$0.71 ฿22.19
$0.34 ₹30.84
108.82%
Water (1.5 liter bottle)
$0.56 ฿17.74
$0.30 ₹27.30
86.67%
Cigarettes 20 Pack (Marlboro, Camel)
$4.64 ฿146
$3.11 ₹282
49.20%
Wine (Bottle)
$18.96 ฿596
$6.72 ₹610
182.14%
Local Beer (0.5 liter bottle)
$1.77 ฿55.6
$1.65 ₹149
7.27%
Imported Beer (0.33 liter bottle)
$3.20 ฿101
$4.13 ₹375
-22.52%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.47 ₹406
-
🚌 Getting Around
Chiang Mai
Karwar
Difference
One-way Ticket (Public Transport)
$0.90 ฿28.31
$0.28 ₹25.04
221.43%
Public Transport Monthly Pass (Regular Price)
$19.24 ฿605
$8.91 ₹809
115.94%
Taxi Start (Normal Tariff)
$1.36 ฿42.77
$0.60 ₹54.3
126.67%
Taxi (Normal Tariff) (1km)
$1.35 ฿42.35
$0.24 ₹21.91
462.50%
Taxi 1hour Waiting (Normal Tariff)
$8.15 ฿256
$0.56 ₹50.5
1355.36%
Gasoline (1 liter)
$1.22 ฿38.42
$1.23 ₹112
-0.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K ฿671.6K
$11.4K ₹1.0M
87.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.7K ฿683.6K
$17.8K ₹1.6M
22.46%
🧾 Monthly Utilities & Internet
Chiang Mai
Karwar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.3 ฿2,210
$32.23 ₹2,926
118.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.91 ฿437
$3.36 ₹305
313.99%
Internet (50+ Mbps, Unlimited Data)
$18.00 ฿566
$6.87 ₹623
162.01%
🎉 Sport & Entertainment
Chiang Mai
Karwar
Difference
Gym Membership (Monthly)
$41.78 ฿1,313
$15.99 ₹1,452
161.29%
Tennis Court (1 Hour on Weekend)
$6.80 ฿214
$7.16 ₹650
-5.03%
Cinema Ticket
$5.72 ฿180
$2.95 ₹268
93.90%
🧸 Childcare & Education
Chiang Mai
Karwar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$308 ฿9,690
$60.4 ₹5,483
410.41%
International Primary School, 1 Child (Yearly)
$14.8K ฿465.6K
$952 ₹86.4K
1456.67%
👕👟 Clothing & Footwear
Chiang Mai
Karwar
Difference
Jeans (Levis 501 Or Similar)
$55.9 ฿1,755
$32.36 ₹2,937
72.59%
Summer Dress (H&M, Zara, etc)
$26.71 ฿839
$29.70 ₹2,696
-10.07%
Sport Shoes (Adidas, Nike)
$84.5 ฿2,657
$34.59 ₹3,140
144.41%
Men's Leather Business Shoes
$70.8 ฿2,226
$34.36 ₹3,119
106.14%
🏠 Accommodation & Living
Chiang Mai
Karwar
Difference
1-bedroom Apartment, City Center (Monthly)
$431 ฿13.5K
$123 ₹11.1K
250.54%
1-bedroom Apartment, Outside City Center (Monthly)
$237 ฿7,437
$74.8 ₹6,790
216.29%
3-bedroom Apartment, City Center (Monthly)
$811 ฿25.5K
$271 ₹24.6K
199.27%
3-bedroom Apartment, Outside City Center (Monthly)
$501 ฿15.7K
$184 ₹16.7K
172.54%
Buy Apartment in City Center (m2)
$2,202 ฿69.2K
$976 ₹88.6K
125.73%
Buy Apartment Outside City Center (m2)
$1,600 ฿50.3K
$561 ₹50.9K
185.28%
💵 Salaries & Financials
Chiang Mai
Karwar
Difference
Average Monthly Net Salary (After Tax)
$684 ฿21.5K
$499 ₹45.3K
37.18%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
7.69
-34.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: January 13, 2026

Last update for Karwar: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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