Cost of Living Comparison Between Chiang Mai and Karwar Cost of Living Comparison Between Chiang Mai and Karwar

😐 Solo nomad: Chiang Mai is 107.2% more expensive than Karwar without rent, and 122.5% more expensive with rent.
😐 Family of 3: Chiang Mai is 80.7% more expensive than Karwar without rent, and 110.7% more expensive with rent.
Currency
🍽 Eating Out
Chiang Mai
Karwar
Difference
Meal at Budget Restaurant
$2.03 ฿64.0
$2.58 ₹238
-21.32%
Three-Course Dinner for Two, Mid-Range
$18.59 ฿586
$12.60 ₹1,161
47.54%
Fast Food Meal (McDonalds, etc)
$7.48 ฿236
$4.11 ₹379
82.00%
Cappuccino
$2.00 ฿63.0
$1.99 ₹184
0.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ฿26.72
$0.44 ₹40.66
93.18%
Water (0.33 liter bottle)
$0.35 ฿11.09
$0.19 ₹17.90
84.21%
Local Beer (0.5 liter draught)
$2.21 ฿69.8
$2.35 ₹216
-5.96%
Imported Beer (0.33 liter bottle)
$3.76 ฿118
$2.83 ₹261
32.86%
🛒 Groceries & Markets
Chiang Mai
Karwar
Difference
Milk (1 liter)
$1.72 ฿54.2
$0.53 ₹48.73
224.53%
White Bread (500g)
$1.63 ฿51.5
$0.50 ₹45.77
226.00%
Rice (white) (1kg)
$1.16 ฿36.54
$0.64 ₹58.8
81.25%
Eggs
$1.98 ฿62.4
$1.01 ₹93.4
96.04%
Local Cheese (1kg)
$15.93 ฿502
$4.00 ₹369
298.25%
Chicken Fillets (1kg)
$3.17 ฿99.9
$2.84 ₹262
11.62%
Beef Round Steak (1kg)
$10.90 ฿344
-
-
Apples (1kg)
$2.65 ฿83.4
$1.82 ₹168
45.60%
Banana (1kg)
$1.22 ฿38.57
$0.65 ₹60.0
87.69%
Oranges (1kg)
$1.70 ฿53.5
$0.96 ₹88.8
77.08%
Tomato (1kg)
$1.59 ฿50.2
$0.43 ₹39.47
269.77%
Potato (1kg)
$1.32 ฿41.76
$0.45 ₹41.73
193.33%
Onion (1kg)
$1.17 ฿36.86
$0.42 ₹39.02
178.57%
Lettuce (1 head)
$0.68 ฿21.38
$0.36 ₹33.46
88.89%
Water (1.5 liter bottle)
$0.56 ฿17.58
$0.28 ₹25.54
100.00%
Cigarettes 20 Pack (Marlboro, Camel)
$4.51 ฿142
$3.22 ₹297
40.06%
Wine (Bottle)
$19.07 ฿602
$6.40 ₹590
197.97%
Local Beer (0.5 liter bottle)
$1.77 ฿55.8
$1.58 ₹146
12.03%
Imported Beer (0.33 liter bottle)
$3.18 ฿100
$4.09 ₹377
-22.25%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.35 ₹401
-
🚌 Getting Around
Chiang Mai
Karwar
Difference
One-way Ticket (Public Transport)
$0.96 ฿30.37
$0.28 ₹25.80
242.86%
Public Transport Monthly Pass (Regular Price)
$18.90 ฿596
$8.86 ₹817
113.32%
Taxi Start (Normal Tariff)
$1.36 ฿42.83
$0.61 ₹55.8
122.95%
Taxi (Normal Tariff) (1km)
$1.35 ฿42.65
$0.24 ₹22.26
462.50%
Taxi 1hour Waiting (Normal Tariff)
$8.03 ฿253
$0.61 ₹56.1
1216.39%
Gasoline (1 liter)
$1.24 ฿39.20
$1.17 ₹108
5.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ฿667.5K
$11.7K ₹1.1M
80.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K ฿686.1K
$17.5K ₹1.6M
24.28%
🧾 Monthly Utilities & Internet
Chiang Mai
Karwar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$71.2 ฿2,247
$31.61 ₹2,915
125.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.09 ฿444
$3.31 ₹305
325.68%
Internet (50+ Mbps, Unlimited Data)
$17.47 ฿551
$7.04 ₹649
148.15%
🎉 Sport & Entertainment
Chiang Mai
Karwar
Difference
Gym Membership (Monthly)
$42.07 ฿1,327
$16.09 ₹1,483
161.47%
Tennis Court (1 Hour on Weekend)
$6.88 ฿217
$7.18 ₹662
-4.18%
Cinema Ticket
$5.94 ฿187
$2.84 ₹262
109.15%
🧸 Childcare & Education
Chiang Mai
Karwar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$307 ฿9,694
$61.2 ₹5,640
402.48%
International Primary School, 1 Child (Yearly)
$14.8K ฿466.6K
$961 ₹88.6K
1438.66%
👕👟 Clothing & Footwear
Chiang Mai
Karwar
Difference
Jeans (Levis 501 Or Similar)
$55.7 ฿1,756
$33.14 ₹3,056
67.98%
Summer Dress (H&M, Zara, etc)
$26.79 ฿845
$29.57 ₹2,726
-9.40%
Sport Shoes (Adidas, Nike)
$83.2 ฿2,625
$35.42 ₹3,266
134.95%
Men's Leather Business Shoes
$70.1 ฿2,211
$35.54 ₹3,277
97.27%
🏠 Accommodation & Living
Chiang Mai
Karwar
Difference
1-bedroom Apartment, City Center (Monthly)
$427 ฿13.5K
$125 ₹11.5K
242.93%
1-bedroom Apartment, Outside City Center (Monthly)
$237 ฿7,478
$76.0 ₹7,008
211.93%
3-bedroom Apartment, City Center (Monthly)
$802 ฿25.3K
$276 ₹25.4K
190.69%
3-bedroom Apartment, Outside City Center (Monthly)
$503 ฿15.9K
$181 ₹16.7K
178.51%
Buy Apartment in City Center (m2)
$2,061 ฿65.0K
$831 ₹76.6K
148.06%
Buy Apartment Outside City Center (m2)
$1,533 ฿48.3K
$527 ₹48.6K
190.76%
💵 Salaries & Financials
Chiang Mai
Karwar
Difference
Average Monthly Net Salary (After Tax)
$654 ฿20.6K
$483 ₹44.5K
35.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
7.69
-34.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: March 1, 2026

Last update for Karwar: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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