Cost of Living Comparison Between Chiang Mai and Karnal Cost of Living Comparison Between Chiang Mai and Karnal

😐 Solo nomad: Chiang Mai is 89.5% more expensive than Karnal without rent, and 111.8% more expensive with rent.
😐 Family of 3: Chiang Mai is 66% more expensive than Karnal without rent, and 103.5% more expensive with rent.
Currency
🍽 Eating Out
Chiang Mai
Karnal
Difference
Meal at Budget Restaurant
$2.03 ฿64.0
$2.00 ₹184
1.50%
Three-Course Dinner for Two, Mid-Range
$18.59 ฿586
$10.30 ₹950
80.49%
Fast Food Meal (McDonalds, etc)
$7.48 ฿236
$2.88 ₹266
159.72%
Cappuccino
$2.00 ฿63.0
$2.12 ₹196
-5.66%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ฿26.72
$0.41 ₹37.57
107.32%
Water (0.33 liter bottle)
$0.35 ฿11.09
$0.14 ₹12.64
150.00%
Local Beer (0.5 liter draught)
$2.21 ฿69.8
$1.82 ₹168
21.43%
Imported Beer (0.33 liter bottle)
$3.76 ฿118
$2.56 ₹236
46.87%
🛒 Groceries & Markets
Chiang Mai
Karnal
Difference
Milk (1 liter)
$1.72 ฿54.2
$0.70 ₹64.3
145.71%
White Bread (500g)
$1.63 ฿51.5
$0.54 ₹49.86
201.85%
Rice (white) (1kg)
$1.16 ฿36.54
$0.89 ₹81.7
30.34%
Eggs
$1.98 ฿62.4
$1.11 ₹102
78.38%
Local Cheese (1kg)
$15.93 ฿502
$5.98 ₹552
166.39%
Chicken Fillets (1kg)
$3.17 ฿99.9
$3.41 ₹314
-7.04%
Beef Round Steak (1kg)
$10.90 ฿344
-
-
Apples (1kg)
$2.65 ฿83.4
$2.16 ₹199
22.69%
Banana (1kg)
$1.22 ฿38.57
$0.84 ₹77.4
45.24%
Oranges (1kg)
$1.70 ฿53.5
$1.06 ₹97.6
60.38%
Tomato (1kg)
$1.59 ฿50.2
$0.49 ₹45.47
224.49%
Potato (1kg)
$1.32 ฿41.76
$0.26 ₹24.20
407.69%
Onion (1kg)
$1.17 ฿36.86
$0.32 ₹29.94
265.62%
Lettuce (1 head)
$0.68 ฿21.38
$0.73 ₹67.2
-6.85%
Water (1.5 liter bottle)
$0.56 ฿17.58
$0.29 ₹26.54
93.10%
Cigarettes 20 Pack (Marlboro, Camel)
$4.51 ฿142
$4.55 ₹419
-0.88%
Wine (Bottle)
$19.07 ฿602
$13.27 ₹1,223
43.71%
Local Beer (0.5 liter bottle)
$1.77 ฿55.8
$1.50 ₹138
18.00%
Imported Beer (0.33 liter bottle)
$3.18 ฿100
$2.32 ₹214
37.07%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$7.13 ₹657
-
🚌 Getting Around
Chiang Mai
Karnal
Difference
One-way Ticket (Public Transport)
$0.96 ฿30.37
$0.28 ₹25.80
242.86%
Public Transport Monthly Pass (Regular Price)
$18.90 ฿596
$8.53 ₹786
121.57%
Taxi Start (Normal Tariff)
$1.36 ฿42.83
$0.36 ₹33.50
277.78%
Taxi (Normal Tariff) (1km)
$1.35 ฿42.65
$0.12 ₹11.32
1025.00%
Taxi 1hour Waiting (Normal Tariff)
$8.03 ฿253
$2.40 ₹221
234.58%
Gasoline (1 liter)
$1.24 ฿39.20
$1.11 ₹102
11.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ฿667.5K
$9,303 ₹857.7K
127.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K ฿686.1K
$28.3K ₹2.6M
-23.19%
🧾 Monthly Utilities & Internet
Chiang Mai
Karnal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$71.2 ฿2,247
$35.36 ₹3,260
101.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.09 ฿444
$4.21 ₹388
234.68%
Internet (50+ Mbps, Unlimited Data)
$17.47 ฿551
$5.97 ₹551
192.63%
🎉 Sport & Entertainment
Chiang Mai
Karnal
Difference
Gym Membership (Monthly)
$42.07 ฿1,327
$15.70 ₹1,447
167.96%
Tennis Court (1 Hour on Weekend)
$6.88 ฿217
$6.97 ₹643
-1.29%
Cinema Ticket
$5.94 ฿187
$2.98 ₹275
99.33%
🧸 Childcare & Education
Chiang Mai
Karnal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$307 ฿9,694
$91.4 ₹8,430
236.18%
International Primary School, 1 Child (Yearly)
$14.8K ฿466.6K
$1,692 ₹156.0K
774.52%
👕👟 Clothing & Footwear
Chiang Mai
Karnal
Difference
Jeans (Levis 501 Or Similar)
$55.7 ฿1,756
$26.07 ₹2,403
113.54%
Summer Dress (H&M, Zara, etc)
$26.79 ฿845
$27.05 ₹2,494
-0.96%
Sport Shoes (Adidas, Nike)
$83.2 ฿2,625
$57.0 ₹5,259
45.90%
Men's Leather Business Shoes
$70.1 ฿2,211
$34.67 ₹3,196
102.22%
🏠 Accommodation & Living
Chiang Mai
Karnal
Difference
1-bedroom Apartment, City Center (Monthly)
$427 ฿13.5K
$122 ₹11.2K
250.76%
1-bedroom Apartment, Outside City Center (Monthly)
$237 ฿7,478
$77.6 ₹7,153
205.62%
3-bedroom Apartment, City Center (Monthly)
$802 ฿25.3K
$276 ₹25.4K
190.61%
3-bedroom Apartment, Outside City Center (Monthly)
$503 ฿15.9K
$177 ₹16.3K
184.52%
Buy Apartment in City Center (m2)
$2,061 ฿65.0K
$972 ₹89.6K
112.07%
Buy Apartment Outside City Center (m2)
$1,533 ฿48.3K
$524 ₹48.3K
192.27%
💵 Salaries & Financials
Chiang Mai
Karnal
Difference
Average Monthly Net Salary (After Tax)
$654 ฿20.6K
$457 ₹42.1K
43.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
8.88
-43.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: March 1, 2026

Last update for Karnal: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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