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Cost of Living Comparison Between Chiang Mai and Karnal Cost of Living Comparison Between Chiang Mai and Karnal

😐 Solo nomad: Chiang Mai is 63.7% more expensive than Karnal without rent, and 113.1% more expensive with rent.
😐 Family of 3: Chiang Mai is 99.9% more expensive than Karnal without rent, and 107.6% more expensive with rent.
Currency
🍽 Eating Out
Chiang Mai
Karnal
Difference
Meal at Budget Restaurant
$1.97 ฿62.0
$2.06 ₹187
-4.37%
Three-Course Dinner for Two, Mid-Range
$18.68 ฿587
$10.61 ₹963
76.06%
Fast Food Meal (McDonalds, etc)
$7.92 ฿249
$2.83 ₹257
179.86%
Cappuccino
$2.02 ฿63.7
$2.23 ₹202
-9.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 ฿26.45
$0.44 ₹40.00
90.91%
Water (0.33 liter bottle)
$0.35 ฿11.07
$0.11 ₹10.08
218.18%
Local Beer (0.5 liter draught)
$2.22 ฿69.9
$1.77 ₹160
25.42%
Imported Beer (0.33 liter bottle)
$3.59 ฿113
$2.69 ₹244
33.46%
🛒 Groceries & Markets
Chiang Mai
Karnal
Difference
Milk (1 liter)
$1.67 ฿52.4
$0.75 ₹68.4
122.67%
White Bread (500g)
$1.62 ฿51.1
$0.51 ₹46.20
217.65%
Rice (white) (1kg)
$1.20 ฿37.83
$0.88 ₹80.2
36.36%
Eggs
$1.93 ฿60.8
$1.13 ₹103
70.80%
Local Cheese (1kg)
$16.00 ฿503
$6.16 ₹559
159.74%
Chicken Fillets (1kg)
$3.16 ฿99.2
$3.56 ₹323
-11.24%
Beef Round Steak (1kg)
$10.93 ฿344
-
-
Apples (1kg)
$2.67 ฿83.8
$2.16 ₹196
23.61%
Banana (1kg)
$1.18 ฿36.99
$0.83 ₹75.0
42.17%
Oranges (1kg)
$1.64 ฿51.5
$1.04 ₹94.8
57.69%
Tomato (1kg)
$1.59 ฿49.83
$0.45 ₹41.08
253.33%
Potato (1kg)
$1.32 ฿41.64
$0.26 ₹23.73
407.69%
Onion (1kg)
$1.19 ฿37.49
$0.30 ₹27.16
296.67%
Lettuce (1 head)
$0.71 ฿22.20
$0.67 ₹60.8
5.97%
Water (1.5 liter bottle)
$0.56 ฿17.75
$0.29 ₹26.28
93.10%
Cigarettes 20 Pack (Marlboro, Camel)
$4.64 ฿146
$4.58 ₹415
1.31%
Wine (Bottle)
$18.96 ฿596
$13.07 ₹1,186
45.07%
Local Beer (0.5 liter bottle)
$1.77 ฿55.7
$1.48 ₹134
19.59%
Imported Beer (0.33 liter bottle)
$3.20 ฿101
$2.35 ₹214
36.17%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$6.85 ₹622
-
🚌 Getting Around
Chiang Mai
Karnal
Difference
One-way Ticket (Public Transport)
$0.90 ฿28.32
$0.30 ₹27.42
200.00%
Public Transport Monthly Pass (Regular Price)
$19.24 ฿605
$8.62 ₹782
123.20%
Taxi Start (Normal Tariff)
$1.36 ฿42.78
$0.37 ₹33.26
267.57%
Taxi (Normal Tariff) (1km)
$1.35 ฿42.37
$0.12 ₹11.19
1025.00%
Taxi 1hour Waiting (Normal Tariff)
$8.15 ฿256
$2.37 ₹215
243.88%
Gasoline (1 liter)
$1.22 ฿38.43
$1.11 ₹100
9.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K ฿671.8K
$9,344 ₹848.0K
128.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.7K ฿683.8K
$27.7K ₹2.5M
-21.58%
🧾 Monthly Utilities & Internet
Chiang Mai
Karnal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.3 ฿2,210
$35.01 ₹3,177
100.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.91 ฿437
$4.09 ₹372
240.10%
Internet (50+ Mbps, Unlimited Data)
$18.00 ฿566
$5.96 ₹541
202.01%
🎉 Sport & Entertainment
Chiang Mai
Karnal
Difference
Gym Membership (Monthly)
$41.78 ฿1,314
$15.85 ₹1,438
163.60%
Tennis Court (1 Hour on Weekend)
$6.80 ฿214
$6.98 ₹633
-2.58%
Cinema Ticket
$5.72 ฿180
$2.87 ₹261
99.30%
🧸 Childcare & Education
Chiang Mai
Karnal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$308 ฿9,693
$89.8 ₹8,152
243.19%
International Primary School, 1 Child (Yearly)
$14.8K ฿465.7K
$1,675 ₹152.0K
784.25%
👕👟 Clothing & Footwear
Chiang Mai
Karnal
Difference
Jeans (Levis 501 Or Similar)
$55.9 ฿1,756
$26.71 ₹2,424
109.10%
Summer Dress (H&M, Zara, etc)
$26.71 ฿840
$27.16 ₹2,465
-1.66%
Sport Shoes (Adidas, Nike)
$84.5 ฿2,658
$57.0 ₹5,171
48.37%
Men's Leather Business Shoes
$70.8 ฿2,227
$35.34 ₹3,207
100.42%
🏠 Accommodation & Living
Chiang Mai
Karnal
Difference
1-bedroom Apartment, City Center (Monthly)
$431 ฿13.5K
$123 ₹11.1K
250.71%
1-bedroom Apartment, Outside City Center (Monthly)
$237 ฿7,439
$75.4 ₹6,840
213.94%
3-bedroom Apartment, City Center (Monthly)
$811 ฿25.5K
$278 ₹25.2K
192.08%
3-bedroom Apartment, Outside City Center (Monthly)
$501 ฿15.7K
$177 ₹16.0K
183.17%
Buy Apartment in City Center (m2)
$2,202 ฿69.2K
$1,024 ₹92.9K
115.06%
Buy Apartment Outside City Center (m2)
$1,600 ฿50.3K
$555 ₹50.3K
188.58%
💵 Salaries & Financials
Chiang Mai
Karnal
Difference
Average Monthly Net Salary (After Tax)
$684 ฿21.5K
$478 ₹43.4K
43.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
8.88
-43.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: January 13, 2026

Last update for Karnal: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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