🙂A single person spends $845 per month in Chiang Mai vs $2,422 in Karmøy, rent included.
🙂A couple spends around $1,323 per month in Chiang Mai vs $3,792 in Karmøy, rent included.
🙂A family of three spends $1,802 per month in Chiang Mai vs $5,161 in Karmøy, rent included.
🙂Chiang Mai is about 65% cheaper than Karmøy, driven mainly by Eating Out.
📊Chiang Mai sits 37% below the global median, while Karmøy is 81% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Chiang Mai
Karmøy
Difference
Meal at Budget Restaurant
$1.95฿62.8
$25.28NOK 235
-92.29%
Three-Course Dinner for Two, Mid-Range
$18.43฿594
$102NOK 945
-81.86%
Fast Food Meal(McDonalds, etc)
$7.50฿241
$13.41NOK 125
-44.07%
Cappuccino
$1.93฿62.3
$4.88NOK 45.36
-60.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.78฿25.08
$3.12NOK 29.04
-75.00%
Water(0.33 liter bottle)
$0.32฿10.42
$2.85NOK 26.51
-88.77%
Local Beer(0.5 liter draught)
$2.15฿69.2
$10.03NOK 93.2
-78.56%
Imported Beer(0.33 liter bottle)
$3.71฿120
$9.37NOK 87.1
-60.41%
🛒 Groceries & Markets
Chiang Mai
Karmøy
Difference
Milk(1 liter)
$1.71฿55.2
$2.19NOK 20.38
-21.92%
White Bread(500g)
$1.56฿50.3
$3.37NOK 31.37
-53.71%
Rice(white)(1kg)
$1.18฿38.06
$3.20NOK 29.75
-63.13%
Eggs
$1.98฿63.9
$4.32NOK 40.17
-54.17%
Local Cheese(1kg)
$16.04฿517
$11.83NOK 110
35.59%
Chicken Fillets(1kg)
$3.17฿102
$14.67NOK 136
-78.39%
Beef Round Steak(1kg)
$10.94฿353
$28.42NOK 264
-61.51%
Apples(1kg)
$2.63฿84.7
$3.47NOK 32.25
-24.21%
Banana(1kg)
$1.17฿37.61
$2.46NOK 22.85
-52.44%
Oranges(1kg)
$1.65฿53.0
$3.25NOK 30.20
-49.23%
Tomato(1kg)
$1.54฿49.51
$4.34NOK 40.36
-64.52%
Potato(1kg)
$1.38฿44.34
$2.44NOK 22.73
-43.44%
Onion(1kg)
$1.17฿37.54
$2.58NOK 24.01
-54.65%
Lettuce(1 head)
$0.66฿21.25
$2.79NOK 25.93
-76.34%
Water(1.5 liter bottle)
$0.51฿16.55
$1.88NOK 17.52
-72.87%
Cigarettes 20 Pack(Marlboro, Camel)
$4.52฿146
$13.77NOK 128
-67.18%
Wine(Bottle)
$18.32฿590
$18.22NOK 169
0.55%
Local Beer(0.5 liter bottle)
$1.80฿57.9
$3.35NOK 31.12
-46.27%
Imported Beer(0.33 liter bottle)
$3.18฿102
$3.93NOK 36.57
-19.08%
🚌 Getting Around
Chiang Mai
Karmøy
Difference
One-way Ticket(Public Transport)
$0.90฿28.97
$4.28NOK 39.80
-78.97%
Public Transport Monthly Pass(Regular Price)
$19.00฿612
$73.7NOK 686
-74.23%
Taxi Start(Normal Tariff)
$1.41฿45.50
$10.28NOK 95.6
-86.28%
Taxi(Normal Tariff)(1km)
$1.31฿42.15
$1.40NOK 13.06
-6.43%
Taxi 1hour Waiting(Normal Tariff)
$8.09฿261
$47.28NOK 440
-82.89%
Gasoline(1 liter)
$1.28฿41.08
$2.00NOK 18.57
-36.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K฿686.1K
$34.8KNOK 323.6K
-38.80%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.7K฿699.3K
$38.2KNOK 355.1K
-43.15%
🧾 Monthly Utilities & Internet
Chiang Mai
Karmøy
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$69.2฿2,230
$238NOK 2,210
-70.88%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.97฿450
$37.95NOK 353
-63.19%
Internet(50+ Mbps, Unlimited Data)
$17.95฿578
$54.9NOK 510
-67.29%
🎉 Sport & Entertainment
Chiang Mai
Karmøy
Difference
Gym Membership(Monthly)
$42.31฿1,363
$50.2NOK 467
-15.67%
Tennis Court(1 Hour on Weekend)
$6.66฿214
$34.73NOK 323
-80.82%
Cinema Ticket
$5.92฿191
$16.37NOK 152
-63.84%
🧸 Childcare & Education
Chiang Mai
Karmøy
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$299฿9,640
$287NOK 2,674
4.08%
International Primary School, 1 Child(Yearly)
$14.8K฿478.4K
$10.0KNOK 93.2K
48.13%
👕👟 Clothing & Footwear
Chiang Mai
Karmøy
Difference
Jeans(Levis 501 Or Similar)
$56.2฿1,810
$95.6NOK 889
-41.24%
Summer Dress(H&M, Zara, etc)
$26.94฿868
$51.9NOK 483
-48.08%
Sport Shoes(Adidas, Nike)
$84.9฿2,735
$109NOK 1,011
-21.92%
Men's Leather Business Shoes
$71.8฿2,314
$151NOK 1,401
-52.30%
🏠 Accommodation & Living
Chiang Mai
Karmøy
Difference
1-bedroom Apartment, City Center(Monthly)
$435฿14.0K
$1,206NOK 11.2K
-63.92%
1-bedroom Apartment, Outside City Center(Monthly)
$240฿7,727
$903NOK 8,396
-73.43%
3-bedroom Apartment, City Center(Monthly)
$798฿25.7K
$1,792NOK 16.7K
-55.49%
3-bedroom Apartment, Outside City Center(Monthly)
$498฿16.1K
$1,549NOK 14.4K
-67.82%
Buy Apartment in City Center(m2)
$1,995฿64.3K
$5,458NOK 50.8K
-63.44%
Buy Apartment Outside City Center(m2)
$1,532฿49.4K
$4,019NOK 37.4K
-61.89%
💵 Salaries & Financials
Chiang Mai
Karmøy
Difference
Average Monthly Net Salary(After Tax)
$628฿20.2K
$3,995NOK 37.2K
-84.28%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
4.38
14.16%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: April 20, 2026
Last update for Karmøy: April 20, 2026
Cost Breakdown
🏠A central one-bedroom costs $435 in Chiang Mai versus $1,206 in Karmøy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 536% higher in Karmøy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $18 in Chiang Mai versus $102 in Karmøy. Monthly groceries follow the same trend: $244 vs $454 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Karmøy: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Karmøy?
Karmøy costs about 187% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai vs Karmøy?
For a comfortable life, plan on about $1,267 per month in Chiang Mai and $3,634 in Karmøy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Karmøy?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and Karmøy?
Kindergarten costs $299 per month in Chiang Mai and $287 in Karmøy. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or Karmøy?
Groceries cost about 86% more in Karmøy, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or Karmøy?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $845, than in Karmøy at $2,422. In Chiang Mai it covers expenses comfortably, while in Karmøy it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Karmøy?
For digital nomads, it depends on budget. Chiang Mai costs $845 versus $2,422 in Karmøy. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Karmøy?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or Karmøy?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Karmøy makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared