Cost of Living Comparison Between Chiang Mai and Karlovo Cost of Living Comparison Between Chiang Mai and Karlovo

😐 Solo nomad: Chiang Mai is 9.5% more expensive than Karlovo without rent, and 8.2% more expensive with rent.
😐 Family of 3: Chiang Mai is 11.9% more expensive than Karlovo without rent, and 6.1% more expensive with rent.
Currency
🍽 Eating Out
Chiang Mai
Karlovo
Difference
Meal at Budget Restaurant
$2.03 ฿64.0
$7.22 BGN 11.70
-71.88%
Three-Course Dinner for Two, Mid-Range
$18.59 ฿586
$35.11 BGN 56.9
-47.05%
Fast Food Meal (McDonalds, etc)
$7.48 ฿236
$9.09 BGN 14.72
-17.71%
Cappuccino
$2.00 ฿63.0
$1.43 BGN 2.32
39.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ฿26.72
$1.07 BGN 1.73
-20.56%
Water (0.33 liter bottle)
$0.35 ฿11.09
$0.69 BGN 1.12
-49.28%
Local Beer (0.5 liter draught)
$2.21 ฿69.8
$2.10 BGN 3.39
5.24%
Imported Beer (0.33 liter bottle)
$3.76 ฿118
$1.79 BGN 2.89
110.06%
🛒 Groceries & Markets
Chiang Mai
Karlovo
Difference
Milk (1 liter)
$1.72 ฿54.2
$1.20 BGN 1.94
43.33%
White Bread (500g)
$1.63 ฿51.5
$0.84 BGN 1.36
94.05%
Rice (white) (1kg)
$1.16 ฿36.54
$1.87 BGN 3.03
-37.97%
Eggs
$1.98 ฿62.4
$3.28 BGN 5.32
-39.63%
Local Cheese (1kg)
$15.93 ฿502
$9.29 BGN 15.06
71.47%
Chicken Fillets (1kg)
$3.17 ฿99.9
$7.79 BGN 12.62
-59.31%
Beef Round Steak (1kg)
$10.90 ฿344
$5.99 BGN 9.71
81.97%
Apples (1kg)
$2.65 ฿83.4
$1.32 BGN 2.14
100.76%
Banana (1kg)
$1.22 ฿38.57
$2.13 BGN 3.45
-42.72%
Oranges (1kg)
$1.70 ฿53.5
$2.01 BGN 3.25
-15.42%
Tomato (1kg)
$1.59 ฿50.2
$2.26 BGN 3.66
-29.65%
Potato (1kg)
$1.32 ฿41.76
$0.45 BGN 0.73
193.33%
Onion (1kg)
$1.17 ฿36.86
$0.92 BGN 1.49
27.17%
Lettuce (1 head)
$0.68 ฿21.38
$1.02 BGN 1.65
-33.33%
Water (1.5 liter bottle)
$0.56 ฿17.58
$0.74 BGN 1.19
-24.32%
Cigarettes 20 Pack (Marlboro, Camel)
$4.51 ฿142
$3.52 BGN 5.70
28.12%
Wine (Bottle)
$19.07 ฿602
$6.40 BGN 10.38
197.97%
Local Beer (0.5 liter bottle)
$1.77 ฿55.8
$1.01 BGN 1.64
75.25%
Imported Beer (0.33 liter bottle)
$3.18 ฿100
$1.81 BGN 2.93
75.69%
🚌 Getting Around
Chiang Mai
Karlovo
Difference
One-way Ticket (Public Transport)
$0.96 ฿30.37
$1.21 BGN 1.97
-20.66%
Public Transport Monthly Pass (Regular Price)
$18.90 ฿596
$26.19 BGN 42.42
-27.84%
Taxi Start (Normal Tariff)
$1.36 ฿42.83
$1.16 BGN 1.88
17.24%
Taxi (Normal Tariff) (1km)
$1.35 ฿42.65
$0.71 BGN 1.15
90.14%
Taxi 1hour Waiting (Normal Tariff)
$8.03 ฿253
$12.91 BGN 20.92
-37.80%
Gasoline (1 liter)
$1.24 ฿39.20
$1.44 BGN 2.33
-13.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ฿667.5K
$32.5K BGN 52.7K
-34.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K ฿686.1K
$25.7K BGN 41.6K
-15.36%
🧾 Monthly Utilities & Internet
Chiang Mai
Karlovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$71.2 ฿2,247
$94.1 BGN 152
-24.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.09 ฿444
$16.76 BGN 27.15
-15.93%
Internet (50+ Mbps, Unlimited Data)
$17.47 ฿551
$13.20 BGN 21.39
32.35%
🎉 Sport & Entertainment
Chiang Mai
Karlovo
Difference
Gym Membership (Monthly)
$42.07 ฿1,327
$29.75 BGN 48.20
41.41%
Tennis Court (1 Hour on Weekend)
$6.88 ฿217
$14.71 BGN 23.82
-53.23%
Cinema Ticket
$5.94 ฿187
$6.07 BGN 9.83
-2.14%
🧸 Childcare & Education
Chiang Mai
Karlovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$307 ฿9,694
$235 BGN 380
31.07%
International Primary School, 1 Child (Yearly)
$14.8K ฿466.6K
$4,088 BGN 6,622
261.92%
👕👟 Clothing & Footwear
Chiang Mai
Karlovo
Difference
Jeans (Levis 501 Or Similar)
$55.7 ฿1,756
$29.21 BGN 47.33
90.59%
Summer Dress (H&M, Zara, etc)
$26.79 ฿845
$11.90 BGN 19.29
125.13%
Sport Shoes (Adidas, Nike)
$83.2 ฿2,625
$58.1 BGN 94.2
43.16%
Men's Leather Business Shoes
$70.1 ฿2,211
$46.70 BGN 75.7
50.13%
🏠 Accommodation & Living
Chiang Mai
Karlovo
Difference
1-bedroom Apartment, City Center (Monthly)
$427 ฿13.5K
$292 BGN 473
46.45%
1-bedroom Apartment, Outside City Center (Monthly)
$237 ฿7,478
$198 BGN 321
19.67%
3-bedroom Apartment, City Center (Monthly)
$802 ฿25.3K
$469 BGN 760
70.91%
3-bedroom Apartment, Outside City Center (Monthly)
$503 ฿15.9K
$359 BGN 582
40.03%
Buy Apartment in City Center (m2)
$2,061 ฿65.0K
$1,474 BGN 2,387
39.84%
Buy Apartment Outside City Center (m2)
$1,533 ฿48.3K
$1,289 BGN 2,089
18.88%
💵 Salaries & Financials
Chiang Mai
Karlovo
Difference
Average Monthly Net Salary (After Tax)
$654 ฿20.6K
$469 BGN 759
39.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
4.57
9.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: March 1, 2026

Last update for Karlovo: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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