Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Jinan

For one person, living is cheaper in Jinan: $634 a month against $960 in Chiang Mai, rent and utilities included – about $3,900 less a year. Rent and utilities account for about half of the difference.

Chiang Mai, Thailand
Jinan, China
Chiang Mai
🇹🇭 Thailand
$960
/mo nomad
Jinan
🇨🇳 China
$634
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Jinan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Jinan actually costs, broken down by who's living it.

A single person spends $960 per month in Chiang Mai vs $634 in Jinan, rent included.

  • Chiang Mai $960
  • Jinan $634

A couple spends around $1,499 per month in Chiang Mai vs $1,055 in Jinan, rent included.

  • Chiang Mai $1,499
  • Jinan $1,055

A family of three spends $2,037 per month in Chiang Mai vs $1,475 in Jinan, rent included.

  • Chiang Mai $2,037
  • Jinan $1,475

Chiang Mai costs about 51% more than Jinan, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Jinan are more affordable than the global median – Chiang Mai 28% lower, Jinan 53% lower.

Currency
🍽 Eating Out
Chiang Mai
Jinan
Difference
Meal at Budget Restaurant
$2.12 ฿71.2
$2.51 ¥16.71
-15.54%
Three-Course Dinner for Two, Mid-Range
$18.74 ฿630
$24.44 ¥163
-23.32%
Fast Food Meal (McDonalds, etc)
$5.39 ฿181
$4.94 ¥32.92
9.11%
Cappuccino
$1.74 ฿58.3
$2.66 ¥17.73
-34.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.71 ฿23.98
$0.44 ¥2.91
61.36%
Water (0.33 liter bottle)
$0.33 ฿11.12
$0.21 ¥1.40
57.14%
Local Beer (0.5 liter draught)
$2.38 ฿80.1
$0.94 ¥6.25
153.19%
Imported Beer (0.33 liter bottle)
$3.83 ฿129
$1.48 ¥9.90
158.78%
🛒 Groceries & Markets
Chiang Mai
Jinan
Difference
Milk (1 liter)
$1.99 ฿67.0
$1.63 ¥10.86
22.09%
White Bread (500g)
$1.43 ฿48.13
$1.43 ¥9.50
-
Rice (white) (1kg)
$1.36 ฿45.54
$1.23 ¥8.23
10.57%
Eggs
$2.31 ฿77.6
$1.07 ¥7.12
115.89%
Local Cheese (1kg)
$16.65 ฿559
$11.73 ¥78.2
41.94%
Chicken Fillets (1kg)
$2.80 ฿94.2
$3.25 ¥21.67
-13.85%
Beef Round Steak (1kg)
$9.38 ฿315
$9.87 ¥65.8
-4.96%
Apples (1kg)
$2.48 ฿83.5
$1.38 ¥9.18
79.71%
Banana (1kg)
$1.06 ฿35.47
$1.06 ¥7.10
-
Oranges (1kg)
$1.69 ฿56.9
$1.37 ¥9.11
23.36%
Tomato (1kg)
$1.63 ฿54.8
$1.11 ¥7.38
46.85%
Potato (1kg)
$1.32 ฿44.46
$0.63 ¥4.19
109.52%
Onion (1kg)
$1.11 ฿37.21
$0.69 ¥4.57
60.87%
Lettuce (1 head)
$0.73 ฿24.51
$0.53 ¥3.55
37.74%
Water (1.5 liter bottle)
$0.55 ฿18.62
$0.63 ¥4.17
-12.70%
Cigarettes 20 Pack (Marlboro, Camel)
$4.38 ฿147
$3.81 ¥25.41
14.96%
Wine (Bottle)
$17.62 ฿592
$9.82 ¥65.5
79.43%
Local Beer (0.5 liter bottle)
$1.58 ฿53.2
$0.67 ¥4.50
135.82%
Imported Beer (0.33 liter bottle)
$2.79 ฿93.8
$1.32 ¥8.81
111.36%
🚌 Getting Around
Chiang Mai
Jinan
Difference
One-way Ticket (Public Transport)
$0.86 ฿28.90
$0.29 ¥1.92
196.55%
Public Transport Monthly Pass (Regular Price)
$54.4 ฿1,828
$8.98 ¥59.9
505.79%
Taxi Start (Normal Tariff)
$1.22 ฿40.98
$1.62 ¥10.78
-24.69%
Taxi (Normal Tariff) (1km)
$0.22 ฿7.31
$0.27 ¥1.81
-18.52%
Taxi 1hour Waiting (Normal Tariff)
$1.75 ฿58.9
$4.37 ¥29.11
-59.95%
Gasoline (1 liter)
$1.45 ฿48.59
$1.32 ¥8.83
9.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ฿705.6K
$19.7K ¥131.1K
6.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K ฿897.5K
$15.1K ¥100.4K
77.42%
🧾 Monthly Utilities & Internet
Chiang Mai
Jinan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$63.5 ฿2,133
$74.0 ¥493
-14.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.87 ฿399
$6.98 ¥46.57
70.06%
Internet (50+ Mbps, Unlimited Data)
$20.59 ฿692
$5.02 ¥33.47
310.16%
🎉 Sport & Entertainment
Chiang Mai
Jinan
Difference
Gym Membership (Monthly)
$43.33 ฿1,456
$23.78 ¥159
82.21%
Tennis Court (1 Hour on Weekend)
$4.68 ฿157
$8.63 ¥57.5
-45.77%
Cinema Ticket
$6.62 ฿222
$5.13 ¥34.20
29.04%
🧸 Childcare & Education
Chiang Mai
Jinan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$743 ฿25.0K
$221 ¥1,472
236.45%
International Primary School, 1 Child (Yearly)
$16.6K ฿556.8K
$20.2K ¥134.6K
-17.93%
👕👟 Clothing & Footwear
Chiang Mai
Jinan
Difference
Jeans (Levis 501 Or Similar)
$53.6 ฿1,801
$34.35 ¥229
56.07%
Summer Dress (H&M, Zara, etc)
$25.24 ฿848
$38.59 ¥257
-34.59%
Sport Shoes (Adidas, Nike)
$93.1 ฿3,129
$70.8 ¥472
31.60%
Men's Leather Business Shoes
$72.1 ฿2,423
$69.9 ¥466
3.15%
🏠 Accommodation & Living
Chiang Mai
Jinan
Difference
1-bedroom Apartment, City Center (Monthly)
$488 ฿16.4K
$254 ¥1,697
91.69%
1-bedroom Apartment, Outside City Center (Monthly)
$320 ฿10.8K
$144 ¥962
121.95%
3-bedroom Apartment, City Center (Monthly)
$1,036 ฿34.8K
$595 ¥3,969
74.10%
3-bedroom Apartment, Outside City Center (Monthly)
$667 ฿22.4K
$371 ¥2,475
79.81%
Buy Apartment in City Center (m2)
$2,407 ฿80.9K
$2,484 ¥16.6K
-3.11%
Buy Apartment Outside City Center (m2)
$1,647 ฿55.3K
$1,306 ¥8,710
26.12%
💵 Salaries & Financials
Chiang Mai
Jinan
Difference
Average Monthly Net Salary (After Tax)
$590 ฿19.8K
$983 ¥6,556
-40.00%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
3.13
77.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 8, 2026

Last update for Jinan: November 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$320
Jinan
$144 54.9% $176
Groceries & Markets
Chiang Mai
$239
Jinan
$184 23.2% $56
Clothing & Footwear
Chiang Mai
$110
Jinan
$96 12.5% $14
Monthly Utilities & Internet
Chiang Mai
$96
Jinan
$86 10.4% $9.9
Eating Out
Chiang Mai
$78
Jinan
$77 0.9% $0.7
Getting Around
Chiang Mai
$60
Jinan
$13 78.2% $47
Sport & Entertainment
Chiang Mai
$57
Jinan
$34 39.8% $23

Cost Breakdown

A central one-bedroom costs $488 in Chiang Mai versus $254 in Jinan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 67% higher in Jinan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19 in Chiang Mai versus $24 in Jinan. Groceries tell a different story – $239 in Chiang Mai vs $184 in Jinan – so Jinan wins on supermarket bills even if dining out costs more.

Good to know
🇹🇭 Chiang Mai
🇨🇳 Jinan
🕒 Local time
17:28 5:28 PM
18:28 6:28 PM
1 h ahead of Chiang Mai
🌤 Weather
👥 Population
127,240
9,202,432
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

CNY, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of November 11, 2026: 1 USD = 33.6 THB (100 THB = 2.98 USD). 1 EUR = 37.54 THB (100 THB = 2.66 EUR).

Chinese Yuan exchange rates as of November 11, 2026: 1 USD = 6.67 CNY (1 CNY = 0.15 USD). 1 EUR = 7.45 CNY (1 CNY = 0.134 EUR).

On the map
Between locations
  • Chiang Mai Jinan 2,660 km ≈ 3 h 45 min nonstop flight
From you
  • Chiang Mai
  • Jinan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Jinan: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Jinan?
Chiang Mai costs about 51% more than Jinan, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Jinan?
For a comfortable life, plan on about $1,439 per month in Chiang Mai and $951 in Jinan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Jinan?
Rent is clearly cheaper in Jinan, especially for central apartments: a one-bedroom in the center costs $254 there versus $488 in Chiang Mai.
How do childcare costs compare in Chiang Mai and in Jinan?
Kindergarten costs $743 per month in Chiang Mai and $221 in Jinan. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Jinan?
Groceries cost about 30% more in Chiang Mai, though the gap depends on what you buy.
Can you live on $800/month in Chiang Mai or in Jinan?
A $800 monthly budget goes further in Jinan, where all-in costs run around $634, than in Chiang Mai at $960. In Jinan it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Jinan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Chiang Mai vs other spots: cost of living compared

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