Cost of Living Comparison Between Chiang Mai and Indiga Cost of Living Comparison Between Chiang Mai and Indiga

Monthly Cost of Living

A single person spends $848 per month in Chiang Mai vs $980 in Indiga, rent included.

A couple spends around $1,331 per month in Chiang Mai vs $1,497 in Indiga, rent included.

A family of three spends $1,814 per month in Chiang Mai vs $2,015 in Indiga, rent included.

Chiang Mai is about 14% cheaper than Indiga, driven mainly by Eating Out.

Both Chiang Mai and Indiga are more affordable than the global median – Chiang Mai 36% lower, Indiga 26% lower.

Meal at Budget Restaurant

$1.96 ฿64.1

$9.26 ₽679

-78.83%

Three-Course Dinner for Two, Mid-Range

$18.39 ฿603

$37.60 ₽2,757

-51.09%

Fast Food Meal (McDonalds, etc)

$7.87 ฿258

$5.73 ₽420

37.35%

Cappuccino

$1.95 ฿63.9

$2.36 ₽173

-17.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ฿27.80

$1.08 ₽79.2

-21.30%

Water (0.33 liter bottle)

$0.32 ฿10.61

$0.48 ₽35.04

-33.33%

Local Beer (0.5 liter draught)

$2.14 ฿70.2

$1.40 ₽103

52.86%

Imported Beer (0.33 liter bottle)

$3.68 ฿121

$2.57 ₽188

43.19%

Milk (1 liter)

$1.66 ฿54.4

$1.11 ₽81.1

49.55%

White Bread (500g)

$1.56 ฿51.1

$0.65 ₽47.85

140.00%

Rice (white) (1kg)

$1.19 ฿38.95

$1.37 ₽100

-13.14%

Eggs

$1.99 ฿65.2

$1.73 ₽127

15.03%

Local Cheese (1kg)

$16.24 ฿532

$11.01 ₽808

47.50%

Chicken Fillets (1kg)

$3.17 ฿104

$4.89 ₽358

-35.17%

Beef Round Steak (1kg)

$10.84 ฿355

$8.87 ₽650

22.21%

Apples (1kg)

$2.65 ฿87.0

$1.74 ₽127

52.30%

Banana (1kg)

$1.22 ฿40.00

$1.90 ₽139

-35.79%

Oranges (1kg)

$1.65 ฿54.1

$1.92 ₽140

-14.06%

Tomato (1kg)

$1.55 ฿50.7

$2.75 ₽202

-43.64%

Potato (1kg)

$1.33 ฿43.53

$0.78 ₽57.5

70.51%

Onion (1kg)

$1.21 ฿39.75

$0.71 ₽52.0

70.42%

Lettuce (1 head)

$0.68 ฿22.22

$1.36 ₽100

-50.00%

Water (1.5 liter bottle)

$0.57 ฿18.54

$0.68 ₽49.81

-16.18%

Cigarettes 20 Pack (Marlboro, Camel)

$4.68 ฿154

$2.97 ₽218

57.58%

Wine (Bottle)

$16.99 ฿557

$7.60 ₽557

123.55%

Local Beer (0.5 liter bottle)

$1.82 ฿59.8

$1.01 ₽74.2

80.20%

Imported Beer (0.33 liter bottle)

$3.18 ฿104

$1.87 ₽137

70.05%

One-way Ticket (Public Transport)

$0.91 ฿29.70

$0.49 ₽36.28

85.71%

Public Transport Monthly Pass (Regular Price)

$18.74 ฿614

Taxi Start (Normal Tariff)

$1.41 ฿46.18

$1.95 ₽143

-27.69%

Taxi (Normal Tariff) (1km)

$1.34 ฿43.88

$0.36 ₽26.06

272.22%

Taxi 1hour Waiting (Normal Tariff)

$8.14 ฿267

$6.20 ₽454

31.29%

Gasoline (1 liter)

$1.28 ฿41.88

$0.73 ₽53.4

75.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ฿715.2K

$34.6K ₽2.5M

-36.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ฿734.1K

$36.2K ₽2.7M

-38.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.5 ฿2,310

$111 ₽8,168

-36.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.05 ฿460

$5.82 ₽427

141.41%

Internet (50+ Mbps, Unlimited Data)

$17.65 ฿578

$7.64 ₽560

131.02%

Gym Membership (Monthly)

$41.29 ฿1,353

$35.30 ₽2,589

16.97%

Tennis Court (1 Hour on Weekend)

$6.76 ฿222

Cinema Ticket

$5.96 ฿195

$5.10 ₽374

16.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 ฿9,928

$326 ₽23.9K

-7.20%

International Primary School, 1 Child (Yearly)

$15.0K ฿490.2K

$6,919 ₽507.4K

116.20%

Jeans (Levis 501 Or Similar)

$54.7 ฿1,793

$70.7 ₽5,186

-22.65%

Summer Dress (H&M, Zara, etc)

$26.29 ฿861

$44.89 ₽3,292

-41.43%

Sport Shoes (Adidas, Nike)

$85.8 ฿2,811

$116 ₽8,540

-26.34%

Men's Leather Business Shoes

$69.7 ฿2,284

$107 ₽7,811

-34.56%

1-bedroom Apartment, City Center (Monthly)

$428 ฿14.0K

$441 ₽32.4K

-2.94%

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿7,834

$299 ₽22.0K

-20.13%

3-bedroom Apartment, City Center (Monthly)

$811 ฿26.6K

$773 ₽56.7K

4.95%

3-bedroom Apartment, Outside City Center (Monthly)

$510 ฿16.7K

$501 ₽36.8K

1.68%

Buy Apartment in City Center (m2)

$2,025 ฿66.4K

$2,857 ₽209.6K

-29.12%

Buy Apartment Outside City Center (m2)

$1,502 ฿49.2K

$1,839 ₽134.8K

-18.31%

Average Monthly Net Salary (After Tax)

$623 ฿20.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

15.33

-67.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: June 13, 2026

Last update for Indiga: June 16, 2026

Cost Breakdown

A central one-bedroom costs $428 in Chiang Mai versus $441 in Indiga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $18.00 in Chiang Mai versus $38.00 in Indiga. Groceries tell a different story – $242 in Chiang Mai vs $197 in Indiga – so Indiga wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Indiga: Cost of Living - Frequently Asked Questions

Indiga costs about 16% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,272 per month in Chiang Mai and $1,470 in Indiga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $18.00 in Chiang Mai and $38.00 in Indiga. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 23% cheaper in Indiga – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$800 covers both cities comfortably – all-in costs are $848 in Chiang Mai and $980 in Indiga, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Chiang Mai costs $848 versus $980 in Indiga. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Indiga makes more sense. Both are solid long-term options with distinct trade-offs.