Cost of Living Comparison Between Chiang Mai and Hverageroi Cost of Living Comparison Between Chiang Mai and Hverageroi

Monthly Cost of Living

A single person spends $950 per month in Chiang Mai vs $1,722 in Hverageroi, rent included.

A couple spends around $1,430 per month in Chiang Mai vs $2,948 in Hverageroi, rent included.

A family of three spends $1,909 per month in Chiang Mai vs $4,175 in Hverageroi, rent included.

Chiang Mai is about 45% cheaper than Hverageroi, driven mainly by Eating Out.

Chiang Mai sits 31% below the global median, while Hverageroi is 25% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Chiang Mai
Hverageroi
Difference
Meal at Budget Restaurant
$2.10 ฿69.3
$30.50 ISK 3,674
-93.11%
Three-Course Dinner for Two, Mid-Range
$19.84 ฿656
$139 ISK 16.7K
-85.69%
Fast Food Meal (McDonalds, etc)
$5.79 ฿191
$26.53 ISK 3,196
-78.18%
Cappuccino
$1.83 ฿60.4
$6.65 ISK 801
-72.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.78 ฿25.61
$3.36 ISK 405
-76.79%
Water (0.33 liter bottle)
$0.31 ฿10.37
$3.36 ISK 404
-90.77%
Local Beer (0.5 liter draught)
$2.34 ฿77.2
$13.83 ISK 1,666
-83.08%
Imported Beer (0.33 liter bottle)
$3.70 ฿122
$12.27 ISK 1,477
-69.85%
🛒 Groceries & Markets
Chiang Mai
Hverageroi
Difference
Milk (1 liter)
$2.03 ฿67.1
$2.06 ISK 249
-1.46%
White Bread (500g)
$1.60 ฿52.7
$4.26 ISK 514
-62.44%
Rice (white) (1kg)
$1.42 ฿46.75
$3.56 ISK 429
-60.11%
Eggs
$2.18 ฿71.9
$7.12 ISK 857
-69.38%
Local Cheese (1kg)
$15.91 ฿526
$21.48 ISK 2,587
-25.93%
Chicken Fillets (1kg)
$3.07 ฿102
$24.83 ISK 2,991
-87.64%
Beef Round Steak (1kg)
$9.87 ฿326
$41.36 ISK 4,981
-76.14%
Apples (1kg)
$2.63 ฿86.8
$3.49 ISK 420
-24.64%
Banana (1kg)
$1.10 ฿36.19
$2.78 ISK 335
-60.43%
Oranges (1kg)
$1.63 ฿53.8
$3.15 ISK 380
-48.25%
Tomato (1kg)
$1.53 ฿50.6
$6.34 ISK 763
-75.87%
Potato (1kg)
$1.24 ฿41.13
$3.95 ISK 476
-68.61%
Onion (1kg)
$1.13 ฿37.37
$1.63 ISK 197
-30.67%
Lettuce (1 head)
$0.74 ฿24.38
$3.71 ISK 447
-80.05%
Water (1.5 liter bottle)
$0.50 ฿16.48
$1.76 ISK 212
-71.59%
Cigarettes 20 Pack (Marlboro, Camel)
$4.28 ฿141
$13.90 ISK 1,675
-69.21%
Wine (Bottle)
$17.97 ฿594
$24.37 ISK 2,935
-26.26%
Local Beer (0.5 liter bottle)
$1.70 ฿56.1
$3.79 ISK 456
-55.15%
Imported Beer (0.33 liter bottle)
$2.90 ฿95.7
$3.46 ISK 416
-16.18%
🚌 Getting Around
Chiang Mai
Hverageroi
Difference
One-way Ticket (Public Transport)
$0.94 ฿31.13
-
-
Public Transport Monthly Pass (Regular Price)
$55.3 ฿1,827
-
-
Taxi Start (Normal Tariff)
$1.23 ฿40.76
$6.86 ISK 826
-82.07%
Taxi (Normal Tariff) (1km)
$0.53 ฿17.66
$2.81 ISK 338
-81.14%
Taxi 1hour Waiting (Normal Tariff)
$2.40 ฿79.3
$74.0 ISK 8,918
-96.76%
Gasoline (1 liter)
$1.44 ฿47.55
$2.03 ISK 245
-29.06%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ฿700.2K
$51.8K ISK 6.2M
-59.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K ฿902.1K
$54.5K ISK 6.6M
-49.88%
🧾 Monthly Utilities & Internet
Chiang Mai
Hverageroi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.9 ฿2,145
$87.2 ISK 10.5K
-25.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.35 ฿441
$33.20 ISK 3,998
-59.79%
Internet (50+ Mbps, Unlimited Data)
$20.83 ฿688
$83.1 ISK 10.0K
-74.93%
🎉 Sport & Entertainment
Chiang Mai
Hverageroi
Difference
Gym Membership (Monthly)
$40.42 ฿1,336
-
-
Tennis Court (1 Hour on Weekend)
$3.95 ฿131
-
-
Cinema Ticket
$6.71 ฿222
$20.09 ISK 2,419
-66.60%
🧸 Childcare & Education
Chiang Mai
Hverageroi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$787 ฿26.0K
$1,211 ISK 145.9K
-35.01%
International Primary School, 1 Child (Yearly)
$15.1K ฿499.6K
$30.9K ISK 3.7M
-51.08%
👕👟 Clothing & Footwear
Chiang Mai
Hverageroi
Difference
Jeans (Levis 501 Or Similar)
$56.2 ฿1,858
$157 ISK 18.9K
-64.18%
Summer Dress (H&M, Zara, etc)
$24.95 ฿824
$66.2 ISK 7,973
-62.31%
Sport Shoes (Adidas, Nike)
$92.7 ฿3,063
$176 ISK 21.3K
-47.47%
Men's Leather Business Shoes
$75.1 ฿2,482
$255 ISK 30.7K
-70.49%
🏠 Accommodation & Living
Chiang Mai
Hverageroi
Difference
1-bedroom Apartment, City Center (Monthly)
$484 ฿16.0K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$287 ฿9,491
-
-
3-bedroom Apartment, City Center (Monthly)
$910 ฿30.1K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$531 ฿17.5K
-
-
Buy Apartment in City Center (m2)
$1,980 ฿65.4K
-
-
Buy Apartment Outside City Center (m2)
$1,451 ฿47.9K
-
-
💵 Salaries & Financials
Chiang Mai
Hverageroi
Difference
Average Monthly Net Salary (After Tax)
$605 ฿20.0K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
8.88
-37.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: September 7, 2026

Last update for Hverageroi: September 8, 2026

Cost Breakdown

A mid-range dinner for two costs $20.00 in Chiang Mai versus $139 in Hverageroi. Monthly groceries follow the same trend: $242 vs $623 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Hverageroi: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Hverageroi?
Hverageroi costs about 81% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Hverageroi?
For a comfortable life, plan on about $1,426 per month in Chiang Mai and $2,583 in Hverageroi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Chiang Mai and in Hverageroi?
A mid-range dinner for two costs $20.00 in Chiang Mai and $139 in Hverageroi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Chiang Mai or in Hverageroi?
Groceries cost about 157% more in Hverageroi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Hverageroi?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $950, than in Hverageroi at $1,722. In Chiang Mai it covers expenses comfortably, while in Hverageroi it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Hverageroi?
For digital nomads, it depends on budget. Chiang Mai costs $950 versus $1,722 in Hverageroi. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Hverageroi?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Hverageroi?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hverageroi makes more sense. Both are solid long-term options with distinct trade-offs.

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