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Cost of Living Comparison Between Chiang Mai and Hvar Cost of Living Comparison Between Chiang Mai and Hvar

🙂 Solo nomad: Chiang Mai is 33% cheaper than Hvar without rent, and 44.7% cheaper with rent.
🙂 Family of 3: Chiang Mai is 38.2% cheaper than Hvar without rent, and 40.3% cheaper with rent.
Currency
🍽 Eating Out
Chiang Mai
Hvar
Difference
Meal at Budget Restaurant
$1.98 ฿63.2
$13.23 €11.4
-85.03%
Three-Course Dinner for Two, Mid-Range
$18.69 ฿598
$71.1 €61.3
-73.72%
Fast Food Meal (McDonalds, etc)
$7.55 ฿242
$9.33 €8.04
-19.08%
Cappuccino
$2.03 ฿64.9
$2.51 €2.16
-19.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.79 ฿25.13
$3.25 €2.8
-75.69%
Water (0.33 liter bottle)
$0.35 ฿11.32
$2.25 €1.94
-84.44%
Local Beer (0.5 liter draught)
$2.11 ฿67.5
$3.55 €3.05
-40.56%
Imported Beer (0.33 liter bottle)
$3.61 ฿115
$4.3 €3.7
-16.05%
🛒 Groceries & Markets
Chiang Mai
Hvar
Difference
Milk (1 liter)
$1.73 ฿55.3
$1.23 €1.06
40.65%
White Bread (500g)
$1.57 ฿50.3
$1.61 €1.38
-2.48%
Rice (white) (1kg)
$1.2 ฿38.4
$2.99 €2.57
-59.87%
Eggs
$2.01 ฿64.4
$3.75 €3.23
-46.40%
Local Cheese (1kg)
$16.01 ฿512
$10.49 €9.04
52.62%
Chicken Fillets (1kg)
$3.13 ฿100
$9.48 €8.17
-66.98%
Beef Round Steak (1kg)
$10.82 ฿346
$11.76 €10.13
-7.99%
Apples (1kg)
$2.65 ฿84.7
$1.64 €1.42
61.59%
Banana (1kg)
$1.21 ฿38.76
$1.68 €1.44
-27.98%
Oranges (1kg)
$1.69 ฿54.1
$1.96 €1.68
-13.78%
Tomato (1kg)
$1.58 ฿50.6
$2.47 €2.13
-36.03%
Potato (1kg)
$1.38 ฿44.31
$1.29 €1.11
6.98%
Onion (1kg)
$1.16 ฿37.05
$1.26 €1.09
-7.94%
Lettuce (1 head)
$0.66 ฿21.01
$1.25 €1.08
-47.20%
Water (1.5 liter bottle)
$0.53 ฿16.83
$1.22 €1.05
-56.56%
Cigarettes 20 Pack (Marlboro, Camel)
$4.53 ฿145
$5.55 €4.78
-18.38%
Wine (Bottle)
$18.45 ฿590
$6.91 €5.95
167.00%
Local Beer (0.5 liter bottle)
$1.86 ฿59.5
$1.51 €1.3
23.18%
Imported Beer (0.33 liter bottle)
$3.33 ฿107
$2.08 €1.79
60.10%
🚌 Getting Around
Chiang Mai
Hvar
Difference
One-way Ticket (Public Transport)
$0.96 ฿30.56
$1.76 €1.52
-45.45%
Public Transport Monthly Pass (Regular Price)
$19.24 ฿616
$43.51 €37.47
-55.78%
Taxi Start (Normal Tariff)
$1.36 ฿43.62
$2.99 €2.58
-54.52%
Taxi (Normal Tariff) (1km)
$1.35 ฿43.14
$1.06 €0.91
27.36%
Taxi 1hour Waiting (Normal Tariff)
$7.78 ฿249
$9.03 €7.77
-13.84%
Gasoline (1 liter)
$1.27 ฿40.72
$1.79 €1.54
-29.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.5K ฿687K
$38.3K €33K
-43.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K ฿711.4K
$26.4K €22.7K
-15.79%
🧾 Monthly Utilities & Internet
Chiang Mai
Hvar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.4 ฿2,251
$186 €160
-62.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.97 ฿447
$23.04 €19.85
-39.37%
Internet (50+ Mbps, Unlimited Data)
$17.93 ฿574
$31.95 €27.52
-43.88%
🎉 Sport & Entertainment
Chiang Mai
Hvar
Difference
Gym Membership (Monthly)
$41.02 ฿1,313
$51.5 €44.35
-20.33%
Tennis Court (1 Hour on Weekend)
$6.8 ฿218
$14.74 €12.7
-53.87%
Cinema Ticket
$5.71 ฿183
$9.32 €8.02
-38.73%
🧸 Childcare & Education
Chiang Mai
Hvar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$302 ฿9,656
$238 €205
26.82%
International Primary School, 1 Child (Yearly)
$14.8K ฿475.1K
$8,029 €6,915
84.92%
👕👟 Clothing & Footwear
Chiang Mai
Hvar
Difference
Jeans (Levis 501 Or Similar)
$56.1 ฿1,795
$92.5 €79.7
-39.39%
Summer Dress (H&M, Zara, etc)
$26.69 ฿854
$39.19 €33.75
-31.90%
Sport Shoes (Adidas, Nike)
$86.1 ฿2,754
$103 €88.6
-16.32%
Men's Leather Business Shoes
$70.4 ฿2,252
$106 €91.2
-33.53%
🏠 Accommodation & Living
Chiang Mai
Hvar
Difference
1-bedroom Apartment, City Center (Monthly)
$428 ฿13.7K
$701 €603
-38.87%
1-bedroom Apartment, Outside City Center (Monthly)
$243 ฿7,769
$543 €467
-55.27%
3-bedroom Apartment, City Center (Monthly)
$806 ฿25.8K
$1,109 €955
-27.35%
3-bedroom Apartment, Outside City Center (Monthly)
$511 ฿16.4K
$840 €723
-39.14%
Buy Apartment in City Center (m2)
$2,222 ฿71.1K
$4,111 €3,541
-45.95%
Buy Apartment Outside City Center (m2)
$1,414 ฿45.3K
$3,286 €2,831
-56.97%
💵 Salaries & Financials
Chiang Mai
Hvar
Difference
Average Monthly Net Salary (After Tax)
$680 ฿21.8K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5
4.35
14.94%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 29, 2025

Last update for Hvar: December 2, 2025

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