Cost of Living Comparison Between Chiang Mai and Howick Cost of Living Comparison Between Chiang Mai and Howick

Monthly Cost of Living

A single person spends $861 per month in Chiang Mai vs $887 in Howick, rent included.

A couple spends around $1,350 per month in Chiang Mai vs $1,352 in Howick, rent included.

A family of three spends $1,838 per month in Chiang Mai vs $1,818 in Howick, rent included.

Chiang Mai is about 3% cheaper than Howick, driven mainly by Groceries & Markets.

Both Chiang Mai and Howick are more affordable than the global median – Chiang Mai 36% lower, Howick 34% lower.

Meal at Budget Restaurant

$1.96 ฿65.8

$3.30 R 54.5

-40.61%

Three-Course Dinner for Two, Mid-Range

$18.35 ฿617

$27.64 R 456

-33.61%

Fast Food Meal (McDonalds, etc)

$7.48 ฿252

$3.40 R 56.1

120.00%

Cappuccino

$2.02 ฿67.8

$1.98 R 32.74

2.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ฿28.50

$0.57 R 9.44

49.12%

Water (0.33 liter bottle)

$0.36 ฿11.96

$0.43 R 7.06

-16.28%

Local Beer (0.5 liter draught)

$2.14 ฿71.8

$1.91 R 31.47

12.04%

Imported Beer (0.33 liter bottle)

$3.59 ฿121

$2.27 R 37.45

58.15%

Milk (1 liter)

$1.65 ฿55.5

$1.03 R 17.00

60.19%

White Bread (500g)

$1.57 ฿52.7

$0.87 R 14.36

80.46%

Rice (white) (1kg)

$1.19 ฿40.02

$1.10 R 18.22

8.18%

Eggs

$1.94 ฿65.1

$2.21 R 36.42

-12.22%

Local Cheese (1kg)

$16.19 ฿544

$5.14 R 84.8

214.98%

Chicken Fillets (1kg)

$2.99 ฿101

$2.27 R 37.45

31.72%

Beef Round Steak (1kg)

$10.94 ฿368

$5.03 R 83.0

117.50%

Apples (1kg)

$2.71 ฿91.2

$1.50 R 24.78

80.67%

Banana (1kg)

$1.17 ฿39.25

$1.14 R 18.88

2.63%

Oranges (1kg)

$1.69 ฿56.7

$1.31 R 21.70

29.01%

Tomato (1kg)

$1.60 ฿54.0

$1.09 R 17.99

46.79%

Potato (1kg)

$1.38 ฿46.54

$0.85 R 14.04

62.35%

Onion (1kg)

$1.20 ฿40.45

$1.23 R 20.29

-2.44%

Lettuce (1 head)

$0.67 ฿22.50

$0.98 R 16.14

-31.63%

Water (1.5 liter bottle)

$0.56 ฿18.73

$0.97 R 15.93

-42.27%

Cigarettes 20 Pack (Marlboro, Camel)

$4.64 ฿156

$3.13 R 51.6

48.24%

Wine (Bottle)

$17.62 ฿593

$4.98 R 82.3

253.82%

Local Beer (0.5 liter bottle)

$1.86 ฿62.5

$1.09 R 17.96

70.64%

Imported Beer (0.33 liter bottle)

$3.30 ฿111

$1.13 R 18.66

192.04%

One-way Ticket (Public Transport)

$0.88 ฿29.68

$1.63 R 26.94

-46.01%

Public Transport Monthly Pass (Regular Price)

$19.34 ฿650

Taxi Start (Normal Tariff)

$1.36 ฿45.90

$1.63 R 26.92

-16.56%

Taxi (Normal Tariff) (1km)

$1.34 ฿44.98

$0.63 R 10.37

112.70%

Taxi 1hour Waiting (Normal Tariff)

$8.21 ฿276

$6.62 R 109

24.02%

Gasoline (1 liter)

$1.22 ฿41.18

$1.23 R 20.31

-0.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ฿718.1K

$14.2K R 234.6K

50.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿757.7K

$22.6K R 372.5K

-0.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.7 ฿2,376

$145 R 2,400

-51.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.04 ฿472

$13.94 R 230

0.72%

Internet (50+ Mbps, Unlimited Data)

$17.49 ฿588

$34.12 R 563

-48.74%

Gym Membership (Monthly)

$42.15 ฿1,417

$30.67 R 506

37.43%

Tennis Court (1 Hour on Weekend)

$6.88 ฿231

Cinema Ticket

$5.92 ฿199

$5.65 R 93.3

4.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$309 ฿10.4K

$102 R 1,678

203.53%

International Primary School, 1 Child (Yearly)

$14.9K ฿500.4K

$4,645 R 76.7K

220.31%

Jeans (Levis 501 Or Similar)

$55.8 ฿1,875

$41.49 R 685

34.39%

Summer Dress (H&M, Zara, etc)

$26.11 ฿878

$14.09 R 233

85.31%

Sport Shoes (Adidas, Nike)

$83.0 ฿2,792

$84.2 R 1,390

-1.41%

Men's Leather Business Shoes

$70.5 ฿2,369

$44.67 R 737

57.71%

1-bedroom Apartment, City Center (Monthly)

$432 ฿14.5K

$365 R 6,022

18.41%

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿8,035

$338 R 5,571

-29.23%

3-bedroom Apartment, City Center (Monthly)

$822 ฿27.7K

$692 R 11.4K

18.86%

3-bedroom Apartment, Outside City Center (Monthly)

$512 ฿17.2K

$697 R 11.5K

-26.49%

Buy Apartment in City Center (m2)

$1,915 ฿64.4K

$719 R 11.9K

166.25%

Buy Apartment Outside City Center (m2)

$1,467 ฿49.3K

$749 R 12.4K

95.89%

Average Monthly Net Salary (After Tax)

$579 ฿19.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

12.01

-58.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: July 12, 2026

Last update for Howick: July 14, 2026

Cost Breakdown

A central one-bedroom costs $432 in Chiang Mai versus $365 in Howick. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $18.00 in Chiang Mai versus $28.00 in Howick. Groceries tell a different story – $243 in Chiang Mai vs $137 in Howick – so Howick wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Howick: Cost of Living - Frequently Asked Questions

Howick costs about 3% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,292 per month in Chiang Mai and $1,330 in Howick. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $18.00 in Chiang Mai and $28.00 in Howick. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 77% cheaper in Howick – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$800 covers both cities comfortably – all-in costs are $861 in Chiang Mai and $887 in Howick, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Chiang Mai costs $861 versus $887 in Howick. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Howick makes more sense. Both are solid long-term options with distinct trade-offs.