Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Horta

For one person, living is cheaper in Chiang Mai: $936 a month against $1,211 in Horta, rent and utilities included – about $3,300 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
58

Cost of Living Index in Horta
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Horta Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Horta

🇵🇹 Portugal

$1,211

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Horta

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Horta actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $1,211 in Horta, rent included.

Chiang Mai $936
Horta $1,211

A couple spends around $1,457 per month in Chiang Mai vs $1,810 in Horta, rent included.

Chiang Mai $1,457
Horta $1,810

A family of three spends $1,979 per month in Chiang Mai vs $2,409 in Horta, rent included.

Chiang Mai $1,979
Horta $2,409

Chiang Mai is about 23% cheaper than Horta, and outside of rent the biggest gap is in eating out.

Both Chiang Mai and Horta are more affordable than the global median – Chiang Mai 31% lower, Horta 11% lower.

Meal at Budget Restaurant

$2.24 ฿75.7

$8.00 €7.19

-72.00%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿642

$31.33 €28.15

-39.36%

Fast Food Meal (McDonalds, etc)

$5.55 ฿188

$8.58 €7.71

-35.31%

Cappuccino

$1.67 ฿56.6

$2.25 €2.02

-25.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.56

$1.99 €1.78

-67.84%

Water (0.33 liter bottle)

$0.31 ฿10.32

$1.46 €1.31

-78.77%

Local Beer (0.5 liter draught)

$2.36 ฿79.6

$2.76 €2.48

-14.49%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$3.28 €2.95

11.59%

Milk (1 liter)

$1.95 ฿65.8

$1.04 €0.94

87.50%

White Bread (500g)

$1.44 ฿48.51

$1.47 €1.32

-2.04%

Rice (white) (1kg)

$1.33 ฿45.07

$1.59 €1.43

-16.35%

Eggs

$2.28 ฿77.1

$4.13 €3.71

-44.79%

Local Cheese (1kg)

$16.45 ฿556

$10.78 €9.69

52.60%

Chicken Fillets (1kg)

$2.78 ฿94.0

$7.37 €6.62

-62.28%

Beef Round Steak (1kg)

$9.31 ฿314

$14.39 €12.93

-35.30%

Apples (1kg)

$2.35 ฿79.5

$2.47 €2.22

-4.86%

Banana (1kg)

$0.97 ฿32.82

$1.35 €1.21

-28.15%

Oranges (1kg)

$1.60 ฿53.9

$1.84 €1.65

-13.04%

Tomato (1kg)

$1.50 ฿50.7

$2.26 €2.03

-33.63%

Potato (1kg)

$1.28 ฿43.15

$1.81 €1.62

-29.28%

Onion (1kg)

$1.10 ฿37.22

$1.97 €1.77

-44.16%

Lettuce (1 head)

$0.71 ฿23.84

$1.55 €1.39

-54.19%

Water (1.5 liter bottle)

$0.49 ฿16.38

$0.80 €0.72

-38.75%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$5.43 €4.88

-23.76%

Wine (Bottle)

$17.52 ฿592

$5.52 €4.96

217.39%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$1.24 €1.11

29.84%

Imported Beer (0.33 liter bottle)

$2.78 ฿94.0

$2.13 €1.91

30.52%

One-way Ticket (Public Transport)

$0.87 ฿29.33

$2.02 €1.82

-56.93%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,827

$42.23 €37.93

28.08%

Taxi Start (Normal Tariff)

$1.16 ฿39.08

$3.39 €3.05

-65.78%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.82

$1.19 €1.06

-55.46%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.8

$14.62 €13.13

-83.45%

Gasoline (1 liter)

$1.45 ฿48.93

$2.10 €1.88

-30.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿711.2K

$36.9K €33.2K

-43.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.8K

$43.3K €38.9K

-37.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,100

$120 €108

-48.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$20.28 €18.21

-39.99%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿680

$49.57 €44.53

-59.41%

Gym Membership (Monthly)

$37.31 ฿1,260

$48.22 €43.32

-22.63%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$15.07 €13.54

-74.98%

Cinema Ticket

$6.49 ฿219

$5.04 €4.53

28.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.9K

$476 €428

54.58%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.6K

$9,662 €8,680

52.81%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,802

$76.9 €69.1

-30.60%

Summer Dress (H&M, Zara, etc)

$24.64 ฿832

$23.57 €21.17

4.54%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,089

$52.8 €47.42

73.29%

Men's Leather Business Shoes

$71.9 ฿2,429

$102 €91.5

-29.39%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$497 €447

-3.03%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$392 €352

-21.11%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿34.0K

$738 €663

36.22%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$651 €585

-2.75%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

$3,101 €2,786

-23.80%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.7K

$2,314 €2,078

-31.32%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$968 €870

-39.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

3.67

51.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Horta: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Horta

$392 32.3% 26.8% $83

Groceries & Markets

Chiang Mai

$234 25.1%

Horta

$246 20.3% 5% $12

Clothing & Footwear

Chiang Mai

$109 11.6%

Horta

$115 9.5% 5.7% $6.2

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Horta

$190 15.7% 101% $95

Eating Out

Chiang Mai

$78 8.3%

Horta

$151 12.5% 94.5% $73

Getting Around

Chiang Mai

$61 6.6%

Horta

$60 4.9% 2.8% $1.7

Sport & Entertainment

Chiang Mai

$50 5.4%

Horta

$58 4.8% 16% $8

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $497 in Horta. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 64% higher in Horta. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $31 in Horta. Monthly groceries follow the same trend: $234 vs $246 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇵🇹 Horta

🕒 Local time

01:00 1:00 AM

17:00 5:00 PM

8 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

14,334

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.66 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Horta 11,630 km ≈ 15 h nonstop flight

From you

Chiang Mai
Horta

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Horta: Cost of Living - Frequently Asked Questions

Horta costs about 29% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,816 in Horta. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $482 in Chiang Mai and $497 in Horta. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Kindergarten costs $736 per month in Chiang Mai and $476 in Horta. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 5% more in Horta, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $1,211 in Horta. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,211 in Horta. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Horta makes more sense. Both are solid long-term options with distinct trade-offs.