Cost of Living Comparison Between Chiang Mai and Gyumri Cost of Living Comparison Between Chiang Mai and Gyumri

Monthly Cost of Living

A single person spends $926 per month in Chiang Mai vs $956 in Gyumri, rent included.

A couple spends around $1,381 per month in Chiang Mai vs $1,439 in Gyumri, rent included.

A family of three spends $1,835 per month in Chiang Mai vs $1,921 in Gyumri, rent included.

Chiang Mai is about 3% cheaper than Gyumri, driven mainly by Eating Out.

Both Chiang Mai and Gyumri are more affordable than the global median – Chiang Mai 31% lower, Gyumri 29% lower.

Meal at Budget Restaurant

$2.10 ฿70.8

$10.51 ֏3,799

-80.02%

Three-Course Dinner for Two, Mid-Range

$19.22 ฿647

$34.71 ֏12.5K

-44.63%

Fast Food Meal (McDonalds, etc)

$5.47 ฿184

$9.23 ֏3,335

-40.74%

Cappuccino

$1.69 ฿56.8

$2.25 ֏812

-24.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.78

$0.83 ֏301

-21.69%

Water (0.33 liter bottle)

$0.31 ฿10.36

$0.40 ֏144

-22.50%

Local Beer (0.5 liter draught)

$2.32 ฿78.1

$1.38 ֏499

68.12%

Imported Beer (0.33 liter bottle)

$3.91 ฿132

$2.28 ֏824

71.49%

Milk (1 liter)

$2.07 ฿69.6

$1.64 ֏593

26.22%

White Bread (500g)

$1.53 ฿51.6

$0.52 ֏186

194.23%

Rice (white) (1kg)

$1.25 ฿42.08

$1.74 ֏628

-28.16%

Eggs

$2.19 ฿73.8

$2.02 ֏731

8.42%

Local Cheese (1kg)

$15.94 ฿537

$7.81 ֏2,821

104.10%

Chicken Fillets (1kg)

$2.76 ฿93.0

$7.05 ֏2,545

-60.85%

Beef Round Steak (1kg)

$9.74 ฿328

$10.24 ֏3,700

-4.88%

Apples (1kg)

$2.66 ฿89.4

$1.28 ֏464

107.81%

Banana (1kg)

$1.05 ฿35.45

$1.55 ֏560

-32.26%

Oranges (1kg)

$1.66 ฿55.8

$1.14 ֏411

45.61%

Tomato (1kg)

$1.48 ฿49.67

$1.45 ֏524

2.07%

Potato (1kg)

$1.21 ฿40.88

$0.73 ֏263

65.75%

Onion (1kg)

$1.10 ฿37.09

$0.67 ֏241

64.18%

Lettuce (1 head)

$0.76 ฿25.59

$0.81 ֏291

-6.17%

Water (1.5 liter bottle)

$0.50 ฿16.72

$0.48 ֏174

4.17%

Cigarettes 20 Pack (Marlboro, Camel)

$4.38 ฿147

$2.01 ֏726

117.91%

Wine (Bottle)

$17.50 ฿589

$8.72 ֏3,152

100.69%

Local Beer (0.5 liter bottle)

$1.66 ฿55.9

$1.53 ֏551

8.50%

Imported Beer (0.33 liter bottle)

$2.78 ฿93.5

$1.86 ֏673

49.46%

One-way Ticket (Public Transport)

$0.86 ฿28.99

$0.29 ֏105

196.55%

Public Transport Monthly Pass (Regular Price)

$53.7 ฿1,809

Taxi Start (Normal Tariff)

$1.22 ฿41.01

$0.29 ֏106

320.69%

Taxi (Normal Tariff) (1km)

$0.56 ฿18.87

$0.40 ֏145

40.00%

Taxi 1hour Waiting (Normal Tariff)

$2.34 ฿78.9

$9.82 ֏3,546

-76.17%

Gasoline (1 liter)

$1.45 ฿48.75

$1.45 ֏525

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿708.9K

$35.6K ֏12.9M

-40.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K ฿885.5K

$33.9K ֏12.2M

-22.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$63.6 ฿2,141

$115 ֏41.4K

-44.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.56 ฿423

$7.06 ֏2,552

77.90%

Internet (50+ Mbps, Unlimited Data)

$20.04 ฿675

$14.19 ֏5,126

41.23%

Gym Membership (Monthly)

$38.73 ฿1,304

$40.27 ֏14.5K

-3.82%

Tennis Court (1 Hour on Weekend)

$3.80 ฿128

Cinema Ticket

$6.47 ฿218

$4.09 ֏1,478

58.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$777 ฿26.2K

$180 ֏65.0K

331.64%

International Primary School, 1 Child (Yearly)

$14.6K ฿490.8K

$10.4K ֏3.8M

39.90%

Jeans (Levis 501 Or Similar)

$55.2 ฿1,859

$33.28 ֏12.0K

65.96%

Summer Dress (H&M, Zara, etc)

$24.77 ฿834

$40.76 ֏14.7K

-39.23%

Sport Shoes (Adidas, Nike)

$90.3 ฿3,040

$139 ֏50.1K

-34.94%

Men's Leather Business Shoes

$73.5 ฿2,476

$40.81 ֏14.7K

80.15%

1-bedroom Apartment, City Center (Monthly)

$466 ฿15.7K

$464 ֏167.6K

0.58%

1-bedroom Apartment, Outside City Center (Monthly)

$286 ฿9,635

$288 ֏103.9K

-0.50%

3-bedroom Apartment, City Center (Monthly)

$866 ฿29.2K

$901 ֏325.7K

-3.95%

3-bedroom Apartment, Outside City Center (Monthly)

$525 ฿17.7K

$478 ֏172.9K

9.75%

Buy Apartment in City Center (m2)

$1,978 ฿66.6K

$736 ֏266.0K

168.64%

Buy Apartment Outside City Center (m2)

$1,461 ฿49.2K

$512 ֏184.8K

185.68%

Average Monthly Net Salary (After Tax)

$581 ฿19.6K

$482 ֏174.1K

20.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-57.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: September 26, 2026

Last update for Gyumri: September 27, 2026

Cost Breakdown

A central one-bedroom costs $466 in Chiang Mai versus $464 in Gyumri. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Chiang Mai, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $35.00 in Gyumri. Groceries tell a different story – $238 in Chiang Mai vs $195 in Gyumri – so Gyumri wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Gyumri: Cost of Living - Frequently Asked Questions

Gyumri costs about 3% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,388 per month in Chiang Mai and $1,435 in Gyumri. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $19.00 in Chiang Mai and $35.00 in Gyumri. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 22% cheaper in Gyumri – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $926, than in Gyumri at $956. In Chiang Mai it covers expenses comfortably, while in Gyumri it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $926 versus $956 in Gyumri. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gyumri makes more sense. Both are solid long-term options with distinct trade-offs.