Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Grudziadz

For one person, living is cheaper in Chiang Mai: $935 a month against $1,572 in Grudziadz, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
76

Cost of Living Index in Grudziadz
Learn more

Grudziadz Living Index

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Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Grudziadz

🇵🇱 Poland

$1,572

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Grudziadz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Grudziadz actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $1,572 in Grudziadz, rent included.

Chiang Mai $935
Grudziadz $1,572

A couple spends around $1,467 per month in Chiang Mai vs $2,278 in Grudziadz, rent included.

Chiang Mai $1,467
Grudziadz $2,278

A family of three spends $1,999 per month in Chiang Mai vs $2,983 in Grudziadz, rent included.

Chiang Mai $1,999
Grudziadz $2,983

Chiang Mai is about 41% cheaper than Grudziadz, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 31% below the global median, while Grudziadz is 16% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.13 ฿71.6

$12.52 zł 49.24

-82.99%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿624

$49.25 zł 194

-62.19%

Fast Food Meal (McDonalds, etc)

$5.60 ฿188

$9.06 zł 35.64

-38.19%

Cappuccino

$1.66 ฿55.8

$3.42 zł 13.43

-51.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.69

$2.48 zł 9.76

-73.79%

Water (0.33 liter bottle)

$0.30 ฿10.22

$1.91 zł 7.52

-84.29%

Local Beer (0.5 liter draught)

$2.32 ฿77.9

$2.97 zł 11.69

-21.89%

Imported Beer (0.33 liter bottle)

$3.67 ฿123

$3.79 zł 14.91

-3.17%

Milk (1 liter)

$2.02 ฿67.6

$1.06 zł 4.16

90.57%

White Bread (500g)

$1.41 ฿47.21

$1.31 zł 5.15

7.63%

Rice (white) (1kg)

$1.39 ฿46.67

$1.36 zł 5.37

2.21%

Eggs

$2.37 ฿79.4

$3.90 zł 15.32

-39.23%

Local Cheese (1kg)

$16.52 ฿554

$9.98 zł 39.25

65.53%

Chicken Fillets (1kg)

$2.67 ฿89.5

$7.56 zł 29.75

-64.68%

Beef Round Steak (1kg)

$9.02 ฿302

$14.89 zł 58.5

-39.42%

Apples (1kg)

$2.40 ฿80.4

$1.22 zł 4.80

96.72%

Banana (1kg)

$1.04 ฿34.91

$1.66 zł 6.52

-37.35%

Oranges (1kg)

$1.66 ฿55.6

$1.86 zł 7.33

-10.75%

Tomato (1kg)

$1.56 ฿52.3

$3.35 zł 13.19

-53.43%

Potato (1kg)

$1.24 ฿41.50

$0.74 zł 2.90

67.57%

Onion (1kg)

$1.09 ฿36.44

$1.22 zł 4.79

-10.66%

Lettuce (1 head)

$0.76 ฿25.54

$1.32 zł 5.18

-42.42%

Water (1.5 liter bottle)

$0.51 ฿17.24

$0.73 zł 2.87

-30.14%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿138

$5.52 zł 21.71

-25.36%

Wine (Bottle)

$17.93 ฿601

$7.79 zł 30.65

130.17%

Local Beer (0.5 liter bottle)

$1.62 ฿54.4

$1.10 zł 4.31

47.27%

Imported Beer (0.33 liter bottle)

$2.82 ฿94.6

$1.49 zł 5.86

89.26%

One-way Ticket (Public Transport)

$0.93 ฿31.33

$1.10 zł 4.31

-15.45%

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,773

$29.28 zł 115

80.64%

Taxi Start (Normal Tariff)

$1.18 ฿39.45

$2.01 zł 7.91

-41.29%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.75

$0.73 zł 2.88

-76.71%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿60.8

$10.22 zł 40.20

-82.29%

Gasoline (1 liter)

$1.47 ฿49.38

$1.63 zł 6.41

-9.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿704.5K

$30.6K zł 120.1K

-31.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿889.1K

$29.0K zł 114.2K

-8.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,098

$331 zł 1,300

-81.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿389

$9.61 zł 37.78

20.71%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿681

$19.16 zł 75.4

5.95%

Gym Membership (Monthly)

$37.88 ฿1,270

$37.86 zł 149

0.05%

Tennis Court (1 Hour on Weekend)

$3.70 ฿124

$21.36 zł 84.0

-82.68%

Cinema Ticket

$6.51 ฿218

$9.11 zł 35.84

-28.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.4K

$159 zł 624

358.51%

International Primary School, 1 Child (Yearly)

$16.6K ฿555.7K

$7,966 zł 31.3K

108.07%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,795

$100 zł 394

-46.53%

Summer Dress (H&M, Zara, etc)

$24.80 ฿832

$48.65 zł 191

-49.02%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,031

$102 zł 402

-11.53%

Men's Leather Business Shoes

$72.0 ฿2,413

$103 zł 406

-30.21%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.1K

$598 zł 2,353

-19.58%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.4K

$510 zł 2,005

-39.21%

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.5K

$976 zł 3,839

8.41%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.1K

$814 zł 3,199

-19.04%

Buy Apartment in City Center (m2)

$2,418 ฿81.1K

$2,905 zł 11.4K

-16.79%

Buy Apartment Outside City Center (m2)

$1,609 ฿53.9K

$2,204 zł 8,668

-27.00%

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

7.52

-25.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Grudziadz: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Grudziadz

$510 32.4% 64.5% $200

Groceries & Markets

Chiang Mai

$237 25.3%

Grudziadz

$240 15.3% 1.5% $3.5

Clothing & Footwear

Chiang Mai

$108 11.6%

Grudziadz

$159 10.1% 47.1% $51

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Grudziadz

$359 22.9% 280% $265

Eating Out

Chiang Mai

$77 8.2%

Grudziadz

$208 13.3% 172% $132

Getting Around

Chiang Mai

$59 6.3%

Grudziadz

$39 2.5% 32.9% $19

Sport & Entertainment

Chiang Mai

$51 5.4%

Grudziadz

$56 3.6% 10.2% $5.2

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $598 in Grudziadz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Chiang Mai versus $49 in Grudziadz. Monthly groceries follow the same trend: $237 vs $240 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇵🇱 Grudziadz

🕒 Local time

21:54 9:54 PM

15:54 3:54 PM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

92,552

💱 Currency

Thai Baht THB ฿

Polish Złoty PLN zł

📈 Exchange rate

100 THB = 2.98 USD

100 THB = 2.66 EUR

1 PLN = 0.254 USD

1 PLN = 0.226 EUR

Exchange rates and currency converter

PLN, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 6, 2026: 1 USD = 33.53 THB (100 THB = 2.98 USD). 1 EUR = 37.66 THB (100 THB = 2.66 EUR).

Polish Złoty exchange rates as of November 6, 2026: 1 USD = 3.93 PLN (1 PLN = 0.254 USD). 1 EUR = 4.42 PLN (1 PLN = 0.226 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Chiang Mai Grudziadz 7,700 km ≈ 10 h nonstop flight

From you

Chiang Mai
Grudziadz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Grudziadz: Cost of Living - Frequently Asked Questions

Grudziadz costs about 68% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $2,359 in Grudziadz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $598 in Grudziadz.

A mid-range dinner for two costs $19 in Chiang Mai and $49 in Grudziadz. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 45% less in Grudziadz. For daily commuters, that gap adds up to noticeable savings over a year.

$800 is a stretch for both – monthly costs hit $935 in Chiang Mai and $1,572 in Grudziadz. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Chiang Mai costs $935 versus $1,572 in Grudziadz. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.