😐A single person spends $861 per month in Chiang Mai vs $816 in Gradiska, rent included.
😐A couple spends around $1,350 per month in Chiang Mai vs $1,323 in Gradiska, rent included.
😐A family of three spends $1,838 per month in Chiang Mai vs $1,830 in Gradiska, rent included.
😐Chiang Mai costs about 6% more than Gradiska, driven mainly by Sport & Entertainment.
📊Both Chiang Mai and Gradiska are more affordable than the global median – Chiang Mai36% lower, Gradiska39% lower.
Currency
🍽 Eating Out
Chiang Mai
Gradiska
Difference
Meal at Budget Restaurant
$1.96฿65.8
$5.78BAM 9.90
-66.09%
Three-Course Dinner for Two, Mid-Range
$18.35฿617
$35.14BAM 60.2
-47.78%
Fast Food Meal(McDonalds, etc)
$7.48฿252
$5.59BAM 9.57
33.81%
Cappuccino
$2.02฿67.8
$1.04BAM 1.79
94.23%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿28.50
$1.73BAM 2.97
-50.87%
Water(0.33 liter bottle)
$0.36฿11.96
$1.20BAM 2.05
-70.00%
Local Beer(0.5 liter draught)
$2.14฿71.8
$1.79BAM 3.07
19.55%
Imported Beer(0.33 liter bottle)
$3.59฿121
$2.10BAM 3.60
70.95%
🛒 Groceries & Markets
Chiang Mai
Gradiska
Difference
Milk(1 liter)
$1.65฿55.5
$1.36BAM 2.33
21.32%
White Bread(500g)
$1.57฿52.7
$1.15BAM 1.97
36.52%
Rice(white)(1kg)
$1.19฿40.02
$1.70BAM 2.91
-30.00%
Eggs
$1.94฿65.1
$3.92BAM 6.71
-50.51%
Local Cheese(1kg)
$16.19฿544
$7.54BAM 12.92
114.72%
Chicken Fillets(1kg)
$2.99฿101
$7.22BAM 12.37
-58.59%
Beef Round Steak(1kg)
$10.94฿368
$15.97BAM 27.35
-31.50%
Apples(1kg)
$2.71฿91.2
$1.16BAM 1.99
133.62%
Banana(1kg)
$1.17฿39.25
$1.56BAM 2.68
-25.00%
Oranges(1kg)
$1.69฿56.7
$1.15BAM 1.97
46.96%
Tomato(1kg)
$1.60฿54.0
$1.58BAM 2.70
1.27%
Potato(1kg)
$1.38฿46.54
$1.39BAM 2.38
-0.72%
Onion(1kg)
$1.20฿40.45
$1.00BAM 1.72
20.00%
Lettuce(1 head)
$0.67฿22.50
$1.61BAM 2.76
-58.39%
Water(1.5 liter bottle)
$0.56฿18.73
$0.91BAM 1.56
-38.46%
Cigarettes 20 Pack(Marlboro, Camel)
$4.64฿156
$3.65BAM 6.24
27.12%
Wine(Bottle)
$17.62฿593
$7.96BAM 13.63
121.36%
Local Beer(0.5 liter bottle)
$1.86฿62.5
$1.24BAM 2.13
50.00%
Imported Beer(0.33 liter bottle)
$3.30฿111
$1.26BAM 2.16
161.90%
🚌 Getting Around
Chiang Mai
Gradiska
Difference
One-way Ticket(Public Transport)
$0.88฿29.68
$2.93BAM 5.01
-69.97%
Public Transport Monthly Pass(Regular Price)
$19.34฿650
$35.42BAM 60.7
-45.40%
Taxi Start(Normal Tariff)
$1.36฿45.90
$1.76BAM 3.01
-22.73%
Taxi(Normal Tariff)(1km)
$1.34฿44.98
$0.81BAM 1.39
65.43%
Taxi 1hour Waiting(Normal Tariff)
$8.21฿276
$10.55BAM 18.07
-22.18%
Gasoline(1 liter)
$1.22฿41.18
$1.48BAM 2.54
-17.57%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K฿718.1K
$23.6KBAM 40.5K
-9.67%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿757.7K
$21.4KBAM 36.7K
5.19%
🧾 Monthly Utilities & Internet
Chiang Mai
Gradiska
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.7฿2,376
$87.9BAM 150
-19.57%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.04฿472
$18.96BAM 32.47
-25.95%
Internet(50+ Mbps, Unlimited Data)
$17.49฿588
$23.33BAM 39.95
-25.03%
🎉 Sport & Entertainment
Chiang Mai
Gradiska
Difference
Gym Membership(Monthly)
$42.15฿1,417
$25.78BAM 44.15
63.50%
Tennis Court(1 Hour on Weekend)
$6.88฿231
$10.94BAM 18.73
-37.11%
Cinema Ticket
$5.92฿199
$2.87BAM 4.91
106.27%
🧸 Childcare & Education
Chiang Mai
Gradiska
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$309฿10.4K
$154BAM 264
99.84%
International Primary School, 1 Child(Yearly)
$14.9K฿500.4K
$3,215BAM 5,506
362.79%
👕👟 Clothing & Footwear
Chiang Mai
Gradiska
Difference
Jeans(Levis 501 Or Similar)
$55.8฿1,875
$59.9BAM 103
-6.97%
Summer Dress(H&M, Zara, etc)
$26.11฿878
$29.91BAM 51.2
-12.70%
Sport Shoes(Adidas, Nike)
$83.0฿2,792
$59.8BAM 102
38.74%
Men's Leather Business Shoes
$70.5฿2,369
$120BAM 206
-41.31%
🏠 Accommodation & Living
Chiang Mai
Gradiska
Difference
1-bedroom Apartment, City Center(Monthly)
$432฿14.5K
$174BAM 298
148.73%
1-bedroom Apartment, Outside City Center(Monthly)
$239฿8,035
$145BAM 249
64.23%
3-bedroom Apartment, City Center(Monthly)
$822฿27.7K
$382BAM 655
114.96%
3-bedroom Apartment, Outside City Center(Monthly)
$512฿17.2K
$331BAM 566
54.89%
Buy Apartment in City Center(m2)
$1,915฿64.4K
$1,418BAM 2,428
35.03%
Buy Apartment Outside City Center(m2)
$1,467฿49.3K
$1,250BAM 2,141
17.39%
💵 Salaries & Financials
Chiang Mai
Gradiska
Difference
Average Monthly Net Salary(After Tax)
$579฿19.5K
$690BAM 1,181
-16.01%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
4.14
20.77%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: July 12, 2026
Last update for Gradiska: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $432 in Chiang Mai versus $174 in Gradiska. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 19% higher in Gradiska, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $18.00 in Chiang Mai versus $35.00 in Gradiska. Groceries tell a different story – $243 in Chiang Mai vs $230 in Gradiska – so Gradiska wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Gradiska: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Gradiska?
Chiang Mai costs about 6% more than Gradiska, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Gradiska?
For a comfortable life, plan on about $1,292 per month in Chiang Mai and $1,224 in Gradiska. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Gradiska?
Rent is clearly cheaper in Gradiska, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Gradiska?
Kindergarten costs $309 per month in Chiang Mai and $154 in Gradiska. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Gradiska?
Groceries cost about 6% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Gradiska?
$1,000 covers both cities comfortably – all-in costs are $861 in Chiang Mai and $816 in Gradiska, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Gradiska?
For digital nomads, it depends on budget. Gradiska costs $816 versus $861 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Gradiska?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Gradiska?
If budget matters most, go with Gradiska. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared