Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Gradiska

For one person, living is cheaper in Gradiska: $774 a month against $936 in Chiang Mai, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
37

Cost of Living Index in Gradiska
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Gradiska Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Gradiska

🇧🇦 Bosnia and Herzegovina

$774

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Gradiska

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Gradiska actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $774 in Gradiska, rent included.

Chiang Mai $936
Gradiska $774

A couple spends around $1,457 per month in Chiang Mai vs $1,267 in Gradiska, rent included.

Chiang Mai $1,457
Gradiska $1,267

A family of three spends $1,979 per month in Chiang Mai vs $1,760 in Gradiska, rent included.

Chiang Mai $1,979
Gradiska $1,760

Chiang Mai costs about 21% more than Gradiska, and outside of rent the biggest gap is in transport.

Both Chiang Mai and Gradiska are more affordable than the global median – Chiang Mai 31% lower, Gradiska 43% lower.

Meal at Budget Restaurant

$2.24 ฿75.6

$5.89 BAM 10.32

-61.97%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿641

$36.58 BAM 64.1

-48.06%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$6.73 BAM 11.80

-17.53%

Cappuccino

$1.67 ฿56.5

$1.63 BAM 2.86

2.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.55

$1.70 BAM 2.98

-62.35%

Water (0.33 liter bottle)

$0.31 ฿10.31

$1.26 BAM 2.20

-75.40%

Local Beer (0.5 liter draught)

$2.36 ฿79.6

$1.77 BAM 3.10

33.33%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$2.25 BAM 3.94

62.67%

Milk (1 liter)

$1.95 ฿65.8

$1.33 BAM 2.33

46.62%

White Bread (500g)

$1.44 ฿48.48

$1.09 BAM 1.92

32.11%

Rice (white) (1kg)

$1.33 ฿45.04

$1.66 BAM 2.91

-19.88%

Eggs

$2.28 ฿77.1

$3.46 BAM 6.07

-34.10%

Local Cheese (1kg)

$16.45 ฿555

$7.04 BAM 12.33

133.66%

Chicken Fillets (1kg)

$2.78 ฿93.9

$7.13 BAM 12.49

-61.01%

Beef Round Steak (1kg)

$9.31 ฿314

$15.13 BAM 26.50

-38.47%

Apples (1kg)

$2.35 ฿79.4

$1.10 BAM 1.93

113.64%

Banana (1kg)

$0.97 ฿32.80

$1.44 BAM 2.52

-32.64%

Oranges (1kg)

$1.60 ฿53.9

$1.17 BAM 2.05

36.75%

Tomato (1kg)

$1.50 ฿50.6

$1.58 BAM 2.77

-5.06%

Potato (1kg)

$1.28 ฿43.12

$1.35 BAM 2.36

-5.19%

Onion (1kg)

$1.10 ฿37.19

$0.82 BAM 1.44

34.15%

Lettuce (1 head)

$0.71 ฿23.82

$1.61 BAM 2.83

-55.90%

Water (1.5 liter bottle)

$0.49 ฿16.37

$0.88 BAM 1.55

-44.32%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$3.58 BAM 6.26

15.64%

Wine (Bottle)

$17.52 ฿591

$8.52 BAM 14.93

105.63%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$0.99 BAM 1.73

62.63%

Imported Beer (0.33 liter bottle)

$2.78 ฿94.0

$1.05 BAM 1.84

164.76%

One-way Ticket (Public Transport)

$0.87 ฿29.31

$2.91 BAM 5.10

-70.10%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,826

Taxi Start (Normal Tariff)

$1.16 ฿39.06

$1.75 BAM 3.07

-33.71%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.80

$1.12 BAM 1.96

-52.68%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.8

$10.44 BAM 18.29

-76.82%

Gasoline (1 liter)

$1.45 ฿48.90

$1.49 BAM 2.60

-2.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿710.7K

$30.5K BAM 53.5K

-31.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.3K

$20.3K BAM 35.5K

32.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,098

$86.3 BAM 151

-27.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$18.52 BAM 32.44

-34.29%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿679

$22.75 BAM 39.84

-11.56%

Gym Membership (Monthly)

$37.31 ฿1,259

$24.37 BAM 42.70

53.10%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$6.49 ฿219

$2.85 BAM 4.99

127.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$134 BAM 235

448.75%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.3K

$18.4K BAM 32.2K

-19.69%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,801

$58.1 BAM 102

-8.09%

Summer Dress (H&M, Zara, etc)

$24.64 ฿831

$29.17 BAM 51.1

-15.53%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,087

$72.2 BAM 127

26.63%

Men's Leather Business Shoes

$71.9 ฿2,428

$116 BAM 203

-37.93%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$172 BAM 302

179.69%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$141 BAM 247

118.92%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$378 BAM 662

166.25%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$315 BAM 553

100.79%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

$1,420 BAM 2,488

66.36%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$1,253 BAM 2,195

26.79%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$674 BAM 1,182

-12.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

4.3

29.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Gradiska: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Gradiska

$141 18.2% 54.3% $168

Groceries & Markets

Chiang Mai

$234 25.1%

Gradiska

$220 28.5% 5.9% $14

Clothing & Footwear

Chiang Mai

$109 11.6%

Gradiska

$124 16% 14.1% $15

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Gradiska

$128 16.5% 35.1% $33

Eating Out

Chiang Mai

$78 8.3%

Gradiska

$112 14.5% 44.4% $34

Getting Around

Chiang Mai

$61 6.6%

Gradiska

$19 * 2.5% 69% $42

Sport & Entertainment

Chiang Mai

$50 5.4%

Gradiska

$30 3.9% 40.2% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $172 in Gradiska. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Gradiska, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19 in Chiang Mai versus $37 in Gradiska. Groceries tell a different story – $234 in Chiang Mai vs $220 in Gradiska – so Gradiska wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇧🇦 Gradiska

🕒 Local time

11:07 11:07 AM

05:07 5:07 AM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

14,368

💱 Currency

Thai Baht THB ฿

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1 BAM = 0.571 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

BAM, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.68 THB (100 THB = 2.65 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of November 2, 2026: 1 USD = 1.75 BAM (1 BAM = 0.571 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Gradiska 7,900 km ≈ 10 h nonstop flight

From you

Chiang Mai
Gradiska

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Gradiska: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 21% more than Gradiska, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,161 in Gradiska. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gradiska, especially for central apartments: a one-bedroom in the center costs $172 there versus $482 in Chiang Mai.

A mid-range dinner for two costs $19 in Chiang Mai and $37 in Gradiska. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 6% more in Chiang Mai, though the gap depends on what you buy.

Families tend to lean toward Gradiska – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.