Cost of Living Comparison Between Chiang Mai and Gradiska Cost of Living Comparison Between Chiang Mai and Gradiska

Monthly Cost of Living

A single person spends $861 per month in Chiang Mai vs $816 in Gradiska, rent included.

A couple spends around $1,350 per month in Chiang Mai vs $1,323 in Gradiska, rent included.

A family of three spends $1,838 per month in Chiang Mai vs $1,830 in Gradiska, rent included.

Chiang Mai costs about 6% more than Gradiska, driven mainly by Sport & Entertainment.

Both Chiang Mai and Gradiska are more affordable than the global median – Chiang Mai 36% lower, Gradiska 39% lower.

Currency
🍽 Eating Out
Chiang Mai
Gradiska
Difference
Meal at Budget Restaurant
$1.96 ฿65.8
$5.78 BAM 9.90
-66.09%
Three-Course Dinner for Two, Mid-Range
$18.35 ฿617
$35.14 BAM 60.2
-47.78%
Fast Food Meal (McDonalds, etc)
$7.48 ฿252
$5.59 BAM 9.57
33.81%
Cappuccino
$2.02 ฿67.8
$1.04 BAM 1.79
94.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 ฿28.50
$1.73 BAM 2.97
-50.87%
Water (0.33 liter bottle)
$0.36 ฿11.96
$1.20 BAM 2.05
-70.00%
Local Beer (0.5 liter draught)
$2.14 ฿71.8
$1.79 BAM 3.07
19.55%
Imported Beer (0.33 liter bottle)
$3.59 ฿121
$2.10 BAM 3.60
70.95%
🛒 Groceries & Markets
Chiang Mai
Gradiska
Difference
Milk (1 liter)
$1.65 ฿55.5
$1.36 BAM 2.33
21.32%
White Bread (500g)
$1.57 ฿52.7
$1.15 BAM 1.97
36.52%
Rice (white) (1kg)
$1.19 ฿40.02
$1.70 BAM 2.91
-30.00%
Eggs
$1.94 ฿65.1
$3.92 BAM 6.71
-50.51%
Local Cheese (1kg)
$16.19 ฿544
$7.54 BAM 12.92
114.72%
Chicken Fillets (1kg)
$2.99 ฿101
$7.22 BAM 12.37
-58.59%
Beef Round Steak (1kg)
$10.94 ฿368
$15.97 BAM 27.35
-31.50%
Apples (1kg)
$2.71 ฿91.2
$1.16 BAM 1.99
133.62%
Banana (1kg)
$1.17 ฿39.25
$1.56 BAM 2.68
-25.00%
Oranges (1kg)
$1.69 ฿56.7
$1.15 BAM 1.97
46.96%
Tomato (1kg)
$1.60 ฿54.0
$1.58 BAM 2.70
1.27%
Potato (1kg)
$1.38 ฿46.54
$1.39 BAM 2.38
-0.72%
Onion (1kg)
$1.20 ฿40.45
$1.00 BAM 1.72
20.00%
Lettuce (1 head)
$0.67 ฿22.50
$1.61 BAM 2.76
-58.39%
Water (1.5 liter bottle)
$0.56 ฿18.73
$0.91 BAM 1.56
-38.46%
Cigarettes 20 Pack (Marlboro, Camel)
$4.64 ฿156
$3.65 BAM 6.24
27.12%
Wine (Bottle)
$17.62 ฿593
$7.96 BAM 13.63
121.36%
Local Beer (0.5 liter bottle)
$1.86 ฿62.5
$1.24 BAM 2.13
50.00%
Imported Beer (0.33 liter bottle)
$3.30 ฿111
$1.26 BAM 2.16
161.90%
🚌 Getting Around
Chiang Mai
Gradiska
Difference
One-way Ticket (Public Transport)
$0.88 ฿29.68
$2.93 BAM 5.01
-69.97%
Public Transport Monthly Pass (Regular Price)
$19.34 ฿650
$35.42 BAM 60.7
-45.40%
Taxi Start (Normal Tariff)
$1.36 ฿45.90
$1.76 BAM 3.01
-22.73%
Taxi (Normal Tariff) (1km)
$1.34 ฿44.98
$0.81 BAM 1.39
65.43%
Taxi 1hour Waiting (Normal Tariff)
$8.21 ฿276
$10.55 BAM 18.07
-22.18%
Gasoline (1 liter)
$1.22 ฿41.18
$1.48 BAM 2.54
-17.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K ฿718.1K
$23.6K BAM 40.5K
-9.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K ฿757.7K
$21.4K BAM 36.7K
5.19%
🧾 Monthly Utilities & Internet
Chiang Mai
Gradiska
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.7 ฿2,376
$87.9 BAM 150
-19.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.04 ฿472
$18.96 BAM 32.47
-25.95%
Internet (50+ Mbps, Unlimited Data)
$17.49 ฿588
$23.33 BAM 39.95
-25.03%
🎉 Sport & Entertainment
Chiang Mai
Gradiska
Difference
Gym Membership (Monthly)
$42.15 ฿1,417
$25.78 BAM 44.15
63.50%
Tennis Court (1 Hour on Weekend)
$6.88 ฿231
$10.94 BAM 18.73
-37.11%
Cinema Ticket
$5.92 ฿199
$2.87 BAM 4.91
106.27%
🧸 Childcare & Education
Chiang Mai
Gradiska
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$309 ฿10.4K
$154 BAM 264
99.84%
International Primary School, 1 Child (Yearly)
$14.9K ฿500.4K
$3,215 BAM 5,506
362.79%
👕👟 Clothing & Footwear
Chiang Mai
Gradiska
Difference
Jeans (Levis 501 Or Similar)
$55.8 ฿1,875
$59.9 BAM 103
-6.97%
Summer Dress (H&M, Zara, etc)
$26.11 ฿878
$29.91 BAM 51.2
-12.70%
Sport Shoes (Adidas, Nike)
$83.0 ฿2,792
$59.8 BAM 102
38.74%
Men's Leather Business Shoes
$70.5 ฿2,369
$120 BAM 206
-41.31%
🏠 Accommodation & Living
Chiang Mai
Gradiska
Difference
1-bedroom Apartment, City Center (Monthly)
$432 ฿14.5K
$174 BAM 298
148.73%
1-bedroom Apartment, Outside City Center (Monthly)
$239 ฿8,035
$145 BAM 249
64.23%
3-bedroom Apartment, City Center (Monthly)
$822 ฿27.7K
$382 BAM 655
114.96%
3-bedroom Apartment, Outside City Center (Monthly)
$512 ฿17.2K
$331 BAM 566
54.89%
Buy Apartment in City Center (m2)
$1,915 ฿64.4K
$1,418 BAM 2,428
35.03%
Buy Apartment Outside City Center (m2)
$1,467 ฿49.3K
$1,250 BAM 2,141
17.39%
💵 Salaries & Financials
Chiang Mai
Gradiska
Difference
Average Monthly Net Salary (After Tax)
$579 ฿19.5K
$690 BAM 1,181
-16.01%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
4.14
20.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: July 12, 2026

Last update for Gradiska: July 12, 2026

Cost Breakdown

A central one-bedroom costs $432 in Chiang Mai versus $174 in Gradiska. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Gradiska, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $18.00 in Chiang Mai versus $35.00 in Gradiska. Groceries tell a different story – $243 in Chiang Mai vs $230 in Gradiska – so Gradiska wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Gradiska: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Gradiska?
Chiang Mai costs about 6% more than Gradiska, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Gradiska?
For a comfortable life, plan on about $1,292 per month in Chiang Mai and $1,224 in Gradiska. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Gradiska?
Rent is clearly cheaper in Gradiska, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Gradiska?
Kindergarten costs $309 per month in Chiang Mai and $154 in Gradiska. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Gradiska?
Groceries cost about 6% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Gradiska?
$1,000 covers both cities comfortably – all-in costs are $861 in Chiang Mai and $816 in Gradiska, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Chiang Mai or Gradiska?
For digital nomads, it depends on budget. Gradiska costs $816 versus $861 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Gradiska?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Gradiska?
If budget matters most, go with Gradiska. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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