Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Gizycko

For one person, living is cheaper in Chiang Mai: $936 a month against $1,251 in Gizycko, rent and utilities included – about $3,800 less a year. Rent and utilities account for most of the difference.

Chiang Mai, Thailand
Gizycko, Poland
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Gizycko
🇵🇱 Poland
$1,251
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Gizycko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Gizycko actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $1,251 in Gizycko, rent included.

  • Chiang Mai $936
  • Gizycko $1,251

A couple spends around $1,457 per month in Chiang Mai vs $1,856 in Gizycko, rent included.

  • Chiang Mai $1,457
  • Gizycko $1,856

A family of three spends $1,979 per month in Chiang Mai vs $2,460 in Gizycko, rent included.

  • Chiang Mai $1,979
  • Gizycko $2,460

Chiang Mai is about 25% cheaper than Gizycko, and outside of rent the biggest gap is in eating out.

Both Chiang Mai and Gizycko are more affordable than the global median – Chiang Mai 31% lower, Gizycko 8% lower.

Currency
🍽 Eating Out
Chiang Mai
Gizycko
Difference
Meal at Budget Restaurant
$2.24 ฿75.5
$10.12 zł 39.79
-77.87%
Three-Course Dinner for Two, Mid-Range
$19.00 ฿640
$37.72 zł 148
-49.63%
Fast Food Meal (McDonalds, etc)
$5.55 ฿187
$9.10 zł 35.78
-39.01%
Cappuccino
$1.67 ฿56.4
$3.34 zł 13.11
-50.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 ฿21.51
$2.01 zł 7.91
-68.16%
Water (0.33 liter bottle)
$0.31 ฿10.29
$1.58 zł 6.20
-80.38%
Local Beer (0.5 liter draught)
$2.36 ฿79.4
$2.50 zł 9.83
-5.60%
Imported Beer (0.33 liter bottle)
$3.66 ฿123
$3.95 zł 15.53
-7.34%
🛒 Groceries & Markets
Chiang Mai
Gizycko
Difference
Milk (1 liter)
$1.95 ฿65.6
$0.92 zł 3.63
111.96%
White Bread (500g)
$1.44 ฿48.39
$1.13 zł 4.43
27.43%
Rice (white) (1kg)
$1.33 ฿44.96
$0.75 zł 2.94
77.33%
Eggs
$2.28 ฿76.9
$2.87 zł 11.28
-20.56%
Local Cheese (1kg)
$16.45 ฿554
$7.94 zł 31.19
107.18%
Chicken Fillets (1kg)
$2.78 ฿93.7
$6.26 zł 24.60
-55.59%
Beef Round Steak (1kg)
$9.31 ฿314
$10.02 zł 39.36
-7.09%
Apples (1kg)
$2.35 ฿79.3
$0.91 zł 3.58
158.24%
Banana (1kg)
$0.97 ฿32.75
$1.49 zł 5.84
-34.90%
Oranges (1kg)
$1.60 ฿53.8
$1.53 zł 6.03
4.58%
Tomato (1kg)
$1.50 ฿50.6
$3.24 zł 12.75
-53.70%
Potato (1kg)
$1.28 ฿43.05
$0.77 zł 3.03
66.23%
Onion (1kg)
$1.10 ฿37.13
$0.86 zł 3.38
27.91%
Lettuce (1 head)
$0.71 ฿23.78
$0.66 zł 2.58
7.58%
Water (1.5 liter bottle)
$0.49 ฿16.34
$0.53 zł 2.10
-7.55%
Cigarettes 20 Pack (Marlboro, Camel)
$4.14 ฿140
$4.69 zł 18.43
-11.73%
Wine (Bottle)
$17.52 ฿590
$5.09 zł 20.01
244.20%
Local Beer (0.5 liter bottle)
$1.61 ฿54.4
$1.00 zł 3.94
61.00%
Imported Beer (0.33 liter bottle)
$2.78 ฿93.8
$1.26 zł 4.95
120.63%
🚌 Getting Around
Chiang Mai
Gizycko
Difference
One-way Ticket (Public Transport)
$0.87 ฿29.26
$1.08 zł 4.25
-19.44%
Public Transport Monthly Pass (Regular Price)
$54.1 ฿1,822
$29.25 zł 115
84.92%
Taxi Start (Normal Tariff)
$1.16 ฿38.99
$1.28 zł 5.04
-9.38%
Taxi (Normal Tariff) (1km)
$0.53 ฿17.77
$1.05 zł 4.13
-49.52%
Taxi 1hour Waiting (Normal Tariff)
$2.42 ฿81.6
$12.60 zł 49.51
-80.79%
Gasoline (1 liter)
$1.45 ฿48.81
$1.54 zł 6.06
-5.84%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1K ฿709.5K
$30.9K zł 121.3K
-31.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.9K ฿907.7K
$26.9K zł 105.7K
0.16%
🧾 Monthly Utilities & Internet
Chiang Mai
Gizycko
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.2 ฿2,095
$184 zł 722
-66.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.17 ฿410
$10.40 zł 40.86
17.02%
Internet (50+ Mbps, Unlimited Data)
$20.12 ฿678
$12.71 zł 49.94
58.30%
🎉 Sport & Entertainment
Chiang Mai
Gizycko
Difference
Gym Membership (Monthly)
$37.31 ฿1,257
$38.44 zł 151
-2.94%
Tennis Court (1 Hour on Weekend)
$3.77 ฿127
$22.13 zł 87.0
-82.96%
Cinema Ticket
$6.49 ฿219
$5.23 zł 20.54
24.09%
🧸 Childcare & Education
Chiang Mai
Gizycko
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$736 ฿24.8K
$242 zł 952
203.77%
International Primary School, 1 Child (Yearly)
$14.8K ฿497.4K
$5,025 zł 19.7K
193.79%
👕👟 Clothing & Footwear
Chiang Mai
Gizycko
Difference
Jeans (Levis 501 Or Similar)
$53.4 ฿1,798
$75.3 zł 296
-29.13%
Summer Dress (H&M, Zara, etc)
$24.64 ฿830
$32.36 zł 127
-23.86%
Sport Shoes (Adidas, Nike)
$91.5 ฿3,082
$64.2 zł 252
42.49%
Men's Leather Business Shoes
$71.9 ฿2,424
$55.3 zł 217
30.21%
🏠 Accommodation & Living
Chiang Mai
Gizycko
Difference
1-bedroom Apartment, City Center (Monthly)
$482 ฿16.2K
$575 zł 2,259
-16.10%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ฿10.4K
$483 zł 1,899
-36.08%
3-bedroom Apartment, City Center (Monthly)
$1,006 ฿33.9K
$987 zł 3,877
1.96%
3-bedroom Apartment, Outside City Center (Monthly)
$633 ฿21.3K
$817 zł 3,211
-22.48%
Buy Apartment in City Center (m2)
$2,363 ฿79.6K
$2,536 zł 9,968
-6.83%
Buy Apartment Outside City Center (m2)
$1,589 ฿53.5K
$3,282 zł 12.9K
-51.58%
💵 Salaries & Financials
Chiang Mai
Gizycko
Difference
Average Monthly Net Salary (After Tax)
$590 ฿19.9K
$890 zł 3,499
-33.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
6.21
-10.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Gizycko: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$309
Gizycko
$483 56.4% $174
Groceries & Markets
Chiang Mai
$234
Gizycko
$187 20.3% $48
Clothing & Footwear
Chiang Mai
$109
Gizycko
$102 5.9% $6.4
Monthly Utilities & Internet
Chiang Mai
$94
Gizycko
$207 119% $112
Eating Out
Chiang Mai
$78
Gizycko
$183 136% $106
Getting Around
Chiang Mai
$61
Gizycko
$40 34.6% $21
Sport & Entertainment
Chiang Mai
$50
Gizycko
$49 2.8% $1.4

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $575 in Gizycko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 51% higher in Gizycko. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $38 in Gizycko. Groceries tell a different story – $234 in Chiang Mai vs $187 in Gizycko – so Gizycko wins on supermarket bills even if dining out costs more.

Good to know
🇹🇭 Chiang Mai
🇵🇱 Gizycko
🕒 Local time
20:39 8:39 PM
14:39 2:39 PM
6 h behind Chiang Mai
🌤 Weather
👥 Population
127,240
28,803
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

PLN, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of October 30, 2026: 1 USD = 33.69 THB (100 THB = 2.97 USD). 1 EUR = 37.68 THB (100 THB = 2.65 EUR).

Polish Złoty exchange rates as of October 30, 2026: 1 USD = 3.93 PLN (1 PLN = 0.254 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

On the map
Between locations
  • Chiang Mai Gizycko 7,500 km ≈ 10 h nonstop flight
From you
  • Chiang Mai
  • Gizycko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Gizycko: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Gizycko?
Gizycko costs about 34% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Gizycko?
For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,877 in Gizycko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Gizycko?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $575 in Gizycko.
How do childcare costs compare in Chiang Mai and in Gizycko?
Kindergarten costs $736 per month in Chiang Mai and $242 in Gizycko. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Gizycko?
Interestingly, groceries are about 20% cheaper in Gizycko – one category where the pricier city actually offers better value.
Can you live on $800/month in Chiang Mai or in Gizycko?
$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $1,251 in Gizycko. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Chiang Mai or Gizycko?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,251 in Gizycko. Climate, culture, job market, and personal taste all factor in.
How safe is Chiang Mai compared to Gizycko?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Chiang Mai or to Gizycko?
If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Gizycko makes more sense. Both are solid long-term options with distinct trade-offs.

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