Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Gan

For one person, living is cheaper in Gan: $44.76 a month against $936 in Chiang Mai, rent and utilities included – about $10,700 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Gan

🇲🇻 Maldives

$44.76

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Gan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Gan actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $45 in Gan, rent included.

Chiang Mai $936
Gan $45

A couple spends around $1,457 per month in Chiang Mai vs $73 in Gan, rent included.

Chiang Mai $1,457
Gan $73

A family of three spends $1,979 per month in Chiang Mai vs $101 in Gan, rent included.

Chiang Mai $1,979
Gan $101

Chiang Mai costs about 1990% more than Gan, and outside of rent the biggest gap is in eating out.

Both Chiang Mai and Gan are more affordable than the global median – Chiang Mai 31% lower, Gan 97% lower.

Meal at Budget Restaurant

$2.24 ฿75.6

$5.60 MVR 86.3

-60.00%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿641

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

Cappuccino

$1.67 ฿56.5

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.55

Water (0.33 liter bottle)

$0.31 ฿10.31

Local Beer (0.5 liter draught)

$2.36 ฿79.6

Imported Beer (0.33 liter bottle)

$3.66 ฿124

Milk (1 liter)

$1.95 ฿65.8

White Bread (500g)

$1.44 ฿48.48

Rice (white) (1kg)

$1.33 ฿45.04

Eggs

$2.28 ฿77.1

Local Cheese (1kg)

$16.45 ฿555

Chicken Fillets (1kg)

$2.78 ฿93.9

Beef Round Steak (1kg)

$9.31 ฿314

Apples (1kg)

$2.35 ฿79.4

Banana (1kg)

$0.97 ฿32.80

Oranges (1kg)

$1.60 ฿53.9

Tomato (1kg)

$1.50 ฿50.6

Potato (1kg)

$1.28 ฿43.12

Onion (1kg)

$1.10 ฿37.19

Lettuce (1 head)

$0.71 ฿23.82

Water (1.5 liter bottle)

$0.49 ฿16.37

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

Wine (Bottle)

$17.52 ฿591

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

Imported Beer (0.33 liter bottle)

$2.78 ฿94.0

One-way Ticket (Public Transport)

$0.87 ฿29.31

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,826

Taxi Start (Normal Tariff)

$1.16 ฿39.06

Taxi (Normal Tariff) (1km)

$0.53 ฿17.80

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.8

Gasoline (1 liter)

$1.45 ฿48.90

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿710.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,098

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿679

Gym Membership (Monthly)

$37.31 ฿1,259

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$6.49 ฿219

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

International Primary School, 1 Child (Yearly)

$14.8K ฿498.3K

Jeans (Levis 501 Or Similar)

$53.4 ฿1,801

Summer Dress (H&M, Zara, etc)

$24.64 ฿831

Sport Shoes (Adidas, Nike)

$91.5 ฿3,087

Men's Leather Business Shoes

$71.9 ฿2,428

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$547 MVR 8,442

190.26%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Gan: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Gan

–

Groceries & Markets

Chiang Mai

$234 25.1%

Gan

–

Clothing & Footwear

Chiang Mai

$109 11.6%

Gan

–

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Gan

–

Eating Out

Chiang Mai

$78 8.3%

Gan

–

Getting Around

Chiang Mai

$61 6.6%

Gan

–

Sport & Entertainment

Chiang Mai

$50 5.4%

Gan

–

Good to know

🇹🇭 Chiang Mai

🇲🇻 Gan

🕒 Local time

11:13 11:13 AM

09:13 9:13 AM

2 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

💱 Currency

Thai Baht THB ฿

Maldivian Rufiyaa MVR Rf

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

100 MVR = 6.49 USD

100 MVR = 5.81 EUR

Exchange rates and currency converter

MVR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.68 THB (100 THB = 2.65 EUR).

Maldivian Rufiyaa exchange rates as of November 2, 2026: 1 USD = 15.42 MVR (100 MVR = 6.49 USD). 1 EUR = 17.22 MVR (100 MVR = 5.81 EUR).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Gan 3,350 km ≈ 4 h 45 min nonstop flight

From you

Chiang Mai
Gan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Gan: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 1990% more than Gan, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $67 in Gan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $45 in Gan to $936 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.