Cost of Living Comparison Between Chiang Mai and Dipolog Cost of Living Comparison Between Chiang Mai and Dipolog

Monthly Cost of Living

A single person spends $932 per month in Chiang Mai vs $614 in Dipolog, rent included.

A couple spends around $1,399 per month in Chiang Mai vs $839 in Dipolog, rent included.

A family of three spends $1,866 per month in Chiang Mai vs $1,065 in Dipolog, rent included.

Chiang Mai costs about 52% more than Dipolog, driven mainly by Groceries & Markets.

Both Chiang Mai and Dipolog are more affordable than the global median – Chiang Mai 32% lower, Dipolog 55% lower.

Meal at Budget Restaurant

$2.08 ฿69.3

$1.38 ₱86.4

50.72%

Three-Course Dinner for Two, Mid-Range

$19.61 ฿653

$19.31 ₱1,213

1.55%

Fast Food Meal (McDonalds, etc)

$5.67 ฿189

$2.75 ₱173

106.18%

Cappuccino

$1.81 ฿60.1

$2.00 ₱126

-9.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ฿25.58

$0.69 ₱43.43

11.59%

Water (0.33 liter bottle)

$0.35 ฿11.49

$0.27 ₱16.88

29.63%

Local Beer (0.5 liter draught)

$2.21 ฿73.7

$1.06 ₱66.7

108.49%

Imported Beer (0.33 liter bottle)

$3.79 ฿126

$1.70 ₱107

122.94%

Milk (1 liter)

$2.05 ฿68.2

$1.61 ₱101

27.33%

White Bread (500g)

$1.51 ฿50.4

$0.78 ₱48.74

93.59%

Rice (white) (1kg)

$1.40 ฿46.57

$0.83 ₱52.2

68.67%

Eggs

$2.26 ฿75.2

$1.96 ₱123

15.31%

Local Cheese (1kg)

$16.19 ฿539

$5.86 ₱368

176.28%

Chicken Fillets (1kg)

$2.90 ฿96.4

$3.96 ₱249

-26.77%

Beef Round Steak (1kg)

$9.42 ฿314

$5.47 ₱344

72.21%

Apples (1kg)

$2.68 ฿89.2

$1.56 ₱97.8

71.79%

Banana (1kg)

$1.09 ฿36.28

$1.08 ₱67.9

0.93%

Oranges (1kg)

$1.62 ฿53.8

$2.97 ₱186

-45.45%

Tomato (1kg)

$1.46 ฿48.61

$1.45 ₱91.0

0.69%

Potato (1kg)

$1.28 ฿42.54

$1.87 ₱118

-31.55%

Onion (1kg)

$1.06 ฿35.21

$2.80 ₱176

-62.14%

Lettuce (1 head)

$0.72 ฿23.88

$1.40 ₱87.8

-48.57%

Water (1.5 liter bottle)

$0.53 ฿17.51

$0.61 ₱38.25

-13.11%

Cigarettes 20 Pack (Marlboro, Camel)

$4.23 ฿141

$2.94 ₱185

43.88%

Wine (Bottle)

$18.29 ฿609

$4.05 ₱255

351.60%

Local Beer (0.5 liter bottle)

$1.63 ฿54.3

$1.11 ₱69.7

46.85%

Imported Beer (0.33 liter bottle)

$2.90 ฿96.6

$1.31 ₱82.4

121.37%

One-way Ticket (Public Transport)

$0.88 ฿29.24

$0.27 ₱17.11

225.93%

Public Transport Monthly Pass (Regular Price)

$53.8 ฿1,790

$11.16 ₱701

381.81%

Taxi Start (Normal Tariff)

$1.17 ฿39.04

$0.70 ₱43.74

67.14%

Taxi (Normal Tariff) (1km)

$0.58 ฿19.25

$0.34 ₱21.34

70.59%

Taxi 1hour Waiting (Normal Tariff)

$2.39 ฿79.4

$2.35 ₱148

1.70%

Gasoline (1 liter)

$1.45 ฿48.28

$0.93 ₱58.7

55.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿699.5K

$21.4K ₱1.3M

-1.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K ฿879.7K

$19.3K ₱1.2M

36.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$63.7 ฿2,119

$63.5 ₱3,990

0.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.89 ฿429

$7.97 ₱501

61.73%

Internet (50+ Mbps, Unlimited Data)

$20.52 ฿683

$24.29 ₱1,526

-15.52%

Gym Membership (Monthly)

$39.02 ฿1,299

$31.52 ₱1,980

23.79%

Tennis Court (1 Hour on Weekend)

$3.92 ฿130

$4.85 ₱305

-19.18%

Cinema Ticket

$6.58 ฿219

$4.72 ₱297

39.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$784 ฿26.1K

$31.33 ₱1,968

2402.04%

International Primary School, 1 Child (Yearly)

$14.7K ฿488.4K

$8,141 ₱511.5K

80.23%

Jeans (Levis 501 Or Similar)

$55.1 ฿1,835

$32.16 ₱2,021

71.36%

Summer Dress (H&M, Zara, etc)

$24.74 ฿824

$19.45 ₱1,222

27.20%

Sport Shoes (Adidas, Nike)

$94.1 ฿3,133

$56.6 ₱3,556

66.29%

Men's Leather Business Shoes

$74.0 ฿2,462

$23.87 ₱1,499

209.84%

1-bedroom Apartment, City Center (Monthly)

$490 ฿16.3K

$162 ₱10.2K

203.40%

1-bedroom Apartment, Outside City Center (Monthly)

$288 ฿9,594

$171 ₱10.8K

68.15%

3-bedroom Apartment, City Center (Monthly)

$891 ฿29.7K

$500 ₱31.4K

78.25%

3-bedroom Apartment, Outside City Center (Monthly)

$521 ฿17.3K

$134 ₱8,399

289.77%

Buy Apartment in City Center (m2)

$1,974 ฿65.7K

$2,582 ₱162.2K

-23.56%

Buy Apartment Outside City Center (m2)

$1,444 ฿48.1K

$1,055 ₱66.3K

36.96%

Average Monthly Net Salary (After Tax)

$602 ฿20.0K

$238 ₱14.9K

153.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

7.33

-24.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: September 13, 2026

Last update for Dipolog: September 12, 2026

Cost Breakdown

A central one-bedroom costs $490 in Chiang Mai versus $162 in Dipolog. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 153% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $19.00 in Dipolog. Monthly groceries follow the same trend: $241 vs $163 – making Dipolog the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Dipolog: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 52% more than Dipolog, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,398 per month in Chiang Mai and $921 in Dipolog. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Dipolog, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $784 per month in Chiang Mai and $31.33 in Dipolog. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 48% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Dipolog, where all-in costs run around $614, than in Chiang Mai at $932. In Dipolog it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Dipolog costs $614 versus $932 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Dipolog. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.