Cost of Living Comparison Between Chiang Mai and Chiayi Cost of Living Comparison Between Chiang Mai and Chiayi

Monthly Cost of Living

A single person spends $932 per month in Chiang Mai vs $1,058 in Chiayi, rent included.

A couple spends around $1,399 per month in Chiang Mai vs $1,497 in Chiayi, rent included.

A family of three spends $1,866 per month in Chiang Mai vs $1,937 in Chiayi, rent included.

Chiang Mai is about 12% cheaper than Chiayi, driven mainly by Groceries & Markets.

Both Chiang Mai and Chiayi are more affordable than the global median – Chiang Mai 32% lower, Chiayi 23% lower.

Currency
🍽 Eating Out
Chiang Mai
Chiayi
Difference
Meal at Budget Restaurant
$2.08 ฿69.5
$4.83 NT$154
-56.94%
Three-Course Dinner for Two, Mid-Range
$19.61 ฿655
$46.59 NT$1,483
-57.91%
Fast Food Meal (McDonalds, etc)
$5.67 ฿189
$5.83 NT$186
-2.74%
Cappuccino
$1.81 ฿60.3
$3.53 NT$113
-48.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.77 ฿25.65
$0.85 NT$26.98
-9.41%
Water (0.33 liter bottle)
$0.35 ฿11.53
$0.65 NT$20.81
-46.15%
Local Beer (0.5 liter draught)
$2.21 ฿73.9
$2.85 NT$90.8
-22.46%
Imported Beer (0.33 liter bottle)
$3.79 ฿127
$3.68 NT$117
2.99%
🛒 Groceries & Markets
Chiang Mai
Chiayi
Difference
Milk (1 liter)
$2.05 ฿68.4
$3.12 NT$99.2
-34.29%
White Bread (500g)
$1.51 ฿50.6
$2.03 NT$64.8
-25.62%
Rice (white) (1kg)
$1.40 ฿46.69
$3.08 NT$97.9
-54.55%
Eggs
$2.26 ฿75.4
$2.69 NT$85.6
-15.99%
Local Cheese (1kg)
$16.19 ฿540
$19.52 NT$621
-17.06%
Chicken Fillets (1kg)
$2.90 ฿96.7
$9.56 NT$304
-69.67%
Beef Round Steak (1kg)
$9.42 ฿314
$21.35 NT$680
-55.88%
Apples (1kg)
$2.68 ฿89.4
$5.07 NT$161
-47.14%
Banana (1kg)
$1.09 ฿36.37
$3.43 NT$109
-68.22%
Oranges (1kg)
$1.62 ฿54.0
$3.16 NT$101
-48.73%
Tomato (1kg)
$1.46 ฿48.74
$4.57 NT$145
-68.05%
Potato (1kg)
$1.28 ฿42.65
$2.70 NT$85.8
-52.59%
Onion (1kg)
$1.06 ฿35.31
$2.26 NT$71.8
-53.10%
Lettuce (1 head)
$0.72 ฿23.94
$1.77 NT$56.4
-59.32%
Water (1.5 liter bottle)
$0.53 ฿17.56
$1.12 NT$35.72
-52.68%
Cigarettes 20 Pack (Marlboro, Camel)
$4.23 ฿141
$3.84 NT$122
10.16%
Wine (Bottle)
$18.29 ฿611
$4.63 NT$147
295.03%
Local Beer (0.5 liter bottle)
$1.63 ฿54.4
$1.72 NT$54.9
-5.23%
Imported Beer (0.33 liter bottle)
$2.90 ฿96.8
$2.29 NT$73.0
26.64%
🚌 Getting Around
Chiang Mai
Chiayi
Difference
One-way Ticket (Public Transport)
$0.88 ฿29.32
-
-
Public Transport Monthly Pass (Regular Price)
$53.8 ฿1,795
$12.51 NT$398
329.82%
Taxi Start (Normal Tariff)
$1.17 ฿39.14
$2.61 NT$83.1
-55.17%
Taxi (Normal Tariff) (1km)
$0.58 ฿19.30
$0.46 NT$14.64
26.09%
Taxi 1hour Waiting (Normal Tariff)
$2.39 ฿79.6
$9.23 NT$294
-74.11%
Gasoline (1 liter)
$1.45 ฿48.41
$1.02 NT$32.49
42.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ฿701.4K
$33.8K NT$1.1M
-37.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K ฿882.0K
$24.5K NT$778.3K
8.07%
🧾 Monthly Utilities & Internet
Chiang Mai
Chiayi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$63.7 ฿2,125
$65.8 NT$2,095
-3.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.89 ฿430
$17.73 NT$564
-27.30%
Internet (50+ Mbps, Unlimited Data)
$20.52 ฿685
$27.95 NT$890
-26.58%
🎉 Sport & Entertainment
Chiang Mai
Chiayi
Difference
Gym Membership (Monthly)
$39.02 ฿1,302
$31.98 NT$1,018
22.01%
Tennis Court (1 Hour on Weekend)
$3.92 ฿131
-
-
Cinema Ticket
$6.58 ฿220
$9.85 NT$314
-33.20%
🧸 Childcare & Education
Chiang Mai
Chiayi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$784 ฿26.2K
$631 NT$20.1K
24.17%
International Primary School, 1 Child (Yearly)
$14.7K ฿489.8K
$16.6K NT$527.0K
-11.37%
👕👟 Clothing & Footwear
Chiang Mai
Chiayi
Difference
Jeans (Levis 501 Or Similar)
$55.1 ฿1,840
$63.4 NT$2,017
-13.03%
Summer Dress (H&M, Zara, etc)
$24.74 ฿826
$39.63 NT$1,262
-37.57%
Sport Shoes (Adidas, Nike)
$94.1 ฿3,142
$83.9 NT$2,672
12.13%
Men's Leather Business Shoes
$74.0 ฿2,469
$104 NT$3,304
-28.73%
🏠 Accommodation & Living
Chiang Mai
Chiayi
Difference
1-bedroom Apartment, City Center (Monthly)
$490 ฿16.4K
$375 NT$11.9K
30.83%
1-bedroom Apartment, Outside City Center (Monthly)
$288 ฿9,620
$251 NT$7,981
14.94%
3-bedroom Apartment, City Center (Monthly)
$891 ฿29.8K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$521 ฿17.4K
-
-
Buy Apartment in City Center (m2)
$1,974 ฿65.9K
$3,152 NT$100.3K
-37.38%
Buy Apartment Outside City Center (m2)
$1,444 ฿48.2K
$1,883 NT$59.9K
-23.31%
💵 Salaries & Financials
Chiang Mai
Chiayi
Difference
Average Monthly Net Salary (After Tax)
$602 ฿20.1K
$2,129 NT$67.8K
-71.74%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
2.4
132.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: September 13, 2026

Last update for Chiayi: September 13, 2026

Cost Breakdown

A central one-bedroom costs $490 in Chiang Mai versus $375 in Chiayi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 254% higher in Chiayi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $20.00 in Chiang Mai versus $47.00 in Chiayi. Monthly groceries follow the same trend: $241 vs $382 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Chiayi: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chiang Mai or Chiayi?
Chiayi costs about 13% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Chiang Mai and in Chiayi?
For a comfortable life, plan on about $1,398 per month in Chiang Mai and $1,586 in Chiayi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Chiang Mai or Chiayi?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Chiang Mai and in Chiayi?
Kindergarten costs $784 per month in Chiang Mai and $631 in Chiayi. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Chiang Mai or in Chiayi?
Groceries cost about 59% more in Chiayi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Chiang Mai or in Chiayi?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $932, than in Chiayi at $1,058. In Chiang Mai it covers expenses comfortably, while in Chiayi it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Chiang Mai or Chiayi?
For digital nomads, it depends on budget. Chiang Mai costs $932 versus $1,058 in Chiayi. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Chiang Mai compared to Chiayi?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Chiang Mai or to Chiayi?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiayi makes more sense. Both are solid long-term options with distinct trade-offs.

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