Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Cazin

For one person, living is cheaper in Cazin: $823 a month against $936 in Chiang Mai, rent and utilities included – about $1,400 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
39

Cost of Living Index in Cazin
Learn more

Cazin Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Cazin

🇧🇦 Bosnia and Herzegovina

$823

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Cazin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Cazin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $936 in Chiang Mai versus $823 in Cazin.

Chiang Mai $936
Cazin $823

Estimated couple costs with rent: $1,457 in Chiang Mai versus $1,234 in Cazin.

Chiang Mai $1,457
Cazin $1,234

Monthly costs for a family of three with rent: $1,979 in Chiang Mai versus $1,644 in Cazin.

Chiang Mai $1,979
Cazin $1,644

Living in Chiang Mai is roughly 14% more expensive than in Cazin, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Chiang Mai 31% lower, Cazin 40% lower.

Meal at Budget Restaurant

$2.24 ฿75.6

$4.46 BAM 7.82

-49.78%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿641

$23.01 BAM 40.31

-17.43%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$8.69 BAM 15.23

-36.13%

Cappuccino

$1.67 ฿56.5

$1.12 BAM 1.96

49.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.55

$1.85 BAM 3.24

-65.41%

Water (0.33 liter bottle)

$0.31 ฿10.31

$1.26 BAM 2.21

-75.40%

Local Beer (0.5 liter draught)

$2.36 ฿79.6

$1.54 BAM 2.71

53.25%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$2.51 BAM 4.40

45.82%

Milk (1 liter)

$1.95 ฿65.8

$1.21 BAM 2.12

61.16%

White Bread (500g)

$1.44 ฿48.48

$1.11 BAM 1.95

29.73%

Rice (white) (1kg)

$1.33 ฿45.04

$2.13 BAM 3.74

-37.56%

Eggs

$2.28 ฿77.1

$2.11 BAM 3.69

8.06%

Local Cheese (1kg)

$16.45 ฿555

$10.02 BAM 17.55

64.17%

Chicken Fillets (1kg)

$2.78 ฿93.9

$7.24 BAM 12.68

-61.60%

Beef Round Steak (1kg)

$9.31 ฿314

$14.62 BAM 25.61

-36.32%

Apples (1kg)

$2.35 ฿79.4

$1.48 BAM 2.60

58.78%

Banana (1kg)

$0.97 ฿32.80

$1.70 BAM 2.97

-42.94%

Oranges (1kg)

$1.60 ฿53.9

$1.57 BAM 2.75

1.91%

Tomato (1kg)

$1.50 ฿50.6

$1.67 BAM 2.92

-10.18%

Potato (1kg)

$1.28 ฿43.12

$0.99 BAM 1.73

29.29%

Onion (1kg)

$1.10 ฿37.19

$1.06 BAM 1.86

3.77%

Lettuce (1 head)

$0.71 ฿23.82

$1.12 BAM 1.97

-36.61%

Water (1.5 liter bottle)

$0.49 ฿16.37

$0.73 BAM 1.27

-32.88%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$3.76 BAM 6.59

10.11%

Wine (Bottle)

$17.52 ฿591

$7.23 BAM 12.66

142.32%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$0.88 BAM 1.55

82.95%

Imported Beer (0.33 liter bottle)

$2.78 ฿94.0

$1.14 BAM 2.00

143.86%

One-way Ticket (Public Transport)

$0.87 ฿29.31

$1.77 BAM 3.09

-50.85%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,826

$35.76 BAM 62.6

51.26%

Taxi Start (Normal Tariff)

$1.16 ฿39.06

$1.76 BAM 3.09

-34.09%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.80

$0.89 BAM 1.56

-40.45%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.8

$8.56 BAM 14.99

-71.73%

Gasoline (1 liter)

$1.45 ฿48.90

$1.55 BAM 2.72

-6.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿710.7K

$23.2K BAM 40.6K

-9.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.3K

$22.4K BAM 39.2K

20.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,098

$116 BAM 203

-46.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$14.34 BAM 25.12

-15.13%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿679

$27.42 BAM 48.03

-26.62%

Gym Membership (Monthly)

$37.31 ฿1,259

$24.36 BAM 42.68

53.16%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$13.06 BAM 22.88

-71.13%

Cinema Ticket

$6.49 ฿219

$4.31 BAM 7.56

50.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$203 BAM 355

263.28%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.3K

$3,806 BAM 6,667

287.95%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,801

$39.35 BAM 68.9

35.63%

Summer Dress (H&M, Zara, etc)

$24.64 ฿831

$29.15 BAM 51.1

-15.47%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,087

$49.31 BAM 86.4

85.52%

Men's Leather Business Shoes

$71.9 ฿2,428

$76.2 BAM 134

-5.64%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$232 BAM 407

107.63%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$174 BAM 304

77.80%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$363 BAM 636

176.87%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$271 BAM 474

134.10%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

$1,284 BAM 2,250

83.97%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$1,113 BAM 1,950

42.77%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$704 BAM 1,233

-16.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

4.08

36.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Cazin: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Cazin

$174 21.1% 43.8% $135

Groceries & Markets

Chiang Mai

$234 25.1%

Cazin

$222 27% 5.3% $12

Clothing & Footwear

Chiang Mai

$109 11.6%

Cazin

$87 10.6% 19.6% $21

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Cazin

$157 19.1% 66.6% $63

Eating Out

Chiang Mai

$78 8.3%

Cazin

$100 12.2% 29.4% $23

Getting Around

Chiang Mai

$61 6.6%

Cazin

$49 6% 20.1% $12

Sport & Entertainment

Chiang Mai

$50 5.4%

Cazin

$33 4% 34.4% $17

Cost Breakdown

A one-bedroom apartment in the center runs $482 in Chiang Mai and $232 in Cazin. Housing cost is often the main lever when comparing two cities.

Cazin pays 19% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19 in Chiang Mai vs $23 in Cazin. Groceries flip the comparison at $234 vs $222, with Cazin cheaper for home cooking.

Good to know

🇹🇭 Chiang Mai

🇧🇦 Cazin

🕒 Local time

12:43 12:43 PM

06:43 6:43 AM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

13,863

💱 Currency

Thai Baht THB ฿

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1 BAM = 0.571 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

BAM, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.68 THB (100 THB = 2.65 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of November 2, 2026: 1 USD = 1.75 BAM (1 BAM = 0.571 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Cazin 8,010 km ≈ 11 h nonstop flight

From you

Chiang Mai
Cazin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Cazin: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $936 in Chiang Mai and $823 in Cazin, so Cazin is about 12% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 16% lower in Chiang Mai. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $482 in Chiang Mai versus $232 in Cazin. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chiang Mai – a meal for two runs $19 versus $23 in Cazin. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $936 per month in Chiang Mai versus $823 in Cazin – Cazin is about 12% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Cazin gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chiang Mai and Cazin are both considered safe, so it’s unlikely to be the deciding factor between them.