Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Cavtat

For one person, living is cheaper in Chiang Mai: $936 a month against $1,533 in Cavtat, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
74

Cost of Living Index in Cavtat
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Cavtat Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Cavtat

🇭🇷 Croatia

$1,533

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Cavtat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Cavtat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $936 in Chiang Mai versus $1,533 in Cavtat.

Chiang Mai $936
Cavtat $1,533

Estimated couple costs with rent: $1,457 in Chiang Mai versus $2,319 in Cavtat.

Chiang Mai $1,457
Cavtat $2,319

Monthly costs for a family of three with rent: $1,979 in Chiang Mai versus $3,106 in Cavtat.

Chiang Mai $1,979
Cavtat $3,106

Living in Chiang Mai costs roughly 39% less than in Cavtat, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Chiang Mai is 31% below, Cavtat is 13% above.

Meal at Budget Restaurant

$2.24 ฿75.5

$13.28 €11.86

-83.13%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿640

$70.9 €63.4

-73.21%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$9.04 €8.07

-38.61%

Cappuccino

$1.67 ฿56.4

$2.51 €2.24

-33.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.51

$3.27 €2.92

-80.43%

Water (0.33 liter bottle)

$0.31 ฿10.29

$2.28 €2.03

-86.40%

Local Beer (0.5 liter draught)

$2.36 ฿79.5

$3.67 €3.28

-35.69%

Imported Beer (0.33 liter bottle)

$3.66 ฿123

$4.16 €3.71

-12.02%

Milk (1 liter)

$1.95 ฿65.7

$1.18 €1.05

65.25%

White Bread (500g)

$1.44 ฿48.41

$1.53 €1.37

-5.88%

Rice (white) (1kg)

$1.33 ฿44.97

$3.15 €2.81

-57.78%

Eggs

$2.28 ฿77.0

$3.74 €3.34

-39.04%

Local Cheese (1kg)

$16.45 ฿554

$10.56 €9.44

55.78%

Chicken Fillets (1kg)

$2.78 ฿93.8

$9.66 €8.63

-71.22%

Beef Round Steak (1kg)

$9.31 ฿314

$11.96 €10.68

-22.16%

Apples (1kg)

$2.35 ฿79.3

$1.73 €1.54

35.84%

Banana (1kg)

$0.97 ฿32.75

$1.73 €1.55

-43.93%

Oranges (1kg)

$1.60 ฿53.8

$2.01 €1.79

-20.40%

Tomato (1kg)

$1.50 ฿50.6

$2.47 €2.21

-39.27%

Potato (1kg)

$1.28 ฿43.06

$1.33 €1.19

-3.76%

Onion (1kg)

$1.10 ฿37.14

$1.31 €1.17

-16.03%

Lettuce (1 head)

$0.71 ฿23.79

$1.22 €1.09

-41.80%

Water (1.5 liter bottle)

$0.49 ฿16.34

$1.21 €1.08

-59.50%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$5.72 €5.10

-27.62%

Wine (Bottle)

$17.52 ฿590

$6.96 €6.21

151.72%

Local Beer (0.5 liter bottle)

$1.61 ฿54.4

$1.46 €1.30

10.27%

Imported Beer (0.33 liter bottle)

$2.78 ฿93.8

$1.99 €1.78

39.70%

One-way Ticket (Public Transport)

$0.87 ฿29.27

$1.77 €1.58

-50.85%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,823

$42.47 €37.93

27.36%

Taxi Start (Normal Tariff)

$1.16 ฿39.00

$3.15 €2.81

-63.17%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.78

$1.11 €0.99

-52.25%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.6

$9.08 €8.11

-73.35%

Gasoline (1 liter)

$1.45 ฿48.82

$1.76 €1.58

-17.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿709.7K

$38.4K €34.3K

-45.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿907.9K

$25.9K €23.1K

4.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,095

$188 €168

-66.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿410

$23.14 €20.67

-47.41%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿678

$31.87 €28.47

-36.87%

Gym Membership (Monthly)

$37.31 ฿1,257

$50.7 €45.32

-26.47%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$14.57 €13.02

-74.12%

Cinema Ticket

$6.49 ฿219

$8.89 €7.94

-27.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$242 €216

204.16%

International Primary School, 1 Child (Yearly)

$14.8K ฿497.6K

$8,108 €7,242

82.10%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,799

$93.9 €83.9

-43.18%

Summer Dress (H&M, Zara, etc)

$24.64 ฿830

$38.80 €34.66

-36.49%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,083

$106 €94.7

-13.68%

Men's Leather Business Shoes

$71.9 ฿2,424

$106 €94.2

-31.81%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$694 €619

-30.46%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$535 €477

-42.21%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$1,111 €993

-9.47%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.3K

$839 €749

-24.46%

Buy Apartment in City Center (m2)

$2,363 ฿79.6K

$4,023 €3,593

-41.25%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$3,291 €2,940

-51.72%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

4.35

28.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Cavtat: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Cavtat

$535 34.9% 73% $226

Groceries & Markets

Chiang Mai

$234 25.1%

Cavtat

$261 17% 11.5% $27

Clothing & Footwear

Chiang Mai

$109 11.6%

Cavtat

$155 10.1% 42.6% $46

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Cavtat

$243 15.9% 157% $148

Eating Out

Chiang Mai

$78 8.3%

Cavtat

$212 13.9% 174% $135

Getting Around

Chiang Mai

$61 6.6%

Cavtat

$58 3.8% 5.1% $3.1

Sport & Entertainment

Chiang Mai

$50 5.4%

Cavtat

$69 4.5% 36.3% $18

Cost Breakdown

A one-bedroom apartment in the center runs $482 in Chiang Mai and $694 in Cavtat. Housing cost is often the main lever when comparing two cities.

Dining out: $19 in Chiang Mai vs $71 in Cavtat for a mid-range dinner for two. Groceries echo the gap at $234 vs $261 per month, with Chiang Mai cheaper across the board.

Good to know

🇹🇭 Chiang Mai

🇭🇷 Cavtat

🕒 Local time

13:39 1:39 PM

07:39 7:39 AM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

2,153

💱 Currency

Thai Baht THB ฿

Euro EUR €

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.65 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 3, 2026: 1 USD = 33.7 THB (100 THB = 2.97 USD). 1 EUR = 37.77 THB (100 THB = 2.65 EUR).

Euro exchange rates as of November 3, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Cavtat 7,870 km ≈ 10 h nonstop flight

From you

Chiang Mai
Cavtat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Cavtat: Cost of Living - Frequently Asked Questions

Chiang Mai wins on cost – living expenses run 39% lower than in Cavtat. Housing and daily spending are where you’ll feel the difference most, making Chiang Mai the obvious pick if budget is a priority.

You’d need roughly $1,403 in Chiang Mai and $2,299 in Cavtat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $482 in Chiang Mai versus $694 in Cavtat. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chiang Mai – a meal for two runs $19 versus $71 in Cavtat. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $936 per month in Chiang Mai versus $1,533 in Cavtat – Chiang Mai is about 39% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. Chiang Mai is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Safety-wise, Chiang Mai and Cavtat are both considered safe, so it’s unlikely to be the deciding factor between them.