😐A single person spends $861 per month in Chiang Mai vs $682 in Cauayan City, rent included.
😐A couple spends around $1,350 per month in Chiang Mai vs $1,055 in Cauayan City, rent included.
😐A family of three spends $1,838 per month in Chiang Mai vs $1,428 in Cauayan City, rent included.
😐Chiang Mai costs about 26% more than Cauayan City, driven mainly by Groceries & Markets.
📊Both Chiang Mai and Cauayan City are more affordable than the global median – Chiang Mai36% lower, Cauayan City49% lower.
Currency
🍽 Eating Out
Chiang Mai
Cauayan City
Difference
Meal at Budget Restaurant
$1.96฿65.9
$3.53₱217
-44.48%
Three-Course Dinner for Two, Mid-Range
$18.35฿617
$13.17₱811
39.33%
Fast Food Meal(McDonalds, etc)
$7.48฿252
$2.72₱167
175.00%
Cappuccino
$2.02฿67.8
$2.24₱138
-9.82%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿28.52
$0.30₱18.75
183.33%
Water(0.33 liter bottle)
$0.36฿11.97
$0.31₱19.06
16.13%
Local Beer(0.5 liter draught)
$2.14฿71.9
$1.09₱67.2
96.33%
Imported Beer(0.33 liter bottle)
$3.59฿121
$1.74₱107
106.32%
🛒 Groceries & Markets
Chiang Mai
Cauayan City
Difference
Milk(1 liter)
$1.65฿55.5
$1.65₱101
-
White Bread(500g)
$1.57฿52.7
$1.21₱74.5
29.75%
Rice(white)(1kg)
$1.19฿40.05
$0.93₱57.0
27.96%
Eggs
$1.94฿65.1
$1.52₱93.3
27.63%
Local Cheese(1kg)
$16.19฿545
$4.82₱297
235.89%
Chicken Fillets(1kg)
$2.99฿101
$3.90₱240
-23.33%
Beef Round Steak(1kg)
$10.94฿368
$6.94₱427
57.64%
Apples(1kg)
$2.71฿91.2
$2.15₱132
26.05%
Banana(1kg)
$1.17฿39.27
$0.83₱51.4
40.96%
Oranges(1kg)
$1.69฿56.8
$2.11₱130
-19.91%
Tomato(1kg)
$1.60฿54.0
$0.69₱42.67
131.88%
Potato(1kg)
$1.38฿46.56
$0.93₱57.3
48.39%
Onion(1kg)
$1.20฿40.47
$1.36₱84.0
-11.76%
Lettuce(1 head)
$0.67฿22.51
$0.68₱41.73
-1.47%
Water(1.5 liter bottle)
$0.56฿18.74
$0.73₱45.09
-23.29%
Cigarettes 20 Pack(Marlboro, Camel)
$4.64฿156
$2.62₱161
77.10%
Wine(Bottle)
$17.62฿593
$8.83₱544
99.55%
Local Beer(0.5 liter bottle)
$1.86฿62.6
$1.07₱66.1
73.83%
Imported Beer(0.33 liter bottle)
$3.30฿111
$2.09₱129
57.89%
🚌 Getting Around
Chiang Mai
Cauayan City
Difference
One-way Ticket(Public Transport)
$0.88฿29.70
$0.28₱17.38
214.29%
Public Transport Monthly Pass(Regular Price)
$19.34฿651
-
-
Taxi Start(Normal Tariff)
$1.36฿45.92
$0.93₱57.0
46.24%
Taxi(Normal Tariff)(1km)
$1.34฿45.00
$0.22₱13.49
509.09%
Taxi 1hour Waiting(Normal Tariff)
$8.21฿276
$2.45₱151
235.10%
Gasoline(1 liter)
$1.22฿41.20
$1.10₱67.8
10.91%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K฿718.5K
$17.8K₱1.1M
19.80%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿758.1K
$20.5K₱1.3M
9.71%
🧾 Monthly Utilities & Internet
Chiang Mai
Cauayan City
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.7฿2,378
$90.1₱5,546
-21.55%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.04฿472
$34.70₱2,137
-59.54%
Internet(50+ Mbps, Unlimited Data)
$17.49฿589
$26.66₱1,641
-34.40%
🎉 Sport & Entertainment
Chiang Mai
Cauayan City
Difference
Gym Membership(Monthly)
$42.15฿1,418
$33.87₱2,085
24.45%
Tennis Court(1 Hour on Weekend)
$6.88฿231
$4.32₱266
59.26%
Cinema Ticket
$5.92฿199
$4.22₱260
40.28%
🧸 Childcare & Education
Chiang Mai
Cauayan City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$309฿10.4K
$53.6₱3,303
475.21%
International Primary School, 1 Child(Yearly)
$14.9K฿500.7K
$1,788₱110.1K
732.03%
👕👟 Clothing & Footwear
Chiang Mai
Cauayan City
Difference
Jeans(Levis 501 Or Similar)
$55.8฿1,876
$26.83₱1,652
107.83%
Summer Dress(H&M, Zara, etc)
$26.11฿879
$21.31₱1,312
22.52%
Sport Shoes(Adidas, Nike)
$83.0฿2,793
$53.0₱3,262
56.70%
Men's Leather Business Shoes
$70.5฿2,371
$46.24₱2,847
52.36%
🏠 Accommodation & Living
Chiang Mai
Cauayan City
Difference
1-bedroom Apartment, City Center(Monthly)
$432฿14.5K
$262₱16.1K
64.82%
1-bedroom Apartment, Outside City Center(Monthly)
$239฿8,040
$175₱10.8K
36.70%
3-bedroom Apartment, City Center(Monthly)
$822฿27.7K
$596₱36.7K
37.85%
3-bedroom Apartment, Outside City Center(Monthly)
$512฿17.2K
$402₱24.7K
27.45%
Buy Apartment in City Center(m2)
$1,915฿64.4K
$2,592₱159.6K
-26.14%
Buy Apartment Outside City Center(m2)
$1,467฿49.4K
$1,003₱61.7K
46.34%
💵 Salaries & Financials
Chiang Mai
Cauayan City
Difference
Average Monthly Net Salary(After Tax)
$579฿19.5K
$212₱13.1K
172.88%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
4.5
11.11%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: July 12, 2026
Last update for Cauayan City: July 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $432 in Chiang Mai versus $262 in Cauayan City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 173% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $18.00 in Chiang Mai versus $13.00 in Cauayan City. Monthly groceries follow the same trend: $243 vs $165 – making Cauayan City the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Cauayan City: Cost of Living - Frequently Asked Questions
How do living costs in Chiang Mai and in Cauayan City compare overall?
Monthly costs with rent: $861 in Chiang Mai, $682 in Cauayan City – roughly 26% apart. Chiang Mai costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Chiang Mai compared to Cauayan City?
For a comfortable life, plan on about $1,292 per month in Chiang Mai and $1,023 in Cauayan City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chiang Mai and Cauayan City?
Rent is clearly cheaper in Cauayan City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Chiang Mai or Cauayan City?
Monthly expenses with rent come to $861 in Chiang Mai and $682 in Cauayan City. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Chiang Mai and Cauayan City?
Kindergarten costs $309 per month in Chiang Mai and $53.6 in Cauayan City. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How far does $1,200 go in Chiang Mai compared to Cauayan City?
$1,200 covers both cities comfortably – all-in costs are $861 in Chiang Mai and $682 in Cauayan City, leaving budget for savings and extras in both cases.
How does quality of life compare between Chiang Mai and Cauayan City?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $682 in Cauayan City to $861 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.
Is Chiang Mai or Cauayan City safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Chiang Mai and Cauayan City?
If budget matters most, go with Cauayan City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared