Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Calbayog

For one person, living is cheaper in Calbayog: $723 a month against $935 in Chiang Mai, rent and utilities included – about $2,500 less a year. Other living expenses account for most of the difference.

Chiang Mai, Thailand
Calbayog, Philippines
Chiang Mai
🇹🇭 Thailand
$935
/mo nomad
Calbayog
🇵🇭 Philippines
$723
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Calbayog

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Calbayog actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $723 in Calbayog, rent included.

  • Chiang Mai $935
  • Calbayog $723

A couple spends around $1,467 per month in Chiang Mai vs $1,104 in Calbayog, rent included.

  • Chiang Mai $1,467
  • Calbayog $1,104

A family of three spends $1,999 per month in Chiang Mai vs $1,484 in Calbayog, rent included.

  • Chiang Mai $1,999
  • Calbayog $1,484

Chiang Mai costs about 29% more than Calbayog, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Calbayog are more affordable than the global median – Chiang Mai 31% lower, Calbayog 47% lower.

Currency
🍽 Eating Out
Chiang Mai
Calbayog
Difference
Meal at Budget Restaurant
$2.13 ฿71.7
$4.02 ₱255
-47.01%
Three-Course Dinner for Two, Mid-Range
$18.62 ฿625
$16.24 ₱1,029
14.66%
Fast Food Meal (McDonalds, etc)
$5.60 ฿188
$2.76 ₱175
102.90%
Cappuccino
$1.66 ฿55.9
$2.15 ₱136
-22.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 ฿21.73
$0.68 ₱43.26
-4.41%
Water (0.33 liter bottle)
$0.30 ฿10.24
$0.31 ₱19.53
-3.23%
Local Beer (0.5 liter draught)
$2.32 ฿78.0
$1.14 ₱72.3
103.51%
Imported Beer (0.33 liter bottle)
$3.67 ฿123
$2.12 ₱134
73.11%
🛒 Groceries & Markets
Chiang Mai
Calbayog
Difference
Milk (1 liter)
$2.02 ฿67.7
$1.61 ₱102
25.47%
White Bread (500g)
$1.41 ฿47.29
$1.14 ₱72.2
23.68%
Rice (white) (1kg)
$1.39 ฿46.75
$0.97 ₱61.2
43.30%
Eggs
$2.37 ฿79.5
$1.92 ₱122
23.44%
Local Cheese (1kg)
$16.52 ฿555
$5.63 ₱357
193.43%
Chicken Fillets (1kg)
$2.67 ฿89.7
$4.15 ₱263
-35.66%
Beef Round Steak (1kg)
$9.02 ฿303
$7.08 ₱449
27.40%
Apples (1kg)
$2.40 ฿80.6
$2.31 ₱146
3.90%
Banana (1kg)
$1.04 ฿34.98
$1.56 ₱99.0
-33.33%
Oranges (1kg)
$1.66 ฿55.7
$2.30 ₱146
-27.83%
Tomato (1kg)
$1.56 ฿52.4
$1.16 ₱73.6
34.48%
Potato (1kg)
$1.24 ฿41.57
$2.03 ₱129
-38.92%
Onion (1kg)
$1.09 ฿36.50
$2.22 ₱141
-50.90%
Lettuce (1 head)
$0.76 ฿25.59
$1.10 ₱69.5
-30.91%
Water (1.5 liter bottle)
$0.51 ฿17.27
$0.54 ₱33.91
-5.56%
Cigarettes 20 Pack (Marlboro, Camel)
$4.12 ฿138
$2.88 ₱182
43.06%
Wine (Bottle)
$17.93 ฿602
$7.54 ₱478
137.80%
Local Beer (0.5 liter bottle)
$1.62 ฿54.5
$0.94 ₱59.4
72.34%
Imported Beer (0.33 liter bottle)
$2.82 ฿94.8
$1.89 ₱120
49.21%
🚌 Getting Around
Chiang Mai
Calbayog
Difference
One-way Ticket (Public Transport)
$0.93 ฿31.39
$0.24 ₱15.27
287.50%
Public Transport Monthly Pass (Regular Price)
$52.9 ฿1,777
$12.58 ₱797
320.43%
Taxi Start (Normal Tariff)
$1.18 ฿39.52
$0.78 ₱49.67
51.28%
Taxi (Normal Tariff) (1km)
$0.17 ฿5.76
$0.22 ₱13.94
-22.73%
Taxi 1hour Waiting (Normal Tariff)
$1.81 ฿60.9
$1.85 ₱117
-2.16%
Gasoline (1 liter)
$1.47 ฿49.47
$1.16 ₱73.3
26.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ฿705.8K
$20.6K ₱1.3M
1.95%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K ฿890.7K
$19.0K ₱1.2M
39.87%
🧾 Monthly Utilities & Internet
Chiang Mai
Calbayog
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 ฿2,101
$118 ₱7,494
-47.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.60 ฿390
$15.41 ₱976
-24.72%
Internet (50+ Mbps, Unlimited Data)
$20.30 ฿682
$23.86 ₱1,512
-14.92%
🎉 Sport & Entertainment
Chiang Mai
Calbayog
Difference
Gym Membership (Monthly)
$37.88 ฿1,272
$31.71 ₱2,009
19.46%
Tennis Court (1 Hour on Weekend)
$3.70 ฿124
$5.15 ₱327
-28.16%
Cinema Ticket
$6.51 ฿219
$5.22 ₱331
24.71%
🧸 Childcare & Education
Chiang Mai
Calbayog
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$727 ฿24.4K
$130 ₱8,226
459.97%
International Primary School, 1 Child (Yearly)
$16.6K ฿556.7K
$7,709 ₱488.4K
114.99%
👕👟 Clothing & Footwear
Chiang Mai
Calbayog
Difference
Jeans (Levis 501 Or Similar)
$53.5 ฿1,798
$32.11 ₱2,034
66.74%
Summer Dress (H&M, Zara, etc)
$24.80 ฿833
$19.07 ₱1,208
30.05%
Sport Shoes (Adidas, Nike)
$90.4 ฿3,036
$71.6 ₱4,539
26.19%
Men's Leather Business Shoes
$72.0 ฿2,418
$55.3 ₱3,503
30.19%
🏠 Accommodation & Living
Chiang Mai
Calbayog
Difference
1-bedroom Apartment, City Center (Monthly)
$481 ฿16.2K
$250 ₱15.8K
92.46%
1-bedroom Apartment, Outside City Center (Monthly)
$310 ฿10.4K
$169 ₱10.7K
83.30%
3-bedroom Apartment, City Center (Monthly)
$1,058 ฿35.5K
$487 ₱30.8K
117.43%
3-bedroom Apartment, Outside City Center (Monthly)
$659 ฿22.1K
$352 ₱22.3K
87.33%
Buy Apartment in City Center (m2)
$2,418 ฿81.2K
$2,619 ₱165.9K
-7.68%
Buy Apartment Outside City Center (m2)
$1,609 ฿54.0K
$1,124 ₱71.2K
43.18%
💵 Salaries & Financials
Chiang Mai
Calbayog
Difference
Average Monthly Net Salary (After Tax)
$595 ฿20.0K
$149 ₱9,466
298.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
6.92
-19.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Calbayog: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$310
Calbayog
$169 45.4% $141
Groceries & Markets
Chiang Mai
$237
Calbayog
$179 24.4% $58
Clothing & Footwear
Chiang Mai
$108
Calbayog
$80 26% $28
Monthly Utilities & Internet
Chiang Mai
$94
Calbayog
$158 66.8% $63
Eating Out
Chiang Mai
$77
Calbayog
$80 4.6% $3.6
Getting Around
Chiang Mai
$59
Calbayog
$15 73.7% $43
Sport & Entertainment
Chiang Mai
$51
Calbayog
$42 17.2% $8.8

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $250 in Calbayog. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Chiang Mai are about 4 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $16 in Calbayog. Monthly groceries follow the same trend: $237 vs $179 – making Calbayog the more affordable choice for daily food spending.

Good to know
🇹🇭 Chiang Mai
🇵🇭 Calbayog
🕒 Local time
09:10 9:10 AM
10:10 10:10 AM
1 h ahead of Chiang Mai
🌤 Weather
👥 Population
127,240
183,851
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

PHP, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of November 5, 2026: 1 USD = 33.59 THB (100 THB = 2.98 USD). 1 EUR = 37.81 THB (100 THB = 2.64 EUR).

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 63.36 PHP (100 PHP = 1.58 USD). 1 EUR = 71.33 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Chiang Mai Calbayog 2,840 km ≈ 4 h nonstop flight
From you
  • Chiang Mai
  • Calbayog

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Calbayog: Cost of Living - Frequently Asked Questions
Is Calbayog cheaper than Chiang Mai?
Yes – Chiang Mai is pricier by about 29%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,085 in Calbayog. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Calbayog, especially for central apartments: a one-bedroom in the center costs $250 there versus $481 in Chiang Mai.
How do food prices compare in Chiang Mai and in Calbayog?
Groceries cost about 32% more in Chiang Mai, though the gap depends on what you buy.
Is eating out cheaper in Chiang Mai or in Calbayog?
A mid-range dinner for two costs $19 in Chiang Mai and $16 in Calbayog. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Is Chiang Mai or Calbayog more family-friendly?
Families tend to lean toward Calbayog – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Calbayog. If higher salaries or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

Chiang Mai vs other spots: cost of living compared

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