😐A single person spends $932 per month in Chiang Mai vs $710 in Calbayog, rent included.
😐A couple spends around $1,399 per month in Chiang Mai vs $1,078 in Calbayog, rent included.
😐A family of three spends $1,866 per month in Chiang Mai vs $1,446 in Calbayog, rent included.
😐Chiang Mai costs about 31% more than Calbayog, driven mainly by Groceries & Markets.
📊Both Chiang Mai and Calbayog are more affordable than the global median – Chiang Mai32% lower, Calbayog48% lower.
Currency
🍽 Eating Out
Chiang Mai
Calbayog
Difference
Meal at Budget Restaurant
$2.08฿69.5
$3.76₱236
-44.68%
Three-Course Dinner for Two, Mid-Range
$19.61฿655
$16.77₱1,052
16.94%
Fast Food Meal(McDonalds, etc)
$5.67฿189
$2.97₱186
90.91%
Cappuccino
$1.81฿60.3
$2.32₱146
-21.98%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.77฿25.65
$0.64₱40.29
20.31%
Water(0.33 liter bottle)
$0.35฿11.53
$0.37₱22.93
-5.41%
Local Beer(0.5 liter draught)
$2.21฿73.9
$1.15₱71.9
92.17%
Imported Beer(0.33 liter bottle)
$3.79฿127
$1.88₱118
101.60%
🛒 Groceries & Markets
Chiang Mai
Calbayog
Difference
Milk(1 liter)
$2.05฿68.4
$1.48₱93.0
38.51%
White Bread(500g)
$1.51฿50.6
$1.25₱78.2
20.80%
Rice(white)(1kg)
$1.40฿46.69
$0.90₱56.4
55.56%
Eggs
$2.26฿75.4
$2.08₱131
8.65%
Local Cheese(1kg)
$16.19฿540
$6.07₱381
166.72%
Chicken Fillets(1kg)
$2.90฿96.7
$4.14₱260
-29.95%
Beef Round Steak(1kg)
$9.42฿314
$7.13₱447
32.12%
Apples(1kg)
$2.68฿89.4
$2.01₱126
33.33%
Banana(1kg)
$1.09฿36.37
$1.46₱91.3
-25.34%
Oranges(1kg)
$1.62฿54.0
$2.43₱152
-33.33%
Tomato(1kg)
$1.46฿48.74
$1.13₱70.8
29.20%
Potato(1kg)
$1.28฿42.65
$2.00₱126
-36.00%
Onion(1kg)
$1.06฿35.31
$2.21₱138
-52.04%
Lettuce(1 head)
$0.72฿23.94
$0.71₱44.84
1.41%
Water(1.5 liter bottle)
$0.53฿17.56
$0.59₱36.89
-10.17%
Cigarettes 20 Pack(Marlboro, Camel)
$4.23฿141
$2.64₱166
60.23%
Wine(Bottle)
$18.29฿611
$8.51₱534
114.92%
Local Beer(0.5 liter bottle)
$1.63฿54.4
$0.94₱59.2
73.40%
Imported Beer(0.33 liter bottle)
$2.90฿96.8
$1.95₱123
48.72%
🚌 Getting Around
Chiang Mai
Calbayog
Difference
One-way Ticket(Public Transport)
$0.88฿29.32
$0.23₱14.66
282.61%
Public Transport Monthly Pass(Regular Price)
$53.8฿1,795
$12.38₱776
334.33%
Taxi Start(Normal Tariff)
$1.17฿39.14
$0.68₱42.78
72.06%
Taxi(Normal Tariff)(1km)
$0.58฿19.30
$0.27₱17.25
114.81%
Taxi 1hour Waiting(Normal Tariff)
$2.39฿79.6
$1.80₱113
32.78%
Gasoline(1 liter)
$1.45฿48.41
$1.01₱63.3
43.56%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K฿701.4K
$23.4K₱1.5M
-10.39%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K฿882.0K
$18.4K₱1.2M
43.37%
🧾 Monthly Utilities & Internet
Chiang Mai
Calbayog
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$63.7฿2,125
$117₱7,309
-45.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.89฿430
$15.60₱978
-17.37%
Internet(50+ Mbps, Unlimited Data)
$20.52฿685
$24.37₱1,528
-15.80%
🎉 Sport & Entertainment
Chiang Mai
Calbayog
Difference
Gym Membership(Monthly)
$39.02฿1,302
$32.48₱2,037
20.14%
Tennis Court(1 Hour on Weekend)
$3.92฿131
$4.89₱307
-19.84%
Cinema Ticket
$6.58฿220
$4.65₱292
41.51%
🧸 Childcare & Education
Chiang Mai
Calbayog
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$784฿26.2K
$136₱8,543
475.46%
International Primary School, 1 Child(Yearly)
$14.7K฿489.8K
$8,601₱539.4K
70.60%
👕👟 Clothing & Footwear
Chiang Mai
Calbayog
Difference
Jeans(Levis 501 Or Similar)
$55.1฿1,840
$27.91₱1,751
97.46%
Summer Dress(H&M, Zara, etc)
$24.74฿826
$17.08₱1,072
44.85%
Sport Shoes(Adidas, Nike)
$94.1฿3,142
$73.8₱4,629
27.52%
Men's Leather Business Shoes
$74.0฿2,469
$63.5₱3,981
16.53%
🏠 Accommodation & Living
Chiang Mai
Calbayog
Difference
1-bedroom Apartment, City Center(Monthly)
$490฿16.4K
$273₱17.1K
79.63%
1-bedroom Apartment, Outside City Center(Monthly)
$288฿9,620
$160₱10.0K
80.25%
3-bedroom Apartment, City Center(Monthly)
$891฿29.8K
$517₱32.4K
72.54%
3-bedroom Apartment, Outside City Center(Monthly)
$521฿17.4K
$381₱23.9K
36.87%
Buy Apartment in City Center(m2)
$1,974฿65.9K
$2,944₱184.7K
-32.97%
Buy Apartment Outside City Center(m2)
$1,444฿48.2K
$962₱60.3K
50.13%
💵 Salaries & Financials
Chiang Mai
Calbayog
Difference
Average Monthly Net Salary(After Tax)
$602฿20.1K
$153₱9,617
292.34%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.57
6.75
-17.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: September 13, 2026
Last update for Calbayog: September 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $490 in Chiang Mai versus $273 in Calbayog. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 292% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $20.00 in Chiang Mai versus $17.00 in Calbayog. Monthly groceries follow the same trend: $241 vs $180 – making Calbayog the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Calbayog: Cost of Living - Frequently Asked Questions
Is Calbayog cheaper than Chiang Mai?
Yes – Chiang Mai is pricier by about 31%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,398 per month in Chiang Mai and $1,065 in Calbayog. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Calbayog, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Chiang Mai and in Calbayog?
Groceries cost about 34% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Chiang Mai or in Calbayog?
A mid-range dinner for two costs $20.00 in Chiang Mai and $17.00 in Calbayog. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,500 a realistic budget for living in Chiang Mai or in Calbayog?
A $1,500 monthly budget goes further in Calbayog, where all-in costs run around $710, than in Chiang Mai at $932. In Calbayog it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.
Is Chiang Mai or Calbayog more family-friendly?
Families tend to lean toward Calbayog – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Chiang Mai or Calbayog?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Calbayog. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared