ðA single person spends $852 per month in Chiang Mai vs $695 in Calbayog, rent included.
ðA couple spends around $1,354 per month in Chiang Mai vs $1,060 in Calbayog, rent included.
ðA family of three spends $1,857 per month in Chiang Mai vs $1,425 in Calbayog, rent included.
ðChiang Mai costs about 23% more than Calbayog, driven mainly by Groceries & Markets.
ðBoth Chiang Mai and Calbayog are more affordable than the global median â Chiang Mai36% lower, Calbayog48% lower.
Currency
ð― Eating Out
Chiang Mai
Calbayog
Difference
Meal at Budget Restaurant
$1.96āļŋ63.6
$3.61âą221
-45.71%
Three-Course Dinner for Two, Mid-Range
$18.81āļŋ611
$18.04âą1,104
4.27%
Fast Food Meal(McDonalds, etc)
$7.92āļŋ258
$3.36âą206
135.71%
Cappuccino
$1.91āļŋ62.2
$2.47âą151
-22.67%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.84āļŋ27.25
$0.79âą48.07
6.33%
Water(0.33 liter bottle)
$0.35āļŋ11.44
$0.37âą22.41
-5.41%
Local Beer(0.5 liter draught)
$2.21āļŋ71.7
$1.36âą83.2
62.50%
Imported Beer(0.33 liter bottle)
$3.80āļŋ124
$2.10âą128
80.95%
ð Groceries & Markets
Chiang Mai
Calbayog
Difference
Milk(1 liter)
$1.64āļŋ53.2
$1.35âą82.7
21.48%
White Bread(500g)
$1.62āļŋ52.8
$1.27âą77.6
27.56%
Rice(white)(1kg)
$1.18āļŋ38.40
$1.00âą61.2
18.00%
Eggs
$2.01āļŋ65.4
$2.10âą128
-4.29%
Local Cheese(1kg)
$15.89āļŋ517
$7.84âą480
102.68%
Chicken Fillets(1kg)
$3.01āļŋ98.0
$3.84âą235
-21.61%
Beef Round Steak(1kg)
$10.77āļŋ350
$7.61âą465
41.52%
Apples(1kg)
$2.61āļŋ85.0
$1.66âą102
57.23%
Banana(1kg)
$1.22āļŋ39.65
$0.93âą56.7
31.18%
Oranges(1kg)
$1.70āļŋ55.4
$2.59âą158
-34.36%
Tomato(1kg)
$1.58āļŋ51.2
$1.55âą95.0
1.94%
Potato(1kg)
$1.32āļŋ42.89
$2.28âą140
-42.11%
Onion(1kg)
$1.17āļŋ38.01
$2.64âą161
-55.68%
Lettuce(1 head)
$0.67āļŋ21.85
$1.12âą68.6
-40.18%
Water(1.5 liter bottle)
$0.56āļŋ18.21
$0.70âą43.11
-20.00%
Cigarettes 20 Pack(Marlboro, Camel)
$4.53āļŋ147
$4.36âą266
3.90%
Wine(Bottle)
$18.20āļŋ592
$5.77âą353
215.42%
Local Beer(0.5 liter bottle)
$1.83āļŋ59.6
$0.77âą46.81
137.66%
Imported Beer(0.33 liter bottle)
$3.23āļŋ105
$1.00âą61.2
223.00%
ð Getting Around
Chiang Mai
Calbayog
Difference
One-way Ticket(Public Transport)
$0.89āļŋ28.83
$0.26âą15.87
242.31%
Public Transport Monthly Pass(Regular Price)
$19.38āļŋ630
$20.88âą1,278
-7.18%
Taxi Start(Normal Tariff)
$1.35āļŋ43.95
$0.79âą48.13
70.89%
Taxi(Normal Tariff)(1km)
$1.35āļŋ43.79
$0.24âą14.77
462.50%
Taxi 1hour Waiting(Normal Tariff)
$8.25āļŋ268
$2.15âą131
283.72%
Gasoline(1 liter)
$1.27āļŋ41.40
$1.54âą94.2
-17.53%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2Kāļŋ687.8K
$26.2Kâą1.6M
-19.40%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5Kāļŋ731.0K
$20.2Kâą1.2M
11.13%
ð§ū Monthly Utilities & Internet
Chiang Mai
Calbayog
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.2āļŋ2,281
$111âą6,806
-36.94%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.77āļŋ448
$32.40âą1,982
-57.50%
Internet(50+ Mbps, Unlimited Data)
$17.60āļŋ572
$27.85âą1,704
-36.80%
ð Sport & Entertainment
Chiang Mai
Calbayog
Difference
Gym Membership(Monthly)
$41.57āļŋ1,352
$33.69âą2,061
23.39%
Tennis Court(1 Hour on Weekend)
$6.60āļŋ215
$4.56âą279
44.74%
Cinema Ticket
$5.78āļŋ188
$6.05âą370
-4.46%
ð§ļ Childcare & Education
Chiang Mai
Calbayog
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$306āļŋ9,953
$154âą9,423
98.78%
International Primary School, 1 Child(Yearly)
$14.8Kāļŋ482.0K
$4,233âą259.0K
250.26%
ðð Clothing & Footwear
Chiang Mai
Calbayog
Difference
Jeans(Levis 501 Or Similar)
$54.4āļŋ1,768
$45.05âą2,756
20.69%
Summer Dress(H&M, Zara, etc)
$26.14āļŋ850
$26.15âą1,600
-0.04%
Sport Shoes(Adidas, Nike)
$84.5āļŋ2,748
$74.4âą4,549
13.71%
Men's Leather Business Shoes
$69.4āļŋ2,257
$52.3âą3,200
32.75%
ð Accommodation & Living
Chiang Mai
Calbayog
Difference
1-bedroom Apartment, City Center(Monthly)
$424āļŋ13.8K
$176âą10.8K
140.32%
1-bedroom Apartment, Outside City Center(Monthly)
$238āļŋ7,743
$106âą6,512
123.77%
3-bedroom Apartment, City Center(Monthly)
$825āļŋ26.8K
$341âą20.8K
142.14%
3-bedroom Apartment, Outside City Center(Monthly)
$515āļŋ16.7K
$187âą11.4K
176.02%
Buy Apartment in City Center(m2)
$2,049āļŋ66.6K
$525âą32.1K
290.57%
Buy Apartment Outside City Center(m2)
$1,523āļŋ49.5K
$502âą30.7K
203.32%
ðĩ Salaries & Financials
Chiang Mai
Calbayog
Difference
Average Monthly Net Salary(After Tax)
$635āļŋ20.6K
$154âą9,442
311.55%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
6.67
-25.04%
CityCost data is based on AI and user input â minor inaccuracies may occur.
Last update for Chiang Mai: April 27, 2026
Last update for Calbayog: April 26, 2026
Cost Breakdown
ð A central one-bedroom costs $424 in Chiang Mai versus $176 in Calbayog. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
ð°Salaries run about 312% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
ðA mid-range dinner for two costs $19 in Chiang Mai versus $18 in Calbayog. Monthly groceries follow the same trend: $243 vs $179 â making Calbayog the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Calbayog: Cost of Living - Frequently Asked Questions
Is Calbayog cheaper than Chiang Mai?
Yes â Chiang Mai is pricier by about 23%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,278 per month in Chiang Mai and $1,042 in Calbayog. That covers rent, food, utilities, transport, and enough left over to feel settled â not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Calbayog, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Chiang Mai and Calbayog?
Groceries cost about 36% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Chiang Mai or Calbayog?
A mid-range dinner for two costs $19.00 in Chiang Mai and $18.00 in Calbayog. That's a good indicator of the overall restaurant and cafÃĐ pricing gap between the two cities.
Is $1,000 enough for either Chiang Mai or Calbayog?
$1,000 covers both cities comfortably â all-in costs are $852 in Chiang Mai and $695 in Calbayog, leaving budget for savings and extras in both cases.
Is Chiang Mai or Calbayog more family-friendly?
Families tend to lean toward Calbayog â lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Chiang Mai or Calbayog?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison â central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Calbayog. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared