Cost of Living Comparison Between Chiang Mai and Calbayog Cost of Living Comparison Between Chiang Mai and Calbayog

Monthly Cost of Living

A single person spends $852 per month in Chiang Mai vs $695 in Calbayog, rent included.

A couple spends around $1,354 per month in Chiang Mai vs $1,060 in Calbayog, rent included.

A family of three spends $1,857 per month in Chiang Mai vs $1,425 in Calbayog, rent included.

Chiang Mai costs about 23% more than Calbayog, driven mainly by Groceries & Markets.

Both Chiang Mai and Calbayog are more affordable than the global median – Chiang Mai 36% lower, Calbayog 48% lower.

Currency
ðŸ― Eating Out
Chiang Mai
Calbayog
Difference
Meal at Budget Restaurant
$1.96 āļŋ63.6
$3.61 ₱221
-45.71%
Three-Course Dinner for Two, Mid-Range
$18.81 āļŋ611
$18.04 ₱1,104
4.27%
Fast Food Meal (McDonalds, etc)
$7.92 āļŋ258
$3.36 ₱206
135.71%
Cappuccino
$1.91 āļŋ62.2
$2.47 ₱151
-22.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 āļŋ27.25
$0.79 ₱48.07
6.33%
Water (0.33 liter bottle)
$0.35 āļŋ11.44
$0.37 ₱22.41
-5.41%
Local Beer (0.5 liter draught)
$2.21 āļŋ71.7
$1.36 ₱83.2
62.50%
Imported Beer (0.33 liter bottle)
$3.80 āļŋ124
$2.10 ₱128
80.95%
🛒 Groceries & Markets
Chiang Mai
Calbayog
Difference
Milk (1 liter)
$1.64 āļŋ53.2
$1.35 ₱82.7
21.48%
White Bread (500g)
$1.62 āļŋ52.8
$1.27 ₱77.6
27.56%
Rice (white) (1kg)
$1.18 āļŋ38.40
$1.00 ₱61.2
18.00%
Eggs
$2.01 āļŋ65.4
$2.10 ₱128
-4.29%
Local Cheese (1kg)
$15.89 āļŋ517
$7.84 ₱480
102.68%
Chicken Fillets (1kg)
$3.01 āļŋ98.0
$3.84 ₱235
-21.61%
Beef Round Steak (1kg)
$10.77 āļŋ350
$7.61 ₱465
41.52%
Apples (1kg)
$2.61 āļŋ85.0
$1.66 ₱102
57.23%
Banana (1kg)
$1.22 āļŋ39.65
$0.93 ₱56.7
31.18%
Oranges (1kg)
$1.70 āļŋ55.4
$2.59 ₱158
-34.36%
Tomato (1kg)
$1.58 āļŋ51.2
$1.55 ₱95.0
1.94%
Potato (1kg)
$1.32 āļŋ42.89
$2.28 ₱140
-42.11%
Onion (1kg)
$1.17 āļŋ38.01
$2.64 ₱161
-55.68%
Lettuce (1 head)
$0.67 āļŋ21.85
$1.12 ₱68.6
-40.18%
Water (1.5 liter bottle)
$0.56 āļŋ18.21
$0.70 ₱43.11
-20.00%
Cigarettes 20 Pack (Marlboro, Camel)
$4.53 āļŋ147
$4.36 ₱266
3.90%
Wine (Bottle)
$18.20 āļŋ592
$5.77 ₱353
215.42%
Local Beer (0.5 liter bottle)
$1.83 āļŋ59.6
$0.77 ₱46.81
137.66%
Imported Beer (0.33 liter bottle)
$3.23 āļŋ105
$1.00 ₱61.2
223.00%
🚌 Getting Around
Chiang Mai
Calbayog
Difference
One-way Ticket (Public Transport)
$0.89 āļŋ28.83
$0.26 ₱15.87
242.31%
Public Transport Monthly Pass (Regular Price)
$19.38 āļŋ630
$20.88 ₱1,278
-7.18%
Taxi Start (Normal Tariff)
$1.35 āļŋ43.95
$0.79 ₱48.13
70.89%
Taxi (Normal Tariff) (1km)
$1.35 āļŋ43.79
$0.24 ₱14.77
462.50%
Taxi 1hour Waiting (Normal Tariff)
$8.25 āļŋ268
$2.15 ₱131
283.72%
Gasoline (1 liter)
$1.27 āļŋ41.40
$1.54 ₱94.2
-17.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K āļŋ687.8K
$26.2K ₱1.6M
-19.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K āļŋ731.0K
$20.2K ₱1.2M
11.13%
ðŸ§ū Monthly Utilities & Internet
Chiang Mai
Calbayog
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$70.2 āļŋ2,281
$111 ₱6,806
-36.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.77 āļŋ448
$32.40 ₱1,982
-57.50%
Internet (50+ Mbps, Unlimited Data)
$17.60 āļŋ572
$27.85 ₱1,704
-36.80%
🎉 Sport & Entertainment
Chiang Mai
Calbayog
Difference
Gym Membership (Monthly)
$41.57 āļŋ1,352
$33.69 ₱2,061
23.39%
Tennis Court (1 Hour on Weekend)
$6.60 āļŋ215
$4.56 ₱279
44.74%
Cinema Ticket
$5.78 āļŋ188
$6.05 ₱370
-4.46%
ðŸ§ļ Childcare & Education
Chiang Mai
Calbayog
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$306 āļŋ9,953
$154 ₱9,423
98.78%
International Primary School, 1 Child (Yearly)
$14.8K āļŋ482.0K
$4,233 ₱259.0K
250.26%
👕👟 Clothing & Footwear
Chiang Mai
Calbayog
Difference
Jeans (Levis 501 Or Similar)
$54.4 āļŋ1,768
$45.05 ₱2,756
20.69%
Summer Dress (H&M, Zara, etc)
$26.14 āļŋ850
$26.15 ₱1,600
-0.04%
Sport Shoes (Adidas, Nike)
$84.5 āļŋ2,748
$74.4 ₱4,549
13.71%
Men's Leather Business Shoes
$69.4 āļŋ2,257
$52.3 ₱3,200
32.75%
🏠 Accommodation & Living
Chiang Mai
Calbayog
Difference
1-bedroom Apartment, City Center (Monthly)
$424 āļŋ13.8K
$176 ₱10.8K
140.32%
1-bedroom Apartment, Outside City Center (Monthly)
$238 āļŋ7,743
$106 ₱6,512
123.77%
3-bedroom Apartment, City Center (Monthly)
$825 āļŋ26.8K
$341 ₱20.8K
142.14%
3-bedroom Apartment, Outside City Center (Monthly)
$515 āļŋ16.7K
$187 ₱11.4K
176.02%
Buy Apartment in City Center (m2)
$2,049 āļŋ66.6K
$525 ₱32.1K
290.57%
Buy Apartment Outside City Center (m2)
$1,523 āļŋ49.5K
$502 ₱30.7K
203.32%
ðŸ’ĩ Salaries & Financials
Chiang Mai
Calbayog
Difference
Average Monthly Net Salary (After Tax)
$635 āļŋ20.6K
$154 ₱9,442
311.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
6.67
-25.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: April 27, 2026

Last update for Calbayog: April 26, 2026

Cost Breakdown

A central one-bedroom costs $424 in Chiang Mai versus $176 in Calbayog. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 312% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $18 in Calbayog. Monthly groceries follow the same trend: $243 vs $179 – making Calbayog the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Calbayog: Cost of Living - Frequently Asked Questions
Is Calbayog cheaper than Chiang Mai?
Yes – Chiang Mai is pricier by about 23%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,278 per month in Chiang Mai and $1,042 in Calbayog. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Calbayog, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Chiang Mai and Calbayog?
Groceries cost about 36% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Chiang Mai or Calbayog?
A mid-range dinner for two costs $19.00 in Chiang Mai and $18.00 in Calbayog. That's a good indicator of the overall restaurant and cafÃĐ pricing gap between the two cities.
Is $1,000 enough for either Chiang Mai or Calbayog?
$1,000 covers both cities comfortably – all-in costs are $852 in Chiang Mai and $695 in Calbayog, leaving budget for savings and extras in both cases.
Is Chiang Mai or Calbayog more family-friendly?
Families tend to lean toward Calbayog – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Chiang Mai or Calbayog?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Calbayog. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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