Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Binan City

For one person, living is cheaper in Binan City: $724 a month against $935 in Chiang Mai, rent and utilities included – about $2,500 less a year. Other living expenses account for most of the difference.

Chiang Mai, Thailand
Binan City, Philippines
Chiang Mai
🇹🇭 Thailand
$935
/mo nomad
Binan City
🇵🇭 Philippines
$724
/mo nomad
Monthly Cost of Living

How much you'll spend in Chiang Mai and in Binan City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Binan City actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $724 in Binan City, rent included.

  • Chiang Mai $935
  • Binan City $724

A couple spends around $1,467 per month in Chiang Mai vs $1,095 in Binan City, rent included.

  • Chiang Mai $1,467
  • Binan City $1,095

A family of three spends $1,999 per month in Chiang Mai vs $1,467 in Binan City, rent included.

  • Chiang Mai $1,999
  • Binan City $1,467

Chiang Mai costs about 29% more than Binan City, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Binan City are more affordable than the global median – Chiang Mai 31% lower, Binan City 46% lower.

Currency
🍽 Eating Out
Chiang Mai
Binan City
Difference
Meal at Budget Restaurant
$2.13 ฿71.8
$3.95 ₱251
-46.08%
Three-Course Dinner for Two, Mid-Range
$18.62 ฿626
$16.37 ₱1,041
13.74%
Fast Food Meal (McDonalds, etc)
$5.60 ฿188
$2.70 ₱172
107.41%
Cappuccino
$1.66 ฿55.9
$1.81 ₱115
-8.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 ฿21.75
$0.59 ₱37.77
10.17%
Water (0.33 liter bottle)
$0.30 ฿10.25
$0.31 ₱19.60
-3.23%
Local Beer (0.5 liter draught)
$2.32 ฿78.1
$0.93 ₱59.4
149.46%
Imported Beer (0.33 liter bottle)
$3.67 ฿123
$1.58 ₱101
132.28%
🛒 Groceries & Markets
Chiang Mai
Binan City
Difference
Milk (1 liter)
$2.02 ฿67.8
$1.66 ₱106
21.69%
White Bread (500g)
$1.41 ฿47.34
$1.11 ₱70.5
27.03%
Rice (white) (1kg)
$1.39 ฿46.79
$1.00 ₱63.9
39.00%
Eggs
$2.37 ฿79.6
$2.03 ₱129
16.75%
Local Cheese (1kg)
$16.52 ฿555
$4.75 ₱302
247.79%
Chicken Fillets (1kg)
$2.67 ฿89.8
$3.45 ₱219
-22.61%
Beef Round Steak (1kg)
$9.02 ฿303
$6.68 ₱425
35.03%
Apples (1kg)
$2.40 ฿80.6
$2.39 ₱152
0.42%
Banana (1kg)
$1.04 ฿35.01
$1.53 ₱97.1
-32.03%
Oranges (1kg)
$1.66 ฿55.8
$2.38 ₱151
-30.25%
Tomato (1kg)
$1.56 ฿52.4
$1.01 ₱64.3
54.46%
Potato (1kg)
$1.24 ฿41.61
$1.65 ₱105
-24.85%
Onion (1kg)
$1.09 ฿36.53
$1.57 ₱99.9
-30.57%
Lettuce (1 head)
$0.76 ฿25.61
$0.93 ₱59.3
-18.28%
Water (1.5 liter bottle)
$0.51 ฿17.29
$0.53 ₱33.82
-3.77%
Cigarettes 20 Pack (Marlboro, Camel)
$4.12 ฿139
$2.59 ₱165
59.07%
Wine (Bottle)
$17.93 ฿603
$7.75 ₱492
131.35%
Local Beer (0.5 liter bottle)
$1.62 ฿54.6
$0.89 ₱56.7
82.02%
Imported Beer (0.33 liter bottle)
$2.82 ฿94.9
$1.95 ₱124
44.62%
🚌 Getting Around
Chiang Mai
Binan City
Difference
One-way Ticket (Public Transport)
$0.93 ฿31.42
$0.24 ₱15.34
287.50%
Public Transport Monthly Pass (Regular Price)
$52.9 ฿1,778
$12.31 ₱783
329.65%
Taxi Start (Normal Tariff)
$1.18 ฿39.56
$0.66 ₱41.93
78.79%
Taxi (Normal Tariff) (1km)
$0.17 ฿5.76
$0.22 ₱13.98
-22.73%
Taxi 1hour Waiting (Normal Tariff)
$1.81 ฿60.9
$1.85 ₱117
-2.16%
Gasoline (1 liter)
$1.47 ฿49.51
$1.20 ₱76.0
22.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ฿706.4K
$21.1K ₱1.3M
-0.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K ฿891.4K
$19.1K ₱1.2M
38.96%
🧾 Monthly Utilities & Internet
Chiang Mai
Binan City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 ฿2,103
$136 ₱8,678
-54.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.60 ฿390
$15.50 ₱985
-25.16%
Internet (50+ Mbps, Unlimited Data)
$20.30 ฿683
$31.05 ₱1,974
-34.62%
🎉 Sport & Entertainment
Chiang Mai
Binan City
Difference
Gym Membership (Monthly)
$37.88 ฿1,274
$31.82 ₱2,023
19.04%
Tennis Court (1 Hour on Weekend)
$3.70 ฿124
$5.11 ₱325
-27.59%
Cinema Ticket
$6.51 ฿219
$5.10 ₱324
27.65%
🧸 Childcare & Education
Chiang Mai
Binan City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$727 ฿24.4K
$129 ₱8,191
464.32%
International Primary School, 1 Child (Yearly)
$16.6K ฿557.2K
$7,277 ₱462.6K
127.78%
👕👟 Clothing & Footwear
Chiang Mai
Binan City
Difference
Jeans (Levis 501 Or Similar)
$53.5 ฿1,800
$27.80 ₱1,767
92.59%
Summer Dress (H&M, Zara, etc)
$24.80 ฿834
$19.14 ₱1,217
29.57%
Sport Shoes (Adidas, Nike)
$90.4 ฿3,039
$70.7 ₱4,498
27.78%
Men's Leather Business Shoes
$72.0 ฿2,420
$54.4 ₱3,457
32.37%
🏠 Accommodation & Living
Chiang Mai
Binan City
Difference
1-bedroom Apartment, City Center (Monthly)
$481 ฿16.2K
$254 ₱16.1K
89.58%
1-bedroom Apartment, Outside City Center (Monthly)
$310 ฿10.4K
$164 ₱10.5K
88.56%
3-bedroom Apartment, City Center (Monthly)
$1,058 ฿35.6K
$485 ₱30.8K
118.29%
3-bedroom Apartment, Outside City Center (Monthly)
$659 ฿22.1K
$354 ₱22.5K
86.25%
Buy Apartment in City Center (m2)
$2,418 ฿81.3K
$2,619 ₱166.5K
-7.69%
Buy Apartment Outside City Center (m2)
$1,609 ฿54.1K
$1,096 ₱69.7K
46.77%
💵 Salaries & Financials
Chiang Mai
Binan City
Difference
Average Monthly Net Salary (After Tax)
$595 ฿20.0K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
6.75
-17.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Binan City: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Chiang Mai
$310
Binan City
$164 47% $146
Groceries & Markets
Chiang Mai
$237
Binan City
$169 28.5% $68
Clothing & Footwear
Chiang Mai
$108
Binan City
$77 28.5% $31
Monthly Utilities & Internet
Chiang Mai
$94
Binan City
$183 93.8% $89
Eating Out
Chiang Mai
$77
Binan City
$73 4.8% $3.7
Getting Around
Chiang Mai
$59
Binan City
$15 74.4% $44
Sport & Entertainment
Chiang Mai
$51
Binan City
$42 17.5% $8.9

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $254 in Binan City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Chiang Mai versus $16 in Binan City. Monthly groceries follow the same trend: $237 vs $169 – making Binan City the more affordable choice for daily food spending.

Good to know
🇹🇭 Chiang Mai
🇵🇭 Binan City
🕒 Local time
06:50 6:50 AM
07:50 7:50 AM
1 h ahead of Chiang Mai
🌤 Weather
👥 Population
127,240
407,037
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

PHP, USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.85 THB (100 THB = 2.64 EUR).

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.57 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Chiang Mai Binan City 2,400 km ≈ 3 h 30 min nonstop flight
From you
  • Chiang Mai
  • Binan City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Binan City: Cost of Living - Frequently Asked Questions
Is Binan City cheaper than Chiang Mai?
Yes – Chiang Mai is pricier by about 29%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,086 in Binan City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Binan City, especially for central apartments: a one-bedroom in the center costs $254 there versus $481 in Chiang Mai.
Which city has cheaper kindergarten?
Kindergarten costs $727 per month in Chiang Mai and $129 in Binan City. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Chiang Mai and in Binan City?
Groceries cost about 40% more in Chiang Mai, though the gap depends on what you buy.
Is Chiang Mai or Binan City more family-friendly?
Families tend to lean toward Binan City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Chiang Mai or Binan City?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Which city is easier to live in as a foreigner?
For expats, Binan City is the easier option financially – housing and daily costs are lower, and overall it costs about 23% less, which matters a lot on a fixed budget or early-career salary.

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