Cost of Living Comparison Between Chiang Mai and Bielsko-biala Cost of Living Comparison Between Chiang Mai and Bielsko-biala

Monthly Cost of Living

Monthly costs for one person with rent: $932 in Chiang Mai versus $1,484 in Bielsko-biala.

Estimated couple costs with rent: $1,399 in Chiang Mai versus $2,178 in Bielsko-biala.

Monthly costs for a family of three with rent: $1,866 in Chiang Mai versus $2,872 in Bielsko-biala.

Living in Chiang Mai costs roughly 37% less than in Bielsko-biala, driven mainly by Eating Out.

The two cities straddle the global median: Chiang Mai is 32% below, Bielsko-biala is 8% above.

Currency
🍽 Eating Out
Chiang Mai
Bielsko-biala
Difference
Meal at Budget Restaurant
$2.08 ฿69.5
$10.29 zł 39.15
-79.79%
Three-Course Dinner for Two, Mid-Range
$19.61 ฿655
$48.65 zł 185
-59.69%
Fast Food Meal (McDonalds, etc)
$5.67 ฿189
$9.12 zł 34.69
-37.83%
Cappuccino
$1.81 ฿60.3
$3.78 zł 14.38
-52.12%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.77 ฿25.65
$2.30 zł 8.76
-66.52%
Water (0.33 liter bottle)
$0.35 ฿11.53
$1.43 zł 5.43
-75.52%
Local Beer (0.5 liter draught)
$2.21 ฿73.9
$4.08 zł 15.50
-45.83%
Imported Beer (0.33 liter bottle)
$3.79 ฿127
$3.91 zł 14.89
-3.07%
🛒 Groceries & Markets
Chiang Mai
Bielsko-biala
Difference
Milk (1 liter)
$2.05 ฿68.4
$1.05 zł 4.01
95.24%
White Bread (500g)
$1.51 ฿50.6
$1.14 zł 4.35
32.46%
Rice (white) (1kg)
$1.40 ฿46.69
$1.41 zł 5.35
-0.71%
Eggs
$2.26 ฿75.4
$3.02 zł 11.47
-25.17%
Local Cheese (1kg)
$16.19 ฿540
$8.90 zł 33.84
81.91%
Chicken Fillets (1kg)
$2.90 ฿96.7
$6.02 zł 22.90
-51.83%
Beef Round Steak (1kg)
$9.42 ฿314
$10.22 zł 38.87
-7.83%
Apples (1kg)
$2.68 ฿89.4
$1.18 zł 4.47
127.12%
Banana (1kg)
$1.09 ฿36.37
$1.68 zł 6.39
-35.12%
Oranges (1kg)
$1.62 ฿54.0
$2.21 zł 8.41
-26.70%
Tomato (1kg)
$1.46 ฿48.74
$2.03 zł 7.73
-28.08%
Potato (1kg)
$1.28 ฿42.65
$0.89 zł 3.39
43.82%
Onion (1kg)
$1.06 ฿35.31
$0.82 zł 3.13
29.27%
Lettuce (1 head)
$0.72 ฿23.94
$1.05 zł 3.99
-31.43%
Water (1.5 liter bottle)
$0.53 ฿17.56
$0.61 zł 2.34
-13.11%
Cigarettes 20 Pack (Marlboro, Camel)
$4.23 ฿141
$5.18 zł 19.70
-18.34%
Wine (Bottle)
$18.29 ฿611
$6.75 zł 25.66
170.96%
Local Beer (0.5 liter bottle)
$1.63 ฿54.4
$1.16 zł 4.40
40.52%
Imported Beer (0.33 liter bottle)
$2.90 ฿96.8
$1.76 zł 6.70
64.77%
🚌 Getting Around
Chiang Mai
Bielsko-biala
Difference
One-way Ticket (Public Transport)
$0.88 ฿29.32
$1.35 zł 5.12
-34.81%
Public Transport Monthly Pass (Regular Price)
$53.8 ฿1,795
$36.93 zł 140
45.60%
Taxi Start (Normal Tariff)
$1.17 ฿39.14
$1.63 zł 6.20
-28.22%
Taxi (Normal Tariff) (1km)
$0.58 ฿19.30
$0.60 zł 2.29
-3.33%
Taxi 1hour Waiting (Normal Tariff)
$2.39 ฿79.6
$9.61 zł 36.53
-75.13%
Gasoline (1 liter)
$1.45 ฿48.41
$1.63 zł 6.19
-11.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ฿701.4K
$31.9K zł 121.1K
-34.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K ฿882.0K
$27.2K zł 103.5K
-2.89%
🧾 Monthly Utilities & Internet
Chiang Mai
Bielsko-biala
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$63.7 ฿2,125
$307 zł 1,166
-79.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.89 ฿430
$8.78 zł 33.40
46.81%
Internet (50+ Mbps, Unlimited Data)
$20.52 ฿685
$18.29 zł 69.5
12.19%
🎉 Sport & Entertainment
Chiang Mai
Bielsko-biala
Difference
Gym Membership (Monthly)
$39.02 ฿1,302
$42.21 zł 161
-7.56%
Tennis Court (1 Hour on Weekend)
$3.92 ฿131
$46.19 zł 176
-91.51%
Cinema Ticket
$6.58 ฿220
$7.46 zł 28.37
-11.80%
🧸 Childcare & Education
Chiang Mai
Bielsko-biala
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$784 ฿26.2K
$303 zł 1,154
158.43%
International Primary School, 1 Child (Yearly)
$14.7K ฿489.8K
$2,633 zł 10.0K
457.33%
👕👟 Clothing & Footwear
Chiang Mai
Bielsko-biala
Difference
Jeans (Levis 501 Or Similar)
$55.1 ฿1,840
$78.0 zł 297
-29.32%
Summer Dress (H&M, Zara, etc)
$24.74 ฿826
$41.25 zł 157
-40.02%
Sport Shoes (Adidas, Nike)
$94.1 ฿3,142
$93.1 zł 354
1.13%
Men's Leather Business Shoes
$74.0 ฿2,469
$101 zł 383
-26.55%
🏠 Accommodation & Living
Chiang Mai
Bielsko-biala
Difference
1-bedroom Apartment, City Center (Monthly)
$490 ฿16.4K
$631 zł 2,400
-22.31%
1-bedroom Apartment, Outside City Center (Monthly)
$288 ฿9,620
$530 zł 2,017
-45.67%
3-bedroom Apartment, City Center (Monthly)
$891 ฿29.8K
$1,043 zł 3,965
-14.52%
3-bedroom Apartment, Outside City Center (Monthly)
$521 ฿17.4K
$884 zł 3,362
-41.06%
Buy Apartment in City Center (m2)
$1,974 ฿65.9K
$2,524 zł 9,597
-21.79%
Buy Apartment Outside City Center (m2)
$1,444 ฿48.2K
$2,067 zł 7,861
-30.13%
💵 Salaries & Financials
Chiang Mai
Bielsko-biala
Difference
Average Monthly Net Salary (After Tax)
$602 ฿20.1K
$1,468 zł 5,583
-59.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
6.87
-18.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: September 13, 2026

Last update for Bielsko-biala: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $490 in Chiang Mai and $631 in Bielsko-biala. Housing cost is often the main lever when comparing two cities.

Bielsko-biala pays 144% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $20.00 in Chiang Mai vs $49.00 in Bielsko-biala. Groceries flip the comparison at $241 vs $201, with Bielsko-biala cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Bielsko-biala: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Chiang Mai and in Bielsko-biala?
Chiang Mai and Bielsko-biala differ by about 59% in total monthly costs ($932 vs $1,484 including rent). Chiang Mai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 144% lower in Bielsko-biala. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Chiang Mai and in Bielsko-biala?
Rent for a central apartment: $490 in Chiang Mai versus $631 in Bielsko-biala. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Chiang Mai and in Bielsko-biala?
A monthly transit pass in Chiang Mai runs roughly 46% less than in Bielsko-biala. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Chiang Mai and Bielsko-biala?
Childcare runs $784 in Chiang Mai versus $303 in Bielsko-biala. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,000 per month?
At $932 in Chiang Mai versus $1,484 in Bielsko-biala, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Bielsko-biala. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.
How does quality of life compare between Chiang Mai and Bielsko-biala?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Chiang Mai or Bielsko-biala safer for residents?
Safety-wise, Chiang Mai and Bielsko-biala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Chiang Mai or Bielsko-biala?
Expats usually find Chiang Mai gentler on the wallet – expenses run 59% less than in Bielsko-biala. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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