Cost of Living Comparison Between Chiang Mai and Bertioga Cost of Living Comparison Between Chiang Mai and Bertioga

Monthly Cost of Living

Monthly costs for one person with rent: $869 in Chiang Mai versus $759 in Bertioga.

Estimated couple costs with rent: $1,362 in Chiang Mai versus $1,233 in Bertioga.

Monthly costs for a family of three with rent: $1,855 in Chiang Mai versus $1,708 in Bertioga.

Living in Chiang Mai is roughly 15% more expensive than Bertioga, driven mainly by Groceries & Markets.

Both cities sit below the global median: Chiang Mai 35% lower, Bertioga 44% lower.

Meal at Budget Restaurant

$1.98 ฿64.3

$7.40 R$37.47

-73.24%

Three-Course Dinner for Two, Mid-Range

$18.80 ฿612

$32.99 R$167

-43.01%

Fast Food Meal (McDonalds, etc)

$7.75 ฿252

$6.66 R$33.71

16.37%

Cappuccino

$1.92 ฿62.5

$1.74 R$8.82

10.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 ฿25.79

$1.24 R$6.26

-36.29%

Water (0.33 liter bottle)

$0.36 ฿11.62

$0.84 R$4.25

-57.14%

Local Beer (0.5 liter draught)

$2.21 ฿72.1

$1.83 R$9.28

20.77%

Imported Beer (0.33 liter bottle)

$3.66 ฿119

$2.74 R$13.87

33.58%

Milk (1 liter)

$1.65 ฿53.8

$0.79 R$4.00

108.86%

White Bread (500g)

$1.63 ฿53.2

$1.19 R$6.02

36.97%

Rice (white) (1kg)

$1.19 ฿38.86

$1.19 R$6.05

Eggs

$2.00 ฿65.1

$1.18 R$5.97

69.49%

Local Cheese (1kg)

$15.98 ฿520

$9.05 R$45.84

76.57%

Chicken Fillets (1kg)

$3.03 ฿98.5

$3.16 R$16.01

-4.11%

Beef Round Steak (1kg)

$10.86 ฿354

$7.30 R$36.96

48.77%

Apples (1kg)

$2.76 ฿90.0

$2.17 R$10.99

27.19%

Banana (1kg)

$1.18 ฿38.42

$0.84 R$4.23

40.48%

Oranges (1kg)

$1.64 ฿53.5

$0.93 R$4.70

76.34%

Tomato (1kg)

$1.52 ฿49.51

$0.92 R$4.67

65.22%

Potato (1kg)

$1.38 ฿45.10

$0.89 R$4.50

55.06%

Onion (1kg)

$1.19 ฿38.84

$0.74 R$3.72

60.81%

Lettuce (1 head)

$0.70 ฿22.86

$0.52 R$2.65

34.62%

Water (1.5 liter bottle)

$0.56 ฿18.13

$0.51 R$2.60

9.80%

Cigarettes 20 Pack (Marlboro, Camel)

$4.58 ฿149

$1.84 R$9.33

148.91%

Wine (Bottle)

$16.56 ฿539

$4.84 R$24.49

242.15%

Local Beer (0.5 liter bottle)

$1.83 ฿59.5

$1.36 R$6.90

34.56%

Imported Beer (0.33 liter bottle)

$3.20 ฿104

$2.06 R$10.41

55.34%

One-way Ticket (Public Transport)

$0.88 ฿28.56

$0.92 R$4.66

-4.35%

Public Transport Monthly Pass (Regular Price)

$18.72 ฿610

$38.37 R$194

-51.21%

Taxi Start (Normal Tariff)

$1.36 ฿44.16

$1.11 R$5.63

22.52%

Taxi (Normal Tariff) (1km)

$1.34 ฿43.65

$0.58 R$2.93

131.03%

Taxi 1hour Waiting (Normal Tariff)

$7.84 ฿256

$7.82 R$39.59

0.26%

Gasoline (1 liter)

$1.23 ฿39.92

$1.06 R$5.39

16.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ฿704.3K

$22.9K R$115.7K

-5.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿734.3K

$28.8K R$145.7K

-21.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.5 ฿2,298

$52.2 R$264

35.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.68 ฿445

$8.93 R$45.19

53.19%

Internet (50+ Mbps, Unlimited Data)

$17.45 ฿568

$15.90 R$80.5

9.75%

Gym Membership (Monthly)

$41.33 ฿1,346

$22.79 R$115

81.35%

Tennis Court (1 Hour on Weekend)

$6.96 ฿227

$21.19 R$107

-67.15%

Cinema Ticket

$5.77 ฿188

$7.26 R$36.75

-20.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$307 ฿10.0K

$72.8 R$368

322.05%

International Primary School, 1 Child (Yearly)

$14.6K ฿475.9K

$8,778 R$44.4K

66.44%

Jeans (Levis 501 Or Similar)

$55.8 ฿1,817

$53.9 R$273

3.60%

Summer Dress (H&M, Zara, etc)

$26.21 ฿854

$45.91 R$232

-42.91%

Sport Shoes (Adidas, Nike)

$85.8 ฿2,793

$53.3 R$270

60.94%

Men's Leather Business Shoes

$72.2 ฿2,353

$77.5 R$392

-6.74%

1-bedroom Apartment, City Center (Monthly)

$430 ฿14.0K

$318 R$1,612

34.96%

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿7,774

$219 R$1,107

9.14%

3-bedroom Apartment, City Center (Monthly)

$817 ฿26.6K

$586 R$2,965

39.55%

3-bedroom Apartment, Outside City Center (Monthly)

$511 ฿16.6K

$427 R$2,162

19.57%

Buy Apartment in City Center (m2)

$1,983 ฿64.6K

$1,430 R$7,241

38.64%

Buy Apartment Outside City Center (m2)

$1,484 ฿48.3K

$1,106 R$5,599

34.19%

Average Monthly Net Salary (After Tax)

$619 ฿20.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.17

-55.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: June 7, 2026

Last update for Bertioga: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $430 in Chiang Mai and $318 in Bertioga. Housing cost is often the main lever when comparing two cities.

Dining out: $19.00 in Chiang Mai vs $33.00 in Bertioga. Groceries flip the comparison at $241 vs $151, with Bertioga cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Bertioga: Cost of Living - Frequently Asked Questions

Bertioga is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 15% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,303 in Chiang Mai and $1,138 in Bertioga to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $430 in Chiang Mai versus $318 in Bertioga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 59% higher in Chiang Mai. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Bertioga – a meal for two runs $33.00 versus $19.00 in Chiang Mai. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Bertioga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Bertioga is more practical. Housing and childcare are both notably cheaper than in Chiang Mai, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Chiang Mai and Bertioga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bertioga gentler on the wallet – expenses run 15% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.