Cost of Living Comparison Between Chiang Mai and Bertioga Cost of Living Comparison Between Chiang Mai and Bertioga

Monthly Cost of Living

Monthly costs for one person with rent: $845 in Chiang Mai versus $760 in Bertioga.

Estimated couple costs with rent: $1,323 in Chiang Mai versus $1,210 in Bertioga.

Monthly costs for a family of three with rent: $1,802 in Chiang Mai versus $1,659 in Bertioga.

Living in Chiang Mai is roughly 11% more expensive than Bertioga, driven mainly by Groceries & Markets.

Both cities sit below the global median: Chiang Mai 37% lower, Bertioga 43% lower.

Meal at Budget Restaurant

$1.95 ฿63.2

$7.09 R$35.17

-72.50%

Three-Course Dinner for Two, Mid-Range

$18.43 ฿597

$31.84 R$158

-42.12%

Fast Food Meal (McDonalds, etc)

$7.50 ฿243

$6.94 R$34.42

8.07%

Cappuccino

$1.93 ฿62.6

$1.74 R$8.65

10.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 ฿25.22

$1.23 R$6.10

-36.59%

Water (0.33 liter bottle)

$0.32 ฿10.48

$0.76 R$3.77

-57.89%

Local Beer (0.5 liter draught)

$2.15 ฿69.6

$1.75 R$8.69

22.86%

Imported Beer (0.33 liter bottle)

$3.71 ฿120

$2.81 R$13.92

32.03%

Milk (1 liter)

$1.71 ฿55.5

$0.78 R$3.88

119.23%

White Bread (500g)

$1.56 ฿50.6

$1.24 R$6.14

25.81%

Rice (white) (1kg)

$1.18 ฿38.27

$1.13 R$5.59

4.42%

Eggs

$1.98 ฿64.2

$1.18 R$5.85

67.80%

Local Cheese (1kg)

$16.04 ฿520

$8.83 R$43.78

81.65%

Chicken Fillets (1kg)

$3.17 ฿103

$3.27 R$16.23

-3.06%

Beef Round Steak (1kg)

$10.94 ฿355

$7.25 R$35.95

50.90%

Apples (1kg)

$2.63 ฿85.1

$2.16 R$10.69

21.76%

Banana (1kg)

$1.17 ฿37.82

$0.83 R$4.11

40.96%

Oranges (1kg)

$1.65 ฿53.3

$0.93 R$4.63

77.42%

Tomato (1kg)

$1.54 ฿49.78

$0.94 R$4.66

63.83%

Potato (1kg)

$1.38 ฿44.59

$0.92 R$4.54

50.00%

Onion (1kg)

$1.17 ฿37.75

$0.69 R$3.41

69.57%

Lettuce (1 head)

$0.66 ฿21.37

$0.56 R$2.76

17.86%

Water (1.5 liter bottle)

$0.51 ฿16.64

$0.55 R$2.73

-7.27%

Cigarettes 20 Pack (Marlboro, Camel)

$4.52 ฿146

$1.83 R$9.06

146.99%

Wine (Bottle)

$18.32 ฿594

$5.07 R$25.15

261.34%

Local Beer (0.5 liter bottle)

$1.80 ฿58.2

$1.30 R$6.45

38.46%

Imported Beer (0.33 liter bottle)

$3.18 ฿103

$2.01 R$9.98

58.21%

One-way Ticket (Public Transport)

$0.90 ฿29.13

$0.86 R$4.25

4.65%

Public Transport Monthly Pass (Regular Price)

$19.00 ฿616

$38.40 R$190

-50.52%

Taxi Start (Normal Tariff)

$1.41 ฿45.76

$1.11 R$5.50

27.03%

Taxi (Normal Tariff) (1km)

$1.31 ฿42.39

$0.61 R$3.04

114.75%

Taxi 1hour Waiting (Normal Tariff)

$8.09 ฿262

$7.85 R$38.94

3.06%

Gasoline (1 liter)

$1.28 ฿41.31

$1.08 R$5.35

18.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ฿689.9K

$22.9K R$113.6K

-6.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K ฿703.2K

$28.9K R$143.3K

-24.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.2 ฿2,242

$50.9 R$252

35.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.97 ฿453

$8.83 R$43.82

58.21%

Internet (50+ Mbps, Unlimited Data)

$17.95 ฿582

$15.97 R$79.2

12.40%

Gym Membership (Monthly)

$42.31 ฿1,371

$22.93 R$114

84.52%

Tennis Court (1 Hour on Weekend)

$6.66 ฿216

$21.25 R$105

-68.66%

Cinema Ticket

$5.92 ฿192

$7.35 R$36.47

-19.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$299 ฿9,694

$72.3 R$359

313.83%

International Primary School, 1 Child (Yearly)

$14.8K ฿481.1K

$8,876 R$44.0K

67.30%

Jeans (Levis 501 Or Similar)

$56.2 ฿1,820

$53.0 R$263

5.96%

Summer Dress (H&M, Zara, etc)

$26.94 ฿873

$44.68 R$222

-39.70%

Sport Shoes (Adidas, Nike)

$84.9 ฿2,750

$54.9 R$272

54.70%

Men's Leather Business Shoes

$71.8 ฿2,327

$76.4 R$379

-5.97%

1-bedroom Apartment, City Center (Monthly)

$435 ฿14.1K

$309 R$1,534

40.70%

1-bedroom Apartment, Outside City Center (Monthly)

$240 ฿7,771

$214 R$1,062

12.00%

3-bedroom Apartment, City Center (Monthly)

$798 ฿25.8K

$593 R$2,939

34.61%

3-bedroom Apartment, Outside City Center (Monthly)

$498 ฿16.1K

$437 R$2,169

13.97%

Buy Apartment in City Center (m2)

$1,995 ฿64.6K

$1,447 R$7,176

37.91%

Buy Apartment Outside City Center (m2)

$1,532 ฿49.6K

$1,265 R$6,275

21.06%

Average Monthly Net Salary (After Tax)

$628 ฿20.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.17

-55.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: April 20, 2026

Last update for Bertioga: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $435 in Chiang Mai and $309 in Bertioga. Housing cost is often the main lever when comparing two cities.

Dining out: $18 in Chiang Mai vs $32 in Bertioga. Groceries flip the comparison at $244 vs $152, with Bertioga cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Bertioga: Cost of Living - Frequently Asked Questions

Bertioga is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 11% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,267 in Chiang Mai and $1,141 in Bertioga to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $435 in Chiang Mai versus $309 in Bertioga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 61% higher in Chiang Mai. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Bertioga – a meal for two runs $32.00 versus $18.00 in Chiang Mai. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Bertioga gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Bertioga is more practical. Housing and childcare are both notably cheaper than in Chiang Mai, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Chiang Mai and Bertioga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bertioga gentler on the wallet – expenses run 11% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.