Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Belgorod

For one person, living is cheaper in Chiang Mai: $935 a month against $1,111 in Belgorod, rent and utilities included – about $2,100 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
53

Cost of Living Index in Belgorod
Learn more

Belgorod Living Index

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Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Belgorod

🇷🇺 Russia

$1,111

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Belgorod

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Belgorod actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $1,111 in Belgorod, rent included.

Chiang Mai $935
Belgorod $1,111

A couple spends around $1,467 per month in Chiang Mai vs $1,430 in Belgorod, rent included.

Chiang Mai $1,467
Belgorod $1,430

A family of three spends $1,999 per month in Chiang Mai vs $1,749 in Belgorod, rent included.

Chiang Mai $1,999
Belgorod $1,749

Chiang Mai is about 16% cheaper than Belgorod, and outside of rent the biggest gap is in clothing.

Both Chiang Mai and Belgorod are more affordable than the global median – Chiang Mai 31% lower, Belgorod 18% lower.

Meal at Budget Restaurant

$2.13 ฿71.4

$12.51 ₽1,020

-82.97%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿623

$30.27 ₽2,469

-38.49%

Fast Food Meal (McDonalds, etc)

$5.60 ฿187

$6.85 ₽558

-18.25%

Cappuccino

$1.66 ฿55.6

$2.05 ₽167

-19.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.63

$0.90 ₽73.1

-27.78%

Water (0.33 liter bottle)

$0.30 ฿10.20

$0.42 ₽34.57

-28.57%

Local Beer (0.5 liter draught)

$2.32 ฿77.7

$1.56 ₽127

48.72%

Imported Beer (0.33 liter bottle)

$3.67 ฿123

$1.81 ₽148

102.76%

Milk (1 liter)

$2.02 ฿67.4

$0.91 ₽74.6

121.98%

White Bread (500g)

$1.41 ฿47.08

$0.60 ₽48.61

135.00%

Rice (white) (1kg)

$1.39 ฿46.54

$0.60 ₽48.95

131.67%

Eggs

$2.37 ฿79.2

$1.46 ₽119

62.33%

Local Cheese (1kg)

$16.52 ฿552

$9.89 ₽807

67.04%

Chicken Fillets (1kg)

$2.67 ฿89.3

$4.69 ₽383

-43.07%

Beef Round Steak (1kg)

$9.02 ฿302

$7.03 ₽574

28.31%

Apples (1kg)

$2.40 ฿80.2

$1.20 ₽98.2

100.00%

Banana (1kg)

$1.04 ฿34.82

$1.74 ₽142

-40.23%

Oranges (1kg)

$1.66 ฿55.5

$1.53 ₽125

8.50%

Tomato (1kg)

$1.56 ฿52.1

$1.84 ₽150

-15.22%

Potato (1kg)

$1.24 ฿41.39

$0.87 ₽70.7

42.53%

Onion (1kg)

$1.09 ฿36.34

$1.17 ₽95.5

-6.84%

Lettuce (1 head)

$0.76 ฿25.47

$1.21 ₽98.8

-37.19%

Water (1.5 liter bottle)

$0.51 ฿17.19

$0.69 ₽56.4

-26.09%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿138

$3.39 ₽276

21.53%

Wine (Bottle)

$17.93 ฿600

$7.51 ₽613

138.75%

Local Beer (0.5 liter bottle)

$1.62 ฿54.3

$1.22 ₽99.4

32.79%

Imported Beer (0.33 liter bottle)

$2.82 ฿94.4

$3.44 ₽281

-18.02%

One-way Ticket (Public Transport)

$0.93 ฿31.25

$0.32 ₽26.33

190.63%

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,769

$18.55 ₽1,513

185.12%

Taxi Start (Normal Tariff)

$1.18 ฿39.35

$1.25 ₽102

-5.60%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.73

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿60.6

$6.50 ₽530

-72.15%

Gasoline (1 liter)

$1.47 ฿49.25

$0.88 ₽71.7

67.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿702.6K

$53.9K ₽4.4M

-61.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿886.7K

$41.7K ₽3.4M

-36.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,092

$133 ₽10.8K

-52.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿388

$6.41 ₽523

80.97%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿679

$6.20 ₽506

227.42%

Gym Membership (Monthly)

$37.88 ฿1,267

$20.69 ₽1,688

83.08%

Tennis Court (1 Hour on Weekend)

$3.70 ฿124

Cinema Ticket

$6.51 ฿218

$5.47 ₽446

19.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.3K

$182 ₽14.8K

299.98%

International Primary School, 1 Child (Yearly)

$16.6K ฿554.2K

$10.2K ₽832.3K

62.42%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,790

$165 ₽13.4K

-67.47%

Summer Dress (H&M, Zara, etc)

$24.80 ฿829

$136 ₽11.1K

-81.74%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,023

$228 ₽18.6K

-60.35%

Men's Leather Business Shoes

$72.0 ฿2,407

$73.1 ₽5,965

-1.59%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.1K

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.4K

$305 ₽24.8K

1.77%

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.4K

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.0K

Buy Apartment in City Center (m2)

$2,418 ฿80.8K

$2,121 ₽173.0K

14.01%

Buy Apartment Outside City Center (m2)

$1,609 ฿53.8K

$1,288 ₽105.1K

24.90%

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

$728 ₽59.4K

-18.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-69.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Belgorod: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Belgorod

$305 27.4% 1.7% $5.4

Groceries & Markets

Chiang Mai

$237 25.3%

Belgorod

$175 15.8% 25.9% $61

Clothing & Footwear

Chiang Mai

$108 11.6%

Belgorod

$271 24.4% 150% $162

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Belgorod

$146 13.1% 54.1% $51

Eating Out

Chiang Mai

$77 8.2%

Belgorod

$162 14.6% 111% $85

Getting Around

Chiang Mai

$59 6.3%

Belgorod

$21 * 1.9% 64% $38

Sport & Entertainment

Chiang Mai

$51 5.4%

Belgorod

$32 2.9% 37.9% $19

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 22% higher in Belgorod. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $30 in Belgorod. Groceries tell a different story – $237 in Chiang Mai vs $175 in Belgorod – so Belgorod wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇷🇺 Belgorod

🕒 Local time

17:07 5:07 PM

13:07 1:07 PM

4 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

391,702

💱 Currency

Thai Baht THB ฿

Russian Ruble RUB ₽

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100 RUB = 1.23 USD

100 RUB = 1.09 EUR

Exchange rates and currency converter

RUB, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 6, 2026: 1 USD = 33.44 THB (100 THB = 2.99 USD). 1 EUR = 37.56 THB (100 THB = 2.66 EUR).

Russian Ruble exchange rates as of November 6, 2026: 1 USD = 81.56 RUB (100 RUB = 1.23 USD). 1 EUR = 91.6 RUB (100 RUB = 1.09 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Belgorod 6,470 km ≈ 9 h nonstop flight

From you

Chiang Mai
Belgorod

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Belgorod: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $935 in Chiang Mai, $1,111 in Belgorod – Chiang Mai comes out roughly 16% cheaper. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,666 in Belgorod. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Public transport costs about 65% less in Belgorod. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $727 per month in Chiang Mai and $182 in Belgorod. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$800 is a stretch for both – monthly costs hit $935 in Chiang Mai and $1,111 in Belgorod. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $935 in Chiang Mai to $1,111 in Belgorod. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Belgorod makes more sense. Both are solid long-term options with distinct trade-offs.