😐A single person spends $861 per month in Chiang Mai vs $415 in Banha, rent included.
😐A couple spends around $1,350 per month in Chiang Mai vs $660 in Banha, rent included.
😐A family of three spends $1,838 per month in Chiang Mai vs $905 in Banha, rent included.
😐Chiang Mai costs about 108% more than Banha, driven mainly by Groceries & Markets.
📊Both Chiang Mai and Banha are more affordable than the global median – Chiang Mai36% lower, Banha69% lower.
Currency
🍽 Eating Out
Chiang Mai
Banha
Difference
Meal at Budget Restaurant
$1.96฿65.8
$3.57E£182
-45.10%
Three-Course Dinner for Two, Mid-Range
$18.35฿617
$12.03E£614
52.54%
Fast Food Meal(McDonalds, etc)
$7.48฿252
$2.94E£150
154.42%
Cappuccino
$2.02฿67.8
$0.47E£24.11
329.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿28.50
$0.31E£16.06
174.19%
Water(0.33 liter bottle)
$0.36฿11.96
$0.09E£4.77
300.00%
Local Beer(0.5 liter draught)
$2.14฿71.8
$1.20E£61.4
78.33%
Imported Beer(0.33 liter bottle)
$3.59฿121
$3.04E£155
18.09%
🛒 Groceries & Markets
Chiang Mai
Banha
Difference
Milk(1 liter)
$1.65฿55.5
$0.79E£40.32
108.86%
White Bread(500g)
$1.57฿52.7
$0.73E£37.47
115.07%
Rice(white)(1kg)
$1.19฿40.02
$0.66E£33.79
80.30%
Eggs
$1.94฿65.1
$1.43E£73.2
35.66%
Local Cheese(1kg)
$16.19฿544
$1.99E£102
713.57%
Chicken Fillets(1kg)
$2.99฿101
$4.42E£226
-32.35%
Beef Round Steak(1kg)
$10.94฿368
$9.77E£499
11.98%
Apples(1kg)
$2.71฿91.2
$1.48E£75.4
83.11%
Banana(1kg)
$1.17฿39.25
$0.50E£25.73
134.00%
Oranges(1kg)
$1.69฿56.7
$0.42E£21.60
302.38%
Tomato(1kg)
$1.60฿54.0
$0.36E£18.57
344.44%
Potato(1kg)
$1.38฿46.54
$0.41E£20.72
236.59%
Onion(1kg)
$1.20฿40.45
$0.40E£20.46
200.00%
Lettuce(1 head)
$0.67฿22.50
$0.24E£12.31
179.17%
Water(1.5 liter bottle)
$0.56฿18.73
$0.21E£10.78
166.67%
Cigarettes 20 Pack(Marlboro, Camel)
$4.64฿156
$1.35E£69.0
243.70%
Wine(Bottle)
$17.62฿593
$5.91E£301
198.14%
Local Beer(0.5 liter bottle)
$1.86฿62.5
$1.36E£69.3
36.76%
Imported Beer(0.33 liter bottle)
$3.30฿111
$2.67E£136
23.60%
🚌 Getting Around
Chiang Mai
Banha
Difference
One-way Ticket(Public Transport)
$0.88฿29.68
$0.17E£8.60
417.65%
Public Transport Monthly Pass(Regular Price)
$19.34฿650
-
-
Taxi Start(Normal Tariff)
$1.36฿45.90
$0.56E£28.81
142.86%
Taxi(Normal Tariff)(1km)
$1.34฿44.98
$0.43E£21.74
211.63%
Taxi 1hour Waiting(Normal Tariff)
$8.21฿276
$1.00E£51.2
721.00%
Gasoline(1 liter)
$1.22฿41.18
$0.33E£16.96
269.70%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K฿718.1K
$34.9KE£1.8M
-38.75%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K฿757.7K
$28.2KE£1.4M
-20.07%
🧾 Monthly Utilities & Internet
Chiang Mai
Banha
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.7฿2,376
$11.40E£582
519.91%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.04฿472
$2.31E£118
507.79%
Internet(50+ Mbps, Unlimited Data)
$17.49฿588
$9.83E£502
77.92%
🎉 Sport & Entertainment
Chiang Mai
Banha
Difference
Gym Membership(Monthly)
$42.15฿1,417
$22.49E£1,148
87.42%
Tennis Court(1 Hour on Weekend)
$6.88฿231
-
-
Cinema Ticket
$5.92฿199
$2.92E£149
102.74%
🧸 Childcare & Education
Chiang Mai
Banha
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$309฿10.4K
$87.7E£4,474
252.01%
International Primary School, 1 Child(Yearly)
$14.9K฿500.4K
$1,886E£96.3K
688.86%
👕👟 Clothing & Footwear
Chiang Mai
Banha
Difference
Jeans(Levis 501 Or Similar)
$55.8฿1,875
$6.82E£348
717.60%
Summer Dress(H&M, Zara, etc)
$26.11฿878
$11.99E£612
117.76%
Sport Shoes(Adidas, Nike)
$83.0฿2,792
$108E£5,539
-23.48%
Men's Leather Business Shoes
$70.5฿2,369
$49.73E£2,539
41.66%
🏠 Accommodation & Living
Chiang Mai
Banha
Difference
1-bedroom Apartment, City Center(Monthly)
$432฿14.5K
$186E£9,504
132.06%
1-bedroom Apartment, Outside City Center(Monthly)
$239฿8,035
$97.8E£4,990
144.42%
3-bedroom Apartment, City Center(Monthly)
$822฿27.7K
$312E£15.9K
163.57%
3-bedroom Apartment, Outside City Center(Monthly)
$512฿17.2K
$181E£9,251
182.57%
Buy Apartment in City Center(m2)
$1,915฿64.4K
$882E£45.0K
117.02%
Buy Apartment Outside City Center(m2)
$1,467฿49.3K
$449E£22.9K
226.85%
💵 Salaries & Financials
Chiang Mai
Banha
Difference
Average Monthly Net Salary(After Tax)
$579฿19.5K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5
17
-70.59%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: July 12, 2026
Last update for Banha: July 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $432 in Chiang Mai versus $186 in Banha. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $18.00 in Chiang Mai versus $12.00 in Banha. Monthly groceries follow the same trend: $243 vs $124 – making Banha the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Banha: Cost of Living - Frequently Asked Questions
How do living costs in Chiang Mai and in Banha compare overall?
Monthly costs with rent: $861 in Chiang Mai, $415 in Banha – roughly 108% apart. Chiang Mai costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Chiang Mai compared to Banha?
For a comfortable life, plan on about $1,292 per month in Chiang Mai and $622 in Banha. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Chiang Mai and Banha?
Rent is clearly cheaper in Banha, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Chiang Mai or Banha?
Monthly expenses with rent come to $861 in Chiang Mai and $415 in Banha. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Chiang Mai and Banha?
Kindergarten costs $309 per month in Chiang Mai and $87.7 in Banha. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How far does $1,200 go in Chiang Mai compared to Banha?
$1,200 covers both cities comfortably – all-in costs are $861 in Chiang Mai and $415 in Banha, leaving budget for savings and extras in both cases.
How does quality of life compare between Chiang Mai and Banha?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $415 in Banha to $861 in Chiang Mai. Climate, culture, job market, and personal taste all factor in.
Is Chiang Mai or Banha safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Chiang Mai and Banha?
If budget matters most, go with Banha. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Chiang Mai vs other spots: cost of living compared