😐Monthly costs for one person with rent: $852 in Chiang Mai versus $450 in Bahawalnagar.
😐Estimated couple costs with rent: $1,360 in Chiang Mai versus $657 in Bahawalnagar.
😐Monthly costs for a family of three with rent: $1,867 in Chiang Mai versus $865 in Bahawalnagar.
🌍Living in Chiang Mai is roughly 89% more expensive than in Bahawalnagar, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Chiang Mai36% lower, Bahawalnagar66% lower.
Currency
🍽 Eating Out
Chiang Mai
Bahawalnagar
Difference
Meal at Budget Restaurant
$2.04฿68.2
$2.10PKR 583
-2.86%
Three-Course Dinner for Two, Mid-Range
$18.71฿624
$13.92PKR 3,862
34.41%
Fast Food Meal(McDonalds, etc)
$7.86฿262
$4.32PKR 1,199
81.94%
Local Non-Alcoholic Beer(0.5 liter draught)
-
$2.76PKR 765
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$3.61PKR 1,001
-
Cappuccino
$2.03฿67.7
$2.27PKR 630
-10.57%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.80฿26.64
$0.33PKR 91.0
142.42%
Water(0.33 liter bottle)
$0.35฿11.68
$0.21PKR 58.1
66.67%
Local Beer(0.5 liter draught)
$2.14฿71.5
-
-
Imported Beer(0.33 liter bottle)
$3.67฿122
-
-
🛒 Groceries & Markets
Chiang Mai
Bahawalnagar
Difference
Milk(1 liter)
$1.73฿57.6
$0.85PKR 235
103.53%
White Bread(500g)
$1.57฿52.4
$0.57PKR 158
175.44%
Rice(white)(1kg)
$1.20฿39.99
$1.21PKR 335
-0.83%
Eggs
$1.97฿65.8
$1.18PKR 326
66.95%
Local Cheese(1kg)
$16.23฿541
$6.15PKR 1,706
163.90%
Chicken Fillets(1kg)
$3.06฿102
$2.34PKR 649
30.77%
Beef Round Steak(1kg)
$10.80฿360
$1.29PKR 359
737.21%
Apples(1kg)
$2.77฿92.3
$0.86PKR 240
222.09%
Banana(1kg)
$1.17฿38.94
$0.64PKR 177
82.81%
Oranges(1kg)
$1.71฿57.0
$0.56PKR 156
205.36%
Tomato(1kg)
$1.59฿53.2
$0.48PKR 133
231.25%
Potato(1kg)
$1.39฿46.51
$0.35PKR 98.0
297.14%
Onion(1kg)
$1.16฿38.56
$0.49PKR 135
136.73%
Lettuce(1 head)
$0.66฿22.05
$0.45PKR 124
46.67%
Water(1.5 liter bottle)
$0.52฿17.31
$0.38PKR 106
36.84%
Bottle of Non-Alcoholic Wine(Mid-Range)
-
$1.11PKR 309
-
Local Non-Alcoholic Beer(0.5 liter bottle)
-
$0.54PKR 150
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$0.85PKR 236
-
Cigarettes 20 Pack(Marlboro, Camel)
$4.65฿155
$1.90PKR 527
144.74%
Wine(Bottle)
$17.78฿593
-
-
Local Beer(0.5 liter bottle)
$1.79฿59.6
-
-
Imported Beer(0.33 liter bottle)
$3.34฿111
-
-
🚌 Getting Around
Chiang Mai
Bahawalnagar
Difference
One-way Ticket(Public Transport)
$0.91฿30.27
$0.20PKR 54.1
355.00%
Public Transport Monthly Pass(Regular Price)
$18.64฿622
$6.93PKR 1,923
168.98%
Taxi Start(Normal Tariff)
$1.41฿47.04
$0.68PKR 187
107.35%
Taxi(Normal Tariff)(1km)
$1.34฿44.70
$0.50PKR 138
168.00%
Taxi 1hour Waiting(Normal Tariff)
$8.11฿270
$1.72PKR 479
371.51%
Gasoline(1 liter)
$1.23฿41.16
$0.93PKR 259
32.26%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K฿715.1K
$17.8KPKR 5.0M
20.13%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K฿728.0K
$22.9KPKR 6.4M
-4.73%
🧾 Monthly Utilities & Internet
Chiang Mai
Bahawalnagar
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$71.3฿2,379
$141PKR 39.2K
-49.48%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.01฿467
$5.42PKR 1,503
158.49%
Internet(50+ Mbps, Unlimited Data)
$17.93฿598
$17.30PKR 4,802
3.64%
🎉 Sport & Entertainment
Chiang Mai
Bahawalnagar
Difference
Gym Membership(Monthly)
$40.82฿1,362
$12.42PKR 3,447
228.66%
Tennis Court(1 Hour on Weekend)
$6.88฿230
$6.09PKR 1,691
12.97%
Cinema Ticket
$5.72฿191
$4.21PKR 1,167
35.87%
🧸 Childcare & Education
Chiang Mai
Bahawalnagar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$308฿10.3K
$34.65PKR 9,615
789.73%
International Primary School, 1 Child(Yearly)
$14.7K฿489.7K
$1,230PKR 341.4K
1093.42%
👕👟 Clothing & Footwear
Chiang Mai
Bahawalnagar
Difference
Jeans(Levis 501 Or Similar)
$55.8฿1,860
$15.24PKR 4,230
265.94%
Summer Dress(H&M, Zara, etc)
$26.04฿869
$22.48PKR 6,239
15.84%
Sport Shoes(Adidas, Nike)
$84.8฿2,829
$73.1PKR 20.3K
16.02%
Men's Leather Business Shoes
$71.0฿2,368
$30.04PKR 8,338
136.32%
🏠 Accommodation & Living
Chiang Mai
Bahawalnagar
Difference
1-bedroom Apartment, City Center(Monthly)
$423฿14.1K
$76.1PKR 21.1K
455.94%
1-bedroom Apartment, Outside City Center(Monthly)
$242฿8,088
$51.8PKR 14.4K
367.69%
3-bedroom Apartment, City Center(Monthly)
$797฿26.6K
$168PKR 46.6K
375.29%
3-bedroom Apartment, Outside City Center(Monthly)
$507฿16.9K
$105PKR 29.0K
384.52%
Buy Apartment in City Center(m2)
$1,918฿64.0K
$911PKR 252.7K
110.64%
Buy Apartment Outside City Center(m2)
$1,464฿48.8K
$463PKR 128.4K
216.49%
💵 Salaries & Financials
Chiang Mai
Bahawalnagar
Difference
Average Monthly Net Salary(After Tax)
$595฿19.9K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5
19.88
-74.85%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: July 27, 2026
Last update for Bahawalnagar: July 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $423 in Chiang Mai and $76.1 in Bahawalnagar. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $19.00 in Chiang Mai vs $14.00 in Bahawalnagar for a mid-range dinner for two. Groceries echo the gap at $244 vs $79.0 per month, with Bahawalnagar cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Bahawalnagar: Cost of Living - Frequently Asked Questions
Is Bahawalnagar cheaper than Chiang Mai?
Bahawalnagar is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 89% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,279 in Chiang Mai and $675 in Bahawalnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Chiang Mai and Bahawalnagar?
Rent for a central apartment: $423 in Chiang Mai versus $76.1 in Bahawalnagar. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Bahawalnagar runs roughly 169% less than in Chiang Mai. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $308 in Chiang Mai versus $34.65 in Bahawalnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,000 enough for either Chiang Mai or Bahawalnagar?
Either city works on $1,000 a month, though Bahawalnagar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Chiang Mai or Bahawalnagar more family-friendly?
For families, Bahawalnagar is more practical. Housing and childcare are both notably cheaper than in Chiang Mai, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Chiang Mai or Bahawalnagar?
Safety-wise, Chiang Mai and Bahawalnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Bahawalnagar gentler on the wallet – expenses run 89% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Chiang Mai vs other spots: cost of living compared