😐Monthly costs for one person with rent: $848 in Chiang Mai versus $442 in Bahawalnagar.
😐Estimated couple costs with rent: $1,331 in Chiang Mai versus $656 in Bahawalnagar.
😐Monthly costs for a family of three with rent: $1,814 in Chiang Mai versus $869 in Bahawalnagar.
😐Living in Chiang Mai is roughly 92% more expensive than Bahawalnagar, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Chiang Mai36% lower, Bahawalnagar67% lower.
Currency
🍽 Eating Out
Chiang Mai
Bahawalnagar
Difference
Meal at Budget Restaurant
$1.96฿63.6
$2.06PKR 574
-4.85%
Three-Course Dinner for Two, Mid-Range
$18.39฿598
$14.37PKR 3,994
27.97%
Fast Food Meal(McDonalds, etc)
$7.87฿256
$4.30PKR 1,195
83.02%
Local Non-Alcoholic Beer(0.5 liter draught)
-
$2.76PKR 766
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$3.60PKR 1,002
-
Cappuccino
$1.95฿63.4
$2.35PKR 653
-17.02%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.85฿27.57
$0.33PKR 90.7
157.58%
Water(0.33 liter bottle)
$0.32฿10.52
$0.21PKR 58.2
52.38%
Local Beer(0.5 liter draught)
$2.14฿69.6
-
-
Imported Beer(0.33 liter bottle)
$3.68฿120
-
-
🛒 Groceries & Markets
Chiang Mai
Bahawalnagar
Difference
Milk(1 liter)
$1.66฿53.9
$0.86PKR 240
93.02%
White Bread(500g)
$1.56฿50.7
$0.61PKR 169
155.74%
Rice(white)(1kg)
$1.19฿38.63
$1.21PKR 336
-1.65%
Eggs
$1.99฿64.7
$1.17PKR 324
70.09%
Local Cheese(1kg)
$16.24฿528
$5.86PKR 1,629
177.13%
Chicken Fillets(1kg)
$3.17฿103
$2.37PKR 659
33.76%
Beef Round Steak(1kg)
$10.84฿352
$1.29PKR 359
740.31%
Apples(1kg)
$2.65฿86.2
$0.91PKR 254
191.21%
Banana(1kg)
$1.22฿39.67
$0.61PKR 169
100.00%
Oranges(1kg)
$1.65฿53.7
$0.58PKR 161
184.48%
Tomato(1kg)
$1.55฿50.3
$0.48PKR 133
222.92%
Potato(1kg)
$1.33฿43.17
$0.35PKR 98.1
280.00%
Onion(1kg)
$1.21฿39.43
$0.51PKR 143
137.25%
Lettuce(1 head)
$0.68฿22.04
$0.45PKR 124
51.11%
Water(1.5 liter bottle)
$0.57฿18.38
$0.35PKR 98.0
62.86%
Bottle of Non-Alcoholic Wine(Mid-Range)
-
$0.88PKR 246
-
Local Non-Alcoholic Beer(0.5 liter bottle)
-
$0.55PKR 153
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$0.85PKR 237
-
Cigarettes 20 Pack(Marlboro, Camel)
$4.68฿152
$2.00PKR 555
134.00%
Wine(Bottle)
$16.99฿552
-
-
Local Beer(0.5 liter bottle)
$1.82฿59.3
-
-
Imported Beer(0.33 liter bottle)
$3.18฿103
-
-
🚌 Getting Around
Chiang Mai
Bahawalnagar
Difference
One-way Ticket(Public Transport)
$0.91฿29.46
$0.18PKR 49.63
405.56%
Public Transport Monthly Pass(Regular Price)
$18.74฿609
$7.26PKR 2,019
158.13%
Taxi Start(Normal Tariff)
$1.41฿45.80
$0.72PKR 201
95.83%
Taxi(Normal Tariff)(1km)
$1.34฿43.52
$0.49PKR 138
173.47%
Taxi 1hour Waiting(Normal Tariff)
$8.14฿265
$1.72PKR 478
373.26%
Gasoline(1 liter)
$1.28฿41.53
$0.90PKR 249
42.22%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K฿709.3K
$17.9KPKR 5.0M
22.00%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4K฿728.0K
$23.4KPKR 6.5M
-4.37%
🧾 Monthly Utilities & Internet
Chiang Mai
Bahawalnagar
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$70.5฿2,291
$138PKR 38.5K
-49.04%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.05฿457
$5.34PKR 1,484
163.11%
Internet(50+ Mbps, Unlimited Data)
$17.65฿574
$16.99PKR 4,724
3.88%
🎉 Sport & Entertainment
Chiang Mai
Bahawalnagar
Difference
Gym Membership(Monthly)
$41.29฿1,342
$12.43PKR 3,456
232.18%
Tennis Court(1 Hour on Weekend)
$6.76฿220
$5.94PKR 1,652
13.80%
Cinema Ticket
$5.96฿194
$4.17PKR 1,158
42.93%
🧸 Childcare & Education
Chiang Mai
Bahawalnagar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303฿9,846
$34.36PKR 9,553
781.69%
International Primary School, 1 Child(Yearly)
$15.0K฿486.2K
$1,243PKR 345.5K
1103.71%
👕👟 Clothing & Footwear
Chiang Mai
Bahawalnagar
Difference
Jeans(Levis 501 Or Similar)
$54.7฿1,778
$15.04PKR 4,181
263.70%
Summer Dress(H&M, Zara, etc)
$26.29฿854
$23.21PKR 6,452
13.27%
Sport Shoes(Adidas, Nike)
$85.8฿2,788
$73.1PKR 20.3K
17.41%
Men's Leather Business Shoes
$69.7฿2,265
$30.54PKR 8,492
128.19%
🏠 Accommodation & Living
Chiang Mai
Bahawalnagar
Difference
1-bedroom Apartment, City Center(Monthly)
$428฿13.9K
$73.9PKR 20.5K
479.69%
1-bedroom Apartment, Outside City Center(Monthly)
$239฿7,769
$52.4PKR 14.6K
356.66%
3-bedroom Apartment, City Center(Monthly)
$811฿26.4K
$164PKR 45.6K
394.43%
3-bedroom Apartment, Outside City Center(Monthly)
$510฿16.6K
$105PKR 29.1K
386.54%
Buy Apartment in City Center(m2)
$2,025฿65.8K
$950PKR 264.3K
113.10%
Buy Apartment Outside City Center(m2)
$1,502฿48.8K
$507PKR 140.9K
196.27%
💵 Salaries & Financials
Chiang Mai
Bahawalnagar
Difference
Average Monthly Net Salary(After Tax)
$623฿20.2K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5
19.88
-74.85%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chiang Mai: June 13, 2026
Last update for Bahawalnagar: June 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $428 in Chiang Mai and $73.9 in Bahawalnagar. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $18.00 in Chiang Mai vs $14.00 in Bahawalnagar for a mid-range dinner for two. Groceries echo the gap at $242 vs $79.0 per month, with Bahawalnagar cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chiang Mai vs Bahawalnagar: Cost of Living - Frequently Asked Questions
Is Bahawalnagar cheaper than Chiang Mai?
Bahawalnagar is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 92% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,272 in Chiang Mai and $663 in Bahawalnagar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Chiang Mai and Bahawalnagar?
Rent for a central apartment: $428 in Chiang Mai versus $73.9 in Bahawalnagar. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Bahawalnagar runs roughly 158% less than in Chiang Mai. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $303 in Chiang Mai versus $34.36 in Bahawalnagar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,000 enough for either Chiang Mai or Bahawalnagar?
Either city works on $1,000 a month, though Bahawalnagar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Chiang Mai or Bahawalnagar more family-friendly?
For families, Bahawalnagar is more practical. Housing and childcare are both notably cheaper than in Chiang Mai, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Chiang Mai or Bahawalnagar?
Safety-wise, Chiang Mai and Bahawalnagar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Bahawalnagar gentler on the wallet – expenses run 92% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Chiang Mai vs other spots: cost of living compared