Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Andover

For one person, living is cheaper in Chiang Mai: $925 a month against $2,537 in Andover, rent and utilities included – about $19,300 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
121

Cost of Living Index in Andover
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Andover Living Index

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Chiang Mai

🇹🇭 Thailand

$925

/mo nomad

Andover

🇬🇧 United Kingdom

$2,537

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Andover

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Andover actually costs, broken down by who's living it.

Monthly costs for one person with rent: $925 in Chiang Mai versus $2,537 in Andover.

Chiang Mai $925
Andover $2,537

Estimated couple costs with rent: $1,414 in Chiang Mai versus $3,482 in Andover.

Chiang Mai $1,414
Andover $3,482

Monthly costs for a family of three with rent: $1,903 in Chiang Mai versus $4,427 in Andover.

Chiang Mai $1,903
Andover $4,427

Living in Chiang Mai costs roughly 64% less than in Andover, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Chiang Mai is 32% below, Andover is 87% above.

Meal at Budget Restaurant

$2.29 ฿76.5

$12.80 £9.60

-82.11%

Three-Course Dinner for Two, Mid-Range

$19.64 ฿656

$39.64 £29.74

-50.45%

Fast Food Meal (McDonalds, etc)

$5.61 ฿188

$10.54 £7.91

-46.77%

Cappuccino

$1.66 ฿55.6

$4.68 £3.51

-64.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 ฿23.40

$1.99 £1.49

-64.82%

Water (0.33 liter bottle)

$0.31 ฿10.24

$1.47 £1.10

-78.91%

Local Beer (0.5 liter draught)

$2.41 ฿80.4

$4.35 £3.26

-44.60%

Imported Beer (0.33 liter bottle)

$3.71 ฿124

$5.72 £4.29

-35.14%

Milk (1 liter)

$1.95 ฿65.3

$1.72 £1.29

13.37%

White Bread (500g)

$1.41 ฿47.03

$1.68 £1.26

-16.07%

Rice (white) (1kg)

$1.31 ฿43.62

$1.97 £1.48

-33.50%

Eggs

$2.18 ฿72.9

$4.07 £3.05

-46.44%

Local Cheese (1kg)

$16.65 ฿556

$11.78 £8.84

41.34%

Chicken Fillets (1kg)

$2.76 ฿92.2

$8.21 £6.16

-66.38%

Beef Round Steak (1kg)

$9.11 ฿304

$14.97 £11.23

-39.14%

Apples (1kg)

$2.39 ฿80.0

$3.45 £2.59

-30.72%

Banana (1kg)

$1.03 ฿34.26

$1.66 £1.24

-37.95%

Oranges (1kg)

$1.63 ฿54.4

$2.61 £1.96

-37.55%

Tomato (1kg)

$1.50 ฿50.0

$2.97 £2.23

-49.49%

Potato (1kg)

$1.29 ฿43.13

$1.75 £1.31

-26.29%

Onion (1kg)

$1.11 ฿37.03

$1.28 £0.96

-13.28%

Lettuce (1 head)

$0.72 ฿24.08

$1.23 £0.92

-41.46%

Water (1.5 liter bottle)

$0.53 ฿17.59

$1.70 £1.28

-68.82%

Cigarettes 20 Pack (Marlboro, Camel)

$4.31 ฿144

$22.55 £16.92

-80.89%

Wine (Bottle)

$17.95 ฿600

$11.14 £8.36

61.13%

Local Beer (0.5 liter bottle)

$1.58 ฿52.9

$2.59 £1.94

-39.00%

Imported Beer (0.33 liter bottle)

$2.84 ฿95.0

$1.95 £1.46

45.64%

One-way Ticket (Public Transport)

$0.86 ฿28.86

$3.38 £2.54

-74.56%

Public Transport Monthly Pass (Regular Price)

$53.3 ฿1,780

$48.28 £36.22

10.36%

Taxi Start (Normal Tariff)

$1.21 ฿40.29

$5.14 £3.86

-76.46%

Taxi (Normal Tariff) (1km)

$0.57 ฿18.99

$3.24 £2.43

-82.41%

Taxi 1hour Waiting (Normal Tariff)

$2.35 ฿78.6

$41.61 £31.21

-94.35%

Gasoline (1 liter)

$1.44 ฿47.96

$2.12 £1.59

-32.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K ฿692.8K

$35.5K £26.6K

-41.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K ฿895.7K

$40.2K £30.1K

-33.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 ฿2,083

$350 £263

-82.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.11 ฿405

$17.74 £13.31

-31.74%

Internet (50+ Mbps, Unlimited Data)

$19.94 ฿666

$44.03 £33.03

-54.71%

Gym Membership (Monthly)

$37.07 ฿1,239

$44.26 £33.21

-16.24%

Tennis Court (1 Hour on Weekend)

$3.78 ฿126

$9.49 £7.12

-60.17%

Cinema Ticket

$6.50 ฿217

$14.81 £11.11

-56.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$793 ฿26.5K

$2,294 £1,721

-65.45%

International Primary School, 1 Child (Yearly)

$14.8K ฿494.9K

$15.2K £11.4K

-2.55%

Jeans (Levis 501 Or Similar)

$53.7 ฿1,796

$87.6 £65.7

-38.63%

Summer Dress (H&M, Zara, etc)

$24.62 ฿823

$46.60 £34.96

-47.17%

Sport Shoes (Adidas, Nike)

$90.9 ฿3,036

$92.7 £69.6

-2.03%

Men's Leather Business Shoes

$71.1 ฿2,378

$63.6 £47.72

11.84%

1-bedroom Apartment, City Center (Monthly)

$455 ฿15.2K

$1,416 £1,062

-67.84%

1-bedroom Apartment, Outside City Center (Monthly)

$298 ฿9,954

$1,295 £972

-77.01%

3-bedroom Apartment, City Center (Monthly)

$908 ฿30.4K

$1,909 £1,432

-52.43%

3-bedroom Apartment, Outside City Center (Monthly)

$554 ฿18.5K

$2,003 £1,503

-72.36%

Buy Apartment in City Center (m2)

$1,931 ฿64.5K

Buy Apartment Outside City Center (m2)

$1,445 ฿48.3K

Average Monthly Net Salary (After Tax)

$591 ฿19.7K

$2,941 £2,207

-79.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

4.25

31.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 17, 2026

Last update for Andover: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$298 32.2%

Andover

$1.3K 51.1% 335% $997

Groceries & Markets

Chiang Mai

$235 25.5%

Andover

$304 12% 29.2% $69

Clothing & Footwear

Chiang Mai

$108 11.7%

Andover

$131 5.2% 20.9% $23

Monthly Utilities & Internet

Chiang Mai

$94 10.2%

Andover

$412 16.3% 337% $318

Eating Out

Chiang Mai

$79 8.5%

Andover

$237 9.4% 202% $159

Getting Around

Chiang Mai

$61 6.6%

Andover

$83 3.3% 36.8% $22

Sport & Entertainment

Chiang Mai

$50 5.4%

Andover

$74 2.9% 47.6% $24

Cost Breakdown

A one-bedroom apartment in the center runs $455 in Chiang Mai and $1,416 in Andover. Housing cost is often the main lever when comparing two cities.

Andover pays 398% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $20.00 in Chiang Mai vs $40.00 in Andover for a mid-range dinner for two. Groceries echo the gap at $235 vs $304 per month, with Chiang Mai cheaper across the board.

Good to know

🇹🇭 Chiang Mai

🇬🇧 Andover

🕒 Local time

20:57 8:57 PM

14:57 2:57 PM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

37,851

💱 Currency

Thai Baht THB ฿

British Pound GBP £

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 22, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

British Pound exchange rates as of October 22, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Andover 9,090 km ≈ 12 h nonstop flight

From you

Chiang Mai
Andover

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Andover: Cost of Living - Frequently Asked Questions

Chiang Mai and Andover differ by about 174% in total monthly costs ($925 vs $2,537 including rent). Chiang Mai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 398% lower in Andover. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $455 in Chiang Mai versus $1,416 in Andover. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $925 per month in Chiang Mai versus $2,537 in Andover – a 174% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Chiang Mai runs roughly 10% less than in Andover. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $925 in Chiang Mai versus $2,537 in Andover, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Andover. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chiang Mai and Andover are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 174% less than in Andover. Beyond cost, consider language, visa policies, and how big the international community is in each city.