Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Amherst, NY

For one person, living is cheaper in Chiang Mai: $935 a month against $2,512 in Amherst, NY, rent and utilities included – about $18,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index
125

Cost of Living Index in Amherst, NY
Learn more

Amherst, NY Living Index

Jump to prices

Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Amherst, NY

🇺🇸 United States

$2,512

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Amherst, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Amherst, NY actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $2,512 in Amherst, NY, rent included.

Chiang Mai $935
Amherst, NY $2,512

A couple spends around $1,467 per month in Chiang Mai vs $3,853 in Amherst, NY, rent included.

Chiang Mai $1,467
Amherst, NY $3,853

A family of three spends $1,999 per month in Chiang Mai vs $5,195 in Amherst, NY, rent included.

Chiang Mai $1,999
Amherst, NY $5,195

Chiang Mai is about 63% cheaper than Amherst, NY, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 31% below the global median, while Amherst, NY is 86% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.13 ฿71.8

$18.08 $18.08

-88.22%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿626

$78.0 $78.0

-76.13%

Fast Food Meal (McDonalds, etc)

$5.60 ฿188

$12.17 $12.17

-53.99%

Cappuccino

$1.66 ฿55.9

$5.94 $5.94

-72.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.75

$2.75 $2.75

-76.36%

Water (0.33 liter bottle)

$0.30 ฿10.25

$2.06 $2.06

-85.44%

Local Beer (0.5 liter draught)

$2.32 ฿78.1

$6.93 $6.93

-66.52%

Imported Beer (0.33 liter bottle)

$3.67 ฿123

$7.58 $7.58

-51.58%

Milk (1 liter)

$2.02 ฿67.8

$0.88 $0.88

129.55%

White Bread (500g)

$1.41 ฿47.34

$3.32 $3.32

-57.53%

Rice (white) (1kg)

$1.39 ฿46.79

$4.32 $4.32

-67.82%

Eggs

$2.37 ฿79.6

$3.96 $3.96

-40.15%

Local Cheese (1kg)

$16.52 ฿555

$11.06 $11.06

49.37%

Chicken Fillets (1kg)

$2.67 ฿89.8

$9.98 $9.98

-73.25%

Beef Round Steak (1kg)

$9.02 ฿303

$15.86 $15.86

-43.13%

Apples (1kg)

$2.40 ฿80.6

$4.91 $4.91

-51.12%

Banana (1kg)

$1.04 ฿35.01

$1.43 $1.43

-27.27%

Oranges (1kg)

$1.66 ฿55.8

$4.39 $4.39

-62.19%

Tomato (1kg)

$1.56 ฿52.4

$5.26 $5.26

-70.34%

Potato (1kg)

$1.24 ฿41.61

$2.72 $2.72

-54.41%

Onion (1kg)

$1.09 ฿36.53

$2.95 $2.95

-63.05%

Lettuce (1 head)

$0.76 ฿25.61

$2.40 $2.40

-68.33%

Water (1.5 liter bottle)

$0.51 ฿17.29

$2.47 $2.47

-79.35%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿139

$15.03 $15.03

-72.59%

Wine (Bottle)

$17.93 ฿603

$15.05 $15.05

19.14%

Local Beer (0.5 liter bottle)

$1.62 ฿54.6

$2.00 $2.00

-19.00%

Imported Beer (0.33 liter bottle)

$2.82 ฿94.9

$4.12 $4.12

-31.55%

One-way Ticket (Public Transport)

$0.93 ฿31.42

$1.95 $1.95

-52.31%

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,778

$54.1 $54.1

-2.20%

Taxi Start (Normal Tariff)

$1.18 ฿39.56

$2.83 $2.83

-58.30%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.76

$2.05 $2.05

-91.71%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿60.9

$20.01 $20.01

-90.95%

Gasoline (1 liter)

$1.47 ฿49.51

$1.18 $1.18

24.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿706.4K

$30.6K $30.6K

-31.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿891.4K

$25.8K $25.8K

2.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,103

$234 $234

-73.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿390

$51.7 $51.7

-77.58%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿683

$66.3 $66.3

-69.40%

Gym Membership (Monthly)

$37.88 ฿1,274

$40.31 $40.31

-6.03%

Tennis Court (1 Hour on Weekend)

$3.70 ฿124

$19.77 $19.77

-81.28%

Cinema Ticket

$6.51 ฿219

$12.88 $12.88

-49.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.4K

$1,263 $1,263

-42.46%

International Primary School, 1 Child (Yearly)

$16.6K ฿557.2K

$18.9K $18.9K

-12.25%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,800

$53.7 $53.7

-0.37%

Summer Dress (H&M, Zara, etc)

$24.80 ฿834

$44.22 $44.22

-43.92%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,039

$96.1 $96.1

-5.91%

Men's Leather Business Shoes

$72.0 ฿2,420

$115 $115

-37.18%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.2K

$1,547 $1,547

-68.90%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.4K

$1,174 $1,174

-73.60%

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.6K

$2,716 $2,716

-61.04%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.1K

$2,269 $2,269

-70.97%

Buy Apartment in City Center (m2)

$2,418 ฿81.3K

$2,775 $2,775

-12.86%

Buy Apartment Outside City Center (m2)

$1,609 ฿54.1K

$2,351 $2,351

-31.55%

Average Monthly Net Salary (After Tax)

$595 ฿20.0K

$4,179 $4,179

-85.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.52

-14.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Amherst, NY: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Amherst, NY

$1.2K 46.7% 279% $864

Groceries & Markets

Chiang Mai

$237 25.3%

Amherst, NY

$384 15.3% 62.4% $148

Clothing & Footwear

Chiang Mai

$108 11.6%

Amherst, NY

$139 5.5% 28.2% $31

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Amherst, NY

$352 14% 273% $257

Eating Out

Chiang Mai

$77 8.2%

Amherst, NY

$322 12.8% 320% $245

Getting Around

Chiang Mai

$59 6.3%

Amherst, NY

$75 3% 27.8% $16

Sport & Entertainment

Chiang Mai

$51 5.4%

Amherst, NY

$66 2.6% 29.8% $15

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $1,547 in Amherst, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Amherst, NY are about 7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $78 in Amherst, NY. Monthly groceries follow the same trend: $237 vs $384 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇺🇸 Amherst, NY

🕒 Local time

02:50 2:50 AM

14:50 2:50 PM

12 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

37,819

💱 Currency

Thai Baht THB ฿

United States Dollar USD $

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.64 EUR

1 USD = 0.888 EUR

Exchange rates and currency converter

USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.62 THB (100 THB = 2.97 USD). 1 EUR = 37.85 THB (100 THB = 2.64 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Amherst, NY 13,140 km ≈ 17 h nonstop flight

From you

Chiang Mai
Amherst, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Amherst, NY: Cost of Living - Frequently Asked Questions

Amherst, NY costs about 168% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $3,767 in Amherst, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $481 there versus $1,547 in Amherst, NY.

A mid-range dinner for two costs $19 in Chiang Mai and $78 in Amherst, NY. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 62% more in Amherst, NY, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $935 in Chiang Mai and $2,512 in Amherst, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Chiang Mai – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Amherst, NY makes more sense. Both are solid long-term options with distinct trade-offs.