Cost of Living Comparison Between Chiang Mai and Ambon Cost of Living Comparison Between Chiang Mai and Ambon

Monthly Cost of Living

Monthly costs for one person with rent: $861 in Chiang Mai versus $668 in Ambon.

Estimated couple costs with rent: $1,350 in Chiang Mai versus $1,017 in Ambon.

Monthly costs for a family of three with rent: $1,838 in Chiang Mai versus $1,367 in Ambon.

Living in Chiang Mai is roughly 29% more expensive than in Ambon, driven mainly by Groceries & Markets.

Both cities sit below the global median: Chiang Mai 36% lower, Ambon 50% lower.

Meal at Budget Restaurant

$1.96 ฿65.9

$0.96 Rp 17.3K

104.17%

Three-Course Dinner for Two, Mid-Range

$18.35 ฿617

$12.48 Rp 223.8K

47.04%

Fast Food Meal (McDonalds, etc)

$7.48 ฿252

$3.31 Rp 59.3K

125.98%

Cappuccino

$2.02 ฿67.8

$1.68 Rp 30.1K

20.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ฿28.52

$0.55 Rp 9,893

54.55%

Water (0.33 liter bottle)

$0.36 ฿11.97

$0.26 Rp 4,695

38.46%

Local Beer (0.5 liter draught)

$2.14 ฿71.9

$2.51 Rp 45.1K

-14.74%

Imported Beer (0.33 liter bottle)

$3.59 ฿121

$3.50 Rp 62.8K

2.57%

Milk (1 liter)

$1.65 ฿55.5

$1.17 Rp 21.0K

41.03%

White Bread (500g)

$1.57 ฿52.7

$1.17 Rp 21.0K

34.19%

Rice (white) (1kg)

$1.19 ฿40.05

$0.88 Rp 15.8K

35.23%

Eggs

$1.94 ฿65.1

$1.53 Rp 27.5K

26.80%

Local Cheese (1kg)

$16.19 ฿545

$8.18 Rp 146.7K

97.92%

Chicken Fillets (1kg)

$2.99 ฿101

$3.09 Rp 55.5K

-3.24%

Beef Round Steak (1kg)

$10.94 ฿368

$8.04 Rp 144.2K

36.07%

Apples (1kg)

$2.71 ฿91.2

$2.31 Rp 41.4K

17.32%

Banana (1kg)

$1.17 ฿39.27

$1.44 Rp 25.8K

-18.75%

Oranges (1kg)

$1.69 ฿56.8

$1.80 Rp 32.3K

-6.11%

Tomato (1kg)

$1.60 ฿54.0

$1.55 Rp 27.8K

3.23%

Potato (1kg)

$1.38 ฿46.56

$1.33 Rp 23.8K

3.76%

Onion (1kg)

$1.20 ฿40.47

$1.97 Rp 35.4K

-39.09%

Lettuce (1 head)

$0.67 ฿22.51

$0.95 Rp 17.1K

-29.47%

Water (1.5 liter bottle)

$0.56 ฿18.74

$0.44 Rp 7,973

27.27%

Cigarettes 20 Pack (Marlboro, Camel)

$4.64 ฿156

$2.53 Rp 45.3K

83.40%

Wine (Bottle)

$17.62 ฿593

$19.83 Rp 355.7K

-11.14%

Local Beer (0.5 liter bottle)

$1.86 ฿62.6

$2.13 Rp 38.1K

-12.68%

Imported Beer (0.33 liter bottle)

$3.30 ฿111

$3.09 Rp 55.5K

6.80%

One-way Ticket (Public Transport)

$0.88 ฿29.70

$0.32 Rp 5,789

175.00%

Public Transport Monthly Pass (Regular Price)

$19.34 ฿651

$10.00 Rp 179.4K

93.40%

Taxi Start (Normal Tariff)

$1.36 ฿45.92

$0.58 Rp 10.3K

134.48%

Taxi (Normal Tariff) (1km)

$1.34 ฿45.00

$0.34 Rp 6,173

294.12%

Taxi 1hour Waiting (Normal Tariff)

$8.21 ฿276

$2.84 Rp 51.0K

189.08%

Gasoline (1 liter)

$1.22 ฿41.20

$0.82 Rp 14.6K

48.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ฿718.5K

$24.6K Rp 440.6M

-13.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿758.1K

$28.0K Rp 501.5M

-19.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.7 ฿2,378

$68.6 Rp 1.2M

3.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.04 ฿472

$4.23 Rp 75.8K

231.91%

Internet (50+ Mbps, Unlimited Data)

$17.49 ฿589

$22.66 Rp 406.5K

-22.82%

Gym Membership (Monthly)

$42.15 ฿1,418

$22.66 Rp 406.4K

86.01%

Tennis Court (1 Hour on Weekend)

$6.88 ฿231

$6.02 Rp 108.0K

14.29%

Cinema Ticket

$5.92 ฿199

$3.09 Rp 55.4K

91.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$309 ฿10.4K

$93.2 Rp 1.7M

231.12%

International Primary School, 1 Child (Yearly)

$14.9K ฿500.7K

$7,695 Rp 138.0M

93.36%

Jeans (Levis 501 Or Similar)

$55.8 ฿1,876

$41.17 Rp 738.6K

35.44%

Summer Dress (H&M, Zara, etc)

$26.11 ฿879

$30.46 Rp 546.4K

-14.28%

Sport Shoes (Adidas, Nike)

$83.0 ฿2,793

$67.6 Rp 1.2M

22.83%

Men's Leather Business Shoes

$70.5 ฿2,371

$74.5 Rp 1.3M

-5.40%

1-bedroom Apartment, City Center (Monthly)

$432 ฿14.5K

$258 Rp 4.6M

67.64%

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿8,040

$157 Rp 2.8M

51.73%

3-bedroom Apartment, City Center (Monthly)

$822 ฿27.7K

$584 Rp 10.5M

40.76%

3-bedroom Apartment, Outside City Center (Monthly)

$512 ฿17.2K

$327 Rp 5.9M

56.41%

Buy Apartment in City Center (m2)

$1,915 ฿64.4K

$1,059 Rp 19.0M

80.81%

Buy Apartment Outside City Center (m2)

$1,467 ฿49.4K

$671 Rp 12.0M

118.77%

Average Monthly Net Salary (After Tax)

$579 ฿19.5K

$167 Rp 3.0M

246.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.15

-45.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: July 12, 2026

Last update for Ambon: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $432 in Chiang Mai and $258 in Ambon. Housing cost is often the main lever when comparing two cities.

Chiang Mai pays 246% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $18.00 in Chiang Mai vs $12.00 in Ambon for a mid-range dinner for two. Groceries echo the gap at $243 vs $206 per month, with Ambon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Ambon: Cost of Living - Frequently Asked Questions

Ambon wins on cost – living expenses run 29% lower than in Chiang Mai. Housing and daily spending are where you'll feel the difference most, making Ambon the obvious pick if budget is a priority.

Average pay runs 246% higher in Chiang Mai, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $432 in Chiang Mai versus $258 in Ambon. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $861 per month in Chiang Mai versus $668 in Ambon – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ambon runs roughly 93% less than in Chiang Mai. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Ambon gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Ambon delivers better value – similar infrastructure at $668 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ambon hard to pass up.

Safety-wise, Chiang Mai and Ambon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ambon gentler on the wallet – expenses run 29% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.