Cost of Living Comparison Between Chesterfield, MO and Ubud, Bali Cost of Living Comparison Between Chesterfield, MO and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,342 in Chesterfield, MO versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $3,207 in Chesterfield, MO versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,073 in Chesterfield, MO versus $3,723 in Ubud, Bali.

Living in Chesterfield, MO is roughly 68% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Chesterfield, MO 76% above, Ubud, Bali 5% above.

Currency
🍽 Eating Out
Chesterfield, MO
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.76 $14.76
$3.57 Rp 64.5K
313.45%
Three-Course Dinner for Two, Mid-Range
$50.4 $50.4
$32.32 Rp 583.4K
56.03%
Fast Food Meal (McDonalds, etc)
$8.68 $8.68
$5.01 Rp 90.4K
73.25%
Cappuccino
$4.15 $4.15
$2.82 Rp 51.0K
47.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.32 $2.32
$1.35 Rp 24.4K
71.85%
Water (0.33 liter bottle)
$1.22 $1.22
$0.73 Rp 13.2K
67.12%
Local Beer (0.5 liter draught)
$3.94 $3.94
$2.93 Rp 53.0K
34.47%
Imported Beer (0.33 liter bottle)
$5.96 $5.96
$3.94 Rp 71.1K
51.27%
🛒 Groceries & Markets
Chesterfield, MO
Ubud, Bali
Difference
Milk (1 liter)
$1.01 $1.01
$1.78 Rp 32.1K
-43.26%
White Bread (500g)
$2.91 $2.91
$2.45 Rp 44.2K
18.78%
Rice (white) (1kg)
$2.06 $2.06
$1.15 Rp 20.7K
79.13%
Eggs
$3.40 $3.40
$2.41 Rp 43.6K
41.08%
Local Cheese (1kg)
$9.17 $9.17
$14.33 Rp 258.7K
-36.01%
Chicken Fillets (1kg)
$9.34 $9.34
$4.19 Rp 75.6K
122.91%
Beef Round Steak (1kg)
$12.59 $12.59
$12.06 Rp 217.7K
4.39%
Apples (1kg)
$4.56 $4.56
$3.64 Rp 65.7K
25.27%
Banana (1kg)
$1.25 $1.25
$1.57 Rp 28.3K
-20.38%
Oranges (1kg)
$3.19 $3.19
$2.79 Rp 50.3K
14.34%
Tomato (1kg)
$3.91 $3.91
$2.24 Rp 40.5K
74.55%
Potato (1kg)
$1.67 $1.67
$1.98 Rp 35.7K
-15.66%
Onion (1kg)
$2.56 $2.56
$2.28 Rp 41.1K
12.28%
Lettuce (1 head)
$1.98 $1.98
$1.05 Rp 19.0K
88.57%
Water (1.5 liter bottle)
$1.80 $1.80
$0.79 Rp 14.2K
127.85%
Cigarettes 20 Pack (Marlboro, Camel)
$7.05 $7.05
$3.19 Rp 57.6K
121.00%
Wine (Bottle)
$12.15 $12.15
$23.49 Rp 424.1K
-48.28%
Local Beer (0.5 liter bottle)
$1.67 $1.67
$2.90 Rp 52.3K
-42.41%
Imported Beer (0.33 liter bottle)
$1.56 $1.56
$2.76 Rp 49.7K
-43.48%
🚌 Getting Around
Chesterfield, MO
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.97 $1.97
$0.27 Rp 4,813
629.63%
Public Transport Monthly Pass (Regular Price)
-
$8.37 Rp 151.1K
-
Taxi Start (Normal Tariff)
$3.07 $3.07
$0.45 Rp 8,167
582.22%
Taxi (Normal Tariff) (1km)
$1.53 $1.53
$0.46 Rp 8,298
232.61%
Taxi 1hour Waiting (Normal Tariff)
$35.94 $35.94
$6.07 Rp 109.6K
492.09%
Gasoline (1 liter)
$0.82 $0.82
$0.86 Rp 15.6K
-4.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K $23.9K
$26.6K Rp 480.0M
-9.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1K $23.1K
$32.5K Rp 587.6M
-28.98%
🧾 Monthly Utilities & Internet
Chesterfield, MO
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$230 $230
$79.0 Rp 1.4M
191.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$68.8 $68.8
$4.09 Rp 73.9K
1582.64%
Internet (50+ Mbps, Unlimited Data)
$73.0 $73.0
$23.85 Rp 430.5K
206.12%
🎉 Sport & Entertainment
Chesterfield, MO
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.81 $42.81
$98.8 Rp 1.8M
-56.66%
Tennis Court (1 Hour on Weekend)
-
$6.35 Rp 114.7K
-
Cinema Ticket
$9.83 $9.83
$4.01 Rp 72.3K
145.14%
🧸 Childcare & Education
Chesterfield, MO
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$774 $774
$297 Rp 5.4M
160.38%
International Primary School, 1 Child (Yearly)
$23.4K $23.4K
$6,602 Rp 119.2M
255.12%
👕👟 Clothing & Footwear
Chesterfield, MO
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$51.9 $51.9
$53.4 Rp 964.5K
-2.96%
Summer Dress (H&M, Zara, etc)
$30.42 $30.42
$38.11 Rp 688.1K
-20.18%
Sport Shoes (Adidas, Nike)
$39.54 $39.54
$88.7 Rp 1.6M
-55.40%
Men's Leather Business Shoes
$57.8 $57.8
$76.6 Rp 1.4M
-24.60%
🏠 Accommodation & Living
Chesterfield, MO
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,763 $1,763
$1,020 Rp 18.4M
72.87%
1-bedroom Apartment, Outside City Center (Monthly)
$1,281 $1,281
$680 Rp 12.3M
88.31%
3-bedroom Apartment, City Center (Monthly)
$3,182 $3,182
$3,469 Rp 62.6M
-8.28%
3-bedroom Apartment, Outside City Center (Monthly)
$1,925 $1,925
$2,090 Rp 37.7M
-7.88%
Buy Apartment in City Center (m2)
$1,994 $1,994
$2,729 Rp 49.3M
-26.95%
Buy Apartment Outside City Center (m2)
$1,970 $1,970
$2,295 Rp 41.4M
-14.16%
💵 Salaries & Financials
Chesterfield, MO
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$164 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.65
13.28
-49.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chesterfield, MO: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,763 in Chesterfield, MO and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $50.0 in Chesterfield, MO vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $311 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chesterfield, MO vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Chesterfield, MO and in Ubud, Bali?
Chesterfield, MO and Ubud, Bali differ by about 68% in total monthly costs ($2,342 vs $1,392 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Chesterfield, MO compared to Ubud, Bali?
You'd need roughly $3,514 in Chesterfield, MO and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Chesterfield, MO and in Ubud, Bali?
Rent for a central apartment: $1,763 in Chesterfield, MO versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 5% higher in Chesterfield, MO. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Chesterfield, MO or Ubud, Bali?
All in, you'll spend $2,342 per month in Chesterfield, MO versus $1,392 in Ubud, Bali – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,000 per month?
At $1,392 in Ubud, Bali versus $2,342 in Chesterfield, MO, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Chesterfield, MO. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Chesterfield, MO and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Chesterfield, MO or Ubud, Bali safer for residents?
Safety-wise, Chesterfield, MO and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Chesterfield, MO or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 68% less than in Chesterfield, MO. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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