Last update: Oct 2026

Cost of Living Comparison Between Chester and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,405 in Chester, rent and utilities included – about $12,900 less a year. Rent and utilities account for most of the difference.

115

Cost of Living Index in Chester
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Chester Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Chester

🇬🇧 United Kingdom

$2,405

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Chester and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chester and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,405 per month in Chester vs $1,331 in Ubud, Bali, rent included.

Chester $2,405
Ubud, Bali $1,331

A couple spends around $3,486 per month in Chester vs $2,255 in Ubud, Bali, rent included.

Chester $3,486
Ubud, Bali $2,255

A family of three spends $4,568 per month in Chester vs $3,180 in Ubud, Bali, rent included.

Chester $4,568
Ubud, Bali $3,180

Chester costs about 81% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Chester sits 78% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$19.88 £14.80

$3.38 Rp 61.3K

488.17%

Three-Course Dinner for Two, Mid-Range

$88.1 £65.6

$34.65 Rp 628.8K

154.26%

Fast Food Meal (McDonalds, etc)

$10.67 £7.94

$5.57 Rp 101.2K

91.56%

Cappuccino

$5.24 £3.90

$2.62 Rp 47.5K

100.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 £1.90

$1.54 Rp 27.9K

65.58%

Water (0.33 liter bottle)

$1.80 £1.34

$0.64 Rp 11.6K

181.25%

Local Beer (0.5 liter draught)

$6.58 £4.89

$2.67 Rp 48.4K

146.44%

Imported Beer (0.33 liter bottle)

$6.64 £4.94

$4.26 Rp 77.4K

55.87%

Milk (1 liter)

$1.71 £1.28

$1.46 Rp 26.5K

17.12%

White Bread (500g)

$1.75 £1.31

$2.29 Rp 41.6K

-23.58%

Rice (white) (1kg)

$2.30 £1.71

$1.11 Rp 20.1K

107.21%

Eggs

$4.23 £3.15

$2.10 Rp 38.1K

101.43%

Local Cheese (1kg)

$9.12 £6.79

$15.94 Rp 289.3K

-42.79%

Chicken Fillets (1kg)

$8.97 £6.67

$3.88 Rp 70.5K

131.19%

Beef Round Steak (1kg)

$14.26 £10.61

$11.40 Rp 206.9K

25.09%

Apples (1kg)

$2.94 £2.19

$3.55 Rp 64.5K

-17.18%

Banana (1kg)

$1.72 £1.28

$1.54 Rp 27.9K

11.69%

Oranges (1kg)

$2.87 £2.13

$2.23 Rp 40.5K

28.70%

Tomato (1kg)

$2.98 £2.22

$1.97 Rp 35.8K

51.27%

Potato (1kg)

$2.00 £1.49

$1.86 Rp 33.7K

7.53%

Onion (1kg)

$1.47 £1.10

$2.42 Rp 43.9K

-39.26%

Lettuce (1 head)

$1.27 £0.95

$1.02 Rp 18.6K

24.51%

Water (1.5 liter bottle)

$1.63 £1.21

$0.52 Rp 9,479

213.46%

Cigarettes 20 Pack (Marlboro, Camel)

$24.13 £17.96

$2.20 Rp 39.9K

996.82%

Wine (Bottle)

$11.19 £8.33

$21.79 Rp 395.4K

-48.65%

Local Beer (0.5 liter bottle)

$3.03 £2.26

$2.33 Rp 42.2K

30.04%

Imported Beer (0.33 liter bottle)

$3.26 £2.42

$2.97 Rp 53.9K

9.76%

One-way Ticket (Public Transport)

$4.13 £3.07

$0.25 Rp 4,544

1552.00%

Public Transport Monthly Pass (Regular Price)

$72.8 £54.2

$8.17 Rp 148.4K

791.55%

Taxi Start (Normal Tariff)

$4.73 £3.52

$0.44 Rp 7,944

975.00%

Taxi (Normal Tariff) (1km)

$1.71 £1.27

$0.47 Rp 8,493

263.83%

Taxi 1hour Waiting (Normal Tariff)

$21.77 £16.20

$5.60 Rp 101.6K

288.75%

Gasoline (1 liter)

$2.06 £1.54

$0.83 Rp 15.0K

148.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K £28.6K

$24.4K Rp 443.7M

56.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.4K

$31.7K Rp 575.2M

28.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$322 £239

$77.5 Rp 1.4M

315.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.03 £15.65

$6.14 Rp 111.5K

242.51%

Internet (50+ Mbps, Unlimited Data)

$42.39 £31.55

$18.92 Rp 343.3K

124.05%

Gym Membership (Monthly)

$36.10 £26.87

$51.0 Rp 925.4K

-29.20%

Tennis Court (1 Hour on Weekend)

$15.31 £11.39

$18.25 Rp 331.2K

-16.11%

Cinema Ticket

$13.54 £10.08

$4.38 Rp 79.5K

209.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,775 £1,321

$492 Rp 8.9M

260.50%

International Primary School, 1 Child (Yearly)

$24.2K £18.0K

$12.2K Rp 221.8M

97.83%

Jeans (Levis 501 Or Similar)

$88.6 £65.9

$45.16 Rp 819.6K

96.12%

Summer Dress (H&M, Zara, etc)

$38.24 £28.47

$34.89 Rp 633.2K

9.60%

Sport Shoes (Adidas, Nike)

$102 £75.8

$78.3 Rp 1.4M

29.94%

Men's Leather Business Shoes

$92.0 £68.5

$77.9 Rp 1.4M

18.09%

1-bedroom Apartment, City Center (Monthly)

$1,401 £1,043

$1,078 Rp 19.6M

30.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,088 £810

$665 Rp 12.1M

63.61%

3-bedroom Apartment, City Center (Monthly)

$2,157 £1,605

$3,510 Rp 63.7M

-38.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,706 £1,270

$1,671 Rp 30.3M

2.08%

Buy Apartment in City Center (m2)

$4,350 £3,238

$2,340 Rp 42.5M

85.87%

Buy Apartment Outside City Center (m2)

$3,187 £2,372

$2,236 Rp 40.6M

42.52%

Average Monthly Net Salary (After Tax)

$4,138 £3,081

$166 Rp 3.0M

2387.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.15

13.78

-62.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chester: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chester

$1.1K 45.2%

Ubud, Bali

$665 50% 38.9% $423

Monthly Utilities & Internet

Chester

$385 16%

Ubud, Bali

$103 7.7% 73.4% $282

Eating Out

Chester

$317 13.2%

Ubud, Bali

$106 8% 66.7% $212

Groceries & Markets

Chester

$305 12.7%

Ubud, Bali

$279 21% 8.3% $25

Clothing & Footwear

Chester

$144 6%

Ubud, Bali

$106 8% 26.3% $38

Getting Around

Chester

$103 4.3%

Ubud, Bali

$12 0.9% 88.4% $91

Sport & Entertainment

Chester

$63 2.6%

Ubud, Bali

$60 4.5% 5.4% $3.4

Cost Breakdown

A central one-bedroom costs $1,401 in Chester versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Chester are about 25 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $88 in Chester versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $305 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇬🇧 Chester

🇮🇩 Ubud, Bali

🕒 Local time

11:36 11:36 AM

19:36 7:36 PM

8 h ahead of Chester

🌤 Weather

👥 Population

119,000

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 4, 2026: 1 USD = 0.744 GBP (1 GBP = 1.34 USD). 1 EUR = 0.835 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Chester Ubud, Bali 12,620 km ≈ 16 h nonstop flight

From you

Chester
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chester vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Chester costs about 81% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,608 per month in Chester and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,401 in Chester.

Kindergarten costs $1,775 per month in Chester and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 9% more in Chester, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $2,405 in Chester and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Chester makes more sense. Both are solid long-term options with distinct trade-offs.