Cost of Living Comparison Between Chester, CA and Chicago, IL Cost of Living Comparison Between Chester, CA and Chicago, IL

Monthly Cost of Living

Monthly costs for one person with rent: $2,765 in Chester, CA versus $3,051 in Chicago, IL.

Estimated couple costs with rent: $3,936 in Chester, CA versus $4,638 in Chicago, IL.

Monthly costs for a family of three with rent: $5,107 in Chester, CA versus $6,224 in Chicago, IL.

Living in Chester, CA costs roughly 9% less than in Chicago, IL, driven mainly by Getting Around.

Both cities are pricier than the global median: Chester, CA 106% above, Chicago, IL 128% above.

Currency
🍽 Eating Out
Chester, CA
Chicago, IL
Difference
Meal at Budget Restaurant
$15.19 $15.19
$20.67 $20.67
-26.51%
Three-Course Dinner for Two, Mid-Range
$54.5 $54.5
$100 $100
-45.78%
Fast Food Meal (McDonalds, etc)
$10.69 $10.69
$11.86 $11.86
-9.87%
Cappuccino
$5.46 $5.46
$5.54 $5.54
-1.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.06 $2.06
$3.06 $3.06
-32.68%
Water (0.33 liter bottle)
$1.52 $1.52
$2.48 $2.48
-38.71%
Local Beer (0.5 liter draught)
$5.10 $5.10
$6.92 $6.92
-26.30%
Imported Beer (0.33 liter bottle)
$6.57 $6.57
$8.13 $8.13
-19.19%
🛒 Groceries & Markets
Chester, CA
Chicago, IL
Difference
Milk (1 liter)
$1.22 $1.22
$1.04 $1.04
17.31%
White Bread (500g)
$4.31 $4.31
$3.91 $3.91
10.23%
Rice (white) (1kg)
$5.45 $5.45
$5.42 $5.42
0.55%
Eggs
$4.64 $4.64
$4.48 $4.48
3.57%
Local Cheese (1kg)
$15.38 $15.38
$14.52 $14.52
5.92%
Chicken Fillets (1kg)
$15.23 $15.23
$15.21 $15.21
0.13%
Beef Round Steak (1kg)
$18.65 $18.65
$19.25 $19.25
-3.12%
Apples (1kg)
$5.14 $5.14
$5.39 $5.39
-4.64%
Banana (1kg)
$1.99 $1.99
$1.69 $1.69
17.75%
Oranges (1kg)
$4.04 $4.04
$4.32 $4.32
-6.48%
Tomato (1kg)
$6.78 $6.78
$4.51 $4.51
50.33%
Potato (1kg)
$3.61 $3.61
$2.56 $2.56
41.02%
Onion (1kg)
$4.88 $4.88
$2.70 $2.70
80.74%
Lettuce (1 head)
$2.80 $2.80
$2.41 $2.41
16.18%
Water (1.5 liter bottle)
$2.37 $2.37
$2.62 $2.62
-9.54%
Cigarettes 20 Pack (Marlboro, Camel)
$9.20 $9.20
$15.02 $15.02
-38.75%
Wine (Bottle)
$15.52 $15.52
$14.71 $14.71
5.51%
Local Beer (0.5 liter bottle)
$2.13 $2.13
$2.48 $2.48
-14.11%
Imported Beer (0.33 liter bottle)
$2.96 $2.96
$3.69 $3.69
-19.78%
🚌 Getting Around
Chester, CA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.06 $2.06
$2.55 $2.55
-19.22%
Public Transport Monthly Pass (Regular Price)
-
$75.5 $75.5
-
Taxi Start (Normal Tariff)
$3.92 $3.92
$3.29 $3.29
19.15%
Taxi (Normal Tariff) (1km)
$1.84 $1.84
$1.43 $1.43
28.67%
Taxi 1hour Waiting (Normal Tariff)
$28.07 $28.07
$24.72 $24.72
13.55%
Gasoline (1 liter)
$1.03 $1.03
$1.09 $1.09
-5.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.7K $29.7K
$31.8K $31.8K
-6.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.7K $28.7K
$26.4K $26.4K
8.65%
🧾 Monthly Utilities & Internet
Chester, CA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$254 $254
$183 $183
38.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.7 $59.7
$61.8 $61.8
-3.44%
Internet (50+ Mbps, Unlimited Data)
$75.1 $75.1
$65.0 $65.0
15.50%
🎉 Sport & Entertainment
Chester, CA
Chicago, IL
Difference
Gym Membership (Monthly)
$43.18 $43.18
$76.1 $76.1
-43.24%
Tennis Court (1 Hour on Weekend)
-
$13.04 $13.04
-
Cinema Ticket
$14.25 $14.25
$14.75 $14.75
-3.39%
🧸 Childcare & Education
Chester, CA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,701 $1,701
$2,056 $2,056
-17.28%
International Primary School, 1 Child (Yearly)
$27.4K $27.4K
$38.5K $38.5K
-28.80%
👕👟 Clothing & Footwear
Chester, CA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$58.8 $58.8
$63.9 $63.9
-8.01%
Summer Dress (H&M, Zara, etc)
$63.0 $63.0
$51.6 $51.6
22.19%
Sport Shoes (Adidas, Nike)
$93.3 $93.3
$97.3 $97.3
-4.12%
Men's Leather Business Shoes
$126 $126
$147 $147
-14.39%
🏠 Accommodation & Living
Chester, CA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,611 $1,611
$2,349 $2,349
-31.45%
1-bedroom Apartment, Outside City Center (Monthly)
$1,327 $1,327
$1,581 $1,581
-16.09%
3-bedroom Apartment, City Center (Monthly)
$2,681 $2,681
$4,708 $4,708
-43.07%
3-bedroom Apartment, Outside City Center (Monthly)
$2,257 $2,257
$2,716 $2,716
-16.87%
Buy Apartment in City Center (m2)
$2,332 $2,332
$3,976 $3,976
-41.36%
Buy Apartment Outside City Center (m2)
$2,683 $2,683
$2,632 $2,632
1.93%
💵 Salaries & Financials
Chester, CA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
-
$4,723 $4,723
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.5
6.6
-1.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chester, CA: April 21, 2026

Last update for Chicago, IL: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,611 in Chester, CA and $2,349 in Chicago, IL. Housing cost is often the main lever when comparing two cities.

Dining out: $54 in Chester, CA vs $100 in Chicago, IL. Groceries flip the comparison at $469 vs $447, with Chicago, IL cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chester, CA vs Chicago, IL: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chester, CA or Chicago, IL?
Chester, CA wins on cost – living expenses run 10% lower than in Chicago, IL. Housing and daily spending are where you'll feel the difference most, making Chester, CA the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Chester, CA vs Chicago, IL?
You'd need roughly $4,147 in Chester, CA and $4,577 in Chicago, IL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Chester, CA vs Chicago, IL?
Rent for a central apartment: $1,611 in Chester, CA versus $2,349 in Chicago, IL. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Chester, CA or Chicago, IL?
Shoppers in Chicago, IL pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How much does it cost to live in Chester, CA compared to Chicago, IL?
All in, you'll spend $2,765 per month in Chester, CA versus $3,051 in Chicago, IL – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Chester, CA or Chicago, IL?
Both cities are expensive relative to $2,000. Chester, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, Chester, CA or Chicago, IL?
Both work as nomad bases, but Chester, CA delivers better value – similar infrastructure at $2,765 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chester, CA hard to pass up.
Which city is more affordable for expats?
Expats usually find Chester, CA gentler on the wallet – expenses run 10% less than in Chicago, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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