Last update: Oct 2026

Cost of Living Comparison Between Cherkasy and Cebu

For one person, living is cheaper in Cherkasy: $687 a month against $915 in Cebu, rent and utilities included – about $2,700 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Cherkasy
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Cherkasy Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Cherkasy

🇺🇦 Ukraine

$687

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Cherkasy and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cherkasy and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $687 in Cherkasy versus $915 in Cebu.

Cherkasy $687
Cebu $915

Estimated couple costs with rent: $1,062 in Cherkasy versus $1,418 in Cebu.

Cherkasy $1,062
Cebu $1,418

Monthly costs for a family of three with rent: $1,437 in Cherkasy versus $1,921 in Cebu.

Cherkasy $1,437
Cebu $1,921

Living in Cherkasy costs roughly 25% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cherkasy 49% lower, Cebu 33% lower.

Meal at Budget Restaurant

$8.70 ₴390

$3.05 ₱192

185.25%

Three-Course Dinner for Two, Mid-Range

$21.79 ₴978

$24.00 ₱1,511

-9.21%

Fast Food Meal (McDonalds, etc)

$5.67 ₴255

$3.99 ₱251

42.11%

Cappuccino

$1.43 ₴64.0

$2.50 ₱157

-42.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.55 ₴24.57

$1.54 ₱97.1

-64.29%

Water (0.33 liter bottle)

$0.34 ₴15.37

$0.50 ₱31.37

-32.00%

Local Beer (0.5 liter draught)

$0.91 ₴40.71

$1.78 ₱112

-48.88%

Imported Beer (0.33 liter bottle)

$1.51 ₴67.7

$2.17 ₱136

-30.41%

Milk (1 liter)

$1.19 ₴53.4

$2.00 ₱126

-40.50%

White Bread (500g)

$0.79 ₴35.54

$1.37 ₱86.2

-42.34%

Rice (white) (1kg)

$1.30 ₴58.1

$1.03 ₱64.9

26.21%

Eggs

$1.73 ₴77.6

$2.03 ₱128

-14.78%

Local Cheese (1kg)

$8.08 ₴363

$10.20 ₱642

-20.78%

Chicken Fillets (1kg)

$4.02 ₴180

$4.45 ₱280

-9.66%

Beef Round Steak (1kg)

$6.43 ₴289

$7.67 ₱483

-16.17%

Apples (1kg)

$1.00 ₴44.72

$3.31 ₱208

-69.79%

Banana (1kg)

$1.41 ₴63.4

$1.46 ₱91.8

-3.42%

Oranges (1kg)

$1.19 ₴53.6

$2.32 ₱146

-48.71%

Tomato (1kg)

$2.57 ₴115

$1.49 ₱94.0

72.48%

Potato (1kg)

$0.96 ₴43.30

$2.34 ₱147

-58.97%

Onion (1kg)

$0.45 ₴20.31

$1.94 ₱122

-76.80%

Lettuce (1 head)

$1.69 ₴75.7

$1.16 ₱73.0

45.69%

Water (1.5 liter bottle)

$0.45 ₴20.05

$0.68 ₱42.89

-33.82%

Cigarettes 20 Pack (Marlboro, Camel)

$3.41 ₴153

$2.99 ₱188

14.05%

Wine (Bottle)

$3.26 ₴146

$6.24 ₱393

-47.76%

Local Beer (0.5 liter bottle)

$0.68 ₴30.72

$1.23 ₱77.3

-44.72%

Imported Beer (0.33 liter bottle)

$1.46 ₴65.4

$1.73 ₱109

-15.61%

One-way Ticket (Public Transport)

$0.35 ₴15.54

$0.23 ₱14.36

52.17%

Public Transport Monthly Pass (Regular Price)

$8.48 ₴381

$12.34 ₱777

-31.28%

Taxi Start (Normal Tariff)

$1.83 ₴82.1

$0.79 ₱49.96

131.65%

Taxi (Normal Tariff) (1km)

$0.59 ₴26.60

$0.22 ₱13.86

168.18%

Taxi 1hour Waiting (Normal Tariff)

$5.43 ₴244

$4.54 ₱286

19.60%

Gasoline (1 liter)

$1.60 ₴72.0

$1.32 ₱82.9

21.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K ₴1.4M

$21.0K ₱1.3M

48.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K ₴1.1M

$19.4K ₱1.2M

29.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.5 ₴3,884

$119 ₱7,464

-27.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.90 ₴265

$14.22 ₱896

-58.51%

Internet (50+ Mbps, Unlimited Data)

$4.45 ₴200

$27.47 ₱1,730

-83.80%

Gym Membership (Monthly)

$23.38 ₴1,049

$32.31 ₱2,034

-27.64%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$4.63 ₴208

$5.40 ₱340

-14.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$222 ₴9,953

$276 ₱17.4K

-19.67%

International Primary School, 1 Child (Yearly)

$2,687 ₴120.6K

$7,866 ₱495.3K

-65.85%

Jeans (Levis 501 Or Similar)

$41.18 ₴1,848

$49.37 ₱3,108

-16.59%

Summer Dress (H&M, Zara, etc)

$27.55 ₴1,236

$24.58 ₱1,548

12.08%

Sport Shoes (Adidas, Nike)

$71.3 ₴3,202

$76.6 ₱4,825

-6.92%

Men's Leather Business Shoes

$77.2 ₴3,465

$58.9 ₱3,706

31.12%

1-bedroom Apartment, City Center (Monthly)

$245 ₴11.0K

$503 ₱31.7K

-51.37%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₴7,831

$305 ₱19.2K

-42.71%

3-bedroom Apartment, City Center (Monthly)

$403 ₴18.1K

$1,075 ₱67.7K

-62.51%

3-bedroom Apartment, Outside City Center (Monthly)

$312 ₴14.0K

$632 ₱39.8K

-50.59%

Buy Apartment in City Center (m2)

$807 ₴36.2K

$2,870 ₱180.7K

-71.87%

Buy Apartment Outside City Center (m2)

$666 ₴29.9K

$1,877 ₱118.2K

-64.54%

Average Monthly Net Salary (After Tax)

$455 ₴20.4K

$336 ₱21.1K

35.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.25

7.2

111.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cherkasy: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cherkasy

$174 25.4%

Cebu

$305 33.3% 74.6% $130

Groceries & Markets

Cherkasy

$155 22.6%

Cebu

$210 22.9% 34.9% $54

Eating Out

Cherkasy

$115 16.7%

Cebu

$88 9.6% 23.6% $27

Clothing & Footwear

Cherkasy

$98 14.2%

Cebu

$94 10.3% 3.6% $3.5

Monthly Utilities & Internet

Cherkasy

$97 14.1%

Cebu

$160 17.5% 65.4% $63

Sport & Entertainment

Cherkasy

$33 4.8%

Cebu

$43 4.7% 32.1% $10

Getting Around

Cherkasy

$15 2.1%

Cebu

$15 1.7% 3.3% $0.5

Cost Breakdown

A one-bedroom apartment in the center runs $245 in Cherkasy and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Cherkasy pays 35% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Cherkasy vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $155 vs $210 per month, with Cherkasy cheaper across the board.

Good to know

🇺🇦 Cherkasy

🇵🇭 Cebu

🕒 Local time

21:46 9:46 PM

02:46 2:46 AM

5 h ahead of Cherkasy

🌤 Weather

👥 Population

274,343

964,169

💱 Currency

Ukrainian Hryvnia UAH ₴

Philippine Peso PHP ₱

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 23, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Philippine Peso exchange rates as of October 23, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Cherkasy Cebu 9,270 km ≈ 12 h nonstop flight

From you

Cherkasy
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cherkasy vs Cebu: Cost of Living - Frequently Asked Questions

Cherkasy is cheaper overall, especially in groceries, leisure, and transport. The 33% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 35% higher in Cherkasy, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $245 in Cherkasy versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $687 per month in Cherkasy versus $915 in Cebu – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cherkasy runs roughly 46% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cherkasy gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cherkasy is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cherkasy and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cherkasy gentler on the wallet – expenses run 33% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.