Cost of Living Comparison Between Chennai (Madras) and Panaji Cost of Living Comparison Between Chennai (Madras) and Panaji

🙂 Solo nomad: Chennai (Madras) is 11.9% cheaper than Panaji without rent, and 1% more expensive with rent.

😐 Family of 3: Chennai (Madras) is 8.4% more expensive than Panaji without rent, and 2.2% cheaper with rent.

Meal at Budget Restaurant

$2.27 ₹209

$3.56 ₹328

-36.24%

Three-Course Dinner for Two, Mid-Range

$11.82 ₹1,089

$17.33 ₹1,596

-31.79%

Fast Food Meal (McDonalds, etc)

$4.12 ₹379

$3.88 ₹357

6.19%

Cappuccino

$2.08 ₹191

$2.24 ₹206

-7.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 ₹41.28

$0.49 ₹45.03

-8.16%

Water (0.33 liter bottle)

$0.17 ₹15.85

$0.18 ₹16.94

-5.56%

Local Beer (0.5 liter draught)

$2.04 ₹188

$1.19 ₹110

71.43%

Imported Beer (0.33 liter bottle)

$4.08 ₹376

$1.98 ₹183

106.06%

Milk (1 liter)

$0.63 ₹58.2

$0.81 ₹74.5

-22.22%

White Bread (500g)

$0.49 ₹45.18

$0.47 ₹42.96

4.26%

Rice (white) (1kg)

$0.73 ₹66.9

$0.82 ₹75.7

-10.98%

Eggs

$0.88 ₹80.9

$1.00 ₹91.7

-12.00%

Local Cheese (1kg)

$6.96 ₹641

$5.62 ₹518

23.84%

Chicken Fillets (1kg)

$3.44 ₹317

$3.94 ₹363

-12.69%

Apples (1kg)

$2.95 ₹272

$2.47 ₹228

19.43%

Banana (1kg)

$0.85 ₹78.3

$0.97 ₹88.9

-12.37%

Oranges (1kg)

$1.27 ₹117

$1.34 ₹123

-5.22%

Tomato (1kg)

$0.49 ₹44.96

$0.65 ₹60.2

-24.62%

Potato (1kg)

$0.51 ₹46.95

$0.46 ₹42.15

10.87%

Onion (1kg)

$0.51 ₹46.87

$0.45 ₹41.76

13.33%

Lettuce (1 head)

$0.59 ₹54.1

$0.98 ₹89.9

-39.80%

Water (1.5 liter bottle)

$0.35 ₹32.52

$0.35 ₹31.93

Cigarettes 20 Pack (Marlboro, Camel)

$4.05 ₹373

$2.93 ₹270

38.23%

Wine (Bottle)

$7.64 ₹704

$7.46 ₹687

2.41%

Local Beer (0.5 liter bottle)

$1.81 ₹167

$1.00 ₹92.1

81.00%

Imported Beer (0.33 liter bottle)

$3.48 ₹321

$3.58 ₹330

-2.79%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.04 ₹556

$4.61 ₹424

31.02%

One-way Ticket (Public Transport)

$0.36 ₹33.20

$0.15 ₹13.94

140.00%

Public Transport Monthly Pass (Regular Price)

$11.42 ₹1,052

$7.06 ₹650

61.76%

Taxi Start (Normal Tariff)

$1.61 ₹148

$0.42 ₹39.04

283.33%

Taxi (Normal Tariff) (1km)

$0.30 ₹27.86

Taxi 1hour Waiting (Normal Tariff)

$1.71 ₹158

$1.43 ₹131

19.58%

Gasoline (1 liter)

$1.22 ₹112

$1.16 ₹107

5.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.2K ₹1.6M

$10.7K ₹983.0K

60.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K ₹2.2M

$23.8K ₹2.2M

0.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$47.91 ₹4,413

$22.96 ₹2,115

108.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.82 ₹444

$4.31 ₹397

11.83%

Internet (50+ Mbps, Unlimited Data)

$9.33 ₹859

$9.75 ₹898

-4.31%

Gym Membership (Monthly)

$17.77 ₹1,637

$35.09 ₹3,232

-49.36%

Tennis Court (1 Hour on Weekend)

$6.99 ₹644

$3.41 ₹314

104.99%

Cinema Ticket

$2.84 ₹261

$3.18 ₹293

-10.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$80.1 ₹7,378

$61.7 ₹5,686

29.76%

International Primary School, 1 Child (Yearly)

$1,742 ₹160.5K

$1,618 ₹149.0K

7.70%

Jeans (Levis 501 Or Similar)

$25.91 ₹2,386

$40.55 ₹3,735

-36.10%

Summer Dress (H&M, Zara, etc)

$23.73 ₹2,186

$28.82 ₹2,655

-17.66%

Sport Shoes (Adidas, Nike)

$48.67 ₹4,483

$23.57 ₹2,171

106.49%

Men's Leather Business Shoes

$36.53 ₹3,365

$17.18 ₹1,583

112.63%

1-bedroom Apartment, City Center (Monthly)

$194 ₹17.8K

$194 ₹17.9K

-0.07%

1-bedroom Apartment, Outside City Center (Monthly)

$118 ₹10.9K

$149 ₹13.7K

-20.81%

3-bedroom Apartment, City Center (Monthly)

$432 ₹39.8K

$387 ₹35.6K

11.73%

3-bedroom Apartment, Outside City Center (Monthly)

$265 ₹24.4K

$291 ₹26.8K

-8.80%

Buy Apartment in City Center (m2)

$1,752 ₹161.4K

$931 ₹85.8K

88.18%

Buy Apartment Outside City Center (m2)

$701 ₹64.6K

$707 ₹65.1K

-0.76%

Average Monthly Net Salary (After Tax)

$751 ₹69.2K

$193 ₹17.8K

288.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.42

9.62

-2.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chennai (Madras): March 1, 2026

Last update for Panaji: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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