Cost of Living Comparison Between Chennai (Madras) and Panaji Cost of Living Comparison Between Chennai (Madras) and Panaji

🙂 Solo nomad: Chennai (Madras) is 12.7% cheaper than Panaji without rent, and 2.6% cheaper with rent.

😐 Family of 3: Chennai (Madras) is 14.2% more expensive than Panaji without rent, and 3.2% cheaper with rent.

Meal at Budget Restaurant

$2.2 ₹197

$3.53 ₹316

-37.68%

Three-Course Dinner for Two, Mid-Range

$11.71 ₹1,049

$17.38 ₹1,557

-32.62%

Fast Food Meal (McDonalds, etc)

$4.17 ₹373

$4.09 ₹366

1.96%

Cappuccino

$2.17 ₹194

$2.16 ₹193

0.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 ₹40.29

$0.45 ₹40.27

Water (0.33 liter bottle)

$0.19 ₹16.76

$0.21 ₹18.73

-9.52%

Local Beer (0.5 liter draught)

$2.03 ₹182

$1.13 ₹102

79.65%

Imported Beer (0.33 liter bottle)

$4.09 ₹367

$2 ₹179

104.50%

Milk (1 liter)

$0.58 ₹52

$0.78 ₹69.5

-25.64%

White Bread (500g)

$0.49 ₹43.89

$0.47 ₹41.74

4.26%

Rice (white) (1kg)

$0.72 ₹64.4

$0.82 ₹73.4

-12.20%

Eggs

$0.86 ₹76.8

$0.99 ₹88.4

-13.13%

Local Cheese (1kg)

$7 ₹627

$5.76 ₹516

21.53%

Chicken Fillets (1kg)

$3.46 ₹310

$3.91 ₹350

-11.51%

Apples (1kg)

$2.94 ₹263

$2.59 ₹232

13.51%

Banana (1kg)

$0.82 ₹73.2

$0.88 ₹79.1

-6.82%

Oranges (1kg)

$1.32 ₹118

$1.31 ₹117

0.76%

Tomato (1kg)

$0.46 ₹41.17

$0.67 ₹59.8

-31.34%

Potato (1kg)

$0.52 ₹46.36

$0.46 ₹41.32

13.04%

Onion (1kg)

$0.54 ₹48.27

$0.49 ₹43.45

10.20%

Lettuce (1 head)

$0.55 ₹49.04

$0.97 ₹87.1

-43.30%

Water (1.5 liter bottle)

$0.33 ₹29.36

$0.35 ₹31.05

-5.71%

Cigarettes 20 Pack (Marlboro, Camel)

$4.01 ₹359

$2.82 ₹253

42.20%

Wine (Bottle)

$8.81 ₹789

$7.99 ₹716

10.26%

Local Beer (0.5 liter bottle)

$1.9 ₹170

$1.04 ₹93.5

82.69%

Imported Beer (0.33 liter bottle)

$3.41 ₹305

$3.54 ₹317

-3.67%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.23 ₹558

$4.63 ₹415

34.56%

One-way Ticket (Public Transport)

$0.37 ₹32.76

$0.17 ₹14.91

117.65%

Public Transport Monthly Pass (Regular Price)

$11.83 ₹1,060

$6.89 ₹617

71.70%

Taxi Start (Normal Tariff)

$1.59 ₹142

$0.45 ₹40.38

253.33%

Taxi (Normal Tariff) (1km)

$0.28 ₹24.74

Taxi 1hour Waiting (Normal Tariff)

$1.71 ₹153

$1.48 ₹133

15.54%

Gasoline (1 liter)

$1.17 ₹105

$1.15 ₹103

1.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.1K ₹1.5M

$10.6K ₹949.8K

61.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₹2.2M

$24.3K ₹2.2M

1.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$47.45 ₹4,250

$23.05 ₹2,064

105.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.81 ₹431

$4.28 ₹383

12.38%

Internet (50+ Mbps, Unlimited Data)

$9.39 ₹841

$9.53 ₹853

-1.47%

Gym Membership (Monthly)

$17.59 ₹1,575

$34.43 ₹3,084

-48.91%

Tennis Court (1 Hour on Weekend)

$7 ₹627

$3.57 ₹320

96.08%

Cinema Ticket

$2.95 ₹264

$3.23 ₹290

-8.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$79.1 ₹7,088

$61.6 ₹5,517

28.48%

International Primary School, 1 Child (Yearly)

$1,724 ₹154.4K

$1,595 ₹142.8K

8.08%

Jeans (Levis 501 Or Similar)

$25.29 ₹2,266

$41.42 ₹3,710

-38.94%

Summer Dress (H&M, Zara, etc)

$23.88 ₹2,139

$28.91 ₹2,589

-17.40%

Sport Shoes (Adidas, Nike)

$48.62 ₹4,355

$22.96 ₹2,056

111.76%

Men's Leather Business Shoes

$35.77 ₹3,204

$17.12 ₹1,534

108.94%

1-bedroom Apartment, City Center (Monthly)

$192 ₹17.2K

$195 ₹17.5K

-1.93%

1-bedroom Apartment, Outside City Center (Monthly)

$115 ₹10.3K

$150 ₹13.4K

-23.26%

3-bedroom Apartment, City Center (Monthly)

$433 ₹38.8K

$395 ₹35.4K

9.49%

3-bedroom Apartment, Outside City Center (Monthly)

$266 ₹23.8K

$289 ₹25.9K

-7.92%

Buy Apartment in City Center (m2)

$1,840 ₹164.8K

$980 ₹87.8K

87.69%

Buy Apartment Outside City Center (m2)

$733 ₹65.6K

$723 ₹64.7K

1.39%

Average Monthly Net Salary (After Tax)

$778 ₹69.7K

$201 ₹18K

287.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.42

9.62

-2.08%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chennai (Madras): December 1, 2025

Last update for Panaji: November 30, 2025

Digital Nomad Cost of Living Index

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