Cost of Living Comparison Between Chennai (Madras) and Panaji Cost of Living Comparison Between Chennai (Madras) and Panaji

🙂 Solo nomad: Chennai (Madras) is 5% cheaper than Panaji without rent, and 0.5% more expensive with rent.

😐 Family of 3: Chennai (Madras) is 10.9% more expensive than Panaji without rent, and 0.2% more expensive with rent.

Meal at Budget Restaurant

$2.18 ₹198

$3.41 ₹310

-36.07%

Three-Course Dinner for Two, Mid-Range

$11.66 ₹1,058

$17.62 ₹1,600

-33.83%

Fast Food Meal (McDonalds, etc)

$4.16 ₹378

$3.86 ₹350

7.77%

Cappuccino

$2.17 ₹197

$2.15 ₹195

0.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 ₹43.75

$0.49 ₹44.06

-2.04%

Water (0.33 liter bottle)

$0.18 ₹16.12

$0.20 ₹18.15

-10.00%

Local Beer (0.5 liter draught)

$2.06 ₹187

$1.19 ₹108

73.11%

Imported Beer (0.33 liter bottle)

$4.16 ₹378

$1.98 ₹180

110.10%

Milk (1 liter)

$0.62 ₹56.3

$0.78 ₹70.7

-20.51%

White Bread (500g)

$0.53 ₹47.96

$0.51 ₹46.29

3.92%

Rice (white) (1kg)

$0.73 ₹66.1

$0.78 ₹71.0

-6.41%

Eggs

$0.89 ₹80.4

$0.99 ₹89.6

-10.10%

Local Cheese (1kg)

$7.32 ₹664

$5.73 ₹520

27.75%

Chicken Fillets (1kg)

$3.61 ₹328

$3.88 ₹352

-6.96%

Apples (1kg)

$2.82 ₹256

$2.58 ₹234

9.30%

Banana (1kg)

$0.82 ₹74.1

$0.92 ₹83.3

-10.87%

Oranges (1kg)

$1.28 ₹116

$1.33 ₹121

-3.76%

Tomato (1kg)

$0.49 ₹44.34

$0.62 ₹56.2

-20.97%

Potato (1kg)

$0.51 ₹46.14

$0.42 ₹38.20

21.43%

Onion (1kg)

$0.53 ₹48.47

$0.45 ₹40.65

17.78%

Lettuce (1 head)

$0.60 ₹54.2

$0.91 ₹82.5

-34.07%

Water (1.5 liter bottle)

$0.33 ₹29.57

$0.37 ₹33.97

-10.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.93 ₹357

$2.97 ₹269

32.32%

Wine (Bottle)

$8.77 ₹796

$7.90 ₹717

11.01%

Local Beer (0.5 liter bottle)

$1.87 ₹170

$1.02 ₹92.6

83.33%

Imported Beer (0.33 liter bottle)

$3.43 ₹311

$3.57 ₹324

-3.92%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.15 ₹558

$4.73 ₹429

30.02%

One-way Ticket (Public Transport)

$0.36 ₹32.90

$0.18 ₹16.16

100.00%

Public Transport Monthly Pass (Regular Price)

$11.74 ₹1,066

$6.92 ₹628

69.65%

Taxi Start (Normal Tariff)

$1.56 ₹141

$0.46 ₹41.83

239.13%

Taxi (Normal Tariff) (1km)

$0.28 ₹25.25

Taxi 1hour Waiting (Normal Tariff)

$1.78 ₹162

$1.47 ₹134

21.09%

Gasoline (1 liter)

$1.17 ₹106

$1.14 ₹103

2.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.6K ₹1.6M

$10.8K ₹983.2K

62.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K ₹2.2M

$24.4K ₹2.2M

1.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$48.22 ₹4,377

$23.19 ₹2,105

107.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.89 ₹443

$4.27 ₹388

14.52%

Internet (50+ Mbps, Unlimited Data)

$9.53 ₹865

$9.84 ₹893

-3.15%

Gym Membership (Monthly)

$17.20 ₹1,561

$34.59 ₹3,140

-50.27%

Tennis Court (1 Hour on Weekend)

$6.88 ₹625

$3.47 ₹315

98.27%

Cinema Ticket

$2.92 ₹265

$3.12 ₹283

-6.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$79.9 ₹7,250

$60.1 ₹5,451

33.01%

International Primary School, 1 Child (Yearly)

$1,739 ₹157.9K

$1,631 ₹148.0K

6.63%

Jeans (Levis 501 Or Similar)

$25.12 ₹2,280

$41.35 ₹3,753

-39.25%

Summer Dress (H&M, Zara, etc)

$23.75 ₹2,156

$29.47 ₹2,675

-19.41%

Sport Shoes (Adidas, Nike)

$48.42 ₹4,395

$23.58 ₹2,140

105.34%

Men's Leather Business Shoes

$36.44 ₹3,308

$17.36 ₹1,576

109.91%

1-bedroom Apartment, City Center (Monthly)

$193 ₹17.5K

$197 ₹17.9K

-2.20%

1-bedroom Apartment, Outside City Center (Monthly)

$115 ₹10.4K

$149 ₹13.5K

-22.72%

3-bedroom Apartment, City Center (Monthly)

$431 ₹39.2K

$392 ₹35.6K

9.97%

3-bedroom Apartment, Outside City Center (Monthly)

$265 ₹24.1K

$289 ₹26.2K

-8.31%

Buy Apartment in City Center (m2)

$1,789 ₹162.3K

$954 ₹86.6K

87.49%

Buy Apartment Outside City Center (m2)

$744 ₹67.5K

$710 ₹64.5K

4.73%

Average Monthly Net Salary (After Tax)

$740 ₹67.1K

$202 ₹18.3K

266.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.42

9.62

-2.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chennai (Madras): January 12, 2026

Last update for Panaji: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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