Last update: Oct 2026

Cost of Living Comparison Between Cheltenham and Bansko

For one person, living is cheaper in Bansko: $956 a month against $2,327 in Cheltenham, rent and utilities included – about $16,500 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Cheltenham
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Cheltenham Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

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Cheltenham

🇬🇧 United Kingdom

$2,327

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Cheltenham and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cheltenham and in Bansko actually costs, broken down by who's living it.

A single person spends $2,327 per month in Cheltenham vs $956 in Bansko, rent included.

Cheltenham $2,327
Bansko $956

A couple spends around $3,528 per month in Cheltenham vs $1,467 in Bansko, rent included.

Cheltenham $3,528
Bansko $1,467

A family of three spends $4,729 per month in Cheltenham vs $1,979 in Bansko, rent included.

Cheltenham $4,729
Bansko $1,979

Cheltenham costs about 143% more than Bansko, and outside of rent the biggest gap is in eating out.

Cheltenham sits 72% above the global median, while Bansko is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$23.67 £17.75

$8.66 BGN 15.06

173.33%

Three-Course Dinner for Two, Mid-Range

$105 £79.1

$44.94 BGN 78.2

134.47%

Fast Food Meal (McDonalds, etc)

$11.03 £8.28

$8.78 BGN 15.28

25.63%

Cappuccino

$4.89 £3.67

$2.33 BGN 4.05

109.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 £1.92

$1.57 BGN 2.74

63.06%

Water (0.33 liter bottle)

$1.74 £1.31

$0.82 BGN 1.43

112.20%

Local Beer (0.5 liter draught)

$7.76 £5.82

$1.68 BGN 2.92

361.90%

Imported Beer (0.33 liter bottle)

$6.54 £4.91

$1.98 BGN 3.45

230.30%

Milk (1 liter)

$1.73 £1.30

$1.73 BGN 3.00

White Bread (500g)

$1.71 £1.29

$0.80 BGN 1.40

113.75%

Rice (white) (1kg)

$1.99 £1.49

$1.44 BGN 2.51

38.19%

Eggs

$4.43 £3.33

$2.36 BGN 4.10

87.71%

Local Cheese (1kg)

$8.19 £6.15

$9.39 BGN 16.34

-12.78%

Chicken Fillets (1kg)

$9.59 £7.19

$6.41 BGN 11.15

49.61%

Beef Round Steak (1kg)

$13.09 £9.82

$8.48 BGN 14.76

54.36%

Apples (1kg)

$3.10 £2.32

$1.31 BGN 2.28

136.64%

Banana (1kg)

$1.43 £1.07

$1.62 BGN 2.82

-11.73%

Oranges (1kg)

$1.93 £1.45

$1.73 BGN 3.01

11.56%

Tomato (1kg)

$3.49 £2.62

$1.94 BGN 3.38

79.90%

Potato (1kg)

$1.52 £1.14

$0.94 BGN 1.63

61.70%

Onion (1kg)

$1.51 £1.13

$0.76 BGN 1.32

98.68%

Lettuce (1 head)

$1.21 £0.91

$0.55 BGN 0.95

120.00%

Water (1.5 liter bottle)

$1.42 £1.07

$0.59 BGN 1.02

140.68%

Cigarettes 20 Pack (Marlboro, Camel)

$23.12 £17.35

$3.25 BGN 5.66

611.38%

Wine (Bottle)

$10.63 £7.98

$5.20 BGN 9.05

104.42%

Local Beer (0.5 liter bottle)

$2.86 £2.15

$1.09 BGN 1.89

162.39%

Imported Beer (0.33 liter bottle)

$2.93 £2.20

$1.68 BGN 2.92

74.40%

One-way Ticket (Public Transport)

$3.44 £2.58

$0.84 BGN 1.45

309.52%

Public Transport Monthly Pass (Regular Price)

$92.5 £69.4

$27.06 BGN 47.09

241.80%

Taxi Start (Normal Tariff)

$3.53 £2.65

$1.34 BGN 2.34

163.43%

Taxi (Normal Tariff) (1km)

$1.64 £1.23

$0.65 BGN 1.14

152.31%

Taxi 1hour Waiting (Normal Tariff)

$26.85 £20.14

$10.06 BGN 17.51

166.90%

Gasoline (1 liter)

$1.87 £1.40

$1.48 BGN 2.57

26.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K £27.8K

$29.1K BGN 50.7K

27.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.2K £30.9K

$20.9K BGN 36.4K

96.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$341 £256

$92.4 BGN 161

268.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.10 £12.83

$14.52 BGN 25.26

17.77%

Internet (50+ Mbps, Unlimited Data)

$51.0 £38.24

$12.32 BGN 21.43

313.72%

Gym Membership (Monthly)

$44.28 £33.22

$31.70 BGN 55.2

39.68%

Tennis Court (1 Hour on Weekend)

$39.01 £29.27

$8.53 BGN 14.84

357.33%

Cinema Ticket

$14.00 £10.50

$5.62 BGN 9.78

149.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,020 £1,516

$230 BGN 401

776.84%

International Primary School, 1 Child (Yearly)

$25.2K £18.9K

$2,268 BGN 3,947

1010.70%

Jeans (Levis 501 Or Similar)

$98.2 £73.7

$30.10 BGN 52.4

226.35%

Summer Dress (H&M, Zara, etc)

$48.22 £36.18

$19.62 BGN 34.13

145.77%

Sport Shoes (Adidas, Nike)

$106 £79.4

$45.86 BGN 79.8

130.79%

Men's Leather Business Shoes

$96.9 £72.7

$47.69 BGN 83.0

103.10%

1-bedroom Apartment, City Center (Monthly)

$1,161 £871

$518 BGN 902

124.11%

1-bedroom Apartment, Outside City Center (Monthly)

$929 £697

$357 BGN 621

160.13%

3-bedroom Apartment, City Center (Monthly)

$2,149 £1,613

$614 BGN 1,069

249.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,617 £1,213

$569 BGN 990

184.14%

Buy Apartment in City Center (m2)

$5,704 £4,279

$1,191 BGN 2,073

378.75%

Buy Apartment Outside City Center (m2)

$5,676 £4,258

$959 BGN 1,669

491.70%

Average Monthly Net Salary (After Tax)

$4,753 £3,566

$1,704 BGN 2,965

178.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.54

2.99

85.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cheltenham: October 11, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cheltenham

$929 39.9%

Bansko

$357 37.3% 61.6% $572

Monthly Utilities & Internet

Cheltenham

$409 17.6%

Bansko

$119 12.5% 70.8% $290

Eating Out

Cheltenham

$350 15.1%

Bansko

$145 15.2% 58.5% $205

Groceries & Markets

Cheltenham

$292 12.6%

Bansko

$192 20.1% 34.3% $100

Clothing & Footwear

Cheltenham

$157 6.8%

Bansko

$64 6.7% 59% $93

Getting Around

Cheltenham

$118 5.1%

Bansko

$35 3.7% 70.3% $83

Sport & Entertainment

Cheltenham

$72 3.1%

Bansko

$43 4.5% 40.6% $29

Cost Breakdown

A central one-bedroom costs $1,161 in Cheltenham versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 179% higher in Cheltenham, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $105 in Cheltenham versus $45.00 in Bansko. Monthly groceries follow the same trend: $292 vs $192 – making Bansko the more affordable choice for daily food spending.

Good to know

🇬🇧 Cheltenham

🇧🇬 Bansko

🕒 Local time

21:26 9:26 PM

23:26 11:26 PM

2 h ahead of Cheltenham

🌤 Weather

👥 Population

115,300

8,000

💱 Currency

British Pound GBP £

Bulgarian Lev BGN лв.

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Cheltenham Bansko 2,230 km ≈ 3 h 15 min nonstop flight

From you

Cheltenham
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cheltenham vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,327 in Cheltenham, $956 in Bansko – roughly 143% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,490 per month in Cheltenham and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $105 in Cheltenham and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,327 in Cheltenham and $956 in Bansko. That's a gap of about 143%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Cheltenham at $2,327. In Bansko it covers expenses comfortably, while in Cheltenham it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $956 in Bansko to $2,327 in Cheltenham. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cheltenham makes more sense. Both are solid long-term options with distinct trade-offs.