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Cost of Living Comparison Between Chattanooga, TN and Whangarei Cost of Living Comparison Between Chattanooga, TN and Whangarei

๐Ÿ˜ Solo nomad: Chattanooga, TN is 15.4% more expensive than Whangarei without rent, and 47.6% more expensive with rent.
๐Ÿ˜ Family of 3: Chattanooga, TN is 0.1% more expensive than Whangarei without rent, and 35.7% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Chattanooga, TN
Whangarei
Difference
Meal at Budget Restaurant
$16.80 $16.80
$20.95 NZ$36.45
-19.81%
Three-Course Dinner for Two, Mid-Range
$80.5 $80.5
$83.5 NZ$145
-3.61%
Fast Food Meal (McDonalds, etc)
$10.81 $10.81
$10.45 NZ$18.18
3.44%
Cappuccino
$4.80 $4.80
$3.83 NZ$6.66
25.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.43 $2.43
$2.14 NZ$3.72
13.55%
Water (0.33 liter bottle)
$2.10 $2.10
$1.70 NZ$2.96
23.53%
Local Beer (0.5 liter draught)
$5.98 $5.98
$6.24 NZ$10.86
-4.17%
Imported Beer (0.33 liter bottle)
$7.28 $7.28
$8.21 NZ$14.28
-11.33%
๐Ÿ›’ Groceries & Markets
Chattanooga, TN
Whangarei
Difference
Milk (1 liter)
$1.02 $1.02
$1.89 NZ$3.28
-46.03%
White Bread (500g)
$3.53 $3.53
$2.25 NZ$3.92
56.89%
Rice (white) (1kg)
$4.84 $4.84
$1.96 NZ$3.41
146.94%
Eggs
$4.28 $4.28
$6.68 NZ$11.62
-35.93%
Local Cheese (1kg)
$13.48 $13.48
$9.57 NZ$16.65
40.86%
Chicken Fillets (1kg)
$13.77 $13.77
$10.80 NZ$18.78
27.50%
Beef Round Steak (1kg)
$12.68 $12.68
$16.47 NZ$28.66
-23.01%
Apples (1kg)
$6.53 $6.53
$3.05 NZ$5.30
114.10%
Banana (1kg)
$1.51 $1.51
$2.36 NZ$4.11
-36.02%
Oranges (1kg)
$4.17 $4.17
$2.92 NZ$5.08
42.81%
Tomato (1kg)
$3.55 $3.55
$4.53 NZ$7.89
-21.63%
Potato (1kg)
$3.40 $3.40
$2.53 NZ$4.40
34.39%
Onion (1kg)
$3.39 $3.39
$1.93 NZ$3.35
75.65%
Lettuce (1 head)
$2.38 $2.38
$2.48 NZ$4.31
-4.03%
Water (1.5 liter bottle)
$3.07 $3.07
$1.13 NZ$1.97
171.68%
Cigarettes 20 Pack (Marlboro, Camel)
$7.60 $7.60
$24.25 NZ$42.20
-68.66%
Wine (Bottle)
$15.24 $15.24
$10.50 NZ$18.27
45.14%
Local Beer (0.5 liter bottle)
$1.91 $1.91
$2.42 NZ$4.22
-21.07%
Imported Beer (0.33 liter bottle)
$3.47 $3.47
$2.90 NZ$5.05
19.66%
๐ŸšŒ Getting Around
Chattanooga, TN
Whangarei
Difference
One-way Ticket (Public Transport)
$3.90 $3.90
$1.85 NZ$3.23
110.81%
Public Transport Monthly Pass (Regular Price)
$49.43 $49.43
$137 NZ$239
-64.00%
Taxi Start (Normal Tariff)
$1.74 $1.74
$3.85 NZ$6.70
-54.81%
Taxi (Normal Tariff) (1km)
$1.51 $1.51
$1.63 NZ$2.83
-7.36%
Taxi 1hour Waiting (Normal Tariff)
$23.96 $23.96
$14.40 NZ$25.06
66.39%
Gasoline (1 liter)
$0.74 $0.74
$1.64 NZ$2.86
-54.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.3K $25.3K
$45.0K NZ$78.2K
-43.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$22.5K NZ$39.2K
16.66%
๐Ÿงพ Monthly Utilities & Internet
Chattanooga, TN
Whangarei
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$138 $138
$133 NZ$232
3.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$56.7 $56.7
$38.94 NZ$67.8
45.71%
Internet (50+ Mbps, Unlimited Data)
$70.3 $70.3
$53.5 NZ$93.1
31.41%
๐ŸŽ‰ Sport & Entertainment
Chattanooga, TN
Whangarei
Difference
Gym Membership (Monthly)
$39.25 $39.25
$37.96 NZ$66.1
3.40%
Tennis Court (1 Hour on Weekend)
-
$2.94 NZ$5.12
-
Cinema Ticket
$12.38 $12.38
$10.98 NZ$19.11
12.75%
๐Ÿงธ Childcare & Education
Chattanooga, TN
Whangarei
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,024 $1,024
$781 NZ$1,358
31.25%
International Primary School, 1 Child (Yearly)
$25.3K $25.3K
$11.9K NZ$20.7K
112.82%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Chattanooga, TN
Whangarei
Difference
Jeans (Levis 501 Or Similar)
$41.18 $41.18
$68.5 NZ$119
-39.84%
Summer Dress (H&M, Zara, etc)
$32.06 $32.06
$34.45 NZ$59.9
-6.94%
Sport Shoes (Adidas, Nike)
$96.2 $96.2
$81.3 NZ$142
18.25%
Men's Leather Business Shoes
$112 $112
$102 NZ$178
9.56%
๐Ÿ  Accommodation & Living
Chattanooga, TN
Whangarei
Difference
1-bedroom Apartment, City Center (Monthly)
$1,489 $1,489
$540 NZ$939
175.81%
1-bedroom Apartment, Outside City Center (Monthly)
$1,287 $1,287
$468 NZ$814
175.16%
3-bedroom Apartment, City Center (Monthly)
$3,623 $3,623
$1,023 NZ$1,780
254.12%
3-bedroom Apartment, Outside City Center (Monthly)
$2,129 $2,129
$781 NZ$1,360
172.51%
Buy Apartment in City Center (m2)
$2,238 $2,238
$4,337 NZ$7,546
-48.39%
Buy Apartment Outside City Center (m2)
$2,225 $2,225
$3,375 NZ$5,873
-34.07%
๐Ÿ’ต Salaries & Financials
Chattanooga, TN
Whangarei
Difference
Average Monthly Net Salary (After Tax)
$3,823 $3,823
$2,468 NZ$4,294
54.91%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.7
-3.73%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Chattanooga, TN: January 11, 2026

Last update for Whangarei: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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