Cost of Living Comparison Between Chattanooga, TN and New York, NY Cost of Living Comparison Between Chattanooga, TN and New York, NY

๐Ÿ™‚ Solo nomad: Chattanooga, TN is 36.8% cheaper than New York, NY without rent, and 44.3% cheaper with rent.
๐Ÿ™‚ Family of 3: Chattanooga, TN is 41.1% cheaper than New York, NY without rent, and 49.5% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Chattanooga, TN
New York, NY
Difference
Meal at Budget Restaurant
$16.52 $16.52
$29.68 $29.68
-44.34%
Three-Course Dinner for Two, Mid-Range
$79.1 $79.1
$144 $144
-45.11%
Fast Food Meal (McDonalds, etc)
$10.85 $10.85
$12.43 $12.43
-12.71%
Cappuccino
$4.78 $4.78
$5.84 $5.84
-18.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.57 $2.57
$3.26 $3.26
-21.17%
Water (0.33 liter bottle)
$2.09 $2.09
$2.58 $2.58
-18.99%
Local Beer (0.5 liter draught)
$6.08 $6.08
$8.24 $8.24
-26.21%
Imported Beer (0.33 liter bottle)
$7.47 $7.47
$11.86 $11.86
-37.02%
๐Ÿ›’ Groceries & Markets
Chattanooga, TN
New York, NY
Difference
Milk (1 liter)
$1.02 $1.02
$1.56 $1.56
-34.62%
White Bread (500g)
$3.61 $3.61
$5.23 $5.23
-30.98%
Rice (white) (1kg)
$4.68 $4.68
$8.11 $8.11
-42.29%
Eggs
$4.25 $4.25
$7.25 $7.25
-41.38%
Local Cheese (1kg)
$13.42 $13.42
$17.08 $17.08
-21.43%
Chicken Fillets (1kg)
$13.63 $13.63
$16.24 $16.24
-16.07%
Beef Round Steak (1kg)
$12.83 $12.83
$20.02 $20.02
-35.91%
Apples (1kg)
$6.47 $6.47
$7.49 $7.49
-13.62%
Banana (1kg)
$1.5 $1.5
$2.55 $2.55
-41.18%
Oranges (1kg)
$4.4 $4.4
$5.82 $5.82
-24.40%
Tomato (1kg)
$3.62 $3.62
$6.52 $6.52
-44.48%
Potato (1kg)
$3.32 $3.32
$3.72 $3.72
-10.75%
Onion (1kg)
$3.38 $3.38
$3.9 $3.9
-13.33%
Lettuce (1 head)
$2.3 $2.3
$3.07 $3.07
-25.08%
Water (1.5 liter bottle)
$3.1 $3.1
$2.57 $2.57
20.62%
Cigarettes 20 Pack (Marlboro, Camel)
$7.33 $7.33
$19.21 $19.21
-61.84%
Wine (Bottle)
$13.9 $13.9
$17.79 $17.79
-21.87%
Local Beer (0.5 liter bottle)
$1.93 $1.93
$3.01 $3.01
-35.88%
Imported Beer (0.33 liter bottle)
$3.52 $3.52
$3.72 $3.72
-5.38%
๐ŸšŒ Getting Around
Chattanooga, TN
New York, NY
Difference
One-way Ticket (Public Transport)
$3.9 $3.9
$2.92 $2.92
33.56%
Public Transport Monthly Pass (Regular Price)
$49.54 $49.54
$134 $134
-63.02%
Taxi Start (Normal Tariff)
$1.78 $1.78
$5.13 $5.13
-65.30%
Taxi (Normal Tariff) (1km)
$1.57 $1.57
$2.15 $2.15
-26.98%
Taxi 1hour Waiting (Normal Tariff)
$24.05 $24.05
$41.57 $41.57
-42.15%
Gasoline (1 liter)
$0.74 $0.74
$0.95 $0.95
-22.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25K $25K
$35K $35K
-28.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26K $26K
$27.7K $27.7K
-5.97%
๐Ÿงพ Monthly Utilities & Internet
Chattanooga, TN
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$139 $139
$179 $179
-22.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$56.7 $56.7
$60 $60
-5.40%
Internet (50+ Mbps, Unlimited Data)
$72.6 $72.6
$63.8 $63.8
13.74%
๐ŸŽ‰ Sport & Entertainment
Chattanooga, TN
New York, NY
Difference
Gym Membership (Monthly)
$40.58 $40.58
$141 $141
-71.16%
Tennis Court (1 Hour on Weekend)
-
$63.9 $63.9
-
Cinema Ticket
$12.47 $12.47
$19.9 $19.9
-37.34%
๐Ÿงธ Childcare & Education
Chattanooga, TN
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,030 $1,030
$3,206 $3,206
-67.89%
International Primary School, 1 Child (Yearly)
$24.5K $24.5K
$56.5K $56.5K
-56.60%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Chattanooga, TN
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$40.76 $40.76
$65.7 $65.7
-37.97%
Summer Dress (H&M, Zara, etc)
$32.09 $32.09
$48.75 $48.75
-34.17%
Sport Shoes (Adidas, Nike)
$98.2 $98.2
$111 $111
-11.67%
Men's Leather Business Shoes
$113 $113
$172 $172
-34.30%
๐Ÿ  Accommodation & Living
Chattanooga, TN
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,493 $1,493
$4,165 $4,165
-64.16%
1-bedroom Apartment, Outside City Center (Monthly)
$1,278 $1,278
$2,653 $2,653
-51.82%
3-bedroom Apartment, City Center (Monthly)
$3,635 $3,635
$8,412 $8,412
-56.79%
3-bedroom Apartment, Outside City Center (Monthly)
$2,164 $2,164
$5,277 $5,277
-58.98%
Buy Apartment in City Center (m2)
$2,776 $2,776
$15.6K $15.6K
-82.23%
Buy Apartment Outside City Center (m2)
$2,200 $2,200
$11.2K $11.2K
-80.28%
๐Ÿ’ต Salaries & Financials
Chattanooga, TN
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$4,039 $4,039
$5,616 $5,616
-28.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.44
0.16%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Chattanooga, TN: October 29, 2025

Last update for New York, NY: October 28, 2025

Join the CityCost newsletter โ€“ low traffic, no spam, and easy to unsubscribe. Your email stays private.