Last update: Oct 2026

Cost of Living Comparison Between Chattanooga, TN and Calgary

For one person, living is cheaper in Calgary: $2,255 a month against $2,611 in Chattanooga, TN, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Chattanooga, TN
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Chattanooga, TN Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Chattanooga, TN

🇺🇸 United States

$2,611

/mo nomad

Calgary

🇨🇦 Canada

$2,255

/mo nomad

Monthly Cost of Living

How much you'll spend in Chattanooga, TN and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chattanooga, TN and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,611 in Chattanooga, TN versus $2,255 in Calgary.

Chattanooga, TN $2,611
Calgary $2,255

Estimated couple costs with rent: $3,850 in Chattanooga, TN versus $3,361 in Calgary.

Chattanooga, TN $3,850
Calgary $3,361

Monthly costs for a family of three with rent: $5,089 in Chattanooga, TN versus $4,468 in Calgary.

Chattanooga, TN $5,089
Calgary $4,468

Living in Chattanooga, TN is roughly 16% more expensive than in Calgary, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Chattanooga, TN 93% above, Calgary 66% above.

Meal at Budget Restaurant

$19.63 $19.63

$17.58 CA$24.85

11.66%

Three-Course Dinner for Two, Mid-Range

$99.2 $99.2

$69.1 CA$97.6

43.71%

Fast Food Meal (McDonalds, etc)

$11.15 $11.15

$10.59 CA$14.97

5.29%

Cappuccino

$5.35 $5.35

$3.84 CA$5.42

39.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 $2.34

$1.93 CA$2.72

21.24%

Water (0.33 liter bottle)

$2.08 $2.08

$1.88 CA$2.66

10.64%

Local Beer (0.5 liter draught)

$6.14 $6.14

$5.09 CA$7.20

20.63%

Imported Beer (0.33 liter bottle)

$7.49 $7.49

$5.64 CA$7.97

32.80%

Milk (1 liter)

$1.12 $1.12

$2.00 CA$2.82

-44.00%

White Bread (500g)

$3.60 $3.60

$2.78 CA$3.93

29.50%

Rice (white) (1kg)

$3.98 $3.98

$5.59 CA$7.90

-28.80%

Eggs

$4.19 $4.19

$3.70 CA$5.23

13.24%

Local Cheese (1kg)

$14.24 $14.24

$11.48 CA$16.23

24.04%

Chicken Fillets (1kg)

$14.91 $14.91

$11.20 CA$15.84

33.13%

Beef Round Steak (1kg)

$13.45 $13.45

$18.59 CA$26.28

-27.65%

Apples (1kg)

$6.41 $6.41

$4.70 CA$6.64

36.38%

Banana (1kg)

$1.66 $1.66

$1.45 CA$2.05

14.48%

Oranges (1kg)

$4.24 $4.24

$4.34 CA$6.13

-2.30%

Tomato (1kg)

$4.26 $4.26

$3.79 CA$5.36

12.40%

Potato (1kg)

$2.76 $2.76

$2.69 CA$3.81

2.60%

Onion (1kg)

$3.60 $3.60

$2.75 CA$3.88

30.91%

Lettuce (1 head)

$2.69 $2.69

$2.56 CA$3.62

5.08%

Water (1.5 liter bottle)

$2.72 $2.72

$1.50 CA$2.12

81.33%

Cigarettes 20 Pack (Marlboro, Camel)

$9.27 $9.27

$14.39 CA$20.34

-35.58%

Wine (Bottle)

$17.64 $17.64

$15.81 CA$22.35

11.57%

Local Beer (0.5 liter bottle)

$2.01 $2.01

$2.47 CA$3.49

-18.62%

Imported Beer (0.33 liter bottle)

$3.25 $3.25

$3.10 CA$4.39

4.84%

One-way Ticket (Public Transport)

$1.94 $1.94

$2.81 CA$3.97

-30.96%

Public Transport Monthly Pass (Regular Price)

$49.71 $49.71

$90.6 CA$128

-45.12%

Taxi Start (Normal Tariff)

$5.14 $5.14

$3.28 CA$4.64

56.71%

Taxi (Normal Tariff) (1km)

$1.92 $1.92

$1.40 CA$1.97

37.14%

Taxi 1hour Waiting (Normal Tariff)

$30.07 $30.07

$26.49 CA$37.45

13.51%

Gasoline (1 liter)

$0.96 $0.96

$1.22 CA$1.72

-21.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K $27.6K

$28.4K CA$40.1K

-2.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$20.8K CA$29.5K

27.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 $159

$165 CA$233

-3.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$82.9 $82.9

$38.24 CA$54.1

116.84%

Internet (50+ Mbps, Unlimited Data)

$75.2 $75.2

$50.1 CA$70.9

49.91%

Gym Membership (Monthly)

$39.22 $39.22

$53.8 CA$76.1

-27.10%

Tennis Court (1 Hour on Weekend)

$3.95 $3.95

$18.04 CA$25.51

-78.10%

Cinema Ticket

$15.02 $15.02

$14.04 CA$19.84

6.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,086 $1,086

$797 CA$1,126

36.27%

International Primary School, 1 Child (Yearly)

$24.7K $24.7K

$15.8K CA$22.3K

56.06%

Jeans (Levis 501 Or Similar)

$41.44 $41.44

$59.1 CA$83.5

-29.85%

Summer Dress (H&M, Zara, etc)

$38.80 $38.80

$40.20 CA$56.8

-3.48%

Sport Shoes (Adidas, Nike)

$99.9 $99.9

$90.8 CA$128

10.10%

Men's Leather Business Shoes

$118 $118

$109 CA$155

8.26%

1-bedroom Apartment, City Center (Monthly)

$1,707 $1,707

$1,207 CA$1,707

41.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$1,011 CA$1,429

25.78%

3-bedroom Apartment, City Center (Monthly)

$3,190 $3,190

$1,949 CA$2,756

63.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,984 $1,984

$1,677 CA$2,371

18.28%

Buy Apartment in City Center (m2)

$2,249 $2,249

$3,532 CA$4,993

-36.32%

Buy Apartment Outside City Center (m2)

$2,273 $2,273

$3,392 CA$4,795

-33.00%

Average Monthly Net Salary (After Tax)

$3,984 $3,984

$3,152 CA$4,456

26.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

4.51

47.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chattanooga, TN: October 18, 2026

Last update for Calgary: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chattanooga, TN

$1.3K 48.7%

Calgary

$1K 44.8% 20.5% $261

Groceries & Markets

Chattanooga, TN

$429 16.4%

Calgary

$392 17.4% 8.6% $37

Eating Out

Chattanooga, TN

$318 12.2%

Calgary

$270 12% 15% $48

Monthly Utilities & Internet

Chattanooga, TN

$317 12.1%

Calgary

$253 11.2% 20.2% $64

Clothing & Footwear

Chattanooga, TN

$134 5.2%

Calgary

$135 6% 0.3% $0.4

Getting Around

Chattanooga, TN

$72 2.8%

Calgary

$112 5% 55.2% $40

Sport & Entertainment

Chattanooga, TN

$69 2.7%

Calgary

$82 3.6% 18.2% $13

Cost Breakdown

A one-bedroom apartment in the center runs $1,707 in Chattanooga, TN and $1,207 in Calgary. Housing cost is often the main lever when comparing two cities.

Chattanooga, TN pays 26% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $99.0 in Chattanooga, TN vs $69.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $429 vs $392 per month, with Calgary cheaper across the board.

Good to know

🇺🇸 Chattanooga, TN

🇨🇦 Calgary

🕒 Local time

12:15 12:15 PM

10:15 10:15 AM

2 h behind Chattanooga, TN

🌤 Weather

👥 Population

176,588

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Chattanooga, TN Calgary 2,910 km ≈ 4 h 15 min nonstop flight

From you

Chattanooga, TN
Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chattanooga, TN vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in groceries, eating out, and utilities. The 16% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 26% higher in Chattanooga, TN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,707 in Chattanooga, TN versus $1,207 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $69.0 versus $99.0 in Chattanooga, TN. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,611 per month in Chattanooga, TN versus $2,255 in Calgary – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,255 in Calgary versus $2,611 in Chattanooga, TN, a $2,500 budget is realistic in Calgary but tight or insufficient in Chattanooga, TN. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Chattanooga, TN and Calgary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Calgary gentler on the wallet – expenses run 16% less than in Chattanooga, TN. Beyond cost, consider language, visa policies, and how big the international community is in each city.