Last update: Oct 2026

Cost of Living Comparison Between Charleroi and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,019 in Charleroi, rent and utilities included – about $13,200 less a year. Rent and utilities account for about half of the difference.

98

Cost of Living Index in Charleroi
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Charleroi Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Charleroi

🇧🇪 Belgium

$2,019

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Charleroi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Charleroi and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,019 in Charleroi versus $918 in Cebu.

Charleroi $2,019
Cebu $918

Estimated couple costs with rent: $2,917 in Charleroi versus $1,409 in Cebu.

Charleroi $2,917
Cebu $1,409

Monthly costs for a family of three with rent: $3,815 in Charleroi versus $1,900 in Cebu.

Charleroi $3,815
Cebu $1,900

Living in Charleroi is roughly 120% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Charleroi is 50% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.39 €19.99

$3.09 ₱194

624.60%

Three-Course Dinner for Two, Mid-Range

$82.0 €73.2

$24.22 ₱1,520

238.65%

Fast Food Meal (McDonalds, etc)

$13.52 €12.07

$3.92 ₱246

244.90%

Cappuccino

$3.03 €2.71

$2.51 ₱157

20.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 €1.91

$1.59 ₱99.9

34.59%

Water (0.33 liter bottle)

$2.18 €1.94

$0.53 ₱33.33

311.32%

Local Beer (0.5 liter draught)

$3.23 €2.88

$1.78 ₱112

81.46%

Imported Beer (0.33 liter bottle)

$3.91 €3.49

$2.17 ₱136

80.18%

Milk (1 liter)

$1.14 €1.01

$1.92 ₱120

-40.63%

White Bread (500g)

$2.53 €2.26

$1.36 ₱85.2

86.03%

Rice (white) (1kg)

$2.15 €1.91

$1.01 ₱63.3

112.87%

Eggs

$3.59 €3.20

$2.03 ₱127

76.85%

Local Cheese (1kg)

$17.52 €15.63

$9.86 ₱619

77.69%

Chicken Fillets (1kg)

$12.09 €10.79

$4.39 ₱276

175.40%

Beef Round Steak (1kg)

$21.70 €19.37

$7.60 ₱477

185.53%

Apples (1kg)

$2.61 €2.33

$3.30 ₱207

-20.91%

Banana (1kg)

$2.31 €2.06

$1.39 ₱87.5

66.19%

Oranges (1kg)

$2.65 €2.36

$2.33 ₱146

13.73%

Tomato (1kg)

$3.39 €3.03

$1.50 ₱94.0

126.00%

Potato (1kg)

$2.14 €1.91

$2.36 ₱148

-9.32%

Onion (1kg)

$1.10 €0.98

$1.90 ₱119

-42.11%

Lettuce (1 head)

$1.31 €1.17

$1.19 ₱74.7

10.08%

Water (1.5 liter bottle)

$0.72 €0.64

$0.63 ₱39.59

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$12.67 €11.31

$3.00 ₱189

322.33%

Wine (Bottle)

$8.81 €7.86

$6.03 ₱378

46.10%

Local Beer (0.5 liter bottle)

$1.66 €1.48

$1.23 ₱77.4

34.96%

Imported Beer (0.33 liter bottle)

$1.97 €1.75

$1.75 ₱110

12.57%

One-way Ticket (Public Transport)

$2.85 €2.54

$0.25 ₱15.81

1040.00%

Public Transport Monthly Pass (Regular Price)

$40.92 €36.52

$12.64 ₱793

223.73%

Taxi Start (Normal Tariff)

$5.66 €5.05

$0.77 ₱48.47

635.06%

Taxi (Normal Tariff) (1km)

$2.76 €2.46

$0.23 ₱14.49

1100.00%

Taxi 1hour Waiting (Normal Tariff)

$43.80 €39.09

$4.46 ₱280

882.06%

Gasoline (1 liter)

$1.84 €1.64

$1.31 ₱82.5

40.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K €26.5K

$21.2K ₱1.3M

39.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K €29.3K

$19.1K ₱1.2M

71.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 €185

$120 ₱7,547

72.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.74 €19.40

$14.00 ₱879

55.29%

Internet (50+ Mbps, Unlimited Data)

$47.26 €42.18

$27.54 ₱1,729

71.60%

Gym Membership (Monthly)

$32.19 €28.73

$32.33 ₱2,029

-0.43%

Tennis Court (1 Hour on Weekend)

$28.18 €25.15

$6.65 ₱417

323.76%

Cinema Ticket

$15.02 €13.40

$5.65 ₱355

165.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,628 €1,453

$275 ₱17.3K

491.34%

International Primary School, 1 Child (Yearly)

$16.5K €14.7K

$7,918 ₱497.0K

107.87%

Jeans (Levis 501 Or Similar)

$109 €97.0

$49.33 ₱3,097

120.27%

Summer Dress (H&M, Zara, etc)

$52.3 €46.64

$25.24 ₱1,585

107.05%

Sport Shoes (Adidas, Nike)

$88.1 €78.6

$77.0 ₱4,831

14.49%

Men's Leather Business Shoes

$88.4 €78.9

$57.2 ₱3,590

54.62%

1-bedroom Apartment, City Center (Monthly)

$798 €712

$500 ₱31.4K

59.72%

1-bedroom Apartment, Outside City Center (Monthly)

$815 €727

$309 ₱19.4K

163.92%

3-bedroom Apartment, City Center (Monthly)

$1,031 €920

$1,078 ₱67.7K

-4.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,043 €931

$615 ₱38.6K

69.58%

Buy Apartment in City Center (m2)

$2,863 €2,555

$2,886 ₱181.2K

-0.81%

Buy Apartment Outside City Center (m2)

$2,916 €2,603

$1,917 ₱120.3K

52.17%

Average Monthly Net Salary (After Tax)

$2,306 €2,058

$346 ₱21.7K

566.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.46

7.2

-51.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Charleroi: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Charleroi

$815 40.4%

Cebu

$309 33.6% 62.1% $506

Groceries & Markets

Charleroi

$344 17.1%

Cebu

$206 22.4% 40.2% $139

Eating Out

Charleroi

$297 14.7%

Cebu

$88 9.6% 70.3% $209

Monthly Utilities & Internet

Charleroi

$277 13.7%

Cebu

$162 17.6% 41.5% $115

Clothing & Footwear

Charleroi

$152 7.5%

Cebu

$94 10.2% 38.1% $58

Getting Around

Charleroi

$72 3.6%

Cebu

$16 1.7% 78.3% $56

Sport & Entertainment

Charleroi

$62 3.1%

Cebu

$44 4.8% 29.9% $19

Cost Breakdown

A one-bedroom apartment in the center runs $798 in Charleroi and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Charleroi pays 567% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Charleroi vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $344 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Charleroi

🇵🇭 Cebu

🕒 Local time

08:45 8:45 AM

14:45 2:45 PM

6 h ahead of Charleroi

🌤 Weather

👥 Population

202,730

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 14, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.77 PHP (100 PHP = 1.59 USD). 1 EUR = 70.25 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Charleroi Cebu 11,100 km ≈ 14 h nonstop flight

From you

Charleroi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Charleroi vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 120% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 567% higher in Charleroi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $798 in Charleroi versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,019 per month in Charleroi versus $918 in Cebu – a 120% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 224% less than in Charleroi. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,019 in Charleroi, a $1,500 budget is realistic in Cebu but tight or insufficient in Charleroi. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Charleroi, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Charleroi and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 120% less than in Charleroi. Beyond cost, consider language, visa policies, and how big the international community is in each city.