Cost of Living Comparison Between Chapel Hill, NC and Owensboro, KY Cost of Living Comparison Between Chapel Hill, NC and Owensboro, KY

😐 Solo nomad: Chapel Hill, NC is 6.2% more expensive than Owensboro, KY without rent, and 33.5% more expensive with rent.

😐 Family of 3: Chapel Hill, NC is 14.1% more expensive than Owensboro, KY without rent, and 50.9% more expensive with rent.

Meal at Budget Restaurant

$15.26 $15.26

$17.93 $17.93

-14.89%

Three-Course Dinner for Two, Mid-Range

$81.2 $81.2

$60.6 $60.6

33.95%

Fast Food Meal (McDonalds, etc)

$9.97 $9.97

$10.13 $10.13

-1.58%

Cappuccino

$4.31 $4.31

$5.98 $5.98

-27.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$1.95 $1.95

29.23%

Water (0.33 liter bottle)

$1.87 $1.87

$1.3 $1.3

43.85%

Local Beer (0.5 liter draught)

$5.93 $5.93

$4.08 $4.08

45.34%

Imported Beer (0.33 liter bottle)

$7.17 $7.17

$4.85 $4.85

47.84%

Milk (1 liter)

$0.89 $0.89

$1.11 $1.11

-19.82%

White Bread (500g)

$4.13 $4.13

$3.34 $3.34

23.65%

Rice (white) (1kg)

$4.36 $4.36

$4.52 $4.52

-3.54%

Eggs

$4.62 $4.62

$3.77 $3.77

22.55%

Local Cheese (1kg)

$17.09 $17.09

$6.47 $6.47

164.14%

Chicken Fillets (1kg)

$14.39 $14.39

$11.24 $11.24

28.02%

Beef Round Steak (1kg)

$11.96 $11.96

$8.93 $8.93

33.93%

Apples (1kg)

$5.71 $5.71

$4.43 $4.43

28.89%

Banana (1kg)

$1.57 $1.57

$1.35 $1.35

16.30%

Oranges (1kg)

$5.88 $5.88

$2.65 $2.65

121.89%

Tomato (1kg)

$3.91 $3.91

$3.56 $3.56

9.83%

Potato (1kg)

$2.71 $2.71

$2.19 $2.19

23.74%

Onion (1kg)

$2.85 $2.85

$2.17 $2.17

31.34%

Lettuce (1 head)

$1.74 $1.74

$2.05 $2.05

-15.12%

Water (1.5 liter bottle)

$1.66 $1.66

$1.46 $1.46

13.70%

Cigarettes 20 Pack (Marlboro, Camel)

$7.08 $7.08

$8.88 $8.88

-20.27%

Wine (Bottle)

$13.47 $13.47

$8.1 $8.1

66.30%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.1 $2.1

-15.71%

Imported Beer (0.33 liter bottle)

$2.31 $2.31

$4.33 $4.33

-46.65%

One-way Ticket (Public Transport)

$2.02 $2.02

$1.01 $1.01

100.00%

Public Transport Monthly Pass (Regular Price)

$30.6 $30.6

Taxi Start (Normal Tariff)

$2.97 $2.97

$4.89 $4.89

-39.26%

Taxi (Normal Tariff) (1km)

$1.88 $1.88

$1.53 $1.53

22.88%

Taxi 1hour Waiting (Normal Tariff)

$29.84 $29.84

$20.77 $20.77

43.67%

Gasoline (1 liter)

$0.87 $0.87

$0.79 $0.79

10.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K $28.4K

$32.8K $32.8K

-13.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K $24.6K

$26.8K $26.8K

-8.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 $138

$171 $171

-19.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.8 $55.8

$59 $59

-5.36%

Internet (50+ Mbps, Unlimited Data)

$71.9 $71.9

$60.8 $60.8

18.23%

Gym Membership (Monthly)

$42.32 $42.32

$49.59 $49.59

-14.66%

Tennis Court (1 Hour on Weekend)

$9.81 $9.81

Cinema Ticket

$10.02 $10.02

$13.21 $13.21

-24.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,346 $1,346

$1,221 $1,221

10.30%

International Primary School, 1 Child (Yearly)

$24.5K $24.5K

$30.1K $30.1K

-18.50%

Jeans (Levis 501 Or Similar)

$49.96 $49.96

$61.4 $61.4

-18.63%

Summer Dress (H&M, Zara, etc)

$30.14 $30.14

$47.81 $47.81

-36.96%

Sport Shoes (Adidas, Nike)

$86.3 $86.3

$91.1 $91.1

-5.29%

Men's Leather Business Shoes

$83.2 $83.2

$133 $133

-37.39%

1-bedroom Apartment, City Center (Monthly)

$1,317 $1,317

$730 $730

80.56%

1-bedroom Apartment, Outside City Center (Monthly)

$1,501 $1,501

$786 $786

90.93%

3-bedroom Apartment, City Center (Monthly)

$3,475 $3,475

$1,083 $1,083

220.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,618 $2,618

$933 $933

180.58%

Buy Apartment in City Center (m2)

$2,736 $2,736

$1,607 $1,607

70.27%

Buy Apartment Outside City Center (m2)

$2,686 $2,686

$1,642 $1,642

63.60%

Average Monthly Net Salary (After Tax)

$4,903 $4,903

$3,600 $3,600

36.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

6.47

1.08%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chapel Hill, NC: October 28, 2025

Last update for Owensboro, KY: October 29, 2025

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