Cost of Living Comparison Between Cham and Chiang Mai Cost of Living Comparison Between Cham and Chiang Mai

Monthly Cost of Living

Monthly costs for one person with rent: $3,443 in Cham versus $869 in Chiang Mai.

Estimated couple costs with rent: $5,403 in Cham versus $1,362 in Chiang Mai.

Monthly costs for a family of three with rent: $7,363 in Cham versus $1,855 in Chiang Mai.

Living in Cham is roughly 296% more expensive than Chiang Mai, driven mainly by Eating Out.

The two cities straddle the global median: Cham is 156% above, Chiang Mai is 35% below.

Meal at Budget Restaurant

$31.00 CHF 24.78

$1.98 ฿65.0

1465.66%

Three-Course Dinner for Two, Mid-Range

$149 CHF 119

$18.80 ฿619

693.35%

Fast Food Meal (McDonalds, etc)

$20.08 CHF 16.05

$7.75 ฿255

159.10%

Cappuccino

$6.92 CHF 5.53

$1.92 ฿63.2

260.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.69 CHF 4.55

$0.79 ฿26.07

620.25%

Water (0.33 liter bottle)

$5.09 CHF 4.07

$0.36 ฿11.74

1313.89%

Local Beer (0.5 liter draught)

$9.60 CHF 7.67

$2.21 ฿72.9

334.39%

Imported Beer (0.33 liter bottle)

$7.30 CHF 5.84

$3.66 ฿120

99.45%

Milk (1 liter)

$2.26 CHF 1.80

$1.65 ฿54.4

36.97%

White Bread (500g)

$3.36 CHF 2.69

$1.63 ฿53.7

106.13%

Rice (white) (1kg)

$4.11 CHF 3.29

$1.19 ฿39.28

245.38%

Eggs

$7.30 CHF 5.84

$2.00 ฿65.8

265.00%

Local Cheese (1kg)

$28.12 CHF 22.48

$15.98 ฿526

75.97%

Chicken Fillets (1kg)

$32.90 CHF 26.30

$3.03 ฿99.6

985.81%

Beef Round Steak (1kg)

$44.82 CHF 35.83

$10.86 ฿357

312.71%

Apples (1kg)

$3.91 CHF 3.12

$2.76 ฿90.9

41.67%

Banana (1kg)

$2.76 CHF 2.20

$1.18 ฿38.83

133.90%

Oranges (1kg)

$3.11 CHF 2.48

$1.64 ฿54.0

89.63%

Tomato (1kg)

$5.07 CHF 4.06

$1.52 ฿50.0

233.55%

Potato (1kg)

$2.79 CHF 2.23

$1.38 ฿45.59

102.17%

Onion (1kg)

$2.26 CHF 1.80

$1.19 ฿39.25

89.92%

Lettuce (1 head)

$2.51 CHF 2.00

$0.70 ฿23.11

258.57%

Water (1.5 liter bottle)

$1.50 CHF 1.20

$0.56 ฿18.32

167.86%

Cigarettes 20 Pack (Marlboro, Camel)

$10.88 CHF 8.69

$4.58 ฿151

137.55%

Wine (Bottle)

$13.60 CHF 10.87

$16.56 ฿545

-17.87%

Local Beer (0.5 liter bottle)

$2.33 CHF 1.86

$1.83 ฿60.2

27.32%

Imported Beer (0.33 liter bottle)

$3.02 CHF 2.41

$3.20 ฿105

-5.63%

One-way Ticket (Public Transport)

$3.95 CHF 3.15

$0.88 ฿28.87

348.86%

Public Transport Monthly Pass (Regular Price)

$99.1 CHF 79.2

$18.72 ฿616

429.38%

Taxi Start (Normal Tariff)

$7.68 CHF 6.14

$1.36 ฿44.64

464.71%

Taxi (Normal Tariff) (1km)

$4.35 CHF 3.47

$1.34 ฿44.12

224.63%

Taxi 1hour Waiting (Normal Tariff)

$85.0 CHF 67.9

$7.84 ฿258

983.55%

Gasoline (1 liter)

$2.30 CHF 1.84

$1.23 ฿40.35

86.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.6K CHF 32.4K

$21.6K ฿711.8K

87.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K CHF 31.0K

$22.5K ฿742.2K

71.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$254 CHF 203

$70.5 ฿2,322

260.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.17 CHF 28.91

$13.68 ฿450

164.40%

Internet (50+ Mbps, Unlimited Data)

$58.8 CHF 47.00

$17.45 ฿574

236.96%

Gym Membership (Monthly)

$89.3 CHF 71.3

$41.33 ฿1,361

115.94%

Tennis Court (1 Hour on Weekend)

$6.96 ฿229

Cinema Ticket

$22.72 CHF 18.16

$5.77 ฿190

293.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,568 CHF 2,053

$307 ฿10.1K

736.41%

International Primary School, 1 Child (Yearly)

$34.2K CHF 27.3K

$14.6K ฿481.0K

134.09%

Jeans (Levis 501 Or Similar)

$132 CHF 106

$55.8 ฿1,837

136.58%

Summer Dress (H&M, Zara, etc)

$62.5 CHF 49.95

$26.21 ฿863

138.42%

Sport Shoes (Adidas, Nike)

$149 CHF 119

$85.8 ฿2,823

73.19%

Men's Leather Business Shoes

$201 CHF 160

$72.2 ฿2,378

177.69%

1-bedroom Apartment, City Center (Monthly)

$1,674 CHF 1,338

$430 ฿14.1K

289.63%

1-bedroom Apartment, Outside City Center (Monthly)

$1,451 CHF 1,160

$239 ฿7,857

507.98%

3-bedroom Apartment, City Center (Monthly)

$2,848 CHF 2,277

$817 ฿26.9K

248.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,461 CHF 1,967

$511 ฿16.8K

381.87%

Buy Apartment in City Center (m2)

$14.9K CHF 11.9K

$1,983 ฿65.3K

650.87%

Buy Apartment Outside City Center (m2)

$11.9K CHF 9,482

$1,484 ฿48.9K

699.42%

Average Monthly Net Salary (After Tax)

$619 ฿20.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.09

-58.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cham: June 7, 2026

Last update for Chiang Mai: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,674 in Cham and $430 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Dining out: $149 in Cham vs $19.00 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $645 vs $241 per month, with Chiang Mai cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cham vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 296% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,164 in Cham and $1,303 in Chiang Mai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,674 in Cham versus $430 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,568 in Cham versus $307 in Chiang Mai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 168% higher in Cham. For households that cook at home regularly, that difference adds up over a month.

At $869 in Chiang Mai versus $3,443 in Cham, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Cham. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.

For families, Chiang Mai is more practical. Housing and childcare are both notably cheaper than in Cham, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cham and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chiang Mai gentler on the wallet – expenses run 296% less than in Cham. Beyond cost, consider language, visa policies, and how big the international community is in each city.