Last update: Nov 2026

Cost of Living Comparison Between Cebu and Zlatoust

For one person, living is cheaper in Cebu: $943 a month against $1,137 in Zlatoust, rent and utilities included – about $2,300 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
54

Cost of Living Index in Zlatoust
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Zlatoust Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Zlatoust

🇷🇺 Russia

$1,137

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Zlatoust

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Zlatoust actually costs, broken down by who's living it.

Monthly costs for one person with rent: $943 in Cebu versus $1,137 in Zlatoust.

Cebu $943
Zlatoust $1,137

Estimated couple costs with rent: $1,437 in Cebu versus $1,783 in Zlatoust.

Cebu $1,437
Zlatoust $1,783

Monthly costs for a family of three with rent: $1,930 in Cebu versus $2,429 in Zlatoust.

Cebu $1,930
Zlatoust $2,429

Living in Cebu costs roughly 17% less than in Zlatoust, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 30% lower, Zlatoust 16% lower.

Meal at Budget Restaurant

$3.88 ₱244

$12.07 ₽986

-67.85%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,462

$42.08 ₽3,436

-44.82%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$6.47 ₽529

-39.72%

Cappuccino

$2.56 ₱161

$2.94 ₽240

-12.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱101

$1.20 ₽97.7

33.33%

Water (0.33 liter bottle)

$0.51 ₱32.02

$0.57 ₽46.76

-10.53%

Local Beer (0.5 liter draught)

$1.76 ₱111

$1.87 ₽153

-5.88%

Imported Beer (0.33 liter bottle)

$2.15 ₱136

$3.06 ₽250

-29.74%

Milk (1 liter)

$1.99 ₱125

$1.20 ₽97.8

65.83%

White Bread (500g)

$1.37 ₱86.3

$0.73 ₽59.8

87.67%

Rice (white) (1kg)

$0.95 ₱59.8

$1.39 ₽113

-31.65%

Eggs

$2.02 ₱127

$1.67 ₽136

20.96%

Local Cheese (1kg)

$9.63 ₱606

$12.07 ₽986

-20.22%

Chicken Fillets (1kg)

$4.35 ₱274

$5.48 ₽448

-20.62%

Beef Round Steak (1kg)

$7.70 ₱485

$11.36 ₽927

-32.22%

Apples (1kg)

$3.30 ₱207

$1.81 ₽148

82.32%

Banana (1kg)

$1.27 ₱79.7

$1.81 ₽148

-29.83%

Oranges (1kg)

$2.34 ₱147

$1.73 ₽141

35.26%

Tomato (1kg)

$1.51 ₱95.3

$3.35 ₽274

-54.93%

Potato (1kg)

$2.23 ₱141

$0.80 ₽65.0

178.75%

Onion (1kg)

$1.93 ₱122

$0.60 ₽49.03

221.67%

Lettuce (1 head)

$1.18 ₱74.4

$1.38 ₽113

-14.49%

Water (1.5 liter bottle)

$0.65 ₱40.92

$0.73 ₽59.6

-10.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱182

$3.02 ₽247

-4.30%

Wine (Bottle)

$6.35 ₱400

$8.48 ₽693

-25.12%

Local Beer (0.5 liter bottle)

$1.27 ₱80.0

$1.09 ₽89.1

16.51%

Imported Beer (0.33 liter bottle)

$1.64 ₱103

$2.12 ₽173

-22.64%

One-way Ticket (Public Transport)

$0.23 ₱14.42

$0.57 ₽46.43

-59.65%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱770

$31.20 ₽2,548

-60.77%

Taxi Start (Normal Tariff)

$0.82 ₱51.5

$2.26 ₽185

-63.72%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.56

$0.38 ₽30.75

-47.37%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱272

$5.85 ₽478

-26.15%

Gasoline (1 liter)

$1.38 ₱86.7

$0.81 ₽66.2

70.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$59.9K ₽4.9M

-64.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$45.7K ₽3.7M

-57.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,814

$133 ₽10.9K

-6.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,003

$6.69 ₽546

138.12%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,767

$8.47 ₽692

231.40%

Gym Membership (Monthly)

$33.41 ₱2,103

$33.31 ₽2,720

0.30%

Tennis Court (1 Hour on Weekend)

$6.40 ₱403

$27.34 ₽2,232

-76.59%

Cinema Ticket

$5.85 ₱368

$6.61 ₽540

-11.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.0K

$407 ₽33.2K

-33.48%

International Primary School, 1 Child (Yearly)

$8,060 ₱507.3K

$6,679 ₽545.4K

20.68%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,041

$98.6 ₽8,048

-50.98%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,546

$50.8 ₽4,150

-51.67%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,855

$157 ₽12.8K

-50.88%

Men's Leather Business Shoes

$56.5 ₱3,557

$114 ₽9,329

-50.53%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.2K

$500 ₽40.8K

-0.84%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.2K

$324 ₽26.4K

-0.65%

3-bedroom Apartment, City Center (Monthly)

$990 ₱62.3K

$937 ₽76.5K

5.73%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.5K

$585 ₽47.8K

7.35%

Buy Apartment in City Center (m2)

$4,459 ₱280.6K

$2,024 ₽165.3K

120.32%

Buy Apartment Outside City Center (m2)

$3,030 ₱190.7K

$1,744 ₽142.4K

73.70%

Average Monthly Net Salary (After Tax)

$343 ₱21.6K

$622 ₽50.8K

-44.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

21.33

-66.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Zlatoust: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Zlatoust

$324 28.5% 0.6% $2.1

Groceries & Markets

Cebu

$206 21.8%

Zlatoust

$217 19.1% 5.7% $12

Monthly Utilities & Internet

Cebu

$168 17.8%

Zlatoust

$149 13.1% 11.7% $20

Eating Out

Cebu

$95 10.1%

Zlatoust

$174 15.3% 83% $79

Clothing & Footwear

Cebu

$93 9.9%

Zlatoust

$189 16.7% 104% $96

Sport & Entertainment

Cebu

$45 4.8%

Zlatoust

$47 4.1% 3.1% $1.4

Getting Around

Cebu

$15 1.6%

Zlatoust

$38 3.3% 151% $23

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Cebu and $500 in Zlatoust. Housing cost is often the main lever when comparing two cities.

Zlatoust pays 81% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $23 in Cebu vs $42 in Zlatoust for a mid-range dinner for two. Groceries echo the gap at $206 vs $217 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇷🇺 Zlatoust

🕒 Local time

08:17 8:17 AM

05:17 5:17 AM

3 h behind Cebu

🌤 Weather

👥 Population

964,169

162,148

💱 Currency

Philippine Peso PHP ₱

Russian Ruble RUB ₽

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 RUB = 1.22 USD

100 RUB = 1.09 EUR

Exchange rates and currency converter

RUB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 6, 2026: 1 USD = 62.95 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

Russian Ruble exchange rates as of November 6, 2026: 1 USD = 81.66 RUB (100 RUB = 1.22 USD). 1 EUR = 91.67 RUB (100 RUB = 1.09 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Zlatoust 7,450 km ≈ 10 h nonstop flight

From you

Cebu
Zlatoust

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Zlatoust: Cost of Living - Frequently Asked Questions

Cebu is about 17% cheaper overall, especially in clothing, eating out, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 45% lower in Cebu. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $495 in Cebu versus $500 in Zlatoust. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $943 per month in Cebu versus $1,137 in Zlatoust – Cebu is about 17% cheaper, which adds up to real savings over time.

A monthly transit pass in Cebu runs roughly 61% less than in Zlatoust. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Cebu wins on affordability, Zlatoust on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.