Last update: Oct 2026

Cost of Living Comparison Between Cebu and Zhytomyr

For one person, living is cheaper in Zhytomyr: $751 a month against $918 in Cebu, rent and utilities included – about $2,000 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
37

Cost of Living Index in Zhytomyr
Learn more

Zhytomyr Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Zhytomyr

🇺🇦 Ukraine

$751

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Zhytomyr

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Zhytomyr actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $751 in Zhytomyr.

Cebu $918
Zhytomyr $751

Estimated couple costs with rent: $1,409 in Cebu versus $1,169 in Zhytomyr.

Cebu $1,409
Zhytomyr $1,169

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,586 in Zhytomyr.

Cebu $1,900
Zhytomyr $1,586

Living in Cebu is roughly 22% more expensive than in Zhytomyr, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Zhytomyr 44% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.76 ₴393

-64.73%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$25.87 ₴1,161

-6.38%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.73 ₴212

-17.12%

Cappuccino

$2.51 ₱158

$1.41 ₴63.2

78.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.54 ₴24.32

194.44%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.32 ₴14.20

65.63%

Local Beer (0.5 liter draught)

$1.78 ₱112

$0.70 ₴31.50

154.29%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$1.30 ₴58.3

66.92%

Milk (1 liter)

$1.92 ₱121

$1.07 ₴48.00

79.44%

White Bread (500g)

$1.36 ₱85.4

$0.72 ₴32.40

88.89%

Rice (white) (1kg)

$1.01 ₱63.5

$1.74 ₴78.2

-41.95%

Eggs

$2.03 ₱128

$1.87 ₴83.7

8.56%

Local Cheese (1kg)

$9.86 ₱621

$10.47 ₴470

-5.83%

Chicken Fillets (1kg)

$4.39 ₱277

$3.86 ₴173

13.73%

Beef Round Steak (1kg)

$7.60 ₱479

$6.03 ₴271

26.04%

Apples (1kg)

$3.30 ₱208

$0.93 ₴41.84

254.84%

Banana (1kg)

$1.39 ₱87.8

$1.43 ₴64.1

-2.80%

Oranges (1kg)

$2.33 ₱147

$1.47 ₴65.8

58.50%

Tomato (1kg)

$1.50 ₱94.3

$4.14 ₴186

-63.77%

Potato (1kg)

$2.36 ₱149

$0.80 ₴36.11

195.00%

Onion (1kg)

$1.90 ₱119

$0.82 ₴36.89

131.71%

Lettuce (1 head)

$1.19 ₱74.9

$1.09 ₴48.71

9.17%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.65 ₴29.28

-3.08%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.58 ₴161

-16.20%

Wine (Bottle)

$6.03 ₱379

$4.36 ₴196

38.30%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.97 ₴43.66

26.80%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.57 ₴70.7

11.46%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.32 ₴14.16

-21.88%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$8.81 ₴396

43.47%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.80 ₴80.8

-57.22%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.33 ₴14.80

-30.30%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$3.46 ₴156

28.90%

Gasoline (1 liter)

$1.31 ₱82.8

$1.45 ₴65.0

-9.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.2K ₴1.3M

-27.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$24.2K ₴1.1M

-20.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$84.0 ₴3,772

43.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$5.34 ₴240

162.17%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$4.48 ₴201

514.73%

Gym Membership (Monthly)

$32.33 ₱2,035

$26.99 ₴1,211

19.79%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$16.41 ₴737

-59.48%

Cinema Ticket

$5.65 ₱356

$4.36 ₴196

29.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$159 ₴7,125

73.45%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,690 ₴75.9K

368.48%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$62.6 ₴2,808

-21.15%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$27.81 ₴1,248

-9.24%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$71.4 ₴3,205

7.79%

Men's Leather Business Shoes

$57.2 ₱3,601

$77.1 ₴3,462

-25.83%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$332 ₴14.9K

50.27%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$216 ₴9,703

42.86%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$512 ₴23.0K

110.56%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$369 ₴16.6K

66.56%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,047 ₴47.0K

175.62%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$860 ₴38.6K

122.79%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$463 ₴20.8K

-25.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

19.6

-63.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Zhytomyr: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Zhytomyr

$216 28.8% 30% $93

Groceries & Markets

Cebu

$206 22.4%

Zhytomyr

$174 23.2% 15.5% $32

Monthly Utilities & Internet

Cebu

$162 17.6%

Zhytomyr

$94 12.5% 42% $68

Clothing & Footwear

Cebu

$94 10.2%

Zhytomyr

$108 14.3% 14.4% $14

Eating Out

Cebu

$88 9.6%

Zhytomyr

$111 14.7% 25.4% $22

Sport & Entertainment

Cebu

$44 4.8%

Zhytomyr

$36 4.8% 18.2% $7.9

Getting Around

Cebu

$16 1.7%

Zhytomyr

$14 1.8% 13.2% $2.1

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $332 in Zhytomyr. Housing cost is often the main lever when comparing two cities.

Zhytomyr pays 34% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $26.00 in Zhytomyr. Groceries flip the comparison at $206 vs $174, with Zhytomyr cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇺🇦 Zhytomyr

🕒 Local time

02:05 2:05 AM

21:05 9:05 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

267,610

💱 Currency

Philippine Peso PHP ₱

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Ukrainian Hryvnia exchange rates as of October 17, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.47 UAH (100 UAH = 1.98 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Zhytomyr 9,500 km ≈ 12 h nonstop flight

From you

Cebu
Zhytomyr

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Zhytomyr: Cost of Living - Frequently Asked Questions

Zhytomyr is cheaper overall, especially in groceries, leisure, and utilities. The 22% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 34% lower in Zhytomyr. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $332 in Zhytomyr. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $751 in Zhytomyr – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Zhytomyr runs roughly 43% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Zhytomyr gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Zhytomyr is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Zhytomyr are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zhytomyr gentler on the wallet – expenses run 22% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.