Last update: Oct 2026

Cost of Living Comparison Between Cebu and Zajecar

For one person, living is cheaper in Cebu: $918 a month against $1,209 in Zajecar, rent and utilities included – about $3,500 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
59

Cost of Living Index in Zajecar
Learn more

Zajecar Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Zajecar

🇷🇸 Serbia

$1,209

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Zajecar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Zajecar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,209 in Zajecar.

Cebu $918
Zajecar $1,209

Estimated couple costs with rent: $1,409 in Cebu versus $1,800 in Zajecar.

Cebu $1,409
Zajecar $1,800

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,390 in Zajecar.

Cebu $1,900
Zajecar $2,390

Living in Cebu costs roughly 24% less than in Zajecar, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Zajecar 10% lower.

Meal at Budget Restaurant

$3.09 ₱194

$9.84 RSD 1,026

-68.60%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$49.75 RSD 5,187

-51.32%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$12.07 RSD 1,259

-67.52%

Cappuccino

$2.51 ₱158

$2.62 RSD 273

-4.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.42 RSD 252

-34.30%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.88 RSD 196

-71.81%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.93 RSD 305

-39.25%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.74 RSD 390

-41.98%

Milk (1 liter)

$1.92 ₱121

$1.39 RSD 145

38.13%

White Bread (500g)

$1.36 ₱85.4

$1.01 RSD 106

34.65%

Rice (white) (1kg)

$1.01 ₱63.5

$2.68 RSD 279

-62.31%

Eggs

$2.03 ₱128

$2.57 RSD 267

-21.01%

Local Cheese (1kg)

$9.86 ₱621

$13.59 RSD 1,416

-27.45%

Chicken Fillets (1kg)

$4.39 ₱277

$7.44 RSD 776

-40.99%

Beef Round Steak (1kg)

$7.60 ₱479

$14.07 RSD 1,467

-45.98%

Apples (1kg)

$3.30 ₱208

$1.70 RSD 177

94.12%

Banana (1kg)

$1.39 ₱87.8

$1.88 RSD 197

-26.06%

Oranges (1kg)

$2.33 ₱147

$1.63 RSD 170

42.94%

Tomato (1kg)

$1.50 ₱94.3

$2.52 RSD 263

-40.48%

Potato (1kg)

$2.36 ₱149

$1.04 RSD 108

126.92%

Onion (1kg)

$1.90 ₱119

$0.63 RSD 66.0

201.59%

Lettuce (1 head)

$1.19 ₱74.9

$0.95 RSD 98.7

25.26%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.66 RSD 68.5

-4.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.67 RSD 487

-35.76%

Wine (Bottle)

$6.03 ₱379

$7.50 RSD 781

-19.60%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.93 RSD 96.9

32.26%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.22 RSD 232

-21.17%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.91 RSD 94.7

-72.53%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.23 RSD 232

-65.47%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.92 RSD 96.3

-75.00%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$10.32 RSD 1,075

-56.78%

Gasoline (1 liter)

$1.31 ₱82.8

$1.73 RSD 180

-24.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.5K RSD 3.2M

-30.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$26.5K RSD 2.8M

-27.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$223 RSD 23.2K

-46.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$20.59 RSD 2,147

-32.01%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$33.03 RSD 3,443

-16.62%

Gym Membership (Monthly)

$32.33 ₱2,035

$29.81 RSD 3,107

8.45%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$7.60 RSD 793

-25.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$374 RSD 39.0K

-26.43%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$7,597 RSD 792.0K

4.23%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$119 RSD 12.4K

-58.42%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$44.39 RSD 4,627

-43.14%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$138 RSD 14.4K

-44.18%

Men's Leather Business Shoes

$57.2 ₱3,601

$124 RSD 12.9K

-53.80%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$315 RSD 32.8K

58.70%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$256 RSD 26.7K

20.60%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$434 RSD 45.2K

148.51%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$370 RSD 38.6K

66.25%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,113 RSD 220.3K

36.56%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,568 RSD 163.4K

22.26%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$892 RSD 93.0K

-61.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.21

38.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Zajecar: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Zajecar

$256 21.2% 17.1% $53

Groceries & Markets

Cebu

$206 22.4%

Zajecar

$244 20.2% 18.7% $38

Monthly Utilities & Internet

Cebu

$162 17.6%

Zajecar

$277 22.9% 70.9% $115

Clothing & Footwear

Cebu

$94 10.2%

Zajecar

$191 15.8% 104% $97

Eating Out

Cebu

$88 9.6%

Zajecar

$186 15.4% 110% $97

Sport & Entertainment

Cebu

$44 4.8%

Zajecar

$45 3.7% 3.2% $1.4

Getting Around

Cebu

$16 1.7%

Zajecar

$10 * 0.9% 32.7% $5.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $315 in Zajecar. Housing cost is often the main lever when comparing two cities.

Zajecar pays 158% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $50.0 in Zajecar for a mid-range dinner for two. Groceries echo the gap at $206 vs $244 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇷🇸 Zajecar

🕒 Local time

03:25 3:25 AM

21:25 9:25 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

32,448

💱 Currency

Philippine Peso PHP ₱

Serbian Dinar RSD din

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Zajecar 10,130 km ≈ 13 h nonstop flight

From you

Cebu
Zajecar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Zajecar: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 32% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 158% lower in Zajecar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $315 in Zajecar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 19% higher in Zajecar. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $1,209 in Zajecar – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,209 in Zajecar, a $1,500 budget is realistic in Cebu but tight or insufficient in Zajecar. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Zajecar, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Zajecar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 32% less than in Zajecar. Beyond cost, consider language, visa policies, and how big the international community is in each city.