Last update: Oct 2026

Cost of Living Comparison Between Cebu and Yenagoa

For one person, living is cheaper in Yenagoa: $34.35 a month against $918 in Cebu, rent and utilities included – about $10,600 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Yenagoa

🇳🇬 Nigeria

$34.35

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Yenagoa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Yenagoa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $34.35 in Yenagoa.

Cebu $918
Yenagoa $34.35

Estimated couple costs with rent: $1,409 in Cebu versus $49.63 in Yenagoa.

Cebu $1,409
Yenagoa $49.63

Monthly costs for a family of three with rent: $1,900 in Cebu versus $64.9 in Yenagoa.

Cebu $1,900
Yenagoa $64.9

Living in Cebu is roughly 2572% more expensive than in Yenagoa, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Yenagoa 97% lower.

Meal at Budget Restaurant

$3.09 ₱195

$0.69 ₦912

347.83%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.07 ₦4,082

27.69%

Cappuccino

$2.51 ₱158

$0.98 ₦1,302

156.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.29 ₦384

448.28%

Water (0.33 liter bottle)

$0.53 ₱33.45

$0.17 ₦231

211.76%

Local Beer (0.5 liter draught)

$1.78 ₱112

$0.59 ₦780

201.69%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$1.57 ₦2,084

38.22%

Milk (1 liter)

$1.92 ₱121

White Bread (500g)

$1.36 ₱85.5

Rice (white) (1kg)

$1.01 ₱63.6

Eggs

$2.03 ₱128

Local Cheese (1kg)

$9.86 ₱621

Chicken Fillets (1kg)

$4.39 ₱277

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

Banana (1kg)

$1.39 ₱87.8

Oranges (1kg)

$2.33 ₱147

Tomato (1kg)

$1.50 ₱94.3

Potato (1kg)

$2.36 ₱149

Onion (1kg)

$1.90 ₱119

Lettuce (1 head)

$1.19 ₱74.9

Water (1.5 liter bottle)

$0.63 ₱39.73

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

Wine (Bottle)

$6.03 ₱380

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.87

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.64

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.31 ₱82.8

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

Gym Membership (Monthly)

$32.33 ₱2,036

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

Men's Leather Business Shoes

$57.2 ₱3,603

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Yenagoa: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Yenagoa

–

Groceries & Markets

Cebu

$206 22.4%

Yenagoa

–

Monthly Utilities & Internet

Cebu

$162 17.6%

Yenagoa

–

Clothing & Footwear

Cebu

$94 10.2%

Yenagoa

–

Eating Out

Cebu

$88 9.6%

Yenagoa

–

Sport & Entertainment

Cebu

$44 4.8%

Yenagoa

–

Getting Around

Cebu

$16 1.7%

Yenagoa

–

Good to know

🇵🇭 Cebu

🇳🇬 Yenagoa

🕒 Local time

04:21 4:21 AM

21:21 9:21 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

353,344

💱 Currency

Philippine Peso PHP ₱

Nigerian Naira NGN ₦

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

10,000 NGN = 7.52 USD

10,000 NGN = 6.69 EUR

Exchange rates and currency converter

NGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Nigerian Naira exchange rates as of October 17, 2026: 1 USD = 1,330 NGN (10,000 NGN = 7.52 USD). 1 EUR = 1,496 NGN (10,000 NGN = 6.69 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Yenagoa 12,900 km ≈ 17 h nonstop flight

From you

Cebu
Yenagoa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Yenagoa: Cost of Living - Frequently Asked Questions

Yenagoa is cheaper overall, especially in groceries, clothing, and eating out. The 2572% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $51.5 in Yenagoa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Either city works on $800 a month, though Yenagoa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Yenagoa is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Yenagoa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Yenagoa gentler on the wallet – expenses run 2572% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.