Last update: Oct 2026

Cost of Living Comparison Between Cebu and Wadowice

For one person, living is cheaper in Cebu: $918 a month against $1,394 in Wadowice, rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
69

Cost of Living Index in Wadowice
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Wadowice Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Wadowice

🇵🇱 Poland

$1,394

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Wadowice

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Wadowice actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,394 in Wadowice.

Cebu $918
Wadowice $1,394

Estimated couple costs with rent: $1,409 in Cebu versus $2,080 in Wadowice.

Cebu $1,409
Wadowice $2,080

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,766 in Wadowice.

Cebu $1,900
Wadowice $2,766

Living in Cebu costs roughly 34% less than in Wadowice, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Wadowice is 3% above.

Meal at Budget Restaurant

$3.09 ₱194

$11.26 zł 43.73

-72.56%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$38.65 zł 150

-37.34%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.70 zł 29.92

-49.09%

Cappuccino

$2.51 ₱158

$3.09 zł 12.01

-18.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.19 zł 8.49

-27.40%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.47 zł 5.72

-63.95%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.49 zł 13.54

-49.00%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.27 zł 16.61

-49.18%

Milk (1 liter)

$1.92 ₱121

$0.50 zł 1.93

284.00%

White Bread (500g)

$1.36 ₱85.4

$1.41 zł 5.49

-3.55%

Rice (white) (1kg)

$1.01 ₱63.5

$0.73 zł 2.84

38.36%

Eggs

$2.03 ₱128

$2.12 zł 8.25

-4.25%

Local Cheese (1kg)

$9.86 ₱621

$7.98 zł 31.02

23.56%

Chicken Fillets (1kg)

$4.39 ₱277

$6.47 zł 25.15

-32.15%

Beef Round Steak (1kg)

$7.60 ₱479

$11.95 zł 46.43

-36.40%

Apples (1kg)

$3.30 ₱208

$0.99 zł 3.85

233.33%

Banana (1kg)

$1.39 ₱87.8

$1.57 zł 6.11

-11.46%

Oranges (1kg)

$2.33 ₱147

$1.56 zł 6.07

49.36%

Tomato (1kg)

$1.50 ₱94.3

$2.33 zł 9.04

-35.62%

Potato (1kg)

$2.36 ₱149

$0.65 zł 2.52

263.08%

Onion (1kg)

$1.90 ₱119

$0.90 zł 3.48

111.11%

Lettuce (1 head)

$1.19 ₱74.9

$1.48 zł 5.75

-19.59%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.68 zł 2.65

-7.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.26 zł 20.43

-42.97%

Wine (Bottle)

$6.03 ₱379

$5.46 zł 21.20

10.44%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.28 zł 4.96

-3.91%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.43 zł 5.57

22.38%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.21 zł 4.70

-79.34%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$34.78 zł 135

-63.66%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.59 zł 10.08

-70.27%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.80 zł 6.99

-87.22%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$14.11 zł 54.8

-68.39%

Gasoline (1 liter)

$1.31 ₱82.8

$1.54 zł 5.97

-14.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.8K zł 119.6K

-30.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$27.4K zł 106.4K

-30.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$271 zł 1,053

-55.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.96 zł 42.60

27.74%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$14.73 zł 57.2

86.97%

Gym Membership (Monthly)

$32.33 ₱2,035

$36.53 zł 142

-11.50%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$18.71 zł 72.7

-64.46%

Cinema Ticket

$5.65 ₱356

$7.96 zł 30.91

-29.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$266 zł 1,035

3.37%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$8,001 zł 31.1K

-1.03%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$72.5 zł 282

-31.95%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$47.33 zł 184

-46.67%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$76.1 zł 296

1.10%

Men's Leather Business Shoes

$57.2 ₱3,601

$106 zł 410

-45.84%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$590 zł 2,291

-15.29%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$474 zł 1,842

-34.86%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,011 zł 3,927

6.64%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$902 zł 3,503

-31.77%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,263 zł 12.7K

-11.55%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,951 zł 7,580

-1.77%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.79

6.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Wadowice: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Wadowice

$474 34% 53.5% $165

Groceries & Markets

Cebu

$206 22.4%

Wadowice

$193 13.8% 6.3% $13

Monthly Utilities & Internet

Cebu

$162 17.6%

Wadowice

$297 21.3% 83.4% $135

Clothing & Footwear

Cebu

$94 10.2%

Wadowice

$136 9.7% 44.5% $42

Eating Out

Cebu

$88 9.6%

Wadowice

$191 13.7% 116% $103

Sport & Entertainment

Cebu

$44 4.8%

Wadowice

$52 3.8% 20.2% $8.8

Getting Around

Cebu

$16 1.7%

Wadowice

$51 3.7% 229% $36

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $590 in Wadowice. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $39.00 in Wadowice. Groceries flip the comparison at $206 vs $193, with Wadowice cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇵🇱 Wadowice

🕒 Local time

22:19 10:19 PM

16:19 4:19 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

18,230

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Wadowice 10,140 km ≈ 13 h nonstop flight

From you

Cebu
Wadowice

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Wadowice: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 52% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $2,091 in Wadowice to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $590 in Wadowice. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,394 in Wadowice – a 52% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 175% less than in Wadowice. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,394 in Wadowice, a $1,500 budget is realistic in Cebu but tight or insufficient in Wadowice. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Wadowice, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Wadowice are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 52% less than in Wadowice. Beyond cost, consider language, visa policies, and how big the international community is in each city.