Cost of Living Comparison Between Cebu and Vratsa Cost of Living Comparison Between Cebu and Vratsa

Monthly Cost of Living

Monthly costs for one person with rent: $873 in Cebu versus $934 in Vratsa.

Estimated couple costs with rent: $1,339 in Cebu versus $1,413 in Vratsa.

Monthly costs for a family of three with rent: $1,805 in Cebu versus $1,893 in Vratsa.

Living in Cebu costs roughly 6% less than in Vratsa, driven mainly by Eating Out.

Both cities sit below the global median: Cebu 35% lower, Vratsa 30% lower.

Meal at Budget Restaurant

$4.39 ₱271

$8.80 BGN 14.64

-50.11%

Three-Course Dinner for Two, Mid-Range

$24.30 ₱1,499

$29.01 BGN 48.26

-16.24%

Fast Food Meal (McDonalds, etc)

$4.53 ₱280

$5.87 BGN 9.76

-22.83%

Cappuccino

$2.52 ₱155

$2.50 BGN 4.15

0.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 ₱49.51

$1.51 BGN 2.51

-47.02%

Water (0.33 liter bottle)

$0.42 ₱26.02

$0.86 BGN 1.44

-51.16%

Local Beer (0.5 liter draught)

$1.59 ₱97.9

$1.81 BGN 3.01

-12.15%

Imported Beer (0.33 liter bottle)

$2.19 ₱135

$2.32 BGN 3.86

-5.60%

Milk (1 liter)

$2.26 ₱139

$1.37 BGN 2.28

64.96%

White Bread (500g)

$1.51 ₱93.2

$1.07 BGN 1.77

41.12%

Rice (white) (1kg)

$1.16 ₱71.7

$1.35 BGN 2.24

-14.07%

Eggs

$2.36 ₱146

$3.13 BGN 5.21

-24.60%

Local Cheese (1kg)

$12.87 ₱794

$9.29 BGN 15.46

38.54%

Chicken Fillets (1kg)

$5.38 ₱332

$5.86 BGN 9.75

-8.19%

Beef Round Steak (1kg)

$7.82 ₱482

$11.65 BGN 19.38

-32.88%

Apples (1kg)

$3.53 ₱218

$1.52 BGN 2.52

132.24%

Banana (1kg)

$1.51 ₱93.1

$1.69 BGN 2.81

-10.65%

Oranges (1kg)

$3.29 ₱203

$1.15 BGN 1.91

186.09%

Tomato (1kg)

$2.20 ₱136

$1.78 BGN 2.96

23.60%

Potato (1kg)

$2.64 ₱163

$0.98 BGN 1.63

169.39%

Onion (1kg)

$2.46 ₱152

$0.84 BGN 1.40

192.86%

Lettuce (1 head)

$1.00 ₱61.5

$0.85 BGN 1.41

17.65%

Water (1.5 liter bottle)

$0.78 ₱48.14

$0.57 BGN 0.94

36.84%

Cigarettes 20 Pack (Marlboro, Camel)

$3.10 ₱191

$3.60 BGN 5.99

-13.89%

Wine (Bottle)

$6.43 ₱397

$5.37 BGN 8.93

19.74%

Local Beer (0.5 liter bottle)

$1.16 ₱71.8

$1.09 BGN 1.81

6.42%

Imported Beer (0.33 liter bottle)

$2.24 ₱138

$1.74 BGN 2.90

28.74%

One-way Ticket (Public Transport)

$0.26 ₱15.83

$0.57 BGN 0.96

-54.39%

Public Transport Monthly Pass (Regular Price)

$15.36 ₱947

$17.65 BGN 29.37

-12.97%

Taxi Start (Normal Tariff)

$0.81 ₱49.90

$0.85 BGN 1.42

-4.71%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.08

$0.60 BGN 1.00

-61.67%

Taxi 1hour Waiting (Normal Tariff)

$2.64 ₱163

$6.62 BGN 11.01

-60.12%

Gasoline (1 liter)

$1.10 ₱67.8

$1.57 BGN 2.60

-29.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K ₱1.9M

$32.3K BGN 53.7K

-5.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K ₱1.7M

$28.4K BGN 47.3K

-2.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.9 ₱5,914

$96.1 BGN 160

-0.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.05 ₱2,100

$13.12 BGN 21.83

159.53%

Internet (50+ Mbps, Unlimited Data)

$29.86 ₱1,842

$14.89 BGN 24.77

100.54%

Gym Membership (Monthly)

$33.32 ₱2,055

$23.23 BGN 38.65

43.44%

Tennis Court (1 Hour on Weekend)

$8.45 ₱521

$14.60 BGN 24.28

-42.12%

Cinema Ticket

$5.79 ₱357

$5.78 BGN 9.62

0.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 ₱14.5K

$429 BGN 713

-45.11%

International Primary School, 1 Child (Yearly)

$3,913 ₱241.3K

$5,505 BGN 9,159

-28.92%

Jeans (Levis 501 Or Similar)

$53.1 ₱3,277

$61.6 BGN 102

-13.72%

Summer Dress (H&M, Zara, etc)

$22.65 ₱1,397

$35.95 BGN 59.8

-37.00%

Sport Shoes (Adidas, Nike)

$76.1 ₱4,692

$101 BGN 169

-24.98%

Men's Leather Business Shoes

$55.0 ₱3,389

$107 BGN 178

-48.52%

1-bedroom Apartment, City Center (Monthly)

$508 ₱31.3K

$252 BGN 419

101.83%

1-bedroom Apartment, Outside City Center (Monthly)

$210 ₱12.9K

$269 BGN 448

-22.21%

3-bedroom Apartment, City Center (Monthly)

$800 ₱49.3K

$468 BGN 779

70.88%

3-bedroom Apartment, Outside City Center (Monthly)

$389 ₱24.0K

$431 BGN 717

-9.72%

Buy Apartment in City Center (m2)

$3,013 ₱185.8K

$1,364 BGN 2,269

120.87%

Buy Apartment Outside City Center (m2)

$1,950 ₱120.3K

$1,100 BGN 1,830

77.31%

Average Monthly Net Salary (After Tax)

$340 ₱21.0K

$1,111 BGN 1,848

-69.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

78.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: July 14, 2026

Last update for Vratsa: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $508 in Cebu and $252 in Vratsa. Housing cost is often the main lever when comparing two cities.

Vratsa pays 227% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $29.00 in Vratsa. Groceries flip the comparison at $241 vs $200, with Vratsa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Vratsa: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around. The 7% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 227% lower in Vratsa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $508 in Cebu versus $252 in Vratsa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $873 per month in Cebu versus $934 in Vratsa – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 15% less than in Vratsa. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $873 in Cebu versus $934 in Vratsa, a $1,500 budget is realistic in Cebu but tight or insufficient in Vratsa. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Vratsa, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Vratsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 7% less than in Vratsa. Beyond cost, consider language, visa policies, and how big the international community is in each city.