Cost of Living Comparison Between Cebu and Vratsa Cost of Living Comparison Between Cebu and Vratsa

Monthly Cost of Living

Monthly costs for one person with rent: $873 in Cebu versus $915 in Vratsa.

Estimated couple costs with rent: $1,326 in Cebu versus $1,412 in Vratsa.

Monthly costs for a family of three with rent: $1,778 in Cebu versus $1,909 in Vratsa.

Living in Cebu costs roughly 5% less than in Vratsa, driven mainly by Eating Out.

Both cities sit below the global median: Cebu 35% lower, Vratsa 32% lower.

Meal at Budget Restaurant

$4.33 ₱266

$8.98 BGN 14.94

-51.78%

Three-Course Dinner for Two, Mid-Range

$24.14 ₱1,483

$29.73 BGN 49.46

-18.80%

Fast Food Meal (McDonalds, etc)

$4.36 ₱268

$5.83 BGN 9.69

-25.21%

Cappuccino

$2.57 ₱158

$2.40 BGN 3.99

7.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ₱51.9

$1.49 BGN 2.48

-43.62%

Water (0.33 liter bottle)

$0.43 ₱26.26

$0.88 BGN 1.46

-51.14%

Local Beer (0.5 liter draught)

$1.53 ₱94.2

$1.75 BGN 2.92

-12.57%

Imported Beer (0.33 liter bottle)

$2.11 ₱130

$2.38 BGN 3.96

-11.34%

Milk (1 liter)

$2.21 ₱136

$1.42 BGN 2.36

55.63%

White Bread (500g)

$1.50 ₱92.3

$1.03 BGN 1.71

45.63%

Rice (white) (1kg)

$1.11 ₱68.5

$1.37 BGN 2.28

-18.98%

Eggs

$2.33 ₱143

$3.14 BGN 5.23

-25.80%

Local Cheese (1kg)

$13.03 ₱800

$9.59 BGN 15.95

35.87%

Chicken Fillets (1kg)

$5.35 ₱329

$5.79 BGN 9.63

-7.60%

Beef Round Steak (1kg)

$7.50 ₱461

$11.94 BGN 19.86

-37.19%

Apples (1kg)

$3.57 ₱219

$1.50 BGN 2.50

138.00%

Banana (1kg)

$1.45 ₱89.1

$1.76 BGN 2.93

-17.61%

Oranges (1kg)

$3.39 ₱208

$1.16 BGN 1.93

192.24%

Tomato (1kg)

$2.18 ₱134

$1.73 BGN 2.88

26.01%

Potato (1kg)

$2.59 ₱159

$0.98 BGN 1.63

164.29%

Onion (1kg)

$2.48 ₱153

$0.89 BGN 1.49

178.65%

Lettuce (1 head)

$0.92 ₱56.4

$0.87 BGN 1.45

5.75%

Water (1.5 liter bottle)

$0.79 ₱48.77

$0.58 BGN 0.96

36.21%

Cigarettes 20 Pack (Marlboro, Camel)

$3.11 ₱191

$3.62 BGN 6.02

-14.09%

Wine (Bottle)

$6.52 ₱400

$5.51 BGN 9.16

18.33%

Local Beer (0.5 liter bottle)

$1.21 ₱74.2

$1.03 BGN 1.71

17.48%

Imported Beer (0.33 liter bottle)

$2.32 ₱143

$1.82 BGN 3.03

27.47%

One-way Ticket (Public Transport)

$0.28 ₱17.35

$0.56 BGN 0.94

-50.00%

Public Transport Monthly Pass (Regular Price)

$15.00 ₱921

$17.82 BGN 29.65

-15.82%

Taxi Start (Normal Tariff)

$0.84 ₱51.4

$0.86 BGN 1.43

-2.33%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.39

$0.62 BGN 1.03

-59.68%

Taxi 1hour Waiting (Normal Tariff)

$2.69 ₱165

$6.37 BGN 10.59

-57.77%

Gasoline (1 liter)

$1.09 ₱66.8

$1.58 BGN 2.62

-31.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K ₱1.8M

$32.2K BGN 53.5K

-6.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K ₱1.7M

$27.9K BGN 46.5K

-3.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.4 ₱5,858

$97.7 BGN 163

-2.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.83 ₱2,079

$13.14 BGN 21.87

157.46%

Internet (50+ Mbps, Unlimited Data)

$29.78 ₱1,830

$14.90 BGN 24.79

99.87%

Gym Membership (Monthly)

$32.91 ₱2,022

$23.38 BGN 38.89

40.76%

Tennis Court (1 Hour on Weekend)

$8.43 ₱518

$14.60 BGN 24.29

-42.26%

Cinema Ticket

$5.84 ₱359

$6.05 BGN 10.07

-3.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$233 ₱14.3K

$428 BGN 712

-45.63%

International Primary School, 1 Child (Yearly)

$3,894 ₱239.2K

$7,069 BGN 11.8K

-44.92%

Jeans (Levis 501 Or Similar)

$53.5 ₱3,285

$59.8 BGN 99.5

-10.59%

Summer Dress (H&M, Zara, etc)

$22.75 ₱1,398

$35.82 BGN 59.6

-36.49%

Sport Shoes (Adidas, Nike)

$76.7 ₱4,712

$98.6 BGN 164

-22.23%

Men's Leather Business Shoes

$54.5 ₱3,347

$107 BGN 177

-48.94%

1-bedroom Apartment, City Center (Monthly)

$515 ₱31.6K

$259 BGN 430

99.03%

1-bedroom Apartment, Outside City Center (Monthly)

$209 ₱12.8K

$263 BGN 438

-20.78%

3-bedroom Apartment, City Center (Monthly)

$805 ₱49.4K

$481 BGN 799

67.46%

3-bedroom Apartment, Outside City Center (Monthly)

$397 ₱24.4K

$417 BGN 693

-4.73%

Buy Apartment in City Center (m2)

$2,955 ₱181.6K

$1,450 BGN 2,412

103.82%

Buy Apartment Outside City Center (m2)

$1,923 ₱118.1K

$772 BGN 1,284

149.22%

Average Monthly Net Salary (After Tax)

$364 ₱22.4K

$1,106 BGN 1,839

-67.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

78.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: June 2, 2026

Last update for Vratsa: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $515 in Cebu and $259 in Vratsa. Housing cost is often the main lever when comparing two cities.

Vratsa pays 204% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $30.00 in Vratsa. Groceries flip the comparison at $240 vs $202, with Vratsa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Vratsa: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around. The 5% gap adds up to real monthly savings that compound significantly over time.

On paper, Vratsa earns 204% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $515 in Cebu versus $259 in Vratsa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $873 per month in Cebu versus $915 in Vratsa – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 19% less than in Vratsa. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $873 in Cebu versus $915 in Vratsa, a $1,500 budget is realistic in Cebu but tight or insufficient in Vratsa. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Vratsa, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Vratsa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 5% less than in Vratsa. Beyond cost, consider language, visa policies, and how big the international community is in each city.