Last update: Oct 2026

Cost of Living Comparison Between Cebu and Veldhoven

For one person, living is cheaper in Cebu: $934 a month against $1,215 in Veldhoven, rent and utilities included – about $3,400 less a year. The total is higher in Veldhoven despite lower rent and utilities.

44

Cost of Living Index in Cebu
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Cebu Living Index
59

Cost of Living Index in Veldhoven
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Veldhoven Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Veldhoven

🇳🇱 Netherlands

$1,215

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Veldhoven

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Veldhoven actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,215 in Veldhoven.

Cebu $934
Veldhoven $1,215

Estimated couple costs with rent: $1,415 in Cebu versus $2,792 in Veldhoven.

Cebu $1,415
Veldhoven $2,792

Monthly costs for a family of three with rent: $1,896 in Cebu versus $4,368 in Veldhoven.

Cebu $1,896
Veldhoven $4,368

Living in Cebu costs roughly 23% less than in Veldhoven, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 30% lower, Veldhoven 9% lower.

Meal at Budget Restaurant

$3.03 ₱190

$24.90 €22.22

-87.83%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$77.2 €68.9

-69.59%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$14.14 €12.62

-71.07%

Cappuccino

$2.52 ₱158

$4.53 €4.04

-44.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$3.91 €3.49

-60.61%

Water (0.33 liter bottle)

$0.49 ₱30.98

$3.67 €3.28

-86.65%

Local Beer (0.5 liter draught)

$1.79 ₱112

$5.69 €5.08

-68.54%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$5.69 €5.07

-60.28%

Milk (1 liter)

$1.95 ₱122

$1.39 €1.24

40.29%

White Bread (500g)

$1.43 ₱89.7

$1.98 €1.76

-27.78%

Rice (white) (1kg)

$1.02 ₱63.8

$2.29 €2.04

-55.46%

Eggs

$2.06 ₱129

$4.32 €3.85

-52.31%

Local Cheese (1kg)

$9.81 ₱615

$13.31 €11.88

-26.30%

Chicken Fillets (1kg)

$4.61 ₱289

$12.91 €11.52

-64.29%

Beef Round Steak (1kg)

$7.70 ₱483

$15.59 €13.91

-50.61%

Apples (1kg)

$3.31 ₱207

$2.74 €2.44

20.80%

Banana (1kg)

$1.45 ₱90.9

$2.46 €2.20

-41.06%

Oranges (1kg)

$2.36 ₱148

$1.87 €1.66

26.20%

Tomato (1kg)

$1.54 ₱96.4

$3.36 €3.00

-54.17%

Potato (1kg)

$2.36 ₱148

$1.52 €1.36

55.26%

Onion (1kg)

$1.99 ₱125

$1.37 €1.22

45.26%

Lettuce (1 head)

$1.15 ₱72.1

$1.27 €1.14

-9.45%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.75 €0.67

-10.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$14.18 €12.65

-78.84%

Wine (Bottle)

$6.35 ₱398

$6.91 €6.17

-8.10%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.52 €1.36

-13.82%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.60 €2.32

-33.46%

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$3.62 €3.23

-79.56%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$2.96 €2.64

-92.91%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$39.67 €35.40

-89.08%

Gasoline (1 liter)

$1.33 ₱83.5

$2.52 €2.25

-47.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$41.7K €37.2K

-47.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$39.4K €35.2K

-50.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$199 €178

-39.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$22.42 €20.01

-35.55%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$42.59 €38.01

-33.58%

Gym Membership (Monthly)

$32.68 ₱2,050

$51.0 €45.50

-35.91%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

$15.32 €13.67

-64.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$2,779 €2,480

-90.16%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$8,792 €7,846

-7.24%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$98.4 €87.8

-49.63%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$43.52 €38.84

-42.85%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$107 €95.6

-28.47%

Men's Leather Business Shoes

$59.3 ₱3,717

$133 €119

-55.43%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$1,660 €1,481

-62.71%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$4,410 €3,936

-92.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.8

89.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Veldhoven: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Veldhoven

- * 0% 100%

Groceries & Markets

Cebu

$210 22.7%

Veldhoven

$312 25.7% 48.4% $102

Monthly Utilities & Internet

Cebu

$163 17.7%

Veldhoven

$264 21.8% 61.8% $101

Clothing & Footwear

Cebu

$95 10.2%

Veldhoven

$172 14.2% 81.6% $77

Eating Out

Cebu

$88 9.6%

Veldhoven

$366 30.2% 314% $278

Sport & Entertainment

Cebu

$44 4.7%

Veldhoven

$82 6.7% 87.2% $38

Getting Around

Cebu

$15 1.7%

Veldhoven

$18 * 1.5% 19.2% $3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Veldhoven pays 1193% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $77.0 in Veldhoven for a mid-range dinner for two. Groceries echo the gap at $210 vs $312 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇱 Veldhoven

🕒 Local time

22:11 10:11 PM

16:11 4:11 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

45,466

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Veldhoven 10,990 km ≈ 14 h nonstop flight

From you

Cebu
Veldhoven

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Veldhoven: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 30% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1193% lower in Veldhoven. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 48% higher in Veldhoven. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $934 per month in Cebu versus $1,215 in Veldhoven – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Veldhoven, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Veldhoven are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 30% less than in Veldhoven. Beyond cost, consider language, visa policies, and how big the international community is in each city.